金融術語英語詞匯(共8頁)

1、精選優(yōu)質文檔-傾情為你奉上金融術語英語詞匯minimum paid-up share capital 最低實繳股本reciprocity 互惠corresponding bank 代理行l(wèi)iaison office 聯(lián)絡辦公室moratorium 延期償付權l(xiāng)egislation 法規(guī)innovation 改革underwriting 包銷merge 合并portfolio 資產組合unit trust 單位投資信托arbitrage 套匯capital adequacy ratio 資本充足率derivative 金融衍生工具maturity 到期日deregulation 放松管制rede

2、mption 兌現(xiàn)certificates of indebtedness 債務證書linked exchange rate 聯(lián)系匯率accounting arrangements 會計安排resumption of sovereign 收回主權holding company 控股公司privileges 特權l(xiāng)egal tender 法幣medium of exchange 交換媒介deferred payment 延期支付face value 面值mintage 鑄幣homogeneity 同質權 fiat money 不兌換紙幣，名義紙幣negotiable certificates o

3、f deposits 大額轉讓存單narrowly-defined 狹義定義的broadly-defined 廣義定義的required reserve 法定準備金excess reserve 超額準備金monetary base 貨幣流通基礎open market operations 公開市場操作auction 拍賣non-intervention 不干涉主義net balance 凈差余額advance 貸款retained earnings 留存收益risk-weighted assets 風險加權資產off-balance sheet items 表外業(yè)務項目collateral 抵

4、押claims 債權denominate 面值residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾數(shù)default 違約on-balance sheet items 表內業(yè)務contingency 意外開支repurchase agreement 回購協(xié)議recourse 追索權irrevocable 不可撤消rediscounting 在貼現(xiàn) market risk exposure市場風險position 頭寸debt-to-equity ratio 資產負債比率treasure bond 國庫券leasing 租賃money laundering

5、洗錢treasure bill 國庫券bankruptcy 破產credit securitization 信用證券化real time gross settlement 實時全額清算off-shore 離岸clearing bank清算行discount house 貼現(xiàn)行privileged position 最優(yōu)惠頭寸building society 建房協(xié)會Japanese Big Bang 日本金融改革dual banking system 雙軌銀行制度wire transfer 電子轉帳laissez-faire 自由 放任主義negotiable 可流通的installment

6、分期付款benchmark 基準利率turnover 成交額outstanding 未付的in favour of 以為受益人promissory note 本票unsecured 無擔保的prime rate 最優(yōu)惠利率preference share 優(yōu)先股ordinary share 普通股warrant 認股權current market value 當期市值option contract 期權合同hedging 套期保值Provident Fund 福利基金beneficiary 受益人collecting bank 代收行code 代號，代碼，密碼uncleared cheque

7、未清償支票invoice 發(fā)票credit transfer 信用轉帳endorsement 背書bearer 持票人defective title 有瑕疵的所有權down payment 首付款traveller's cheque 旅行支票bearer bonds 不記名債券crossed cheque劃線支票countersign 聯(lián)署paying bank 付款行transferable 可轉讓holder in due course 正當持票人holder in value 有代價持票人overdue 過期dishonoured cheque 拒付支票repo repurcha

8、se agreement 回購協(xié)議countermand 取消garnishee order 向第三債務人下達的資產扣押令winding-up 停業(yè)清理secured loan 擔保貸款overdraft 透支real estate mortgage 房地產抵押chattel mortgage 動產抵押in presence of 提示reimbursement 償還withholding interest tax 預扣稅custodian 保管access 準入automatic teller machine 自動取款機personal identity number 密碼.個人識別號pas

9、sbook 存折insurance broker 保險經(jīng)紀人hire purchase 租購working capital loan 周轉資金start-up loan 創(chuàng)業(yè)貸款syndicated loan 辛迪加貸款project financing 項目融資foreign trade financing 對外貿易融資current assets 流動資產accounts receivable 應收帳款agent bank 代理行drawdown period 支用期grace period 寬限期principle 本金tombstone 證券發(fā)行公告factoring faciliti

10、es 保理業(yè)務open credit 無擔保貸款factor 保理人lessee 承租人lessor 出租人non-resourse 無追索權financial lease 金融租賃operating lease 經(jīng)營租賃full payout lease 支付租賃true lease 真實租賃conditional lease 條件租賃leverage lease 杠桿租賃electronic date interchange services 電子數(shù)據(jù)交換服務retail bank 商業(yè)零售銀行private bank 私人銀行merchant bank 商人銀行risk preferen

