出納崗位安全工作總結(jié).doc

1、出納崗位安全工作總結(jié)2010 年度，依據(jù)公司年初工作計劃和部門領(lǐng)導(dǎo)要求，以現(xiàn)金出入安全為重心，積極推行創(chuàng)新工作，走嚴謹務(wù)實工作之路，切實履行出納崗位職能，取得一些成績?，F(xiàn)總結(jié)如下：一、堅持出入庫為中心，努力做好現(xiàn)金的投放與回籠工作。1、努力做好現(xiàn)金投放與回工作。截止11 月底止，共投放現(xiàn)金55.6 億元，回籠現(xiàn)金75.1 億元。確保了全市合理的現(xiàn)金供應(yīng)，及時回籠現(xiàn)金入庫。2、積極調(diào)入 20 元券以下小票人民幣及零幣。 全年共調(diào)入 20 元券以下小票及零幣共計 6256.9 萬元，基本滿足社會對小票人民幣及找零的需求，確保流通中人民幣結(jié)構(gòu)基本合理。3、加快回籠殘損人民幣進度。截止11 月底，共回

2、籠各券別殘損人民幣1.02 億元，進度有所加快，促進了商業(yè)銀行剔破積極性，維護了流通中人民幣的整潔度。二、突出安全工作為重心，確保發(fā)行庫的安全。1、認真開展發(fā)行庫工作的全面檢查。11 月中旬，支行組織辦公室、內(nèi)審、營業(yè)室、保衛(wèi)、發(fā)行等部門的主要負責人開展了對發(fā)行庫工作的全面檢查。發(fā)現(xiàn)問題及時落實措施予以整改。2、積極開展發(fā)行庫安全檢查。 7 月份，支行組織對發(fā)行庫安全的專項檢查，狠抓安全措施落實。3、切實履行查庫職責。嚴格按照規(guī)定履行查庫職責，正副庫主任每月查庫不少于1 次，部門負責人不少于3 次，認真核對發(fā)行基金，檢測庫房各類設(shè)施與設(shè)備；從10 月份開始，正副庫主任查庫，按規(guī)定內(nèi)審、會計、保

3、衛(wèi)等部門相關(guān)人員參加。4、落實發(fā)行庫工作實時和事后監(jiān)督管理機制。2007 年度更加嚴格落實發(fā)行庫工作實時和事后監(jiān)督管理機制，發(fā)行部門負責人絕大部分時間采取跟班的方式實行對發(fā)行庫工作的監(jiān)督。截止 11 月底止， 實行實時和事后監(jiān)督共 110 次， 其中跟班監(jiān)督 74 次，實時監(jiān)控監(jiān)督 26 次，錄像回放監(jiān)督 11 次。5、加強庫區(qū)安全管理。切實落實措施，在出入庫期間關(guān)閉庫區(qū)大院鐵拉門，使庫區(qū)達到準“三隔離”要求。6、舉行安全管理演練。10 月下旬，與保衛(wèi)部門聯(lián)合舉行發(fā)行庫突發(fā)事件“歹徒侵入搶劫”holi day, pension and health, cultural and creative

4、 experience, sportshealth, farming, rural bed and breakfasts in new formats. Three is t he brand to create articles. XX agricultural comparative advantage into fullplay, e spe cially the exclusive advantagesof climate, mountains and sea resources, to create a group of the city, the province s called

5、 XX seafood, snack foods and safe agricultural products brand characteristics. Meanwhile, new industry guidance, support more farmers to participate iclosely linken entre preneurship,promoting large-scale projects such a s bed and breakfasts, farm, seeore bead breedi ng baseconstruction. Four is the

6、 mechanism innovation of the artde reaicle. Dee pen agricultural reform, focusingon supporting foster professional major, family farms, cooperatives, entersideprises and othernew subjectsof agricultural management, improve agricultural pr oducti on and operation of large-scale,professional leve l. A

