新編實用英語綜合教程3Unit3PurchaseandPayment資料

Unit|ThreePurchaseandPayment高等教育(gāoděngjiàoyù)出版社高等教育(gāoděngjiàoyù)電子音像出版社第一頁，共92頁。UnitGoals:WhatYouShouldLearntoDo1.Talkaboutonlinecreditcardandpaymentterms2.Showinterestsinproducts3.Discusstheeffectivetimeofanoffer4.Talkabouttheproductsandtheprices5.Acceptordelayanoffer6.NarrativedescriptionWhatYouShouldKnowAbout1.Onlinecreditcardsarenotcompletelyreliableinsomeway2.HowtotakeadvantageoftheInternetinbusiness3.LetterofCredit第二頁，共92頁。ContentsSectionⅤAppreciatingCultureTipsSectionⅣMaintainingaSharpEyeSectionⅠTalkingFacetoFaceSectionⅡBeingAllEarsSectionⅢTryingYourHand第三頁，共92頁。SectionⅠTalkingFacetoFaceTalkingFollowtheSamplesIntroductionActOutBusinessCommunicationPutinUse第四頁，共92頁。Paymentinbusinesscanbemadeinvariousways:incash,withachequeoradraft,orbycreditcard.Nowadayse-commerceaccountsaremoreoftensettledbycreditcard.HereistheCreditCardMenuthatcanhelpyouapplyforyourowncreditcardonline.IntroductionBack第五頁，共92頁。Mr.Brown:I’dliketoknowifIcanapplyforacreditcardonlinetomakepayment.MissLiu:Yes,youcan.Mr.Brown:WhatshouldIdo?MissLiu:Firstofall,youcanclickontheCreditCardMenu.Mr.Brown:Whatfor?MissLiu:Toviewandcomparecreditcardoffersfromtheleadingcardissuers.Mr.Brown:WhatshallIdowiththekindofcardthatI’vechosen?MissLiu:Whatyouneedtodonowissimplyclickonthe“applyonline”link.Mr.Brown:Andthen?MissLiu:Youcompleteandsubmitthecardissuer’ssecureapplicationform.That’sallyouneedtodo.Mr.Brown:Isitreallythatsimple?MissLiu:Yes,itis.Butifyouwanttoknowmoreaboutthematter,youcanclickonhelptolearnmoreaboutit.Mr.Brown:Thankyouforyourinformation.MissLiu:Mypleasure.FollowtheSamples1ApplicationforCreditCardOnline第六頁，共92頁。Mr.Zhou:Iamverymuchinterestedinyourproduct,butI’mwonderingwhatpaymenttermsyouaccept.MissLi:WeusuallyacceptD/PandirrevocableL/C.Mr.Zhou:CanIhaveyourquotationinFOBtermsforourreview?IhavealreadyreceivedyourpricinginCIFterms.MissLi:Sure,I’llsendittoyoulatertoday.Mr.Zhou:Bytheway,canyouquoteinHKdollarssincetheexchangerateforUSdollarshasbeenstrongrecently?MissLi:Icandothatforyou,too.Mr.Zhou:Thankyouverymuch.Back2OnPaymentTerms第七頁，共92頁。ActOutHereisagroupofshortdialogues.Followtheexamplesandmakemoreconversationswithyourpartner.第八頁，共92頁。第九頁，共92頁。Back第十頁，共92頁。PutinUse1RoleplaythefollowingconversationwithyourpartnerbytranslatingtheChineseintoEnglish.A:Canyoushowusyourcatalogue?B:1__________________________________________________.(當(dāng)然可以。這是我們部分熱銷商品的目錄。)A:Thankyou.We’reverymuchinterestedinsomeofthem.Here’sanenquirysheetwe’vedrawnup.B:2_________________________.(謝謝。我們會仔細研究的。)A:Howabouttheavailabilityofyourproducts?B:3_________________________________.(多數(shù)商品都可以穩(wěn)定(wěndìng)供貨。)A:DoyouquoteFOBorCIF?B:4__________________________.(我們通常按抵岸價報價。)A:Themarketatourendhasbecomeprettycompetitive.Inordertosellsuccessfullythere,yourgoodswillhavetobecompetitiveinpriceaswell.B:5____________________________.(您會發(fā)現(xiàn)我們的價格很有吸引力。)You’llfindourpricesveryattractiveCertainly.Here’sthecatalogueforsomeofourpopularitemsThanks.We’llstudyitcarefullyWehaveasteadysupplyformostofthemWeusuallyquoteonaCIFbasis第十一頁，共92頁。A:Nicetoseeyouagain,Mr.Wang.Howhaveyoubeen?B:1__________,thanks.How’severythingwithyou?A:Fine,thankyou.Please2__________aseat.B:Thanks.NowI’dliketoknow3__________youhaveworkedouttheoffers,Mr.Wang.A:Yes,wehave.HereisourFOBquotationsheet4__________leathershoes.B:How5__________doesyourofferremainopen?A:Followingtheinternationalmarketpractice,ourofferwillremaingood6__________onlythreedays.B:Youmeantherecouldbesomepossible7__________inyourprices?A:Idon’trule8__________thatpossibility.Thepricesofourproductswillvaryinlinewiththeinternationalmarket.Back2Makeaconversationwithyourpartnerbyfillingintheblanks.outFinehave/takeifforlongforchanges第十二頁，共92頁。BusinessCommunicationGraphicPresentation3Thefollowinggraphisasurveyresultaboutthepercapita(人均(rénjūn))consumptionfrom1994to2008inCityX.Lookatthegraphcarefullyandgetreadytosaysomethingaboutit.第十三頁，共92頁。SentencePatterns1.Thegraphillustratesthegrowthof...2.Fromthegraphwecanseethat...3.Therewasageneralincreaseof/in...4.Althoughtherewereupsanddowns,...5.Thisindicatesanincreaseof...6.Thisprovesthat...WordsandExpressions1.consumingcapacity2.climbupto3.previous4.decrease/dropdownto5.stable-growth第十四頁，共92頁。Key:

