銀行柜面英語口語

1、銀行柜面英語口語：取款、結(jié)余 I'd like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款來支付天津購物的費用。 I want to withdraw 200 dollars from my deposit account. 我要從我的定期存款中支取200美圓。 I want to close my account with you. 我想結(jié)束在你們這兒的帳戶。 I'd like to draw 100 yuan against this l

2、etter of credit. 我想從這份信用證上提款100元。 May I draw money against the letter of credit here? 我可以在這兒用這份信用證取錢嗎？ Could you tell me my balance? 能否把存款結(jié)余金額告訴我？ Please let me know my balance. 請告訴我結(jié)余金額。 I think you can draw on this account by cheque in payment of goods. 我以為你可用支票提款支付購物費用。 Your balance at the bank i

3、s 300 yuan. 你在本行的結(jié)余是300元。 Your deposit is exhausted. 你的存款支凈了。 2 / 14 Your letter of credit is used up. 你的信用證用完了。 Please tell me how you wish to draw your money. 請告訴我你希望怎樣支款。 Fill our a withdrawal form, please. 請?zhí)顚懭】顔巍?The letter of credit is exhausted. 信用證上的款子已提清。 The letter at Counter 6 will pay yo

4、u against your number slip. 六號柜臺的出納員將根據(jù)你的號碼牌付給你錢。 Useful Words and Phrases to close an account, to clear an account 結(jié)清 to draw money 取款 drawing-out slip 取款單 the number slip 號碼牌 a withdrawal form 取款單 to fill in the receipt in duplicate 一式兩份填這張收據(jù) teller, cashier 出納員 銀行柜面英語口語（四）- 兌換貨幣 Please tell me ho

5、w much you want to change. 請告訴我你要換多少。 How much of the remittance do you want to convert into Japanese yen? 你要把多少匯款換成日圓？ What kind of currency do you want? 要哪種貨幣？ What's it you wish to change? 你有什么要換的？ What kind of currency do you want to change? 要換哪種貨幣？ In what denominations? 要什么面值的？ Please tell

6、 me what note you want. 請告訴我要什么鈔票。 Will seven tens be all right? 7張10元的可以嗎？ Is it in traveler's cheques? 換旅行支票嗎？ I'd like to know how I shall give it to you. 我想知道如何付錢給你。 How would you like it? 你要什么面額的？ Would you kindly sign the exchange form, giving your name and address? 請在兌換單上簽字，寫出你的姓名和地址，

7、好嗎？ Can you change me some money, please? 能否請你給我兌換一些錢？ Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders. 這些就是：一些法國法郎，瑞士法郎，美圓和一些荷蘭盾。 Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change. 請你給我

8、7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。 Would you mind giving me the six pence in coppers? 勞駕給我6便士的銅幣。 I'd like to know if you could change this money back into U.S. dollars for me. 我想知道能否把這筆兌回成美圓。 Could you change these French francs for me? 能給我兌換這些法國法郎嗎？ Can you give me 100 dollars in Swiss francs? 能否給

9、我100美圓的瑞士法郎？ I'd like to convert the full amount of the remittance into U.S. dollars. 我想把全部匯款換成美圓。 I'd like some coins for this note. 我想把這張紙幣換成硬幣。 I'd like to break this 50 dollar note. 我想把這張50美圓紙幣換開。 Five twenties and ten singles, please. 請給我5張20元和10張一元的。 I need 300 dollars in 100-dolla

10、r cheques. 我要300美圓票面為100美圓的支票。 I hope you'll give me ten traveler's cheques of 100 dollars each. 我希望給我10張面額為100美圓的旅行支票。 In fives, please. 請給我5元票面的。 Could you give me some small notes? 給我一些小票好嗎？ Useful Words and Phrases currency, money 貨幣 money changing 兌換貨幣 an exchange form 兌換單 bank note 鈔票

11、note of large denomination 大票 note of small denomination 小票 small change 零錢 subsidiary money 輔幣 nickel piece 鎳幣 plastic currency notes 塑料鈔票 convertible money 可兌換（黃金）紙幣 銀行柜面英語口語：儲蓄存款利息 What's the interest rate for the savings account? 儲蓄存款的利率是多少？ Do you pay interest on this account? 這種存款付給利息嗎？ Pl

12、ease tell me what the annual interest rate is. 請告訴我年利率是多少。 Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%。 It allows you to earn a little interest on your money. 這可使你從存款中獲得一點利息。 The account carries interest of 4%. 該存款有4%的利息。 The interest is added to your account every year. 每年的利

13、息都加到你的存款中。 The interest rate for the savings account is 4%. 儲蓄存款的利率是4%。 It varies from time to time. At present it is 6%. （年息）每個時期都不同，現(xiàn)在是六厘。 Useful Words and Phrases interest rate 利率 simple interest 單利 compound interest 復(fù)利 legal interest 法定利息 prime rate 優(yōu)待利率 payable interest 應(yīng)付利息 lending rate 貸款利率 u

14、sury 高利貸 the subsidy rate for value-preserved savings 保值儲蓄補貼率 銀行柜面英語口語（六）- 外匯率 Tell me the current rate for RMB, please. 請告訴我人民幣的現(xiàn)價。 What's your selling rate for RMB yuan in notes today? 你們今天人民幣現(xiàn)鈔的售價是多少？ What's the dollar going for today? 美圓今天的售價是多少？ Our buying rate for notes is 523 yuan for

15、 100 dollars. 我們100美圓的現(xiàn)鈔買入價是523元。 It's 200 French francs at today's selling rate. 今天的賣出價是200法國法郎。 The buying rate of U.S. dollar notes is 460 yuan per hundred dollars. 美圓現(xiàn)鈔買入價是100美圓付460元。 Useful Phrases buying rate 買進價格 selling rate 賣出價格 And how much will it be in Japanese currency? 換成日本幣是多少