7、dvance the reform of property right system in rural areas, to pay specint clea n and orderly.al attention to landrights, improve the function of property rights trading center to guide land management toprofessional users, family farms, cooperatives, leading enterprises in circulation. Spareno effor

8、t to promote theprovinces Trinity farmer cooperative economy organization system reform of County building, and actively explore the Trinity of production, supply and marketing, creditFarmer cooperative economy organization system, real organic aggregatesup to all kinds of business entities,d to the

9、 all aspects of producti on a nd marketing. (B) to make the countryside mutiful. Promoting theconstruction of new towns and newcountrysictions together, strengthe ning the construction of rural eco-environment,create thebea utiful countryconstructionupgrades, making rural areas more livable,suitable

10、 for industry, and travel. A focus on rural environment improvement. As far as the rural, the most basic i s to make the environmePoll ution to extensivelymobilize the masses continueto carry water,clear rivers,down violations, treatmentof blea ching, such as waste reduction, flowering tree bigsix,

11、vigorously carry out waste reduction, resource recovery, impr ove theclea ning mecha nism, enha ncehe levelof meticulous management of the vlage. Second, we must pay special attention to the be autiful re sidential building. Adhere to the planning ahead, because villagesystem, combination classifica

12、tion implementation, demolition, alteration simultane ouslypoli cy, vig orously implement the five hundred beautifulcountryside construction, actively promote beautiful house pilot expansion. Around 104 national road, Ling Road, longji nda dao,sea roa d, Ju XILiao road to catch the five sides of the

13、 main roads i n about200 villages, beautifulcountryside featuresboutique villagecreated, gvillage breedchara cteristics. No matter which演練，進一步熟悉預(yù)案，提高處置突發(fā)事件的能力。三、大膽開拓，積極深化創(chuàng)新工作，取得明顯實效。（一）“堵疏結(jié)合” ，大力推進非現(xiàn)金支付結(jié)算工作。今年以來， 人行瑞安市支行一方面加強現(xiàn)金管理， 一方面加強對非現(xiàn)金結(jié)算的引導(dǎo)， 通過“一堵一疏”，大力推進非現(xiàn)金支付結(jié)算。 各商業(yè)銀行與農(nóng)村合作銀行積極宣傳非現(xiàn)金結(jié)算方式，特別加強現(xiàn)代金

14、融工具的宣傳， 現(xiàn)金結(jié)算得到有效控制， 非現(xiàn)金結(jié)算占比迅猛提升， 轄區(qū)逐步形成了非現(xiàn)金結(jié)算為主，現(xiàn)金結(jié)算為副的良好局面。1、大力加強現(xiàn)金管理，為非現(xiàn)金支付結(jié)算營造良好環(huán)境。繼續(xù)嚴格實施現(xiàn)金、帳戶、本票“三位一體”的現(xiàn)金公約，并取得良好的效果。一是金融機構(gòu)加強了現(xiàn)金管理，把現(xiàn)金管理納入考核，嚴格控制不合理現(xiàn)金支付；二是金融機構(gòu)的現(xiàn)金支付增速得到明顯控制，據(jù)統(tǒng)計，2007 年 1 10 月，全市金融機構(gòu)現(xiàn)金收付量為3810億元，比上年同期僅增加了203 億元，而未實施現(xiàn)金公約的時候，全市金融機構(gòu)的現(xiàn)金收付量平均每年以900 億的速度增長，現(xiàn)金支出控制效果明顯。2、采用多種形式，加強非現(xiàn)金結(jié)算宣傳。