ThegraphillustratesthegrowthofCityX’spercapitaconsumptionfrom1994to2008.Fromthegraphwecantellthattheaverageannualconsumptiondidn’tclimbupto500yuanuntil2008,eventhoughtherewereupsanddownsduringthose14years.In2000,people’saverageconsumptioncapacityreachedthehighestpointascomparedwiththoseofthepreviousyears,about400yuan.Buttherewasagradualdecreaseafterthattill2004whenpeople’spercapitaconsumptiondroppedtoapproximately250yuan.Fromthatyearon,thegrowthhasneverdeclined.Thisgraphprovesthatthecity’seconomyhasbeendevelopingwellanditwillcontinuetomaintainastablegrowthrateinthefuture.BusinessCommunicationBack第十五頁，共92頁。SECTIONIIBeingAllEarsListeningListenandRespondListenandJudgeListenandReadListenandTranslate第十六頁，共92頁。ListenandJudge1Listentoadialogueanddecidewhetherthefollowingstatementsaretrue(T)orfalse(F).WriteT/Faccordingly.ThebuyerwantstopayinUSdollars.2)ThedealwillbedoneintermsofHKdollars.3)Thesellerdoesn’tagreetoreducetheprice.4)Theproductwillbesoldundertheseller’sbrandname.5)Thesellerwilltakecareoftheinsurance.6)ThesellerquotesonaCIFbasis.7)Thebuyerdecidestosignthecontractimmediately.Script第十七頁，共92頁。Customer:Asfarasthepriceisconcerned,wewanttocompletethedealinUSdollars.Salesman:ButourpolicyhasbeentodealintermsofHKdollars.IfyoucanpayusinHKdollars,we’llreducethetotalamountby1%.Customer:Thatsoundsfairenough.We’lldoitonyourterms,then.Salesman:I’mhappytosaythatwehavebroughtthepricedownto$405perunit.Customer:Andyouwantustomarketitunderyourbrandname,right?Salesman:Thatwouldbepartoftheagreement.Customer:Whataboutinsuringtheshipment?Salesman:I’mafraidyou’llhavetotakecareoftheinsurance.That’sourstandardpracticeinthistypeofcontract.Customer:Whataboutthecostofdelivery?Salesman:We’dliketodoitinaccordancewithanFOBcontract.Customer:That’sFOBShanghai,right?Salesman:Yes.That’showwe’vebeenhandlingallourcontractsrecently.Customer:Allright.Letmetalkitoverwithmyheadquarters.I’llgetbacktoyoutomorrowwithananswer.Salesman:Fine.Script:Back第十八頁，共92頁。ListenandRespond2Listentothedialogueagainandgiveshortanswerstothefollowingquestions.Inwhatcurrencydoesthesellerusuallydeal?2)WhatdoestheselleragreetodoifthecustomerpaysinHKdollars?3)What’sthepricetheyhavefinallyagreedon?4)Whydoesthesellerinsistthatthebuyertakecareoftheinsurance?5)Whowillpaythecostofdeliveryaccordingtotheiragreement?6)Hasthebuyerdecidedtosignthecontractforthedeal?InHKdollars.Thesellerwillreducethetotalpaymentby1%.$405perunit.BecausethatisthestandardpracticeontheFOBbasis.Thebuyer.No,notyet.Script第十九頁，共92頁。Customer:Asfarasthepriceisconcerned,wewanttocompletethedealinUSdollars.Salesman:ButourpolicyhasbeentodealintermsofHKdollars.IfyoucanpayusinHKdollars,we’llreducethetotalamountby1%.Customer:Thatsoundsfairenough.We’lldoitonyourterms,then.Salesman:I’mhappytosaythatwehavebroughtthepricedownto$405perunit.Customer:Andyouwantustomarketitunderyourbrandname,right?Salesman:Thatwouldbepartoftheagreement.Customer:Whataboutinsuringtheshipment?Salesman:I’mafraidyou’llhavetotakecareoftheinsurance.That’sourstandardpracticeinthistypeofcontract.Customer:Whataboutthecostofdelivery?Salesman:We’dliketodoitinaccordancewithanFOBcontract.Customer:That’sFOBShanghai,right?Salesman:Yes.That’showwe’vebeenhandlingallourcontractsrecently.Customer:Allright.Letmetalkitoverwithmyheadquarters.I’llgetbacktoyoutomorrowwithananswer.Salesman:Fine.Script:Back第二十頁，共92頁。ListenandRead3Nowlistentosomethingmorechallenging—apassagewithsomeblanksforyoutofillin.Aglancebeforehandatthewordlistprovidedbelowwillbeofsomehelptoyou.BackcarryNovemberdeliveryabletypedemandmonthJanuarycustomersmodelsUnit|Three第二十一頁，共92頁。ListenandTranslate4YouaregoingtolistentoashortpassageandyoushouldtrytotranslatewhatyouhearintoChineseorally.Key:現(xiàn)在我想就支付方式與你商談一下。如你所知，信用證結(jié)算方式比較繁瑣，并且會增加我方的進口成本。因此，我們希望貴方能夠(nénggòu)就這筆交易接受付款交單。如果可行，我方即可與你方簽訂合同。Back第二十二頁，共92頁。

