銀行英語(yǔ)知識(shí)與常用英語(yǔ)句型

1、精選優(yōu)質(zhì)文檔-傾情為你奉上銀行英語(yǔ)知識(shí)與常用英語(yǔ)句型本文轉(zhuǎn)自 一、銀行英語(yǔ)知識(shí) 我國(guó)的幾家老牌大銀行還都擁有一套與行政區(qū)劃相對(duì)應(yīng)的結(jié)構(gòu)，從中央到地方分別是：總行（Head Office）-省分行（Provincial Branch）-地市分行(Prefecture Branch)-縣市支行(County Sub-branch)，中國(guó)人民銀行的地市級(jí)分支機(jī)構(gòu)又稱"中心支行"（Central Sub-branch)。 相應(yīng)的英譯舉例：中國(guó)建設(shè)銀行北京市分行安華支行（China Construction Bank，Beijing (Branch),

2、Anhua Sub-branch）；中國(guó)銀行上海市分行虹橋支行（Bank of China，Shanghai (Branch), Hongqiao Sub-Branch）；中國(guó)人民銀行大連市中心支行蓬萊支行（The People's Bank of China, Dalian Central Sub-branch, Penglai Sub-branch）。 支行以下，又有營(yíng)業(yè)所(Operation Office)、營(yíng)業(yè)部（Operation Department）、分理處(Office)、儲(chǔ)蓄所（Savings Office），在名片上，Operation Office和Sa

3、vings Office均可簡(jiǎn)單譯為Office。如：中國(guó)工商銀行朝陽(yáng)區(qū)支行朝外大街分理處（ICBC Chaoyang Sub-branch, Chaowai Office）；中國(guó)建設(shè)銀行臺(tái)州市分行黃巖支行天長(zhǎng)北路儲(chǔ)蓄所 CCB Taizhou (Branch), Huangyan Sub-branch, North Tianchang Road Office）。在中國(guó)復(fù)雜的銀行體系里邊，還有一個(gè)信用社系統(tǒng)，如：三門縣農(nóng)村信用合作社聯(lián)社（Sanmen Rural Credit Cooperatives Union）；臺(tái)州市泰隆城市信用社（Tailong Urban Credit Coopera

4、tive, Taizhou）。 銀行常用英語(yǔ)名稱： 開(kāi)戶行 Account with Bank簡(jiǎn)寫式：A/C with Bank或Bank 帳戶名 Beneficiary's Name簡(jiǎn)寫式：Beneficiarybeneficiarybeni5fiFErin.受惠者, 受益人 帳號(hào) Account Number 簡(jiǎn)寫式：A/C No. 稅號(hào)Tax ID Number 活期存款current deposit, current account 定期存款fixed deposit, fixed account 

5、零存整取fixed deposit by installmentsinstallmentin5stC:lmEntn.部分，分期付款（in+stall+ment） 聯(lián)名存款帳戶joint account 存戶depositor 存款單pay-in slip/deposit form 自動(dòng)存取機(jī)banding machine 存款收據(jù)deposit receipt 私人存款private deposits 存單certificate of deposit 存折deposit book, passbook 利率

6、interest rate 單利simple interest 復(fù)利compound interest 法定利息legal interest 優(yōu)待利率prime rate 應(yīng)付利息payable interest 貸款利率lending rate 高利貸usury 保值儲(chǔ)蓄補(bǔ)貼率the subsidy rate for value-preserved savingssubsidy5sQbsidin.補(bǔ)助金, 津貼  結(jié)清to close an account, to clear an accou

7、nt 取款to withdraw money 取款單drawing-out slip 號(hào)碼牌the number slip 取款單a withdrawal form 一式兩份填這張收據(jù)to fill in the receipt in duplicate 出納員teller / cashier 雙簽to counter sign 背書(shū)to endorse 背書(shū)人endorser 兌現(xiàn)to cash 兌付to honor a cheque 拒付to not honor a ch

8、eque 止付to suspend payment 記名支票order cheque 不記名支票bearer cheque 橫線支票crossed cheque 空白支票blank cheque 空頭支票rubber cheque 票根cheque stub, counterfoil 現(xiàn)金支票cash cheque 旅行支票traveler's cheque 轉(zhuǎn)帳支票cheque for transfer 未付支票outstanding cheque 已付支票 can

