常用金融__的翻_

1、常用金融詞匯的翻譯acquiring company           收購(gòu)公司   bad loan                    呆帳   chart of cash flow      

2、0;   現(xiàn)金流量表   clearly-established ownership      產(chǎn)權(quán)清晰   debt to equity              債轉(zhuǎn)股   diversity of equities       股權(quán)多元化   econo

3、my of scale            規(guī)模經(jīng)濟(jì)   emerging economies          新興經(jīng)濟(jì)   exchange-rate regime        匯率機(jī)制   fund and financing   

4、;       籌資融資   global financial architecture         全球金融體系   global integration, globality    全球一體化，全球化   go public           

5、60;       上市   growth spurt                （經(jīng)濟(jì)的）急劇增長(zhǎng)   have ones "two commas"     百萬(wàn)富翁   hedge against     

6、60;         套期保值   housing mortgage            住房按揭   holdings                    控股，所持股份&#

7、160;  holding company             控股公司   initial offerings           原始股   initial public offerings    首次公募   innovative business  

8、;       創(chuàng)新企業(yè)   intellectual capital        智力資本   inter-bank lending          拆借   internet customer          

9、 網(wǎng)上客戶   investment payoff period    投資回收期   joint-stock                 參股   mall rat               

10、     愛(ài)逛商店的年輕人   means of production         生產(chǎn)要素   (the)medical cost social pool for major diseases       大病醫(yī)療費(fèi)用社會(huì)統(tǒng)籌   mergers and acquisitions    并購(gòu)   mob

11、ile-phone banking        移動(dòng)電話銀行業(yè)   moods                       人氣   net potato         

12、60;        網(wǎng)蟲   non-store seling      常用會(huì)計(jì)用語(yǔ)詞匯Accounting system 會(huì)計(jì)系統(tǒng)    American Accounting Association 美國(guó)會(huì)計(jì)協(xié)會(huì)    American Institute of CPAs 美國(guó)注冊(cè)會(huì)計(jì)師協(xié)會(huì)    Audit 審計(jì)    Bala

13、nce sheet 資產(chǎn)負(fù)債表    Bookkeepking 簿記    Cash flow prospects 現(xiàn)金流量預(yù)測(cè)    Certificate in Internal Auditing 內(nèi)部審計(jì)證書    Certificate in Management Accounting 管理會(huì)計(jì)證書    Certificate Public Accountant注冊(cè)會(huì)計(jì)師       C

14、ost accounting 成本會(huì)計(jì) External users 外部使用者    Financial accounting 財(cái)務(wù)會(huì)計(jì)    Financial Accounting Standards Board 財(cái)務(wù)會(huì)計(jì)準(zhǔn)則委員會(huì)       Financial forecast 財(cái)務(wù)預(yù)測(cè)    Generally accepted accounting principles 公認(rèn)會(huì)計(jì)原則    General-pur

15、pose information 通用目的信息    Government Accounting Office 政府會(huì)計(jì)辦公室    Income statement 損益表    Institute of Internal Auditors 內(nèi)部審計(jì)師協(xié)會(huì)    Institute of Management Accountants 管理會(huì)計(jì)師協(xié)會(huì)    Integrity 整合性    Internal audi

16、ting 內(nèi)部審計(jì)    Internal control structure 內(nèi)部控制結(jié)構(gòu)       Internal Revenue Service 國(guó)內(nèi)收入署    Internal users 內(nèi)部使用者    Management accounting 管理會(huì)計(jì)    Return of investment 投資回報(bào)    Return on investment 投資報(bào)酬 

17、;   Securities and Exchange Commission 證券交易委員會(huì)常見(jiàn)金融詞匯匯集big macs,big/large-cap stock,mega-issue 大盤股  offering,list 上市  bourse 證交所  corporate champion 龍頭企業(yè)  Shanghai Exchange 上海證交所  pension fund 養(yǎng)老基金  mutual fund 共同基金  hedge mutual fund 對(duì)沖式共同基金  share 股

18、票  valuation 股價(jià)  underwriter 保險(xiǎn)商  government bond 政府債券  saving account 儲(chǔ)蓄帳戶  equity market 股市   shareholder 股東  delist 摘牌  mongey-loser 虧損企業(yè)  inventory 存貨  traded company,trading enterprise 上市公司  stakeholder 利益相關(guān)者  transparency 透明度

19、0; Msnbc:Microsoft national broadcast 微軟全國(guó)廣播公司  market fundamentalist 市場(chǎng)經(jīng)濟(jì)基本規(guī)則  damage-contral machinery 安全顧問(wèn)  efficient market 有效市場(chǎng)  intellectual property 知識(shí)產(chǎn)權(quán)  opportunistic practice 投機(jī)行為  WorldCom 世通公司  bribery 行賄  entrepreneur 企業(yè)家  cook the book 做假帳&#