16、？ How much would I get for 300 Japanese yen? 300日圓可兌換多少錢？ I'd like to know the exchange rate for German marks. 我想知道德國馬克的兌換率。 What rate are you giving? 你們提供的兌換率是多少？ What's the exchange rate today? 今天的兌換率是多少？ Please tell me what you would give me for my U.S. dollars. 請告訴我這些美圓可以兌換多少錢。 Please te

17、ll me the current rate for sterling. 請告訴我英國貨幣的現(xiàn)行兌換率。 If you'll wait a moment, I'll find out the rates of exchange. 請等一會兒，我查一下兌換率。 Please wait a moment. I'll find out the exchange rate between U.S. dollars and RMB. 請等一會兒，我查一下美圓對人民幣的兌換率。 It's 470 yuan for 100 dollars. 100美圓可兌470元。 The

18、exchange rate today is 200 yen to the pound. 今天的兌換率是一英鎊可兌200日圓。 The rate for traveler's cheques is 300 yuan against 100 dollars. 旅行支票的兌換率是100美圓兌300元。 These dollars are worth 1,000 yuan. 這些美圓可換1000元。 Useful Phrases exchange table, conversion table 匯兌換算表 foreign exchange 外匯 exchange rate 外匯率 conve

19、rsion rate 折合率 foreign exchange restriction 外匯限額 foreign exchange quotations 外匯行情 to check the rate for sb. 查牌價 銀行柜面英語口語（七）- 支票結(jié)算 T: Hello! May I help you? 您好，您有事需要幫忙嗎？ C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here? 是的， 是這樣。 我需要些現(xiàn)金，在中國觀光時使用。我能

20、在這兒兌現(xiàn)旅行支票嗎？ T: Of course. We'd be happy cash it for you. 當(dāng)然， 我很樂意為您兌現(xiàn)。 C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates. 我原本打算在家旅館兌現(xiàn)， 但我朋友說銀行的兌現(xiàn)率通常有點高。 T: Well, any bank will cash it at our present traveler's check-buying rate, w

21、hich we somewhat better than at hotels because of the service charge. You see, hotels aren't really in the money exchange business although they will cash traveler's checks for their guests. 任何銀行都是按現(xiàn)時買入旅行支票的兌換率來兌現(xiàn)的。這個兌現(xiàn)率我們已經(jīng)列在這里了。當(dāng)然，因為手續(xù)費的差異，我們的兌換率比旅館的稍高些。您知道，旅館雖然為客人兌換旅行支票， 但他們并不是專門從事兌換業(yè)務(wù)的。

22、C: You mean there's really not much of a difference? 您是說，實際上銀行與旅館的兌換率差距并不大。 T: No, madam, not very much. 是的，夫人，沒多大差距。 C: Well, may I cash these three checks for $100 each? I think that will be enough. 那么，我能把每張100美圓的3張支票兌現(xiàn)嗎？ 我想該夠用了。 T: Yes, I'll be happy to cash these for you. Would you pleas

23、e countersign them here? 好的，我很樂意為你兌換。請您將支票復(fù)簽一下。 C: There you are. T: And will you please sign this foreign exchange request? I've already written down your name and address for you, but I will read your passport number. 對您所管理的分支機構(gòu)負責(zé)人應(yīng)要求他對預(yù)算目標出現(xiàn)的任何偏離。都必須做出正式合理的解釋，因為這是衡量其工作能力的最佳尺度。銀行柜面英語口語（二）- 存款

24、How much do you want to deposit with us? 你想在我們這存多少？ How much do you wish to pay into your account? 你希望在你的戶頭上存多少？ How much money do you plan to keep in your account on a regular basis? 你計劃在你的戶頭上定期存放多少錢？ How much cash do you plan to deposit in your account? 你有多少錢要存入呢？ I think you may deposit your mone

25、y with the bank, or leave it here for temporary safe-keeping. 我認為你可把錢存入銀行，或留在銀行暫保管起來。 Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit? 請?zhí)顝埓婵顔危瑢懨饕娴臄?shù)額以及你的姓名，地址和工作的單位，好嗎？ I want to deposit 300 yuan in my ac

26、count. 我想在我的戶頭上存300元。 I want to deposit these cheques in my account. 我想把這些支票存在我的戶頭上。 I'd like to pay 200 yuan into my deposit account. 我想在在我的定期存款戶頭上存200元。 I want to deposit my paycheck. 我想存入我的工資支票。 I'd like to know whether I can cash a cheque here. 我想知道我能否在這兌換支票。 Will you please cash this tr

27、aveler's cheque? 請兌現(xiàn)這張旅行支票好嗎？ I'd like to cash this money order. 我想兌現(xiàn)這張匯款單。 I want to cash the balance of a traveler's letter of credit. 我要把旅行信用證的結(jié)余兌現(xiàn)。 Will you please tell me whether you charge for cheques? 請告訴我兌換支票收手續(xù)費嗎？ Could you tell me how much the checks cost? 請告訴我這些支票要花多少錢？ What i

28、f I overdraw? 如果透支了怎么辦？ Please sign your name on the bottom line if you want to cash the check. 如果想兌支票，請在底線上簽名。 Please write your account number on the back of the check. 請在支票背面寫上你的帳號。 We honored the check as the overdraft was only 5 yuan. 我們承兌這張支票的透支額只有5元。 Please endorse the cheque. 請背簽這張支票。 The traveler's checks cost 1.5% of the total amount of purchase. 旅行支票手續(xù)費是購買總額的1.5%。 Here's the cheque book. When you send a cheque by post be careful to cross it,