2025版企業(yè)信用貸款還款協(xié)議書范本4篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025版企業(yè)信用貸款還款協(xié)議書范本合同目錄第一章合同訂立依據(jù)與目的1.1合同訂立依據(jù)1.2合同目的第二章當(dāng)事人信息2.1貸款人信息2.2借款人信息2.3保證人信息（如有）第三章貸款金額及利率3.1貸款本金3.2利率及計(jì)息方式3.3還款期限第四章貸款用途4.1貸款用途說明4.2貸款使用監(jiān)控第五章還款方式5.1還款計(jì)劃5.2還款賬戶5.3逾期還款處理第六章貸款擔(dān)保6.1擔(dān)保方式6.2擔(dān)保物價(jià)值及處置6.3擔(dān)保責(zé)任第七章信用風(fēng)險(xiǎn)及違約責(zé)任7.1信用風(fēng)險(xiǎn)承擔(dān)7.2違約責(zé)任7.3訴訟管轄第八章合同解除與終止8.1合同解除條件8.2合同終止條件8.3解除或終止程序第九章合同爭(zhēng)議解決9.1爭(zhēng)議解決方式9.2爭(zhēng)議解決機(jī)構(gòu)9.3爭(zhēng)議解決程序第十章合同生效與修改10.1合同生效條件10.2合同修改程序第十一章合同附件11.1附件一：貸款合同11.2附件二：擔(dān)保合同（如有）11.3附件三：其他相關(guān)文件第十二章合同份數(shù)及送達(dá)12.1合同份數(shù)12.2合同送達(dá)方式12.3合同送達(dá)地址第十三章其他約定13.1法律效力13.2合同語(yǔ)言13.3其他約定事項(xiàng)第十四章合同簽署14.1簽署日期14.2簽署地點(diǎn)14.3簽署人簽名蓋章合同編號(hào)_________第一章合同訂立依據(jù)與目的1.1合同訂立依據(jù)本合同依據(jù)《中華人民共和國(guó)合同法》、《中華人民共和國(guó)貸款通則》及相關(guān)法律法規(guī)訂立。1.2合同目的本合同旨在明確貸款人、借款人和保證人（如有）之間的權(quán)利義務(wù)關(guān)系，確保貸款按時(shí)、足額歸還，保障各方合法權(quán)益。第二章當(dāng)事人信息2.1貸款人信息貸款人全稱：____________________貸款人地址：____________________貸款人法定代表人：________________2.2借款人信息借款人全稱：____________________借款人地址：____________________借款人法定代表人：________________2.3保證人信息（如有）保證人全稱：____________________保證人地址：____________________保證人法定代表人：________________第三章貸款金額及利率3.1貸款本金貸款本金為人民幣_(tái)___________元整。3.2利率及計(jì)息方式貸款利率為____________%，計(jì)息方式為____________。3.3還款期限貸款期限為____________年，自____________年____________月____________日起至____________年____________月____________日止。第四章貸款用途4.1貸款用途說明借款人承諾將貸款用于____________。4.2貸款使用監(jiān)控貸款人有權(quán)對(duì)貸款使用情況進(jìn)行監(jiān)督，借款人應(yīng)配合貸款人的監(jiān)督工作。第五章還款方式5.1還款計(jì)劃還款日期：____________還款金額：____________5.2還款賬戶借款人應(yīng)指定一個(gè)還款賬戶，并將還款款項(xiàng)劃入該賬戶。5.3逾期還款處理如借款人逾期還款，貸款人有權(quán)按照合同約定采取相應(yīng)措施，包括但不限于：（1）收取逾期利息；（2）提前收回貸款；（3）依法追究借款人的法律責(zé)任。第六章貸款擔(dān)保6.1擔(dān)保方式借款人提供____________作為貸款擔(dān)保。6.2擔(dān)保物價(jià)值及處置擔(dān)保物的價(jià)值為____________元，貸款人有權(quán)在借款人違約時(shí)處置擔(dān)保物。6.3擔(dān)保責(zé)任保證人應(yīng)承擔(dān)連帶責(zé)任，保證借款人按時(shí)償還貸款本金及利息。第七章信用風(fēng)險(xiǎn)及違約責(zé)任7.1信用風(fēng)險(xiǎn)承擔(dān)借款人應(yīng)承擔(dān)貸款信用風(fēng)險(xiǎn)，如因借款人原因?qū)е沦J款無(wú)法收回，借款人應(yīng)承擔(dān)全部責(zé)任。7.2違約責(zé)任（1）支付貸款人合理的違約金；（2）賠償貸款人因此遭受的損失；（3）承擔(dān)因違約行為產(chǎn)生的其他法律責(zé)任。7.3訴訟管轄本合同產(chǎn)生的爭(zhēng)議，雙方應(yīng)協(xié)商解決；協(xié)商不成的，任何一方均可向貸款人所在地人民法院提起訴訟。第八章合同解除與終止8.1合同解除條件（1）借款人未按時(shí)履行還款義務(wù)，經(jīng)催告后仍不履行；（2）借款人提供虛假信息或隱瞞重要事實(shí)，導(dǎo)致貸款人遭受損失；（3）借款人違反合同約定的貸款用途；（4）發(fā)生不可抗力事件，導(dǎo)致合同無(wú)法履行。8.2合同終止條件（1）貸款本金及利息全部?jī)斶€完畢；（2）合同約定的貸款期限屆滿；（3）雙方協(xié)商一致解除合同。8.3解除或終止程序任何一方要求解除或終止合同時(shí)，應(yīng)提前通知對(duì)方，并按照合同約定辦理相關(guān)手續(xù)。第九章合同爭(zhēng)議解決9.1爭(zhēng)議解決方式本合同爭(zhēng)議應(yīng)通過友好協(xié)商解決；協(xié)商不成的，任何一方均可向貸款人所在地人民法院提起訴訟。9.2爭(zhēng)議解決機(jī)構(gòu)如雙方同意，可指定仲裁委員會(huì)作為爭(zhēng)議解決機(jī)構(gòu)。9.3爭(zhēng)議解決程序爭(zhēng)議解決程序應(yīng)遵循仲裁委員會(huì)的仲裁規(guī)則。第十章合同生效與修改10.1合同生效條件本合同自雙方簽字蓋章之日起生效。10.2合同修改程序?qū)Ρ竞贤娜魏涡薷模仨氁詴嫘问剑⒂呻p方簽字蓋章后生效。第十一章合同附件11.1附件一：貸款合同11.2附件二：擔(dān)保合同（如有）11.3附件三：其他相關(guān)文件第十二章合同份數(shù)及送達(dá)12.1合同份數(shù)本合同一式_________份，各方各執(zhí)_________份。12.2合同送達(dá)方式合同送達(dá)方式為_________，送達(dá)地址為_________。12.3合同送達(dá)地址貸款人地址：____________________借款人地址：____________________保證人地址（如有）：____________________第十三章其他約定13.1法律效力本合同受中華人民共和國(guó)法律管轄，并具有法律效力。13.2合同語(yǔ)言本合同使用中文書寫。13.3其他約定事項(xiàng)_________。第十四章合同簽署14.1簽署日期____________年____________月____________日14.2簽署地點(diǎn)____________14.3簽署人簽名蓋章貸款人（蓋章）：____________________法定代表人（簽字）：____________________借款人（蓋章）：____________________法定代表人（簽字）：____________________保證人（蓋章）：____________________法定代表人（簽字）：_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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