集團(tuán)內(nèi)部借款協(xié)議書(shū)格式

集團(tuán)內(nèi)部借款協(xié)議書(shū)格式合同編號(hào)：__________集團(tuán)內(nèi)部借款協(xié)議書(shū)甲方：__________（借款方）地址：__________法定代表人：__________聯(lián)系電話：__________乙方：__________（貸款方）地址：__________法定代表人：__________聯(lián)系電話：__________鑒于甲方因經(jīng)營(yíng)需要，向乙方申請(qǐng)借款，經(jīng)雙方友好協(xié)商，就借款事宜達(dá)成如下協(xié)議：第一條借款金額1.1甲方本次借款總額為人民幣_(tái)_________元整（大寫(xiě)：__________元整）。1.2甲方應(yīng)按照約定的還款計(jì)劃及時(shí)歸還借款本金及利息。第二條借款期限2.1借款期限為_(kāi)_________年，自借據(jù)簽發(fā)之日起計(jì)算。2.2經(jīng)雙方協(xié)商一致，可以提前還款或延長(zhǎng)借款期限。第三條借款利率3.1借款利率為年利率__________%，按月計(jì)息。3.2借款利息計(jì)算方式為：按借款本金乘以約定的年利率逐月計(jì)息。第四條還款方式4.1甲方應(yīng)按照本協(xié)議約定的還款計(jì)劃及時(shí)歸還借款本金及利息。4.2還款方式為：____每月還款一次，還款金額為人民幣_(tái)_________元整；或____按實(shí)際借款天數(shù)計(jì)算，還款金額為人民幣_(tái)_________元整。第五條擔(dān)保措施5.1甲方以其全部資產(chǎn)對(duì)本次借款的本金及利息承擔(dān)保證責(zé)任。5.2甲方同意將借款期間的應(yīng)收賬款債權(quán)質(zhì)押給乙方，作為借款的擔(dān)保。第六條違約責(zé)任6.1甲方未按照約定的還款計(jì)劃及時(shí)歸還借款本金及利息的，應(yīng)當(dāng)按照逾期天數(shù)加收罰息，罰息利率為約定的年利率的__________%。6.2甲方違反本協(xié)議的其他約定的，應(yīng)當(dāng)承擔(dān)違約責(zé)任，賠償乙方的損失。第七條爭(zhēng)議解決7.1雙方因履行本協(xié)議發(fā)生糾紛的，應(yīng)當(dāng)協(xié)商解決；協(xié)商不成的，可以向有管轄權(quán)的人民法院起訴。第八條其他約定8.1本協(xié)議自雙方簽字（或蓋章）之日起生效，一式兩份，甲乙雙方各執(zhí)一份。8.2本協(xié)議未盡事宜，可由雙方另行簽訂補(bǔ)充協(xié)議，補(bǔ)充協(xié)議與本協(xié)議具有同等法律效力。甲方（蓋章）：__________乙方（蓋章）：__________法定代表人（或授權(quán)代表）：__________法定代表人（或授權(quán)代表）：__________簽訂日期：__________年__________月__________日一、附件列表：1.借款申請(qǐng)報(bào)告2.借款合同3.還款計(jì)劃表4.質(zhì)押擔(dān)保協(xié)議5.應(yīng)收賬款債權(quán)證明6.法人身份證明文件7.授權(quán)代表委托書(shū)8.補(bǔ)充協(xié)議二、違約行為及認(rèn)定：1.未按約定時(shí)間還款：borrowerfailstomaketheloanpaymentontimeasstipulatedintheagreement.2.未按約定金額還款：borrowerfailstorepaytheloanprincipalandinterestintheamountspecifiedintheagreement.3.未履行擔(dān)保義務(wù)：borrowerfailstofulfilltheguaranteeobligationsasstatedintheagreement.4.提供虛假信息：borrowerprovidesfalseinformationduringtheapplicationprocess.5.未經(jīng)許可使用貸款：borrowerusestheloanforpurposesotherthanthoseagreeduponwithoutpermission.6.拒絕協(xié)商或解決問(wèn)題：eitherpartyrefusestonegotiateorresolvethedisputeamicably.三、法律名詞及解釋：1.借款方：thepartythatborrowsthemoney,alsoknownasthedebtor.2.貸款方：thepartythatlendsthemoney,alsoknownasthecreditor.3.保證責(zé)任：theguaranteeobligationwhereapartyensurestheperformanceofanother'sobligations.4.質(zhì)押擔(dān)保：aformofcollateralwhereassetsaredepositedwithalenderassecurityforaloan.6.罰息：additionalinterestchargedforfailuretomakealoanpaymentontime.7.違約：breachofcontractwhereapartyfailstoperformitscontractualobligations.四、執(zhí)行中遇到的問(wèn)題及解決辦法：1.還款困難：renegotiatetherepaymentscheduleorexploreoptionsforloanrestructuring.2.糾紛產(chǎn)生：refertothedisputeresolutionclauseinthecontractandfollowtheagreeduponprocedures.3.擔(dān)保物價(jià)值下降：provideadditionalcollateralorincreasetheequitycontributiontooffsetthedecrease.5.合同條款不明確：clarifythetermsthroughasupplementaryagreementorlegalconsultation.五、所有應(yīng)用場(chǎng)景：1.企業(yè)間資金周轉(zhuǎn)：whenonecorporateentitywithinagroupneedsshorttermfinancingfromanotherentity.2.項(xiàng)目資金缺口：tocoverfinancialgapsinprojectswhereexternalfundingisnotavailableorasastopgapmeasure.3.季節(jié)性經(jīng)營(yíng)需求：tomanagecashflowfluctuationsduringpeakandoffpeakseasons.4.資產(chǎn)購(gòu)買(mǎi)或擴(kuò)張：tofinancetheacquisitionofassetsorexpansionplans.5.研發(fā)新產(chǎn)品或