9、celed cheque 偽支票forged cheque 莊票，銀票Bandar's note 二、銀行開(kāi)戶英語(yǔ)常用句型 What kind of account would you like to have? 你想開(kāi)哪種帳戶? Would you like to open a current account? 你想開(kāi)一個(gè)活期存款帳戶嗎? A deposit or current account? 定期還是活期? Please tell me how you would like to deposit your m

10、oney. 請(qǐng)告訴我你想存何種戶頭? There's a service charge for the checking account but no charge for the savings. 支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收服務(wù)費(fèi)。service charge  n.服務(wù)費(fèi)  You can open a savings account at any time with an initial deposit of one RMB. 你可隨時(shí)以一塊錢的起存額開(kāi)立儲(chǔ)蓄帳戶。  Here is your passbook.

11、Please bring it back when you deposit or withdraw money any time you like. Please inform us immediately if you lose it. 這是你的存折，存取款時(shí)請(qǐng)帶來(lái)。保管好存折，遺失請(qǐng)告訴我們。 I would like to open a current account. 我想開(kāi)一個(gè)活期存款帳戶。 I need a checking account so that I can pay my bills. 我需開(kāi)個(gè)支票帳戶，這樣就能付帳。 We'd li

12、ke to know how to open a checking-savings account. 我們想知道如何開(kāi)一個(gè)支票儲(chǔ)蓄帳戶。 I have a checking account here. 我在這里有一個(gè)支票存款帳戶。  I think I'd like a deposit account. 我想要開(kāi)個(gè)定期存款帳戶。Could you tell me the difference between a savings account and a checking account? 請(qǐng)告訴我儲(chǔ)蓄存款與支票存款的區(qū)別好嗎？  Pl

13、ease tell me the procedure for opening a savings account. 請(qǐng)告訴我開(kāi)個(gè)儲(chǔ)蓄帳戶需要什么手續(xù)。procedureprE5si:dVEn.程序, 手續(xù)proceedprE5si:dvi.進(jìn)行, 繼續(xù)下去, 發(fā)生  I'd like to know whether a 200 yuan deposit will be enough for opening a checking account. 我想知道開(kāi)一個(gè)支票帳戶200元存款是否足夠。  Could you tell me how to op

14、erate this account? 請(qǐng)告訴我如何經(jīng)管這個(gè)帳戶好嗎？  Is there any minimum for the first deposit? 第一次儲(chǔ)蓄有最低限額嗎？ How much does each account cost? 每個(gè)帳戶要花多少錢？ 三、銀行存錢英語(yǔ)常用句型 How much do you want to deposit with us?  存多少？ How much do you wish to pay into your account? 你想在戶頭上存多少？ How

15、much money do you plan to keep in your account on a regular basis?  你計(jì)劃在你的戶頭上定期存放多少錢？ Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name and your account number? 請(qǐng)?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名和帳號(hào)。 I want to deposit 300 yuan in my acc

16、ount. 我想在我的戶頭上存300元。  I want to deposit these cheques in my account. 我想把這些支票存在我的戶頭上。  I want to deposit my paycheck. 我想存入我的工資支票。 What's the interest rate for the savings account? 存款利率是多少？  Do you pay interest on this account? 這種存款有利息嗎？  Please tell me

17、 what the annual interest rate is. 年利率是多少？ Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%。per annumpEr 5AnEmadv.每年at present adv.現(xiàn)在, 目前  The account carries interest of 4%. 該存款有4%的利息。  The interest is added to your account every year. 每年的利息都加到你的存款中。 

18、; The interest rate for the savings account is 4%. 儲(chǔ)蓄存款的利率是4%。 It varies from time to time. At present it is 6%.  （年息）每個(gè)時(shí)期都不同，現(xiàn)在是六厘。from time to time  adv.有時(shí)  四、銀行取錢英語(yǔ)常用句型 Please tell me how you wish to withdraw your money. 你要怎么取錢？  I want to withdraw 200

19、 RMB from my deposit account. 我想取200塊。  I'd like to withdraw 100 RMB against this letter of credit. 我想從這份信用證上提100塊錢。letter of credit  n.商(銀行發(fā)行的)信用證 May I withdraw money against the letter of credit here? 這個(gè)信用證在這兒能取錢嗎？  Fill out a withdrawal form, please. 請(qǐng)?zhí)顚懭】顔巍?#16

