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2024版借款合同的英文2024EditionLoanAgreementArticle1:PartiestotheContractBorrower(PartyA):_______IdentificationNumber/BusinessLicenseNumber:_______Address:_______ContactNumber:_______Email:_______Lender(PartyB):_______IdentificationNumber/BusinessLicenseNumber:_______Address:_______ContactNumber:_______Email:_______Article2:LoanAmountPartyA,duetotheneedfor_______(purposeoftheloan),herebyborrowsfromPartyBthesumofRMB(inwords)_______yuan(￥_______).Article3:LoanTermThetermoftheloanshallcommenceon_______andendon_______.Article4:LoanInterestRateandInterestPaymentMethodTheloaninterestrateisafixedannualrateof_______%.Theinterestshallbepaid_______(monthly/quarterly/annually),witheachperiod'sinterestcalculatedasfollows:PrincipalAmount×AnnualInterestRate/12months×NumberofInterestAccrualMonths.Article5:RepaymentMethodPartyAshallrepaytheloanaccordingtothefollowingmethod:Repaymentofprincipalandinterestinalumpsumuponmaturity.Equalprincipalpaymentswithdecreasinginterestpaymentsovertime.Equalinstallmentpayments,witheachinstallmentamountingtoRMB_______.Article6:PrepaymentPartyAhastherighttoprepaytheloanwithoutincurringanypenalty.PrepaymentmustbenotifiedtoPartyBinwritingatleast_______daysinadvance.Article7:LateRepaymentIntheeventoflaterepaymentbyPartyA,alatefeeshallbechargedattherateof_______%oftheunpaidamountperday.Article8:LoanSecurityTheloanunderthiscontractissecuredby:GuaranteebyPartyC:_______,IdentificationNumber/BusinessLicenseNumber:_______,Address:_______,ContactNumber:_______.Mortgageofproperty:Descriptionoftheproperty:_______,assessedvalue:_______,location:_______.Article9:RightsandObligationsofPartyAPartyAhastherighttousetheloanaccordingtotheagreedpurpose.PartyAshallrepaytheprincipalandinterestontimeandinthemanneragreedupon.PartyAshallensurethetruthfulnessoftheinformationprovidedandbearallresponsibilitiesarisingfromfalseinformation.Article10:RightsandObligationsofPartyBPartyBhastherighttodemandtimelyrepaymentofprincipalandinterestfromPartyA.PartyBshallprovidetheloaninfullandontimeasagreed.PartyBhastherighttotakelegalactionintheeventofPartyA'sdefault.Article11:ModificationandTerminationoftheContractOncethecontractissigned,neitherpartymayunilaterallymodifyorterminateitwithoutthemutualconsentofbothparties.Inspecialcircumstances,thepartiesmaynegotiateandmodifythecontentofthecontract,andthemodifiedcontractshallhavethesamelegaleffectastheoriginal.Article12:DisputeResolutionAnydisputesarisingduringtheperformanceofthiscontractshallfirstberesolvedthroughnegotiation;ifnegotiationfails,theymaybesubmittedtothe_______ArbitrationCommissionforarbitrationorfileddirectlywiththe_______People'sCourt.Article13:OtherAgreements_______(Thepartiesmayagreeonothermattershere,suchasthecalculationmethodforprepaymentinterest,thecalculationmethodforoverdueinterest,etc.)Article14:EffectivenessoftheContractThiscontractshalltakeeffectfromthedatebothpartiessignandsealit.Article15:ContractTextThiscontractismadein_______copies,witheachpartyholding_______copies,allofwhichhavethesamelegaleffect.PartyA(Signature):_______Date:_______PartyB(Signature):_______Date:_______(Note:Theaboveisthefirsthalfofthecontracttext,andthesecondhalfwillbeprovidedinthenextquestion.)Pleasenotethatthiscontracttemplateisforreferenceonly.Specifictermsshouldbeadjustedaccordingtoactualsituations,anditisrecommendedtoconsultaprofessionallegalexpertbeforesigning.Article16:AssignmentofContractPartyAshallnotassignanyrightsorobligationsunderthiscontracttoanythirdpartywithoutthepriorwrittenconsentofPartyB.Article17:NoticesandDeliveriesAllnoticesinconnectionwiththiscontractshallbeinwriting.Theaddressesforserviceofnoticesareasfollows:PartyA:Address:_______PartyB:Address:_______Anychangeoftheaddressforservicemustbenotifiedtotheotherpartyinwriting.Article18:ConfidentialityBothpartiesshallkeepconfidentialthecontentofthiscontractandanytradesecretslearnedduringtheperformanceofthecontract,andshallnotdisclosethemtoanythirdpartywithoutthewrittenconsentoftheotherparty.Article19:ForceMajeureForcemajeurereferstounforeseeable,unavoidable,andinsurmountableobjectivecircumstances.Ifapartyisunabletoperformorfullyperformitsobligationsunderthecontractduetoforcemajeure,itshallpromptlynotifytheotherpartyandprovideproofwithinareasonableperiod.Article20:InterpretationoftheContractTheinterpretationofthiscontractshallbebasedonthepurposeofthecontract,thetermsofthecontract,tradingcustoms,andtheprincipleofgoodfaith.Article21:AdditionalProvisions_______(Thepartiesmayagreeonadditionalprovisionsaccordingtospecificcircumstances.)Article22:TerminationoftheContractThiscontractshallbeterminatedunderthefollowingcircumstances:Fullrepaymentoftheprincipalandinterestoftheloan.Thepartiesagreetoterminatethecontract.Othercircumstancesstipulatedbylaworagreeduponinthecontract.Article23:SupplementaryProvisionsMattersnotcoveredbythiscontractshallberesolvedthroughnegotiationbetweenthepartie

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