NowI’dliketodiscussthepaymenttermswithyou.Asyouknow,payingbyletterofcreditissomewhattroublesomeandwouldincreasethecostofourimport.Therefore,wehopeyoucanacceptdocumentsagainstpaymentforthistransaction.Ifso,wecansignthecontractrightnow.Script:Back第二十三頁，共92頁。SECTIONIIITryingYourHandAppliedWritingReadandSimulateSimulateandCreateGeneral

WritingWriteThroughCorrectingMistakesWriteThroughTranslationWriteThroughDescribingaPicture第二十四頁，共92頁。ReadandSimulate1ReadthefollowingsampleoflrrevocableLetterofCreditcarefullyandlearntowriteyourown.AppliedWriting第二十五頁，共92頁。第二十六頁，共92頁。OneMoreSample第二十七頁，共92頁。Back第二十八頁，共92頁。SimulateandCreate2Fillintheblanksbasedontheaboveletterofcredit.LongwayCompany,LondonDalianElectronicAppliancesCompany,ChinaFirstBankofEngland,LondonNotmentionedUS$75000150Cartonsof34”ColourTelevisionReceiversDalian,ChinaLondon,BritainUnit|Three第二十九頁，共92頁。3Completethe“IrrevocableLetterofCredit”withtheinformationgivenbelow.第三十頁，共92頁。June26,2011BankofChina,ShanghaiShanghaiZhongnanImportAndExportCorporation,Shanghai,ChinaSmithandSonsCo.,Ltd.Southampton,EnglandOneHundredAndFifteenThousandUSDollars(US$115000.00)August26,2011Shanghai第三十一頁，共92頁。Backatsightcommercialinvoicefive(5)DEF—101June3,2011PackingListfive(5)CottonGradeA,100Tons(CIFSouthampton)clean“OnBoard”,“FreightPrepaid”BillofLadingInsurancecertificateShanghai,ChinaSouthampton,EnglandProhibitedPermittedUnit|Three第三十二頁，共92頁。General