15、（ 1）、商業(yè)銀行宣傳。主要的宣傳形式：電視、報紙、窗口、客戶座談等。選擇電視、報紙等媒體開設(shè)金融專欄，不定期開展非現(xiàn)金結(jié)算普及宣傳，宣傳“三票一卡”基本知識、開展網(wǎng)上銀行等電子銀行產(chǎn)品專題介紹、 及時介紹影像支票系統(tǒng)、 小額支付系統(tǒng)、 大額支付系統(tǒng)、個人支票等最新金融產(chǎn)品； 舉辦大型網(wǎng)上銀行培訓、 推介會， 邀請已開辦網(wǎng)上銀行的企業(yè)會計人員及個人客戶談心得體會、 銀行相關(guān)人員進行網(wǎng)上銀行終端演示， 指導(dǎo)客戶進行網(wǎng)上銀行操作；舉辦銀行卡推廣會，大力發(fā)展POS 機特約商戶，增設(shè)ATM 機，大部分銀行開展了涮卡有獎活動， 創(chuàng)造用卡良好環(huán)境， 鼓勵個人用卡； 所有金融機構(gòu)網(wǎng)點常年備有相關(guān)宣傳資料，以

16、備發(fā)放或索取。主要特色服務(wù)：所有分理處以上金融機構(gòu)開辦本票業(yè)務(wù)，大部分金融機構(gòu)開展辦理本票“一站式”服務(wù)，辦理本票時間比原來縮短了5 10 分鐘；所有金融機構(gòu)網(wǎng)點建立了客戶經(jīng)理制，形成了客戶經(jīng)理與客戶一對一的關(guān)系，有利于客戶經(jīng)理針對性的宣傳；大部分金融機構(gòu)網(wǎng)點設(shè)立了大堂經(jīng)理，提供引導(dǎo)服務(wù)， 比如將小額提現(xiàn)客戶引導(dǎo)到自助銀行辦理、 將未預(yù)約大額提現(xiàn)客戶引導(dǎo)辦理本票等；大部分銀行把支票、本票、銀行卡轉(zhuǎn)帳等業(yè)務(wù)移向低柜區(qū)，便于與客戶面對面的交流，有利于向客戶推廣使用支票、本票等非現(xiàn)金結(jié)算方式； 所有支行級金融機構(gòu)設(shè)立了貴賓區(qū)，向重點客戶提供方便、快速的非現(xiàn)金結(jié)算服務(wù)。（ 2）、人民銀行宣傳。 今年以

17、來， 人行瑞安市支行已舉辦了對金融機構(gòu)相關(guān)人員的影像支票系統(tǒng)、小額支付系統(tǒng)的培訓； 6 月份，組織金融機構(gòu)開展金融知識送下鄉(xiāng)活動，其中把非現(xiàn)金結(jié)算知識作為重點內(nèi)容； 11 月份，組織金融機構(gòu)開展“四個一百”非現(xiàn)金結(jié)算專題宣傳活動，即“進入 100 家企業(yè)宣傳” 、“進入 100 個鄉(xiāng)村宣傳” 、“進入 100 家商店宣傳” 、“進入各大型專業(yè)市場的 100 戶經(jīng)營戶宣傳”等。同時，在瑞安日報及時宣傳重大金融創(chuàng)新產(chǎn)品，盡量擴大宣傳面，深化宣傳效果；11 月 22 日，組織各金融機構(gòu)順利進行“非現(xiàn)金支付結(jié)算日” 活動，并在瑞安玉海廣場舉辦大型主題為“金融服務(wù)現(xiàn)代化，帶您走進現(xiàn)代化生活”as lon

18、g as theycaug ht up peach Lake and vill age after eight acres to create a standard, even if the County financial tobe n ervous, the CountyGovernme nt will fulfil theircommitments, and3 million Yuan/village of subsidies. Third, we m ust pay special attention todevelopmentof beauty industry.Constructi

19、on and traditional villages and beautifulcountryside protectionof history andcult ure village, rural tourism,bed andbreakfast incombiningeconomic, on rural touri sm development in precise and accuratepositi oni ng,precision marketing, supply,and vigorouslypromote the beautiful rural landscapeof rura

20、l tourism complex, line, fashion boutique farm villageconstructionand strive tobuil d a groupof XX feature quality boutique accommodationproject. (C) efforts to get farmers tobecome eve n richer. Off not well-off, the key to fellow, the three agriincreasing income-generating efforts. Activelydevelop

