財(cái)政借款協(xié)議樣本

財(cái)政借款協(xié)議樣本合同編號(hào)：__________parties：hereinafterreferredtoasthe"lender"andthe"borrower".agreement：1.loanamountandpurpose：theborrowershallborrowfromthelenderaloanintheamountof____________________（借款金額）forthepurposeof____________________（借款用途）.2.loanterm：theloanshallberepaidtheborrowertothelenderwithin____________________（借款期限）fromthedateofdisbursementoftheloan.3.interestrate：theinterestratefortheloanshallbe____________________（利率）perannum,calculatedontheoutstandingprincipalamountoftheloan.4.repaymentofloan：theborrowershallrepaytheloaninaccordancewiththerepaymentschedulesetforthinscheduleahereto（借款還款計(jì)劃表）.5.security：theborrowershallprovidetothelendersuchsecurityasthelendermayrequireinitssolediscretionforthepaymentoftheloanandtheinterestthereon.6.defaultandacceleration：iftheborrowerdefaultsinthepaymentofanyamountdueunderthisagreement,thelendermaydeclaretheentireoutstandingprincipalamountoftheloan,togetherwithallaccruedbutunpaidinterestthereon,dueandpayableimmediately.7.terminationofagreement：thisagreementmaybeterminatedeitherpartyuponwrittennoticetotheotherparty.8.Governinglawandjurisdiction：thisagreementshallbegovernedandconstruedinaccordancewiththelawsof____________________（適用法律）.anydisputesarisingoutoforinconnectionwiththisagreementshallbesubmittedtothejurisdictionofthecourtsof____________________（爭(zhēng)議解決法院）.inwitnesswhereof,thepartieshaveexecutedthisagreementasofthedatefirstabovewritten.lender:____________________:________________________________________borrower:____________________:________________________________________一、附件列表：1.借款合同2.借款還款計(jì)劃表3.擔(dān)保協(xié)議（如需要）4.貸款用途證明文件5.貸款人及借款人身份證明文件6.其他雙方約定的附件二、違約行為及認(rèn)定：1.違約行為：借款人未按約定的期限、金額、方式償還貸款本息。認(rèn)定：逾期還款或未還款視為違約。2.違約行為：借款人未按約定用途使用貸款。認(rèn)定：借款人使用貸款用于非法、非約定用途視為違約。3.違約行為：借款人提供的擔(dān)保不真實(shí)、無(wú)效或喪失擔(dān)保能力。認(rèn)定：擔(dān)保不真實(shí)、無(wú)效或喪失擔(dān)保能力視為違約。4.違約行為：借款人未按約定履行其他義務(wù)。認(rèn)定：違反合同約定的其他義務(wù)視為違約。三、法律名詞及解釋?zhuān)?.借款人：指從貸款人處借入資金的法人或其他組織。2.貸款人：指提供資金給借款人并收取利息的法人或其他組織。3.貸款金額：指借款人從貸款人處借入的資金總額。4.借款用途：指借款人借入資金的具體使用目的。5.貸款期限：指借款人應(yīng)償還貸款的期限。6.利率：指借款人應(yīng)支付給貸款人的借款利息率。7.還款：指借款人按約定的期限、金額、方式償還貸款本息的行為。8.擔(dān)保：指借款人提供的確保貸款償還的財(cái)產(chǎn)或權(quán)利。四、執(zhí)行中遇到的問(wèn)題及解決辦法：1.問(wèn)題：借款人逾期還款。解決辦法：發(fā)送催款通知，要求借款人在規(guī)定時(shí)間內(nèi)償還欠款；逾期還款的，依法加收滯納金。2.問(wèn)題：借款人未按約定用途使用貸款。解決辦法：要求借款人立即改正，將貸款用于約定用途；違約嚴(yán)重的，可要求提前償還貸款本息。3.問(wèn)題：借款人提供的擔(dān)保不真實(shí)、無(wú)效或喪失擔(dān)保能力。解決辦法：要求借款人提供新的擔(dān)保；如無(wú)法提供，依法采取訴訟措施。