信用管理詞匯(中英對照)

1、English中文%W/I term準(zhǔn)時(shí)付款百分比ACNielsen尼爾森市場調(diào)查公司Account receivable應(yīng)收帳款A(yù)djusted Balance Method調(diào)整余額法（信用卡記費(fèi)法之一）Advance factoring預(yù)付保理Agency factoring代理保理Allowance寬限American Bureau of Collections美國商帳調(diào)查局American Collectors Association美國商帳協(xié)會(huì)American Collectors Association,inc.美國收帳者協(xié)會(huì)Associated Credit Bureau,Inc

2、.信用報(bào)告協(xié)會(huì)Average Collection Period,ACP平均收帳期Average Daily balance Method平均每日余額法（信用卡記費(fèi)法之一）Back-to-back factoring背對背保理Bad debts壞帳Bank credit銀行信用Bulk factoring批量保理Bureau of Small Businesses Administration小企業(yè)管理局Business Credit Management UK英國商業(yè)信用管理公司Business Information Report (BIR)企業(yè)資信調(diào)查報(bào)告Canons of Busine

3、ss Credit Ethics商業(yè)信用道德公約Cash credit現(xiàn)金信用Cash discount現(xiàn)金折扣Cash flow現(xiàn)金流量CBD (Cash before deliver)先付款后發(fā)貨Checking list for Collection Action收帳活動(dòng)自檢表Clearing house of Information信息交換所COD (Cash on deliver)發(fā)貨即付款Collateral抵押Collection追帳Collection policy收帳政策Commercial Invoice商業(yè)發(fā)票Commercial Law League Associati

4、on商業(yè)法律聯(lián)盟聯(lián)合會(huì)Commercial Law League of America美國商業(yè)法律協(xié)會(huì)Confidence信任Confidential factoring發(fā)票貼現(xiàn)保理Consumer Credit Protaction Act消費(fèi)者信用保護(hù)法案Consumer interviewer消費(fèi)者調(diào)查員Country risk indicator國家風(fēng)險(xiǎn)分析指數(shù)Credit信用Credit account信用帳戶Credit Bureau信用局（消費(fèi)者個(gè)人信用調(diào)查公司）Credit Card Insurance Act信用卡保險(xiǎn)法Credit character信用特征Credit c

5、onsulting信用管理咨詢Credit Control Act信用控制法Credit controller信用管理監(jiān)理Credit Grading Form信用評分表Credit information sources信用信息源Credit instrument信用支付工具Credit insurance信用保險(xiǎn)Credit line信用額度Credit management信用管理Credit manager信用管理經(jīng)理Credit Manager Association信用管理經(jīng)理之家Credit period信用期限Credit policy信用政策Credit Repair Org

6、anization Act信用修復(fù)機(jī)構(gòu)法Credit report信用報(bào)告Credit reporting agency信用報(bào)告機(jī)構(gòu)Credit reportor信用報(bào)告 / 調(diào)查員Credit risk信用風(fēng)險(xiǎn)Credit scoring system信用評分系統(tǒng)Credit standard信用標(biāo)準(zhǔn)Credit terms信用條件Credit transactions信用交易Credit Union信用聯(lián)盟Creditbase信用數(shù)據(jù)庫Creditor債權(quán)人Current ratio流動(dòng)比率Consumer credit消費(fèi)者信用Customer file客戶檔案Customer reco

7、rd客戶檔案Dartmounth College美國達(dá)特矛茨學(xué)院Days Sales Outstanding, DSO銷售變現(xiàn)天數(shù)Days slow延遲負(fù)款百分比Debt債Debt cycle收帳程序Debtor債務(wù)人Deposit rating儲(chǔ)蓄戶評級Derivative financial instruments衍生金融工具Disclosed factoring公開保理Document instrument of credit合同方式的信用銷售Down payment首期付款Due到期Dun & Bradstreet Corporation鄧白氏集團(tuán)DUNS number鄧白氏編

8、碼Durable consumption goods耐用消費(fèi)品Economic Classification Policy Committee經(jīng)濟(jì)分類政策委員會(huì)Epexcted future payment未來付款Equal Credit Opportunity Act平等信用機(jī)會(huì)法Equifax, Inc.北美地區(qū)著名信用局Experian益百利公司（北美地區(qū)著名信用局）External debt collection-collection agencies外部追帳-討債公司External debt collection-legal外部追帳-法律訴訟Factoring保理Factors C

