商務(wù)英語(yǔ)閱讀全套教學(xué)課件

Unit1internationalbusiness

CONTENTS

TeachingAims

TextA12TextB3

SupplementingReading41TEACHINGAIMSAfterstudyingthisunit,youare

requiredto1.Haveageneralideaofthetradebarrierandhaveacorrectcomprehensionofit.2.HaveageneralideaoftheCAFTA,andunderstandthefunctionsofCAFTAwell.3.Haveageneralideaofinternationalbusinesstrend,andcantellthedistinctionsoffreetradeandfairetrade.4.Mastersomenewwords,expressionsandtechnicalterms.

TEXTADon’tFenceMeOut！QUESTIONSWhatdoyouknowabouttradebarriers?Whydothesetradebarriersexist?Whatarethetwomajorbarriersoffreetrade?Intoday’sworld,theglobalizationisthemaintrend,so,whatisyourviewontheexistenceoftradebarriers?Whatarethedefinitionsoftariffbarriers,non-tariffbarriers,quantitativeandnon-quantitative?TEXTAPreview

Theconceptofcomparativeadvantagemakesastrongcaseforfree,unrestrictedtradeamongnations.Meanwhileeconomistsbelievefreetradewillbemutuallybeneficial,yet,manybarrierstotradeexisttoday,namely,regulationsandmeasuresimposedbyauthoritiesthatundulyimpedetradeingoodsorservices,inexportorimport.Lossofbusinessopportunitiesisthemostseriousimpactofatradebarrier,buteventheirminoreffectsmayrequireextratimeandtroubleandcauseadditionalexpenses.Thebenefitsoffreetradearewellknown,butwhydosomepeoplesupporttheuseoftariffsorquotastorestrictorstoptheinternationalflowofgoodsandservices?Inthistext,Wewillfocusonthetariffbarriers,non-tariffbarriers,quantitativeandnon-quantitative.

TEXTAReading

Comprehension

Readthefollowingtermsandmatcheachwithitsproperdefinition.

1.tradebarrier6.voluntaryexportrestraints2.comparativeadvantage7.advaloremduty3.Subsidye8.specificduty4.Quota9.Tariff5.NTB10.tariffratequotaaagrantpaidbyagovernmenttoanenterprisethatbenefitsthepublicbtaxfiguredasapercentageonthevalueofgoodscartificialrestraintonthefreeexchangeofgoodsandservicesbetweencountries,usuallyintheformoftariffs,subsidies,quotasorexchangecontrols.ddutyortaxladedonaspecificcommoditywhenitcrossesnationalboundaries

eaproportionalshare,asofgoods,assignedtoagrouportoeachmemberofagroup;alimitationonimports

fasituationthatexistswhenacountrycanproduceagoodorserviceatmuchlowercostthananyothercountry

garestrictionsetbyagovernmentonthequantityofgoodsthatcanbeexportedoutofacountryduringaspecifiedperiodoftime

hnontariffbarrieri

Quotaspermittingastipulatedamountofgoodstoenterthenationduty-freeoratalowrate,whilechargingamuchhigherdutyforsubsequentimportswhentheamountisreached.

jtaxrelatingtolocalcurrencyperunitofgoodsbasedonphysicalmeasurements

key1matchc2f3a4e5h6g7b8j9d10iTEXTANotes1.Tradebarriers

：Tradebarriersareageneraltermthatdescribesanygovernmentpolicyorregulationthatrestrictsinternationaltrade.Thebarrierscantakemanyforms,includingthefollowingtermsthatincludemanyrestrictionsininternationaltradewithinmultiplecountriesthatimportandexportanyitemsoftrade.2.Anadvaloremduty

：Anadvaloremtax(Latinforaccordingtovalue)isataxbasedonthevalueofrealestateorpersonalproperty.Itismorecommonthanaspecificduty,ataxbasedonthequantityofanitem,suchascentsperkilogram,regardlessofprice.3.Specificrateduty

