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2024版?zhèn)鶆?wù)協(xié)議書(shū)范文合同編號(hào):__________DebtAgreementTemplate(2024Version)ThisDebtAgreement(the"Agreement")ismadeandenteredintoonthis____dayof____________,2024,andbetween:[InsertNameofCreditor](hereinafterreferredtoasthe"Creditor"),and[InsertNameofDebtor](hereinafterreferredtoasthe"Debtor").RECITALSWHEREAS,theCreditoriswillingtoextendcredittotheDebtorintheamountofupto____dollars($____)forthepurposeof____[insertpurposeofcredit];WHEREAS,theDebtordesirestoenterintothisAgreementandtopromisetopaytheCreditortheamountofupto____dollars($____)onthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thepartiesheretoagreeasfollows:1.DEFINITIONS1.1"Agreement"meansthisDebtAgreement,includingallschedules,annexes,andexhibitsattachedhereto.1.2"Creditor"meanstheentityorindividualidentifiedastheCreditorinthefirstparagraphofthisAgreement.1.3"Debtor"meanstheentityorindividualidentifiedastheDebtorinthefirstparagraphofthisAgreement.1.4"Debt"meansthesumofupto____dollars($____)thattheDebtorowestotheCreditorunderthisAgreement.1.5"PaymentDate"meansthedateonwhichtheDebtorisrequiredtomakeapaymenttotheCreditorunderthisAgreement.2.DEBTANDPAYMENTTERMS2.1TheDebtorherepromisestopaytheCreditortheDebtonthetermssetforthinthisAgreement.2.2TheDebtorshallmakepaymentstotheCreditorinthemannerandatthefrequencyspecifiedinthisAgreement.TheDebtorshallmakethefirstpaymentonthePaymentDate,andsubsequentpaymentsonthesamedayofeachmonththereafter,untiltheDebtisfullypaid.2.3TheDebtoragreestopayinterestontheoutstandingbalanceoftheDebtatanannualinterestrateof____percent(____%)perannum,calculatedona____(30/365)daybasis.InterestshallbecalculatedseparatelyforeachpaymentperiodandshallbedueandpayableatthesametimeastheDebtor'sregularpayments.2.4TheDebtoracknowledgesandagreesthatanylatepaymentsordefaultintheperformanceofanyobligationunderthisAgreementshallresultintheimpositionoflatefeesorotherchargesasmayberequiredlaworasmutuallyagreedtheparties.3.COSTSANDEXPENSES3.1TheDebtorshallberesponsibleforallcostsandexpensesincurredtheCreditorinconnectionwiththenegotiation,preparation,andexecutionofthisAgreement,including,butnotlimitedto,legalfees,accountantfees,andotheradministrativeexpenses.4.DEFAULTANDREMEDIES4.1IftheDebtordefaultsintheperformanceofanyobligationunderthisAgreement,theCreditorshallhavetherighttoexerciseanyorallofthefollowingremedies:(a)declaretheentireDebtdueandpayableimmediately;(b)chargeinterestontheoutstandingbalanceoftheDebtatarategreaterthantheagreeduponinterestrate;(c)seeklegalorequitablerelief,including,withoutlimitation,injunctiverelief,toenforcethisAgreementortorecoveranysumsdueandowingunderthisAgreement;(d)requiretheDebtortopaythecostsandexpensesincurredtheCreditorinenforcingthisAgreement.5.INDEMNIFICATION5.1TheDebtorshallindemnifyandholdharmlesstheCreditorfromanyandallclaims,demands,actions,suits,losses,damages,liabilities,costs,andexpenses(including,withoutlimitation,reasonableattorney'sfees)arisingoutoforinconnectionwiththeDebtor'sbreachofanyrepresentation,warranty,orobligationunderthisAgreement.6.GOVERNINGLAWANDDISPUTERESOLUTION6.1ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsoftheState/Province/Territoryof____________.6.2AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolved____________(insertmethodofdisputeresolution,e.g.,arbitrationorlitigation)inthe____________(insertjurisdiction).7.EN一、附件列表:1.DebtAgreement(ThisDocument)2.ScheduleA–CreditTermsandConditions3.ScheduleB–InterestRateCalculation4.ScheduleC–LateFeeSchedule5.ScheduleD–DisputeResolutionAgreement6.ExhibitA–PaymentInstructions7.ExhibitB–InterestCalculationWorksheet8.ExhibitC–LateFeeCalculationWorksheet二、違約行為及認(rèn)定:1.未按約定的期限和方式償還債務(wù)。2.未支付利息或滯納金。3.未履行協(xié)議項(xiàng)下的任何其他義務(wù)。4.提供虛假或誤導(dǎo)性的信息。5.任何違反協(xié)議的其他行為。三、法律名詞及解釋?zhuān)?.債權(quán)人(Creditor):指本協(xié)議第一段中標(biāo)識(shí)的債權(quán)主體。2.債務(wù)人(Debtor):指本協(xié)議第一段中標(biāo)識(shí)的債務(wù)主體。3.債務(wù)(Debt):指?jìng)鶆?wù)人根據(jù)本協(xié)議應(yīng)付給債權(quán)人的金額。4.還款日期(PaymentDate):指?jìng)鶆?wù)人根據(jù)本協(xié)議應(yīng)償還債務(wù)的日期。5.利息(Interest):指?jìng)鶆?wù)未償還部分在約定利率下產(chǎn)生的額外費(fèi)用。四、執(zhí)行中遇到的問(wèn)題及解決辦法:1.支付問(wèn)題:若債務(wù)人未能按時(shí)還款,債權(quán)人應(yīng)聯(lián)系債務(wù)人確認(rèn)原因。如為暫時(shí)性困難,可協(xié)商延期還款;如為長(zhǎng)期性問(wèn)題,可

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