WritingNarration

Whendescribingevents,weusuallyarrangetheminorderoftimeandgivethetimewheneacheventoccurs.Payattentiontotheitalicizedpartsinthefollowingpassage.第三十三頁，共92頁。BackUnit|Three第三十四頁，共92頁。4Correctthemistakesinthepassage.WriteThroughCorrectingMistakes第三十五頁，共92頁。Key:

Itwas1:00inthemorningandIwasonaplanecomingbacktotheUnitedStatesfromChina.ThesunwasrisingaswefleweastoverthePacificOcean.Theflightattendantjustmademepulldowntheshadebecauseofthelightcomingintothecabin.Itwasthreeo’clockinthemorning,Beijingtime.LastThursdaywhenweflewovertoChinatheflightattendantsmadethesamerequestinbroaddaylight,togetthepassengersaccustomedtothetimechange.Fourteenhourslater,wewerethere.Ourtripwentverysmoothly,andwewereabletoleavetwodaysearlier,duetoMary’sbusinessobligations.Mostpeopleseemtostaytendaystofourweeks.We,however,werethereandbackineightdays.Back第三十六頁，共92頁。WriteThroughTranslation5TranslatethefollowingsentencesintoEnglish.自從我上次見到她已經(jīng)有6個月了。2)我出了10天差，剛回來。3)14個小時(xiǎoshí)后我們就到了北京。4)讀這本小說大約花了我們兩天時間。IthasbeensixmonthssinceIsawherlast.Ijustcamebackfromaten-daybusinesstrip.Fourteenhourslaterwewere/arrivedinBeijing.Ittookusabout2daystoreadthisbook.第三十七頁，共92頁。Back5)他在那里住了大約11年，然后就搬到了紐約。6)他從上海的一所學(xué)校畢業(yè)后第3天就去了歐洲(ōuzhōu)。7)我的假期時間還很長，于是就提出和她一起去。8)從市中心到機場大約需要50分鐘時間。Helivedthereforabout11yearsandthenmovedtoNewYork.

ThreedaysafterhegraduatedfromaschoolinShanghai,hewenttoEurope.Ihadplentyofvacationtimeavailable,soIofferedtogowithher.Ittakesaround50minutestocoverthedistancebetweenthecitycentreandtheairport.第三十八頁，共92頁。WriteThroughDescribingaPicture6WriteshortparagraphstodescribethepictureswiththeinformationgivenbelowinChinesebesidevthepictures.Unit|Three第三十九頁，共92頁。BackKey:IleftDenverat11:30a.m.onNovember9,2010.Igotthroughcheck-inandsecurityinlessthan30minutes.Theflightwasontime.IarrivedinLosAngelesaround12:45p.m.Mybagscamethroughwithoutdelay.Aftergettingoutoftheairport,Itaxiedforover30minutestothehotel.Icheckedinby2:30p.m.Sincetheplanedidnotservefood,Ihadasaladatabout3:00p.m.MikePhillipsdroveupfromLaJollatojoinmefordinner.Hearrivedalittleafter5:00p.m.Itwasarealpleasureseeinghim.Wehaddinnerinthehotel.Itwasaverypleasantevening.第四十頁，共92頁。SECTIONIVMaintainingaSharpEyePASSAGEIPASSAGEIIInformationRelatedtotheReadingPassageTextLanguagePointsReadandCompleteReadandTranslateReadandSimulateReadandJudgeReadandTranslateInformationRelatedtotheReadingPassageTextLanguagePointsReadandRewriteReadandThink第四十一頁，共92頁。InformationRelatedtotheReadingPassageSmartphoneSmartphoneisacellphoneofmodernworldwheretechnologyplaysavitalrole.Oneofthefeaturesthatmakethiskindofphonesmarterthanthecommoncellphonesisthebasisofitsworking.Itisbasedonanoperatingsystemwhichallowstheinstallationofapplicationsthatcanmakeyourlife“smart”andeasy.ThequalityofthephoneisbetterinaccessingtheInternet.Also,inthisphone,thearrangementofbuttonsonthekeypadislikethatofacomputer.Lastly,whileanormalphonecannothandlemulti-instantmessagingapplications,aSmartphonecan.第四十二頁，共92頁。NFCNearfieldcommunication,orNFC,allowsforsimplifiedtransactions,dataexchange,andwirelessconnectionsbetweentwodevicesincloseproximitytoeachother,usuallybynomorethanafewcentimetres.NFChasthreeuses:1.Connectingelectronicdevices2.Accessingdigitalcontent3.ContactlesstransactionsNFCcanbeusedformobilephonepayments,inconjunctionwithanelectronicwallet,whichtransmitssignalsovershortdistancestofacilitatecontactlesspaymentsandfundtransfersandletshoppersditchcashorplastic(orevengiftcardsandcoupons)andcheckoutbywavingortappingasmartphoneagainstaregisterorreaderatthecheckoutcountertomakepayments.Back第四十三頁，共92頁。