：Aspecificratedutyisatariffleviedonimports,definedintermsofaspecificamountperunit,suchascentsperkilogram.Bycontrast,anadvaloremdutyisachargeleviedonimportsdefinedintermsofafixedpercentageofvalue.4.Tariff-ratequota:Atariff-ratequota(TRQ)isatradepolicytoolusedtoprotectadomestically-producedcommodityorproductfromcompetitiveimports.5.Economicefficiency:Ineconomics,thetermeconomicefficiencyreferstotheuseofresourcessoastomaximizetheproductionofgoodsandservices.Aneconomicsystemissaidtobemoreefficientthananother(inrelativeterms)ifitcanprovidemoregoodsandservicesforsocietywithoutusingmoreresourcesInabsoluteterms,asituationcanbecalledeconomicallyefficient.TEXTA

NewWordsandExpressions1.undulyadv.過(guò)度地；不適當(dāng)?shù)?；不正?dāng)?shù)?/p>

Supposeyouhavetogiveaspeechandyouareundulyanxiousaboutlookinguncomfortable.假設(shè)你不得不去做演講，你看上去不自在，你對(duì)此很焦慮。2.Impedevt.阻礙；妨礙；阻止Heavyrainimpededourjourney.瓢潑大雨阻礙了我們的旅行。3.subsidyn.補(bǔ)貼；津貼；補(bǔ)助金Higherdepositratesincreasethebudgetcostsofthesubsidyprogram.存款利潤(rùn)較高，就增大了補(bǔ)貼規(guī)劃的預(yù)算費(fèi)用。4.quotan.配額；定額；限額OntheQuotamenu,clickClose.在“配額”菜單上單擊“關(guān)閉.5.Tradebarriers:關(guān)稅壁壘6.boundaryn.邊界；范圍；分界線Diskcapacityismismatchedwiththesettingof"BoundaryCheck".翻譯是磁盤容量是不相符的設(shè)置“邊界檢查”。7.advalorem

從價(jià)的8.specificduty

從量稅9.exertiveadj.費(fèi)力的，使努力的10.revenuen.稅收，國(guó)家的收入；收益Thriftisgreatrevenue.節(jié)儉是筆大收入。11.imposevi.利用；欺騙；施加影響vt.強(qiáng)加；征稅；以…欺騙

Peoplesenseyourstrengthsnotimposeonyou.人們感覺(jué)到你的力量，不會(huì)欺騙你。12.unilaterallyadv.單方面地Youcannotcanceltheorderunilaterally.

你們不能單方面取消定單。13.bilaterallyadv.雙邊地；雙方面地WewilldealwithitonthegroundandalsobilaterallywithPakistan.我們要就地采取行動(dòng)，也會(huì)通過(guò)和雙邊努力來(lái)解決這個(gè)問(wèn)題14.multilaterallyadv．多邊地Tradecanberestrictedmultilaterallybygovernmentsandcompaniesfromdifferentcountriesactinginconcert.貿(mào)易可以通過(guò)各個(gè)國(guó)家的政府和公司采取一致行動(dòng)多方面地加以限制。15.voluntaryexportrestrains（VERs）自動(dòng)限制出16.orderlymarketingarrangements有秩序銷售協(xié)定17.stipulatevi.規(guī)定；保證vt.規(guī)定；保證adj.[植]有托葉的Totaldisarmamentwasstipulatedinthepeacetreaty.全部裁減軍備條款是和平協(xié)議的必要條件。18.burdensomeadj.繁重的；累贅的；惱人的Traditionisfarfrombeinginterorburdensomeforthewriter.對(duì)作家來(lái)說(shuō)，傳統(tǒng)決不是毫不生氣的和累贅的19.pertinentadj.相關(guān)的，相干的；中肯的；切題的Makingthequestionpertinentisthetollthecrisiswilltakeonmanypeopleforsometimetocome.讓這個(gè)問(wèn)題變得有的放矢的是，未來(lái)一段時(shí)間這場(chǎng)危機(jī)將給許多人造成損害20.eliminationn.消除；淘汰；除去Observationofpatientswithclinicalsymptomsimprove,theeliminationoftime.觀察患者治療前后臨床癥狀改善、消除的時(shí)間。