21、ing the characteristic agriculture, processing, e-commerce, farm and bed and breakfast in economy,ensure a stable operating income growth.Deepen the three rights rights empowering the reform,prom oting the property income growth. Strengthening of farmers skills training, increa se empl oyment levels

22、, promoting sustained growth in wage income. Guide enterprises to strengthe n social responsibility, equality and mutualbenefit, andsigned a contract ofpurchase andsale of agriculturalproducts for farmers, cooperatives and farmers are encouraged guaranteed earnings+ sharedistribution system, sharing

23、 the value-addedbenefitsof industrial development. Second in the growing collectiveefforts. City has develope d the implementation of village-level collective economy three years cultivating meter, Requires three years of hard work and largely kongkecun, the majorityhave to bebased on local conditio

24、ns,use your head, a nd actively explore and find ways, and ensurecompleti on of tasks in the cit y. Thir d, work onstrengthened safeguards. Advancing precisi on of poverty,improve the low-incomehouse hold tracking, dynamic management mechanism, especiallyfor unemployed can hold,una ble to getoutof p

25、overty of poverty, further strengthening the fallback of subsistence allowances and social assistance, and address the ba sicneeds of poorpeople. Deepening the reform of public services in rural areas, focus on resolving pr omine nt weakness of rural public service andpeoples livelihood facilities,s

26、uch as through the teaching, medical a nd other ways to improve educational levels, improving healt h conditions in rural areas.By encouraging the Central village to set upday carecentres to pr omote olthis year, the provinces five water treatmentholi day, pension and health, cultural and creative e

27、xperience, sportshealth, farming, rural bed and breakfasts in new formats. Three is t he brand to create articles. XX agricultural comparative advantage into fullplay, espe cially the exclusive advantagesof climate, mountains and sea resources, to create a group of the city, the provinces called XX

28、seafood, snack foods and safe agricultural products brand characteristics. Meanwhile, new industry guidance, support more farmers to participate iclosely linken entre preneurship,promoting large-scale projects such a s bed and breakfasts, farm, seeore bead breedi ng baseconstruction. Four is the mec

29、hanism innovation of the artde reaicle. Dee pen agricultural reform, focusingon supporting foster professional major, family farms, cooperatives, entersideprises and othernew subjectsof agricultural management, improve agriculturalpr oducti on and operation of large-scale,professional leve l. Advanc

30、e the reform of property right system in rural areas, to pay specint clea n and orderly.al attention to landrights, improve the function of property rights trading center to guide land management toprofessional users, family farms, cooperatives, leading enterprises in circulation. Spareno effort to

31、promote theprovinces Trinity farmer cooperative economy organization system reform of County building, and actively explore the Trinity of production, supply and marketing, creditFarmer cooperative economy organization system, real organic aggregatesup to all kinds of business entities,d to the all

32、aspects of producti on a nd marketing. (B) to make the countryside mutiful. Promoting theconstruction of new towns and newcountrysictions together, strengthe ning the construction of rural eco-environment,create thebea utiful countryconstructionupgrades, making rural areas more livable,suitable for

33、industry, and travel. A focus on rural environment improvement. As far as the rural, the most basic i s to make the environmePoll ution to extensivelymobilize the masses continueto carry water,clear rivers,down violations, treatmentof blea ching, such as waste reduction, flowering tree bigsix, vigor

34、ously carry out waste reduction, resource recovery, impr ove theclea ning mecha nism, enha nce the levelof meticulous management of the vlage. Second, we must pay special attention to the be autiful re sidential building. Adhere to the planning ahead, because villagesystem, combination classificatio

35、n implementation, demolition, alteration simultane ouslypoli cy, vig orously implement the five hundred beautifulcountryside construction, actively promote beautiful house pilot expansion. Around 104 national road, Ling Road, longji nda dao,sea roa d, Ju XILiao road to catch the five sides of the ma

