國內(nèi)貸款合同英文版

國內(nèi)貸款合同英文版合同編號：__________ContractforDomesticLoanThisContractforDomesticLoan(the"Contract")ismadeandenteredintoonthis______dayof____________,20____,andbetween:PartyA:____________________(the"Borrower")PartyB:____________________(the"Lender")(Hereinafterreferredtoasthe"Parties")WITNESSETH:1.Recitals1.1TheBorrowerdesirestoborrowcertainsumsofmoneyfromtheLender,andtheLenderiswillingtolendthesametotheBorrower,subjecttothetermsandconditionssetforthherein.1.2ThePartiesheretowishtorecordthetermsandconditionsoftheloaninwriting.Now,therefore,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thePartiesheretoagreeasfollows:2.LoanAmountandTerms2.1TheLenderagreestolendtotheBorrowertheaggregateprincipalamountof_____________(the"LoanAmount").2.2TheLoanAmountshallbedisbursedtheLendertotheBorrowerontheEffectiveDate(asdefinedbelow).2.4TheBorrowershallrepaytheLoanAmount,togetherwithinterestthereonandallotheramountsdueunderthisContract,inaccordancewiththerepaymentschedulesetforthinExhibitAattachedhereto(the"RepaymentSchedule").3.Interest3.1TheBorrowershallpayinterestontheoutstandingprincipalamountoftheLoanatanannualinterestrateof_____________percent(the"AnnualInterestRate").4.Repayment4.1TheBorrowershallmakemonthlyrepaymentsoftheLoanAmount,togetherwithinterestandallotheramountsdueunderthisContract,inaccordancewiththeRepaymentSchedule.4.2TheBorrowershallmakeallpaymentsunderthisContractwiretransfertotheLender'sdesignatedaccount,orsuchothermeansastheLendermayspecifyfromtimetotime.5.Security5.1TheBorrowerheregrantstotheLenderasecurityinterestinandlienonalloftheBorrower'sright,,andinterestinandtotheCollateral(asdefinedbelow)tosecurethepromptpaymentandperformanceoftheObligations(asdefinedbelow).5.2TheBorrowershallexecuteanddelivertotheLendersuchinstruments,documents,andagreements,andtakesuchotheractions,asmaybenecessaryorappropriatetocreate,perfect,andmaintainthesecurityinterestandliengrantedunderthisContract.6.DefaultandTermination6.1IftheBorrowerfailstomakeanypaymentunderthisContractwhendue,oriftheBorrowerfailstoperformanyotherobligationunderthisContract,theLendermaydeclaretheentireoutstandingbalanceoftheLoan,togetherwithallaccruedandunpaidinterestandotheramountsdueunderthisContract,immediatelydueandpayable.6.2IntheeventofadefaulttheBorrowerunderthisContract,theLendershallhaveallrightsandremediesavailabletoitunderapplicablelaw,including,withoutlimitation,therighttosell,assign,orotherwisedisposeoftheCollateraltosatisfytheoutstandingObligations.7.RepresentationsandWarranties7.1TheBorrowerrepresentsandwarrantstotheLenderthat:(a)IthasthelegalcapacitytoenterintothisContractandtoperformitsobligationshereunder;(b)Itisdulyorganized,validlyexisting,andingoodstandingunderthelawsofitsjurisdictionoforganization;(c)IthasthepowerandauthoritytograntthesecurityinterestandlienintheCollateralandtoperformitsobligationsunderthisContract;(d)TheexecutionanddeliveryofthisContractandtheperformanceofitsobligationshereunderdonotconflictwithanylaw,rule,regulation,orordertowhichitissubject,oranyagreementorinstrumenttowhichitisapartyorwhichitisbound;and8.一、附件列表：1.貸款合同2.還款計劃表（見ExhibitA）3.擔保物清單（見ExhibitB）4.貸款合同的附錄（如有）二、違約行為及認定：1.違約行為：未能按時支付貸款本金、利息或其他費用未能履行合同項下的任何其他義務貸款用途不符合合同約定提供虛假或誤導性信息未經(jīng)許可轉讓或出質(zhì)擔保物2.違約認定：遲延支付：未能在約定的期限內(nèi)支付任何應付款項不履行：明確違反合同約定的義務用途不符：使用貸款資金的方式與合同約定的用途不符信息不實：在合同執(zhí)行過程中提供虛假或誤導性信息轉讓/出質(zhì)違規(guī)：未經(jīng)貸款方同意轉讓或出質(zhì)擔保物三、法律名詞及解釋：1.貸款人（Lender）：指提供貸款的一方2.借款人（Borrower）：指接受貸款的一方3.擔保物（Collateral）：指為貸款提供擔保的財產(chǎn)4.有效日期（EffectiveDate）：指合同正式生效的日期5.貸款金額（LoanAmount）：指合同約定的借款本金總額6.年利率（AnnualInterestRate）：指合同約定的年度利息率7.違約（Default）：指借款人未能履行合同約定的義務四、執(zhí)行中遇到的問題及解決辦法：1.支付延誤：解決辦法：與貸款方溝