TEXTAAssignment

FinishtherestofexercisesofTextAPreviewTextB

TextB

BushAdministrationSeekstoLowerTradeBarrierswithLatinAmericaQUESTIONS1.Afterreadingthistext,canyousummariesthedefinitionandfunctionsoftheCAFTA?Doyouthinkitcanplayanimportantroleintheinternationalbusinesses?2.Thetextsaidthat“"CAFTAwouldcreatethesecond-largestU.S.exportmarketinLatinAmerica”couldyougivesomeyourviewsonthissentence,andwhodoyouthinkisthefinalwinner?TEXTBPreviewWASHINGTON-TheBushadministration'sdrivetoremovetradebarrierstoU.S.exportsisworkingandneedstobeexpandedwithanewfreetradeagreementwithsixLatinAmericacountries,CommerceSecretaryCarlosGutierrezsaidTuesday.OutliningPresidentBush'stradegoalsforhissecondterm,GutierrezsaidtheadministrationplannedtoturnitsattentiontowinningcongressionalapprovalfortheCentralAmericanFreeTradeAgreement.ItcoverstheCentralAmericannationsofCostaRica,ElSalvador,Guatemala,HondurasandNicaraguaaswellastheCaribbeannationoftheDominicanRepublic.TEXTB

Reading

ComprehensionDetermine

whether

the

following

statements

are

trueor

false

according

to

the

text.Write

"T"

for

true

and

"F"

for

false

in

the

brackets.

1.

Now

the

Bush

administration

is

removing

trade

barriers

to

U.S.

exports.

(T)2.President

Bush

has

long

focused

on

winningcongressional

approval

for

the

CAFTA

in

his

first

term

(F)3.

All

the

sales

to

Russia,

India

and

Indonesia

may

not

exceed

those

of

the

market

CAFTAwould

create.(T)4.

Neither

of

the

exporters

from

the

U.S.and

the

five

Central

American

nations

is

charged

by

any

duty.(F)5.

The

agreement

would

particularly

boost

the

U.S.

exports(T)TEXTBNotes1.CentralAmericanFreeTradeAgreement:commonlycalledDR-CAFTA,isafreetradeagreement(legallyatreatyunderinternationallaw,butnotunderUSlaw).Originally,theagreementencompassedtheUnitedStatesandtheCentralAmericancountriesofCostaRica,ElSalvador,Guatemala,Honduras,andNicaragua,andwascalledCAFTA.2.CostaRica:officiallytheRepublicofCostaRica:isacountryinCentralAmerica,borderedbyNicaraguatothenorth,Panamatotheeastandsouth,thePacificOceantothewestandsouthandtheCaribbeanSeatotheeast.3.Caribbeannation:TheCaribbeanisaregionconsistingoftheCaribbeanSea,itsislands(mostofwhichenclosethesea),andthesurroundingcoasts.TheregionislocatedsoutheastoftheGulfofMexicoandNorthAmerica,eastofCentralAmerica,andtothenorthofSouthAmerica.TEXTBNotes4.DominicanRepublic：TheDominicanRepublicisanationontheislandofHispaniola,partoftheGreaterAntillesarchipelagointheCaribbeanregion.ThewesternthirdoftheislandisoccupiedbythenationofHaiti,makingHispaniolaoneoftwoCaribbeanislandsthataresharedbytwocountries.Bothbyareaandpopulation,theDominicanRepublicisthesecondlargestCaribbeannation(afterCuba),with48,442

squarekilometers(18,704sq

mi)andanestimated10millionpeople5.Congress.:TheUnitedStatesCongressisthebicamerallegislatureofthefederalgovernmentoftheUnitedStatesofAmerica,consistingoftheSenateandtheHouseofRepresentatives.TheCongressmeetsintheUnitedStatesCapitolinWashington,D.C.6.DohaRoundoftradetalks：Isthecurrenttrade-negotiationroundoftheWorldTradeOrganization(WTO)whichcommencedinNovember2001.Itsobjectiveistolowertradebarriersaroundtheworld,whichallowscountriestoincreasetradeglobally.Asof2008,talkshavestalledoveradivideonmajorissues,suchasagriculture,industrialtariffsandnon-tariffbarriers,services,andtraderemedies.TEXTB