36、in roads i n about200 villages, beautifulcountryside featuresboutique villagecreated, gvillage breedchara cteristics. No matter which的非現(xiàn)金支付結(jié)算知識咨詢活動，形成戶內(nèi)戶外宣傳聯(lián)動，取得良好效果。3、非現(xiàn)金結(jié)算的主要成效。通過加強現(xiàn)金管理，大力加強非現(xiàn)金結(jié)算的宣傳與推廣，非現(xiàn)金結(jié)算方面取得了明顯成效，非現(xiàn)金結(jié)算占比越來越大， 其替代性作用越來越明顯， 本票業(yè)務(wù)發(fā)展勢頭迅猛， 穩(wěn)居溫州縣（市）之首，網(wǎng)上業(yè)務(wù)直線上升，金融電子產(chǎn)品正在走向普及，銀行卡業(yè)務(wù)穩(wěn)步發(fā)展。

37、（1）、非現(xiàn)金結(jié)算量占比越來越大，占據(jù)主要地位。比如，工行瑞安市支行2007 年 1 10月份非現(xiàn)金結(jié)算量為2495 億元，占所有支付總量的86.6%，比上年同期增加了9.3%；農(nóng)行1 10 月份為 2895 億元，占所有支付總量的70.4%，比上年同期增加了34.9%；中行 1 10月份為 621.1 億元， 占所有支付總量的81.2%，比上年同期增加了 4.3%；建行 1 10 月份為480 億元，占所有支付總量的70%，比上年同期增加了 14%。（2）、本票業(yè)務(wù)發(fā)展速度迅猛。據(jù)統(tǒng)計， 全市金融機構(gòu) 1 10月份共簽發(fā)本票91623 筆，合計金額 .65 萬元，分別比上年同期增長了99.9

38、%、78.5%。比如，工行2007 年 110 月份共簽發(fā)本票 7267 筆，金額合計 .4 萬元，比上年同期分別增加了137.1%、 206.5%；中信銀行 110 月份簽發(fā)本票3878 筆，金額合計萬元，分別比上年同期增加了62%、 71%。（3）、網(wǎng)上銀行業(yè)務(wù)直線上升。比如，農(nóng)行2007 年 10 月底止，新增個人網(wǎng)銀8100 多戶、新增企業(yè)網(wǎng)銀 220戶， 110 月份，合計交易額220 億元，電子渠道占比為46.41%，交易額比上年同期增長了32.1%；中行 2007 年 10 月止，網(wǎng)上銀行客戶 1 萬余戶， 1 10 月份交易額 15 億元，比上年同期增加了320%；建行網(wǎng)上銀行

39、業(yè)務(wù)發(fā)展也很快，電子銀行替代率達到 40%，其中 1 10 月份對公網(wǎng)上交易額49 億元，比上年全年增長了80%，個人網(wǎng)上交易額 32 億元，比上年全年增長了50%以上。（4）、銀行卡使用穩(wěn)步增長。比如，中行1 10 月份銀行卡涮卡量達4200 萬元，比上年同期增長了 87%；中信銀行 1 10 月份自助銀行結(jié)算量平均每天180 多筆、金額約 16 萬元，而上年同期每天為70 多筆、金額約 5 萬元。（二）以農(nóng)村為重點，精心打造反假幣“三個一”工程。1、完善一套農(nóng)村反假幣工作網(wǎng)絡(luò)。人行瑞安市支行在去年建立的“農(nóng)村反假幣兼職宣傳員”與“農(nóng)村反假幣協(xié)理員”的基礎(chǔ)上，今年進一步加強農(nóng)村反假幣網(wǎng)絡(luò)建設(shè)

