無抵押借款合同英文版

無抵押借款合同英文版合同編號：__________BorrowingAgreementThisBorrowingAgreement(the"Agreement")ismadeandenteredintoonthis_______dayof____________,20_____,andbetween:Lender:____________________________Address:____________________________City:____________________________Province:____________________________PostalCode:____________________________Country:____________________________Borrower:____________________________Address:____________________________City:____________________________Province:____________________________PostalCode:____________________________Country:____________________________(eacha"Party"andcollectivelythe"Parties")WITNESSETH:1.TheLenderiswillingtolendtotheBorrower,andtheBorrowerdesirestoborrowfromtheLender,acertainsumofmoney,uponthetermsandsubjecttotheconditionssetforthinthisAgreement.2.NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thePartiesheretoagreeasfollows:Article1:LoanAmountandTerms1.1.TheLenderagreestolendtotheBorrowertheprincipalamountof_____________(the"Loan"),whichshallbeevidencedapromissorynoteexecutedtheBorrowerinfavoroftheLender(the"Note").1.2.TheBorroweragreestorepaytheLoan,togetherwithinterestthereon,inaccordancewiththetermssetforthintheNote.1.3.TheLoanshallberepaidininstallments,asprovidedintheNote,whichinstallmentsshallbedueandpayableonthedatesspecifiedtherein.Article2:Interest2.1.TheBorroweragreestopayinterestontheoutstandingprincipalamountoftheLoan,calculatedatanannualinterestrateof_____________percent(the"InterestRate"),whichshallbecalculatedonasimpleinterestbasis.2.2.InterestontheoutstandingprincipalamountoftheLoanshallaccruefromthedateoftheadvanceoftheLoanuntilthedateoffullrepaymentoftheLoan.Article3:Repayment3.1.TheBorroweragreestomakeallpaymentsrequiredunderthisAgreementandtheNote,inaccordancewiththetermsandconditionssetforththerein.3.2.TheBorrowershallmakeallpaymentsrequiredunderthisAgreementandtheNotetotheLenderattheaddressspecifiedintheNote,ortosuchotheraddressastheLendermaydesignatefromtimetotime.Article4:DefaultandAcceleration4.1.TheBorrowershallbeindefaultifitfailstomakeanypaymentrequiredunderthisAgreementandtheNotewhendue.4.2.IftheBorrowerDefaultsunderthisAgreement,theLendermaydeclaretheentireoutstandingprincipalamountoftheLoan,togetherwithallaccruedandunpaidinterestthereon,dueandpayableforthwith.4.3.IntheeventofDefault,theLendershallhaveallrightsandremediesavailabletoitatlaworinequity,including,withoutlimitation,therighttoenforceitsrightsagainsttheBorrowerandtoobtainequitablerelief.Article5:RepresentationsandWarranties5.1.TheBorrowerrepresentsandwarrantstotheLenderthat:(a)IthasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder;(b)TheexecutionanddeliveryofthisAgreementandtheNote,andtheperformanceofitsobligationshereunderandthereunder,donotandwillnotconflictwithanyapplicablelaworregulation,oranyorder,judgment,ordecreeofanycourtorgovernmentalauthority;(e)IthasnotenteredintoanyagreementorarrangementwithanypersonthatwouldprohibititfromenteringintothisAgreementorperformingitsobligationshereunder.5.2.TheLenderrepresentsandwarrantstotheBorrowerthat:(a)IthasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder;(b)TheexecutionanddeliveryofthisAgreementandtheNote,andtheperformanceofitsobligationshereunderandthereunder,donotandwillnotconflictwithanyapplicablelaworregulation,oranyorder,judgment,ordecreeofanycourtor一、附件列表：1.無抵押借款合同2.借款人的身份證明文件3.貸款人的營業(yè)執(zhí)照副本4.貸款人授權(quán)代表授權(quán)書5.借款申請表格6.貸款協(xié)議的附加條款7.還款計(jì)劃表8.利息計(jì)算公式二、違約行為及認(rèn)定：1.違約行為：借款人未能按照約定的期限和金額償還貸款本息。2.認(rèn)定：如果借款人在還款日未能支付應(yīng)付款項(xiàng)，或支付的款項(xiàng)不足以覆蓋應(yīng)付款項(xiàng)，則視為違約。三、法律名詞及解釋：1.借款人：指承擔(dān)借款責(zé)任并同意償還貸款本金及利息的當(dāng)事人。2.貸款人：指提供貸款并有權(quán)收取貸款本金及利息的當(dāng)事人。3.違約：指借款人未能履行合同約定的還款義務(wù)。4.利息：指借款人因使用貸款而應(yīng)支付給貸款人的費(fèi)用。四、執(zhí)行中遇到的問題及解決辦法：1.問題：借款人未能按時(shí)還款。解決辦法：與借款人協(xié)商，制定還款計(jì)劃，或采取法律手段追討欠款。2.問題：借款人提