NewWordsandExpressions1.expand

vt.擴(kuò)張；使膨脹；詳述vi.發(fā)展；張開，展開Theyhopetoexpandtheircompany.他們希望擴(kuò)大公司的規(guī)模。2.

administration

n.管理；行政；實(shí)施；行政機(jī)構(gòu)AcademicAdministrationandotherjobIthinkIcanstudyhard.教務(wù)行政等一些工作我想我也可以努力學(xué)習(xí)3.

outlining

n.列提綱；描繪輪廓；提綱挈領(lǐng)v.概括（outline的ing形式）；畫…的輪廓I'dsuggestthatalltattooingrequireasignedconsentformoutliningrisks—themostobviousonebeingamajorcaseofremorse.我建議所有文身操作都要求簽署對(duì)所含風(fēng)險(xiǎn)的知情同意書——最常見的主要風(fēng)險(xiǎn)之一就4.approval

n.批準(zhǔn)；認(rèn)可；贊成Withoneaccordtheyshoutedtheirapproval.他們一致發(fā)出贊同的呼聲。5.combinevt.使結(jié)合；使聯(lián)合，使混合；合并Weshallcombinethethreedepartments.我們將合并這三個(gè)部門。TEXTB

NewWordsandExpressions6.tariffs:n.關(guān)稅（tariff的復(fù)數(shù)）7.citing:n.引用，引證；舉例Mostcasesarefoundinurbanareas,Yangsaid,citingmedicalstudiesondiabetesprevalenceinBeijingandShanghai.很多案例是在都市區(qū)域發(fā)現(xiàn)的，楊說(shuō)，城市醫(yī)學(xué)的糖尿病研究在北京和上海及8,estimateV.估計(jì)；預(yù)計(jì)；估算Weestimatethecosttobefourthousanddollars.我們估計(jì)費(fèi)用(或成本)為4000美元。9.potentialn.潛能；可能性；電勢(shì)adj.潛在的；可能的；[物]勢(shì)的Tohelpstudentsdeveloptheirpotential.協(xié)助學(xué)生發(fā)展個(gè)人潛能。10.boostingn.助推，局部通風(fēng)；升壓加力v.推進(jìn)（boost的現(xiàn)在分詞形式Ifyouboosthimup,hecanjustreachthetopoftheshelf.如果你托他一把，他正好能夠到架頂。

TEXTB

NewWordsandExpressions11.manufacture

n.制造；產(chǎn)品；制造業(yè)vt.制造；加工；捏造vi.制造ThissteelismanufacturedfromSwedishiron.這種鋼材是用瑞典的鐵煉制的。12.annually

adv.每年；一年一次MyparentsgotoHawaiiforvacationannually.我的父母每年都會(huì)去夏威夷度假。13.

despite

prep.盡管，不管n.輕視；憎恨；侮辱Ifailedthetestdespitestudyingallnight.盡管整夜學(xué)習(xí)，我還是考試不及格14.deficitn.赤字；不足額TheoryofMindandAutism:ASpecificDeficit?心理和孤獨(dú)癥理論：一個(gè)特異的缺陷？15.

soaringadj.翱翔的；高聳的；猛增的v.高聳（soar的現(xiàn)在分詞形式）；高飛；猛增Warmwindsthatflowinfromthesouthmakethemountainvalleyidealforsoaring.從南部吹來(lái)的溫暖的風(fēng)使得這個(gè)山谷成為了飛行的理想地點(diǎn)。16.sluggish

adj.蕭條的；遲鈍的；行動(dòng)遲緩的；懶惰的n.市況呆滯；市勢(shì)疲弱Sluggishflowingthegreatriverwithsorrowandsilence.緩慢流動(dòng)著悲傷與寂靜的巨大河流。17.