20、160; regulatory system 監(jiān)管體系  audit 審計(jì)  accounting firm 會(huì)計(jì)事務(wù)所  Great Depression 大蕭條  portfolio 投資組合  money-market 短期資本市場(chǎng)  capitual-market 長(zhǎng)期資本市場(chǎng)  volatility 波動(dòng)  diversification 多元化  commodity 期貨  real estate 房地產(chǎn)  option 期權(quán)  call option 看漲期權(quán)&

21、#160; put option 看跌期權(quán)  merger 并購(gòu)  arbitrage 套利  Securities&Exchange Commission 美證券交易委員會(huì)  dollar standard 美元本位制  flight 貶值  budget 預(yù)算  deficit 赤字  ba銀行英語(yǔ)口語(yǔ)向客戶提建議Customer: Hello, I would like to open an account, but I do not know what account it should be.&#

22、160;   顧客：你好。我想開(kāi)立一個(gè)帳戶，但我不知道要開(kāi)哪種帳戶。    Clerk: Do you often deposit money and draw money ?    職員：您經(jīng)常存錢和取錢嗎？    Customer: No, I do not. I just want to deposit my salary and use this account to pay the things I buy at department stores once a month.

23、    顧客：不，我不經(jīng)常存錢和取錢。我只想把工資存入并且用這個(gè)帳戶來(lái)支付每月一次在百貨商店所買的東西的帳款。    Clerk: So, it will be a good idea for you to open a checking account. Do you think so?    職員：那么您還是開(kāi)立一個(gè)支票帳戶的好。您認(rèn)為怎么樣？    Customer: All right ,if that account will make.  &#

24、160; 顧客：行，如果這個(gè)帳戶合適的話。    Dialogue Two    對(duì)話（2）    Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me?    顧客：你好，先生。我是日本人。我的英語(yǔ)不太好，你能幫忙嗎？    Clerk: It is my pleasure, but I think it would be better

25、 for you to tell me what you want to do.    職員：很高興為您效勞，但我想您最好告訴我您想要干什么。    Customer: Oh, I want to change some money, but I do not know how to fill out the exchange memo.    顧客：啊，我想兌換些錢，但不知道怎樣填寫兌換水單。我不會(huì)看英文。    Clerk: Would you care to give

26、me your passport and write your name on the paper?    職員：您能把您的護(hù)照給我，并把您的名字寫在這張紙上嗎？    Customer: There you are. My name is Tanaka.    顧客：給你護(hù)照和姓名，我叫田中。    Clerk: Good. I will fill out the exchange memo for you now. Why do not you take a seat o

27、ver there for a moment?    職員：好，我現(xiàn)在就為您填寫這張兌換水單。您請(qǐng)?jiān)谀抢镒粫?huì)行嗎？    Customer: I would like to. Thanks.    顧客：好的，謝謝。    Clerk: Hello, Mr. Tanaka. I was wondering if you would ever thought of conversing the unused Renminbi back into Japan yen later

28、?    職員：您好，田中先生，不知道您是否考慮到以后要把沒(méi)有用完的人民幣兌換成日元呢？    Customer: Yes, if I will have Renminbi left.    顧客：是的，如果有沒(méi)用完的人民幣的話，就要換成日?qǐng)A。    Clerk: So, If I may make a suggestion , please keep your exchange memo safe,    職員：那么，如果我還可以提一個(gè)建議的話

29、，請(qǐng)您保管好您的這張兌換水單。    Customer: Thank you indeed. I will do that.    顧客：我會(huì)保管好的。謝謝。    Clerk: Not at all.    職員：不用謝。 銀行英語(yǔ)口語(yǔ)回答客戶問(wèn)題對(duì)話（）Customer: Excuse me , but can I draw on my account for payment of things I buy in China ?    顧客：

30、勞駕，請(qǐng)問(wèn)我能不能提取存款嘗付我在中國(guó)買東西的費(fèi)用？    Clerk: Certainly, sir. How much do you draw?    職員：當(dāng)然可以，先生。您要取多少錢？    Customer: RMB 8,000 please. Would you please tell me my balance?    顧客：請(qǐng)給我人民幣8000元。請(qǐng)把我?guī)ぬ?hào)上的節(jié)余金額告訴我好嗎？    Clerk: Yes, sir. Your

31、 balance is RMB 34,000.    職員：好的，先生。你的帳戶余額是人民幣34000元。    Customer: I am sorry, but may I ask one more question?    顧客：對(duì)不起，我能不能再問(wèn)一個(gè)問(wèn)題？    Clerk: Of course, please do. What is it?    職員：當(dāng)然可以了。請(qǐng)問(wèn)是什么問(wèn)題？    Customer