11、ce 風險偏好risk taking investor 甘冒風險的投資者risk aversion investor 逃避風險的投資者macroeconomic oriented 以宏觀經(jīng)濟為導向的equities origination 股票發(fā)行venture capital financing 風險資本融資the spread 價差interest rate swap 利率互換 leverage buyout 杠桿收購junk bond 垃圾債券red chips 紅籌股"h" shares H股trustee 受托人 collection 托收production c

12、ombination 生產聯(lián)合production cost 生產成本comparative advantage 相對優(yōu)勢middle agent 中間代理eliminate exchange risk 消除外匯風險shipping insurance 海險guarantee 擔保performance bond 履約保證import credit 進口信貸dividends 分紅money transfer 轉帳bank draft 銀行匯票mail transfer 信匯telegraphic transfer 電匯test key測試密鑰telex 電報Society for World

13、 Inter-bank Financial Telecommunications 環(huán)球銀行間金融電訊協(xié)會standardized format 標準格式clearing house 結算所computer code 電腦代碼additional cost 附加成本foreign exchange rate 外匯匯率swing 浮動spot rate 現(xiàn)匯匯率market rate 市場匯率cross rate 交叉匯率forward exchange contract 遠期外匯合同 currency future contract 貨幣期貨合同quotation 報價單rolling fore

14、x 展期外匯option on foreign exchange 外匯期權 strike price 執(zhí)行價格expiry date 到期日call option 多頭期頭put option 空頭期權foreign exchange hedge 外匯套期保值foreign exchange swap 外匯掉期superannuation 養(yǎng)老基金pension funds 退休基金brokerage fee 經(jīng)紀人傭金optimum profit 最高收益canon 標準illegal activities 非法 行為speculative purpose 投機目的repayment sch

15、edule 還款安排balance sheet 資產負債表income statement 利潤表long-term loan 長期貸款country-risk 國別風險quantitative yardstick 定量的評判標準credit risk 信用風險risk assessment 風險評估m(xù)argin 保證金legal authority 法定權力memorandum and articles of association 公司章程cushion of assets 資產緩沖safe title 所有權credit reference agency 信用查詢機構credit sta

16、nding 信用狀況consumer loan 消費信貸bonus 獎金gratuity 退休金track record 工作履歷minor's account 未成年人帳戶sole proprietors 獨資企業(yè)private limited company 私人有限公司public limited company 公共有限公司inter-bank lending /borrowing 同業(yè)拆借the inter-bank money market 同業(yè)拆借市場local currency 本國貨幣marginal cost 邊際成本inter-bank rate 同業(yè)拆借利率co

17、ntingency payout 意外支出natural disaster 自然災害legal status 法定地位documentary credit 跟單信用證documentary collection 跟單托收export credit insurance 出口信貸保險shipment policy 裝運保險單issuing bank 開證行advising bank 通知行confirming bank 保兌行applicant 開證申請人irrevocable documentary letter of credit 不可撤消信用證reimbursing bank 償付行nego

18、tiating bank 議付行verification 證實confirmed credit 保兌信用證payment in advance 預付貸款remitting bank 托收行collecting bank 代收行sight bill 即期匯票term bill 遠期匯票clean collection 光票托收bill of lading 提單certificate of origin 原產地證明airway bill 航空聯(lián)運certificate of inspection 檢驗證明 insurance policy certificate 保單證明open account

19、賒銷premium 保險費stockbroking 股票經(jīng)紀going concern 持續(xù)經(jīng)營net profit 凈收益audited accounts 經(jīng)過審計的帳戶registration certificate 注冊證明inheritance 遺產tangible security 有形擔保intangible personal guarantee 無形個人擔保deed 契約dormant partner 不參與經(jīng)營的合伙人limited partner 有限責任合伙人aggressive management 擴張性管理defensive management 保守性管理gearing 舉債經(jīng)營prior charge 優(yōu)先償付債券charges on assets 以資產抵押fixed charge 固定抵押floating charge 浮動抵押overtrading 超資力經(jīng)營life policy 人壽保險depreciation 折舊indemnity 賠償legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value 租賃財產抵押sto