Democratsn.民主黨；民主黨人（Democrat的復(fù)數(shù)）ShesaysmostyoungDemocratswanttoendthewar.她說(shuō)大多數(shù)年輕的民主黨人希望結(jié)束戰(zhàn)爭(zhēng)。18.

subsidy

n.補(bǔ)貼；津貼；補(bǔ)助金Higherdepositratesincreasethebudgetcostsofthesubsidyprogram.存款利潤(rùn)較高，就增大了補(bǔ)貼規(guī)劃的預(yù)算費(fèi)用

TEXTBAssignment

FinishtheexercisesofTextBPreviewsupplementingreading.Supplementing

ReadingThemainideaofeachpartPart1

Gainsfromlowertradebarriers

Reducedtradebarriershavebeenkeyelementsintheincreasedprosperitytheworldhasseeninthepost-1945era.Theselowerbarriershaveallowedgreaterspecializationofproduction,withconsequentgainsincheapergoodsenjoyedbyallparties.Part2

Driversforliberalization

MultilateralagreementsundertheGATTandWTOhavebeentheleadingarrangementsbringinggreaterliberalization,butnarroweragreementssuchastheEuropeanUnionandCanada-USbilateralfreetradehavealsobeensignificant.Part3

Benefitsofliberalization

1.increasedcompetitivepressuresonsuppliersthatpreviouslywentlessheavilychallengedintheirhomemarkets；businessesfacingincreasedcompetitionusuallylifttheirperformancetothebenefitofconsumersinallparticipatingcountries；2.avariationofthetraditionalcomparativeadvantagegainsbutonethattakesadvantageoftheincreasedspecializationofmodernproductionandtheincreasednumberofstagesthroughwhichmaterialsareputpriortoreachingthefinalconsumer.Part4

Fairtrade

Morerecently，somepeoplehavesoughttouseenvironmentalorworkersafetystandardsasconditionsforpermittingothercountriestoexporttous.Althoughmanychampioningsuchcausesdosooutofstrongconvictions，itmeanspaternalisticallyimposingourownstandardsonothercountries.Part5

Thewayforward

ThesepoliciesdenyEuropeanmarketaccesstoefficientproducerssuchasAustralia.TheEUguaranteesitsownfarmershighpriceswhichalsobringmassivesurplusesinmanyagriculturalproducts.Thesearedumpedonworldmarketsanddepressprices.Unit2InternationalFinance

CONTENTS

TeachingAims

TextA12TextB3

SupplementingReading41TEACHINGAIMSAfterstudyingthisunit,youare

requiredto1.Haveageneralideaofthestockmarketandhaveacorrectcomprehensionofit.2.Haveageneralideaofthebank,andunderstandthefunctionsofthebankwell,especiallyintermsofinternationalbusinessandfinance.3.Haveageneralideaoftheforeignexchange,andcantellthefactorsthataffectingexchangerates.4.Mastersomenewwords,expressionsandtechnicalterms.

TEXTA

theStockMarketQUESTIONS1.Whydosomanypeoplelikeplayingstocksinthestockmarket?Inyouropinion,howcanpeoplemakemoneyinthestockmarket?2.Whatdoyouknowaboutthestockmarket?Canyougivesomeexamplestoillustrateitsfeaturesandfunctions?

TEXTAPreview

Astockmarketisaplacewherethesharesinpubliclyownedcompanies，thetitlestobusinessfirms，areboughtandsold.In1996，thevalueofthesetitleswasestimatedatthirtytrillionintheUnitedStates.Salesinasingleyearmighttotal＄3trillion.Thestockmarketisthehubofourcorporateeconomy.TheNewYorkStockExchangeisthemainstockmarket，listingmorethanathousandsecurities.Everylargefinancialcenterhasastockexchange.MajoronesarelocatedinTokyo，London,Frankfurt，HongKong，Toronto，Zurich（蘇黎世），and，ofcourse，NewYork.Astockexchangeisacriticalpartofmodernmarketeconomies.WhenthecountriesofEasternEuropedecidedtoscraptheircentrallyplannedsystemsandbecomemarketeconomies,oneoftheirfirstactswastointroduceastockmarkettobuyandsellownershiprightsincompanies.TEXTAVocabularyComprehensionGiveouttheChineseexplanationsofthefollowingwordsandphrase.1.Collateral