Whenyoutapyoursmartphoneonanelectricreadertotransfermoneyformilkatyourlocal7-Eleven,doyoueverwonderhowsecureitis?Thegoodnewsis,usingyourphoneasa“mobilewallet”islargelyconsideredsafe.Infact,someexpertsarguethesecurityofmobilepaymentsissimilartoonlinebanking,withtheaddedlayerofpasswordprotection.Butthatisn’tapermittothrowcautiontothewind.AreportbyMcAfee(whichsellsanti-virussoftware)found20millionnewpiecesof“malware”in2010,atrendexpectedtogoupsharplyin2011ascybercriminalscatchupwiththelatestmobiletechnologies.Andwiththevalueofmobiletransactionsexpectedtogrowto$245billiongloballyby2014,plentyofmoneyisatstake.Herearefoursecuritysuggestionsthatshouldbetakenintoconsideration:PASSAGEIHowSafeIsYourMobileWallet?12第四十四頁，共92頁。Knowwhatyou’redoing:

Withmobilepayment,you’reusingaphonewithNearFieldCommunication(NFC)technology,whichallowsyoutoswipeyourphoneatthepointofsaletodeductthemoneyoutofyourbankaccountorchargeyourcreditcard.AcommonmisunderstandingisthatNFCsendsallyourpersonalinformationover

thewirelessnetwork.Notso!It’ssimplyanexchangeofproofconfirmingthatyouarewhoyousayyouareandhavetheauthoritytomakethetransaction.Useapassword—andmakeitagoodone:Apasswordisyourfirstdefence

againsthackers,somake

sureallyourmobilepaymentapplicationsareprotectedbyone.Andsteer

clear

ofobviouspasswords,suchasyourbirthdateortheword“password”.Myfavouritetipistouseabasepasswordlike“123”,precededbyanotherwordspelledbackwardsforeachsiteorapplicationyouvisit.Thekeyistochangeitconsistently:Whathappensisasitemightgethacked,andifyouusethatsamepasswordforallyourmobilepaymentsystems,they’reallatrisk.43第四十五頁，共92頁。Knowyourapps:

Don’tassumethateveryappissafe.Theeasiestwaycriminalscantargetyourphoneisthroughabadmobileapp.Theproblemismalware,whichisdesignedtoaccessyouraccountinformationwithoutyourpermission.Beforeyoudownload,confirmthattheappislawfulthroughthecompany’swebsite—mostfinancialinstitutionswilllinkdirectlytotheirappfromtheirwebpage.OrfollowtheAppleappstore,whereappsgothroughafairlystrictexaminingprocessbeforebeingofferedtothepublic.Haveabackupplan:

Thinkaboutyourplanofactionshouldyourphonegomissing.Doyouhavethephonenumbersofyourfinancialinstitutionson

hand

elsewhere?You’llneedtoreportthephoneasmissingtoyourcreditcardissuerandfinancialinstitutionassoonaspossible.Forallthetalkaboutmobilewallets,thefactisthatoutofthe105millionmobilepaymentusersintheworld,only3.5millionofthemareinNorthAmerica.However,Iamconfidentthatmobilewalletswillbecome

morepopular,especiallywiththeyoungergeneration:my24-year-oldsonisalwayslosinghiswallet…butheneverloseshisphone.5ExercisesBack6第四十六頁，共92頁。LanguagePoints1ExplanationofDifficultSentences(Para.1)Whenyoutapyoursmartphoneonanelectricreadertotransfermoneyformilkatyourlocal7-Eleven,doyoueverwonderhowsecureitis?Analysis:Thisisacomplexsentencewithtwoclauses:Whenyoutap…isanadverbialclauseoftime;howsecureitisservesasanobjectclauseforwonder.Translation:當(dāng)你在你那里(nàli)的7-Eleven便利店用智能手機輕觸電子閱讀器來付款買牛奶時，你有沒有考慮過這到底有安全？Example:Whenyouuseyourdebitcard,youneedtomakesurehowmuchmoneyyoucandeductfromit.Back第四十七頁，共92頁。LanguagePoints1ExplanationofDifficultSentences2.(Para.3)AreportbyMcAfee(whichsellsanti-virussoftware)found20millionnewpiecesof“malware”in2010,atrendexpectedtogoupsharplyin2011ascybercriminalscatchupwiththelatestmobiletechnologies.Analysis:Atrendexpectedtogoup…isanounphraseusedasanapposition,inwhichthereisapastparticiplephraseexpectedtogoupsharplyin2011modifyingatrend,andanadverbialclauseofreasonintroducedbyas.Translation:McAfee公司（一個銷售殺毒軟件的公司）的一份報告表明(biǎomíng)，在2010年共發(fā)現(xiàn)了兩千萬種新的“惡意軟件”，隨著網(wǎng)絡(luò)罪犯不斷跟進最新的手機技術(shù)，估計在2011年這種趨勢還會急劇上升。Example:MoreandmorepeoplearecrazyabouttheiPhone,atrendsweepingacrosstheglobe.Back第四十八頁，共92頁。LanguagePoints1ExplanationofDifficultSentences3.(Para.6)It’ssimplyanexchangeofproofconfirmingthatyouarewhoyousayyouareandhavetheauthoritytomakethetransaction.Analysis:Thepronounitreferstowhatisbeingtalkedabout,confirmingthatyouare…isapresentparticiplephrasemodifyingproofwithanobjectclauseintroducedbythat,andapredicativeclauseledbywho.Translation:它只是一種驗證碼的交換(jiāohuàn)，以此來確認你就是你聲稱的那個人并且你有權(quán)進行這筆交易。Example:Theyadoptedastrategyprovingthatitisvitallyimportanttodeveloptheirowncopyrightedproducts.Back第四十九頁，共92頁。LanguagePoints1ExplanationofDifficultSentences4.(Para.7)Whathappensisthatasitemightgethacked,andifyouusethatsamepasswordforallyourmobilepaymentsystems,they’reallatrisk.Analysis:Whathappensisthesubjectclause,asitemightgethackedisasubjectcomplementclause,andintroducesacoordinateclausewhichincludesanadverbialclauseofconditionintroducedbyif.Translation:因為(yīnwèi)有可能整個網(wǎng)站都會受到黑客侵襲。如果你在所有的手機支付系統(tǒng)中都用同樣的密碼，你的所有賬戶就都會有危險。Example:Whatoccursisthatatransactionmightfail,andifyoumisunderstandtheculturedifferences,thingsmaybecomeevenworse.Back第五十頁，共92頁。LanguagePoints1ExplanationofDifficultSentences5.(Para.8)Theeasiestwaycriminalscantargetyourphoneisthroughabadmobileapp.Analysis:Criminalscantargetyourphoneisarelativeclausemodifyingway;throughabadmobileappisaprepositionalphraseusedasasubjectcomplement.Translation:罪犯們瞄準(zhǔn)(miáozhǔn)你的手機的最簡便的辦法就是通過使用惡意的手機應(yīng)用程序。Example:Thebestmethodteacherscanusetomotivatetheirstudentsisthroughinterest-provokingactivities.Back第五十一頁，共92頁。