32、: What is the interest rate for the saving account?    顧客：儲(chǔ)蓄存款的利率是多少？    Clerk: The detailed information is on the board. Please go and see it.    職員：詳細(xì)的情況在那塊利率牌上。請(qǐng)去那里看看吧。    Customer: Many thanks.    顧客：非常感謝。  

33、0; Dialogue Tow     對(duì)話（2）    Customer: Excuse me, but could you help me?    顧客：對(duì)不起，能幫我一個(gè)忙嗎？    Clerk: With pleasure. What can I do for you?    職員：很高興為您效勞。我能為您做些什么？    Customer: Could you tell me where I can fin

34、d Mr Zhang?    顧客：請(qǐng)告訴我張先生在哪里，好嗎？    Clerk: Sure Miss. Mr Zhang is upstairs.    職員：沒(méi)問(wèn)題，小姐。張先生在樓上。    Customer: Thank you very much.    顧客：非常感謝。    Clerk: Not at all, miss.    職員：不客氣，小姐。  

35、;  Dialogue Three    對(duì)話（3）    Customer: Do you charge for cheques?    顧客：請(qǐng)問(wèn)，兌換支票你們收手續(xù)費(fèi)嗎？    Clerk: Yes we do. Each cheque you write will cost RMB 2.    職員：是的，我們收手續(xù)費(fèi)。您每開(kāi)一張支票就要花人民幣2元。    Customer: Do I have

36、to deposit a large sum of money if I want to open a chequing-savings account?    顧客：如果我要開(kāi)一個(gè)支票儲(chǔ)蓄帳戶，我必須存一大筆錢嗎？    Clerk: Not necessarily, sir.     職員：不一定的，先生。    Customer: Regarding the interest rate, what is the difference between a savings

37、account and checking account?    顧客：在利率方面，儲(chǔ)蓄存款和支票存款有什么不同？    Clerk: Not big difference, sir.    職員：沒(méi)有太大的區(qū)別，先生。    Customer: I see. I would like to open a checking account. Will 300 dollars be enough for a minimum deposit?   

38、顧客：我知道了。我想開(kāi)一個(gè)支票存款帳戶。300美圓作最低存款額夠了嗎？    Clerk: Definitely.    職員：足夠了。銀行英語(yǔ)口語(yǔ)兌換貨幣Please tell me how much you want to change.     請(qǐng)告訴我你要換多少。     How much of the remittance do you want to convert into Japanese yen?     你要把多少匯款換成日?qǐng)A

39、？     What kind of currency do you want?     要哪種貨幣？     What's it you wish to change?     你有什么要換的？     What kind of currency do you want to change?     要換哪種貨幣？     In what denominations? 

40、0;   要什么面值的？     Please tell me what note you want.     請(qǐng)告訴我要什么鈔票。     Will seven tens be all right?     7張10元的可以嗎？     Is it in traveler's cheques?     換旅行支票嗎？     I'd like to

41、know how I shall give it to you.     我想知道如何付錢給你。     How would you like it?     你要什么面額的？     Would you kindly sign the exchange form, giving your name and address?     請(qǐng)?jiān)趦稉Q單上簽字，寫出你的姓名和地址，好嗎？     Can you change

42、me some money, please?     能否請(qǐng)你給我兌換一些錢？     Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.     這些就是：一些法國(guó)法郎，瑞士法郎，美圓和一些荷蘭盾。     Would you please give me seven five-pound notes, four pound notes and fo

43、ur ten-shilling notes, and the rest in small change.     請(qǐng)你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。     Would you mind giving me the six pence in coppers?     勞駕給我6便士的銅幣。     I'd like to know if you could change this money back into U.S. dollar

44、s for me.     我想知道能否把這筆兌回成美圓。     Could you change these French francs for me?     能給我兌換這些法國(guó)法郎嗎？     Can you give me 100 dollars in Swiss francs?     能否給我100美圓的瑞士法郎？     I'd like to convert the full amount

45、of the remittance into U.S. dollars.     我想把全部匯款換成美圓。     I'd like some coins for this note.     我想把這張紙幣換成硬幣。     I'd like to break this 50 dollar note.     我想把這張50美圓紙幣換開(kāi)。     Five twenties and ten sing

46、les, please.     請(qǐng)給我5張20元和10張一元的。     I need 300 dollars in 100-dollar cheques.     我要300美圓票面為100美圓的支票。     I hope you'll give me ten traveler's cheques of 100 dollars each.     我希望給我10張面額為100美圓的旅行支票。   