9、hain International, FCI國際保理商聯(lián)合會(huì)Fair Credit and Charge Card Disclosure Act公平信用和貸記卡揭露法Fair Credit Billing Act公平信用結(jié)帳法Fair Credit Reporting Act公平信用報(bào)告法Fair Debt Collection Practice Act公平債務(wù)催收作業(yè)法Family Tree族譜Federal Deposit Insurance Corporation聯(lián)邦儲(chǔ)蓄保險(xiǎn)公司（美國）Federal Housing Administration聯(lián)邦房屋事務(wù)管理局Federal Res

10、erve Bank聯(lián)邦儲(chǔ)備銀行（美國）Federal Trade Commission聯(lián)邦交易委員會(huì)Full service factoring綜合保理Graydon International Co.格瑞頓公司（荷蘭資信調(diào)查公司）Halo Effect暈輪效應(yīng)Industrial Research Report行業(yè)調(diào)查報(bào)告Industry research行業(yè)調(diào)查Information product信息產(chǎn)品Instalment分期付款I(lǐng)nternal debtcollection-collection follow up內(nèi)勤商帳催收-按步驟催帳Internal receivable ser

11、vicing-invoicing內(nèi)勤應(yīng)收帳款管理-付款通知International Credit Association國際信用協(xié)會(huì)International factoring國際保理Investment credit投資信用Invoicing付款通知Issuin credit note出具貸項(xiàng)通知Key account report專項(xiàng)問題調(diào)查報(bào)告Key customer核心客戶Kreller Business Information Group, Inc.克萊勒商業(yè)信息集團(tuán)Largest high credit最高信用額度Length of time to maturity信用期限Li

12、quidation 流動(dòng)性Liquidator債務(wù)清算人Liquidity資產(chǎn)折現(xiàn)Loan rating貸款評級Marketing research市場調(diào)查Maturity factoring定期保理Member merchant特約經(jīng)銷商Minimum payment最低付款額度Moody' s穆迪評級公司National Association of Credit Management全國信用管理協(xié)會(huì)（美國）National Credit Management System國家信用管理體系Net present value凈現(xiàn)值Non-recourse factoring無追索權(quán)保

13、理North America Industry Classification System北美工業(yè)分類系統(tǒng)Note instrument票據(jù)Note receivable應(yīng)收票據(jù)O / A account寄售帳戶Office of Management Budget管理和預(yù)算辦公室Open book credit開戶式信用Outsourcing外包Past due AR逾期應(yīng)收帳款Pawnbroker典當(dāng)行Pay interest付利息Paydex付款習(xí)慣Payment Analysis Report付款分析報(bào)告Payment by industry按行業(yè)分供應(yīng)商對客戶付款的評價(jià)Payment

14、 terms付款方式Personal credit個(gè)人信用Personal ID number個(gè)人身份證號碼Previous Balance Method上月余額法（信用卡記費(fèi)法之一）Public credit公共信用Public record公共記錄Quick Ratio速動(dòng)比率Rating資信評級Real estate credit房地產(chǎn)信用Recourse factoring有追索權(quán)保理Registered Mail ( Cetified Mail)掛號信Regular customer普通客戶Retail credit零售信用Retail installment credit零售分期付

15、款信用Retrieal檢索Revolving credit循環(huán)信用Risk assessment manager風(fēng)險(xiǎn)評估管理經(jīng)理Risk index客戶信用風(fēng)險(xiǎn)指數(shù)RPM應(yīng)收帳款跟蹤管理軟件Scoring system客戶信用評分系統(tǒng)Selling terms銷售條件Standard and Poor標(biāo)準(zhǔn)普爾資信評級公司 /體系Standard Industry Classification標(biāo)準(zhǔn)工業(yè)SIC編碼Supplier供應(yīng)商Supplier Evaluation供應(yīng)商評價(jià)TCM Group Internaional迪陶國際信用管理集團(tuán)公司Teikoku Data Bank日本帝國數(shù)據(jù)銀行（資信調(diào)查公司）Terms of Credit Transaction信用交易條款Terms of Sales銷售條款The ABC Companies, Inc.美國ABC追帳公司The Central Research Services, Inc.中央調(diào)查服務(wù)公司（日本）The Institute of Credit Management信用管理學(xué)院（英國）Thompson-Romo-Wooldridge Inc.TRW公司（美國著名信用局）Total dollar amounts總交易額Trade discount交易折扣（