2.Cashin

3.TheGreatDepression4.Stockprice

5.Bullmarket1．抵押物2.兌現(xiàn)3.大蕭條

4.股票價(jià)格5.牛市KEYTEXTANotes1.TheNewYorkStockExchange(NYSE):isastockexchangelocatedat11WallStreetinlowerManhattan,NewYorkCity,USA.Itistheworld'slargeststockexchangebymarketcapitalizationofitslistedcompaniesatUS$11.92trillionasofAug2010.AveragedailytradingvaluewasapproximatelyUS$153billionin2008.2.BurtonGordonMalkiel:(bornAugust28,1932)isanAmericaneconomistandwriter,mostfamousforhisclassicfinancebookARandomWalkDownWallStreet(nowinits9thedition,2007).Heisaleadingproponentoftheefficientmarkethypothesis,whichcontendsthatpricesofpubliclytradedassetsreflectallpubliclyavailableinformation,althoughhehasalsopointedoutthatsomemarketsareevidentlyinefficient,exhibitingsignsofnon-randomwalk.Notes3.TheSouthSeaCompany:wasaBritishjointstockcompanythattradedinSouthAmericaduringthe18thcentury.Foundedin1711,thecompanywasgrantedamonopolytotradeinSpain'sSouthAmericancoloniesaspartofatreatyduringtheWarofSpanishSuccession.Theprimaryelementoftradewasslaves.Inreturn,thecompanyassumedthenationaldebtEnglandhadincurredduringthewar.Speculationinthecompany'sstockledtoagreateconomicbubbleknownastheSouthSeaBubblein1720,whichcausedfinancialruinformany.InspiteofthisitwasrestructuredandcontinuedtooperateformorethanacenturyaftertheBubble.TheheadquarterswereinThreadneedleStreet.4.Mafia:(alsoknownasCosaNostra)isacriminalbrotherhoodthatemergedinthemid19thcenturySicily.Itisalooseassociationofcriminalgroupsthatshareacommonorganizationalstructureandcodeofconduct.Eachgroup,knownasa"family","clan",or"cosca",claimssovereigntyoveraterritoryinwhichitoperatesitsrackets–usuallyatownorvillageoraneighborhood(borgata)ofalargercity.Notes5.JohnDavisonRockefeller:(July8,1839–May23,1937)wasanAmericanoilmagnate.Rockefellerrevolutionizedthepetroleumindustryanddefinedthestructureofmodernphilanthropy.In1870,hefoundedtheStandardOilCompanyandaggressivelyranituntilheofficiallyretiredin1897.StandardOilbeganasanOhiopartnershipformedbyJohnD.Rockefeller,hisbrotherWilliamRockefeller,HenryFlagler,JabezBostwick,chemistSamuelAndrews,andasilentpartner,StephenV.Harkness.Askeroseneandgasolinegrewinimportance,Rockefeller'swealthsoared,andhebecametheworld'srichestmanandfirstAmericanworthmorethanabilliondollars.Adjustingforinflation,heisoftenregardedastherichestpersoninhistory.Notes6.DowJonesIndustrialAverage

(DJIA):alsoreferredtoastheIndustrialAverage,theDowJones,theDow30,orsimplytheDow,isastockmarketindex,andoneofseveralindicescreatedbyWallStreetJournaleditorandDowJones&Companyco-founderCharlesDow.ItisnowownedbytheCMEGroup,whoisthemajorityownerofDowJonesIndexes.TheaverageisnamedafterDowandoneofhisbusinessassociates,statisticianEdwardJones.Itisanindexthatshowshow30large,publiclyownedcompaniesbasedintheUnitedStateshavetradedduringastandardtradingsessioninthestockmarket.ItisthesecondoldestU.S.marketindexaftertheDowJonesTransportationAverage,whichwasalsocreatedbyDow.7.BlackMonday:19October1987–thelargestone-daypercentagedeclineinrecordedstockmarkethistory.TEXTA