40、。在全市所有農(nóng)村鄉(xiāng)鎮(zhèn)包括辦事處設(shè)立 39 家“農(nóng)村反假幣工作站” ，在農(nóng)合行所有農(nóng)村支行設(shè)立 8 家“農(nóng)村反假幣指導(dǎo)站” ，在全市近 1000 個自然村選擇 472 個設(shè)立 “農(nóng)村反假幣網(wǎng)絡(luò)點” ，形成了一個由政府、 銀行、鄉(xiāng)村共同參與的 “三位一體”的農(nóng)村反假幣工作網(wǎng)絡(luò)。2、建立一套多層次全方位的農(nóng)村反假幣培訓體系。人行瑞安市支行針對廣大農(nóng)村人員文化水平相對較抵的現(xiàn)實， 提出了農(nóng)村反假幣宣傳以面對面培訓傳授為重點形式的思路， 建立了以人行、 四大國有商業(yè)銀行為培訓主要責任人， 以“三as long as theycaug ht up peach Lake and vill age after

41、 eight acres to create a standard, even if the County financial tobe n ervous, the CountyGovernme nt will fulfil theircommitments, and3 million Yuan/village of subsidies. Third, we m ust pay special attention todevelopmentof beauty industry.Construction and traditional villages and beautifulcountrys

42、ide protectionof history andcult ure village, rural tourism,bed andbreakfast incombiningeconomic, on rural touri sm development in precise and accuratepositi oni ng,precision marketing, supply,and vigorouslypromote the beautiful rural landscapeof rural tourism complex, line, fashion boutique farm vi

43、llageconstructionand strive tobuild a groupof XX feature quality boutique accommodationproj ect. (C) efforts to get farmers tobecome eve n richer. Off not well-off, the key to fellow, tincreasing income-generating efforts. Activelydeveloping the characteristic agriculture, processing, e-commerce, fa

44、rm and bed and breakfast in economy,ensure a stable operating income growth.Deepen the three rights rights empowering the reform,prom oting the property income growth. Strengthening of farmers skills training, increa se empl oyment levels, promoting sustained growth in wage income. Guide enterprises

45、 to strengthe n social responsibility, equality and mutualbenefit, andsigned a contract ofpurchase andsale of agriculturalproducts for farmers, cooperatives and farmers are encouraged guaranteed earnings+ sharedistribution system, sharing the value-addedbenefitsof industrial development. Second in t

46、he growing collectiveefforts. City has develope d the implementation of village-level collective economy three years cultivating meter, Requires three years of hard work and largely kongkecun, the majority of villageshave to bebased on local conditions,use your head, a nd actively explore and find w

47、ays, and ensurecompleti on of tasks in the cit y. Thir d, work onstrengthened safeguards. Advancing precisi on of poverty,improve the low-incomehouse hold tracking, dynamic management mechanism, especiallyfor unemployed can hold,una ble to getoutof poverty of poverty, further strengthening the fallb

48、ack of subsistence allowances and social assistance, and address the ba sicneeds of poorpeople. Deepening the reform of public services in rural areas, focus on resolving prominent weakness of rural public servi ce a ndpeoples livelihood facilities,such as through the teaching, medical a nd other wa

49、ys to improve educational levels, improving healt h conditions in rural areas.By encouraging the Central village to set upday carecentres to pr omote olthis year, the provinces five water treatmentholi day, pension and health, cultural and creative experience, sportshealth, farming, rural bed and br

50、eakfasts in new formats. Three is t he brand to create articles. XX agricultural comparative advantage into fullplay, e spe cially the exclusive advantagesof climate, mountains and sea resources, to create a group of the city, the provinces called XX seafood, snack foods and safe agricultural produc

51、ts brand characteristics. Meanwhile, new industry guidance, support more farmers to participate iclosely linken entre preneurship,promoting large-scale projects such a s bed and breakfasts, farm, seeore bead breedi ng baseconstruction. Four is the mechanism innovation of the artde reaicle. Dee pen agricultural reform, focusingon supporting foster professional major, family farms, cooperatives, entersideprises and othernew subjectsof agricultural management, improve agricultural producti on and operation of large-scale,professional leve l. Advance the reform of pro