20、0; Could you tell me my balance? 我的賬戶里還剩多少錢？  Your balance at the bank is 300 RMB. 你在本行的結(jié)余是300元。  Your deposit is exhausted. 你的帳號(hào)里沒(méi)有存款了。  Your letter of credit is used up. 你信用證上的錢用完了。used up 口精疲力盡的， 用完了的  The letter of credit is exhausted. 信用證上的款項(xiàng)已提清。

21、0;I think you can withdraw on this account by cheque in payment of goods. 我想你可以用支票提款支付購(gòu)物的費(fèi)用。 I want to close my account with you. 我想銷戶。  五、銀行支票英語(yǔ)常用句型 I'd like to know whether I can cash a cheque here. 這兒能兌換支票嗎？ Will you please cash this traveler's cheque? 幫我兌現(xiàn)這張旅行支票好

22、嗎？ I'd like to cash this money order. 我想取這張匯款單上的錢。 I want to cash the balance of a traveler's letter of credit. 我要把旅行信用證的結(jié)余兌現(xiàn)。 Will you please tell me whether you charge for cheques?  兌換支票要收手續(xù)費(fèi)嗎？ Could you tell me how much the checks cost?  這些支票要多少錢？ Each c

23、heque you write will cost 2 dollars. 每開(kāi)一張支票2美圓。 The traveler's checks cost 1.5% of the total amount of purchase. 旅行支票手續(xù)費(fèi)是購(gòu)買總額的1.5%。 What if I overdraw? 如果透支了怎么辦？overdraw5EuvE5drC:v.透支（over+draw）  Please sign your name on the bottom line if you want to cash the check. 如果想兌支票，請(qǐng)

24、在底線上簽名。 Please write your account number on the back of the check. 請(qǐng)?jiān)谥北趁鎸懮夏愕膸ぬ?hào)。 Please endorse the cheque. 請(qǐng)背簽這張支票。 We honored the check as the overdraft was only 5 yuan. 我們承兌這張支票的透支額只有5元。overdraft5EJvEdrB:ft; (?) -drAftn.透支, 透支之款項(xiàng)(over+draft)  Here's the cheque book. W

25、hen you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open. 這是一本支票簿，你郵寄支票時(shí)，注意要在支票上打叉線。但是如果你本人想開(kāi)張兌現(xiàn)支票，就不可打叉線。   T: Hello! May I help you? 您好，您有事需要幫忙嗎？ C: Yes, I hope so. I need some more cash for my visit in China.

26、May I cash a traveler's check here? 哦，是這樣。我需要些現(xiàn)金，在中國(guó)游覽時(shí)使用。我能在這兒兌現(xiàn)旅行支票嗎？ T: Of course. We'd be happy cash it for you. 當(dāng)然，我們很樂(lè)意為您兌現(xiàn)。 C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates. 我原本打算在旅館兌現(xiàn)，但我朋友說(shuō)銀行的兌現(xiàn)率通常會(huì)高一點(diǎn)。 T:

27、Well, any bank will cash it at our present traveler's check-buying rate, which are somewhat better than at hotels because of the service charge. You see, hotels aren't really in the money exchange business although they will cash traveler's checks for their guests. 任何銀行都是按現(xiàn)時(shí)買入旅行支票的兌換率來(lái)兌現(xiàn)

28、的。因?yàn)槭掷m(xù)費(fèi)的差異，我們的兌換率比旅館的稍高些。您知道，旅館雖然為客人兌換旅行支票，但他們并不是專門從事兌換業(yè)務(wù)的。 C: You mean there's really not much of a difference? 您是說(shuō)，實(shí)際上銀行與旅館的兌換率差距并不大。not much of a 不是什么了不起的, 稱不上. T: No, madam, not very much.  是的，夫人，沒(méi)多大差距。 C: Well, may I cash these three checks for $100 each? I think that wi

29、ll be enough.  那么，麻煩幫我兌換三張100美圓的支票吧，我想該夠用了。 T: Yes, I'll be happy to cash these for you. Would you please countersign them here? 好的，我很樂(lè)意為你兌換。請(qǐng)您將支票復(fù)簽一下。  C: There you are. 簽好了。 T: And will you please sign this foreign exchange request? I've already written down your name and address for