NewWordsandExpressions1.amokadv.狂亂地；殺人狂地adj.殺人狂的；狂亂的Thefieldmice,lackingnaturalpredators,haveflourishedinnumbersandarerunningamokdestroyingnature.缺少天敵的田鼠們，繁殖、破壞起來(lái)自然”隨心所欲”2.outguessvt.看透；智勝Pretendnottooutguesswhenyoudo.看透的時(shí)候，假裝沒(méi)看透。3.speculativeadj.投機(jī)的；推測(cè)的；思索性的SopooristherootcauseofChina'ssoaringhousingprices,becausetheycreatetheinvestmentandspeculativemarkets.所以說(shuō)窮人是導(dǎo)致中國(guó)房?jī)r(jià)飛漲的根源，因?yàn)槭撬麄儎?chuàng)造了這個(gè)投資與投機(jī)的市場(chǎng)。

4.attest

vt.證明；證實(shí)；為…作證vi.證明；作證Theman’sabilitywasattestedbyhisrapidpromotion.此人的能力由他升遷之快得到證實(shí)。

5.soberadj.使清醒的；使冷靜的；嚴(yán)重的vt.使清醒

Soberherdown;she'smad.讓她安靜下來(lái)，她都快瘋了。6.bubblesn.泡沫；氣泡（bubble的復(fù)數(shù)）v.沸騰；冒泡；發(fā)出氣泡聲（bubble的第三人稱單數(shù)形式）

7.essentialadj.基本的；必要的；本質(zhì)的；精華的n.本質(zhì)；要點(diǎn)；必需品Itisanessentialaspectofforgiveness.這是寬恕中的一個(gè)必要方面。8.assetsn.資產(chǎn)；財(cái)產(chǎn)；有利條件（asset的復(fù)數(shù)）Itexpressestherelationshipofcurrentassetstocurrentliabilities.它表達(dá)了流動(dòng)資產(chǎn)與流動(dòng)負(fù)債之間的關(guān)系。9.intrinsicadj.本質(zhì)的，固有的Theintrinsicmusculatureofthelarynxwasfoundtoberelativelyundevelopedandnotverystrong.喉頭本身的肌肉組織被發(fā)現(xiàn)是相對(duì)地未發(fā)展及不是非常強(qiáng)壯的。10.dividendsn.股息，股利；紅利（dividend的復(fù)數(shù)形式）Thispriorityalsoincludesanydividendsinarrears.這個(gè)優(yōu)先權(quán)也包括拖欠股利。11.frenzyn.狂暴；狂怒；暴怒vt.使發(fā)狂；使狂怒Zealwithoutknowledgeisfrenzy.沒(méi)有知識(shí)的熱情是狂熱。12.dictumn.格言；聲明；[律]法官的附帶意見"All'swellthatendswell"isthedictumofunanimouscommonsense.“結(jié)果好就一切都好，”這是我們的常識(shí)一致公認(rèn)的名言13.dizzyadj.暈眩的；使人頭暈的；昏亂的；心不在焉的；[口]愚蠢的vt.使頭暈眼花；使混亂；使茫然Idroveatspeedsthatdizziedme.我高速駕車致使我頭暈?zāi)垦?4.lucrativeadj.有利可圖的，賺錢的；合算的Britainalsotooktightercontrolovertheincreasinglylucrativeoilfields.英國(guó)也加緊對(duì)日益增加利潤(rùn)的油田的控制。