LanguagePoints1ExplanationofDifficultSentences6.(Para.10)Thinkaboutyourplanofactionshouldyourphonegomissing.Analysis:ShouldyourphonegomissingisanadverbialclauseofconditionwithsubjunctivemoodexpressedbytherevertedorderofS-Vandtheconjunction“if”omitted.Translation:必須(bìxū)為萬一你丟失手機而想好一個備案。Example:Letmeknowshouldyouchangeyourmind.Back第五十二頁，共92頁。LanguagePoints2ImportantWords6.accessv.touse使用(shǐyòng)e.g.Onlyhigherofficialscanaccessthecentraldatabank.Studentsinthisschoolcanaccessthecomputersfrom8a.m.to10p.m.Back第五十三頁，共92頁。LanguagePoints2ImportantWords2.arguev.tobelieve;toholdacertainview主張(zhǔzhāng)；認為e.g.Hearguedthattheexperimentcouldbedoneinaspecialway.Theorganizationarguedforimmediateaction.Back第五十四頁，共92頁。LanguagePoints2ImportantWords5.confirmv.togiveapproval確認(quèrèn)e.g.IcalltoconfirmyourreservationoftheroomforthisFridayevening.Ithasbeenconfirmedthatthecitywasattackedbyastorm.Back第五十五頁，共92頁。LanguagePoints2ImportantWords4.misunderstandingn.misinterpretation誤解(wùjiě)e.g.Itistimetoclearupmisunderstandingsbetweenus.Thereisamisunderstandingabouthispurposeofleavingthejob.Back第五十六頁，共92頁。LanguagePoints2ImportantWords1.securea.freefromdangerorriskofloss安全(ānquán)的e.g.Withfullpreparationincollege,mostofthestudentsfeltsecureabouttheirfuturecareer.Itissecuretoreviewyourlessonslongbeforethefinalexamination.Back第五十七頁，共92頁。LanguagePoints2ImportantWords3.transactionn.somethingcarriedoutorperformed,especiallyforabusiness交易(jiāoyì)e.g.Thecommercialtransactionbetweenthetwocountrieshasbroughtgreatbenefitstothem.Recentlytheyconcludedacashtransaction.Back第五十八頁，共92頁。LanguagePoints2ImportantWords8.populara.frequentlyencounteredorwidelyaccepted流行(liúxíng)的；大眾的e.g.Thepopsingerispopularwithyoungsters.TennishasbecomeoneofthemostpopularsportsinChinaafterLiNawontheGrandSlam.Back第五十九頁，共92頁。LanguagePoints2ImportantWords7.financiala.relatingtofinance財政(cáizhèng)的；金融的e.g.Becauseofthewar,thefinancialconditionofthecountryhasbeenseriouslyruined.WallStreetisthefinancialcentreoftheUnitedStates.Back第六十頁，共92頁。1)Someexpertsbelievethatmobilepaymentis__________.a.inconvenienttobeupdatedb.assafeasthatofonlinebankingc.wellprotectedbythelatesttechnologiesd.thebasicuseofthesmartphone2)Theauthorprobablythinksthatby2014__________.a.themobiletransactionswillgoupsharplyb.mobiletechnologieswillcomeintoanewstagec.20millionnewpiecesofmalwarewillemerged.cyber-crimewillspreadoutgloballythen1Choosethebestanswersaccordingtothepassage.ReadandThinkb.a.第六十一頁，共92頁。3)Whatdoestheauthorsuggestthereaderstodowhensettingthepasswordformobilepayment?a.Usingtheusers’namesplustheirbirthdate.b.Usingtheword“password”.c.Usingcombinationsofsimpleletters.d.Usingnumbersplusawordspelledbackward.4)Asabackupplan,mobilephoneusersaresuggested__________.a.tokeeptheirphonesinasafeplaceb.tohavethephonenumbersoftheirfinancialinstitutionsonhandc.tocontacttheircreditissuersregularlyd.tohaveanotherphonewiththemforemergency5)Fromthispassagewecaninferthatthemobilewallet__________.a.ispopularonlywithyoungpeopleb.willbecomemuchentirelysaferinthefuturec.stillsuffersfrommanyproblemsofsafetyd.canspeeduptheapplicationsofITReadandThinkd.b.c.Back第六十二頁，共92頁。howpopularmobilepaymentisamongtheyo