47、0; In fives, please.     請(qǐng)給我5元票面的。     Could you give me some small notes?     給我一些小票好嗎？         Useful Words and Phrases     currency, money 貨幣     money changing 兌換貨幣     an exch

48、ange form 兌換單     bank note 鈔票     note of large denomination 大票     note of small denomination 小票     small change 零錢     subsidiary money 輔幣     nickel piece 鎳幣     plastic currency notes 塑料鈔票

49、    convertible money 可兌換（黃金）紙幣銀行英語(yǔ)口語(yǔ)存款How much do you want to deposit with us?     你想在我們這存多少？     How much do you wish to pay into your account?     你希望在你的戶頭上存多少？     How much money do you plan to keep in your account on a r

50、egular basis?     你計(jì)劃在你的戶頭上定期存放多少錢？     How much cash do you plan to deposit in your account?     你有多少錢要存入呢？     I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.     我認(rèn)為你可把錢存入銀行，或

51、留在銀行暫保管起來(lái)。     Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?     請(qǐng)?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？     I want to deposit 300 yuan in my account.   

52、;  我想在我的戶頭上存300元。     I want to deposit these cheques in my account.     我想把這些支票存在我的戶頭上。     I'd like to pay 200 yuan into my deposit account.     我想在在我的定期存款戶頭上存200元。     I want to deposit my paycheck.   &#

53、160; 我想存入我的工資支票。     I'd like to know whether I can cash a cheque here.     我想知道我能否在這兌換支票。     Will you please cash this traveler's cheque?     請(qǐng)兌現(xiàn)這張旅行支票好嗎？     I'd like to cash this money order.    

54、; 我想兌現(xiàn)這張匯款單。     I want to cash the balance of a traveler's letter of credit.     我要把旅行信用證的結(jié)余兌現(xiàn)。     Will you please tell me whether you charge for cheques?     請(qǐng)告訴我兌換支票收手續(xù)費(fèi)嗎？     Could you tell me how much the checks cos

55、t?     請(qǐng)告訴我這些支票要花多少錢？     What if I overdraw?     如果透支了怎么辦？     Please sign your name on the bottom line if you want to cash the check.     如果想兌支票，請(qǐng)?jiān)诘拙€上簽名。     Please write your account number on the back of th

56、e check.     請(qǐng)?jiān)谥北趁鎸懮夏愕膸ぬ?hào)。     We honored the check as the overdraft was only 5 yuan.     我們承兌這張支票的透支額只有5元。     Please endorse the cheque.     請(qǐng)背簽這張支票。     The traveler's checks cost 1.5% of the total amoun

57、t of purchase.     旅行支票手續(xù)費(fèi)是購(gòu)買總額的1.5%。     Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".     這是一本支票簿，你郵寄支票時(shí)，注意要在支票上打叉線。但是如果你本人想開(kāi)張兌現(xiàn)支票，就不可打叉線

58、。     Each cheque you write will cost 2 dollars.     你每開(kāi)一張支票將花2美圓。         Useful Words and Phrases     account number 帳目編號(hào)     depositor 存戶     pay-in slip 存款單     a deposit form

59、存款單     a banding machine 自動(dòng)存取機(jī)     to deposit 存款     deposit receipt 存款收據(jù)     private deposits 私人存款     certificate of deposit 存單     deposit book, passbook 存折     credit card 信用卡   &#

60、160; principal 本金     overdraft, overdraw 透支     to counter sign 雙簽     to endorse 背書     endorser 背書人     to cash 兌現(xiàn)     to honor a cheque 兌付     to dishonor a cheque 拒付     to su

61、spend payment 止付     cheque,check 支票     cheque book 支票本     order cheque 記名支票     bearer cheque 不記名支票     crossed cheque 橫線支票     blank cheque 空白支票     rubber cheque 空頭支票     cheq

62、ue stub, counterfoil 票根     cash cheque 現(xiàn)金支票     traveler's cheque 旅行支票     cheque for transfer 轉(zhuǎn)帳支票     outstanding cheque 未付支票     canceled cheque 已付支票     forged cheque 偽支票     Bandar'

63、s note 莊票，銀票  銀行英語(yǔ)口語(yǔ)支票結(jié)算T: Hello! May I help you?您好, 您有事需要幫忙嗎？ C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here?是的，是這樣。我需要些現(xiàn)金，在中國(guó)觀光時(shí)使用。我能在這兒兌現(xiàn)旅行支票嗎？T: Of course. We'd be happy cash it for you.當(dāng)然，我很樂(lè)意為您兌現(xiàn)。C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates.我原本打算在家旅館兌現(xiàn)，但我朋友說(shuō)銀行的兌現(xiàn)率通