15.tulipn.郁金香TheNetherlandsisthetulipkingdom.荷蘭是郁金香的王國(guó)。16.biotechnologyn.生物技術(shù)；生物工藝學(xué)Controllingenvironmentpollutionbybiotechnologyhastheadvantagesoflowcostandnosecondarypollution.應(yīng)用生物技術(shù)治理環(huán)境污染，具有費(fèi)用低、不產(chǎn)生二次污染的優(yōu)點(diǎn)。17.vacuumn.真空；空間；真空吸塵器adj.真空的；產(chǎn)生真空的Shevacuumedtheroomthismorning.她今天上午用吸塵器清掃了房間。18.launderingn.洗燙v.洗滌；洗黑錢（launder的ing形式）Thispolicyappliesnotonlytomoneylaundering,butalsototerroristfinancing.本政策不僅適用于洗錢，也適用于恐怖主義籌資活動(dòng)。19.purchasen.購(gòu)買；緊握；起重裝置vt.購(gòu)買；贏得vi.購(gòu)買東西Theypurchasedlifeattheexpenseofhonor.他們以犧牲名譽(yù)為代價(jià)換得了生命。

TEXTAAssignment

FinishtherestofexercisesofTextAPreviewTextB

TextB

BankingQUESTIONS1.Couldyougivesomeexamplesabouttheimportantrolesbanksplaybothintheeconomicworldandinourdailylives?2.Inyourperspective,whatwouldtheinternationaltradebelikeiftheWorldBankdidnotrunanylonger?TEXTBPreviewCommercialbanks，usuallycalledjust“banks”,intheUniteStatesareinstitutionsthatprovidecheckingaccountstothepublicandhaveasubstantialproportionoftheirassetsinvestedinloanstobusinessfirms.Owingtoderegulationinthe1980sand1990s，thedifferencebetweencommercialbanksandsavingsbankshasbeendisappearing.Commercialbanksnowofferindividualsavingsservices，andsavingsinstitutionsincreasinglyoffercheckingservices，whilebothkindsofinstitutionshaveextendedtheirlendingtoeachother’straditionalmarkets.TEXTBComprehensionofthetext

Decidewhetherthefollowingstatementsaretrue(T)orfalse(F)accordingtothepassage.1.Therehasbeennodifferencebetweencommercialbanksandsavingsbanksfromtheverybeginning.

F2.Thechieffunctionofabankistoborrowmoneyfromdepositorsandthentohelpotherswhoneedmoney.

T.3.Thesafestwayforabanktoavoidrisksistousetheirdepositors’fundtomakeloans.

F4.Thebankscanmeettheneedsofdepositorswhowanttowithdrawdepositsfromthebanksatanytime.

T5.Oneofthebank’sservicesismakingloansbyusingtheprofitearnedfromdepositors

FTEXTBNotes1.checkingaccount:currentaccountorchequeaccount)isadepositaccountheldatabankorotherfinancialinstitution,forthepurposeofsecurelyandquicklyprovidingfrequentaccesstofundsondemand,throughavarietyofdifferentchannels.Becausemoneyisavailableondemandtheseaccountsarealsoreferredtoasdemandaccountsordemanddepositaccounts.2.Commercialbank:itisatypeoffinancialintermediaryandatypeofbank.Commercialbankingisalsoknownasbusinessbanking.Itisabankthatprovidescheckingaccounts,savingsaccounts,andmoneymarketaccountsandthatacceptstimedeposits3.NegotiableOrderofWithdrawalaccount:(NOWaccount):itisadepositaccountthatpaysinterest,onwhichchecksmaybewritten.TEXTBNotes4.Financialintermediary:itisafinancialinstitutionthatconnectssurplusanddeficitagents.Theclassicexampleofafinancialintermediaryisabankthattransformsbankdepositsintobankloans.5.WorldBank：itisatermusedtodescribeaninternationalfinancialinstitutionthatprovidesleveragedloanstodevelopingcountriesforcapitalprograms.TheWorldBankhasastatedgoalofreducingpoverty.Bylaw,allofitsdecisionsmustbeguidedbyacommitmenttopromoteforeigninvestment,internationaltradeandfacilitatecapitalinvestment.6.TheInternationalMonetaryFund(IMF):itistheintergovernmentalorganizationthatoverseestheglobalfinancialsystembyfollowingthemacroeconomicpoliciesofitsmembercountries,inparticularthosewithanimpactonexchangerateandthebalanceofpayments.Itisanorganizationformedwithastatedobjective