銀行借款合同英文版

銀行借款合同英文版合同編號：__________partiesthiscontract(hereinafterreferredtoasthe"contract")isenteredintoandbetweenthelender(hereinafterreferredtoasthe"bank")andtheborrower(hereinafterreferredtoasthe"borrower")asfollows:article1borrower'sinformation1.1basicinformationoftheborrower:name:____________________address:____________________registeredaddress:____________________identitycardnumber:____________________contactperson:____________________contactnumber:____________________1.2theborrowerisalegalperson,andtherepresentativewhosignsthiscontractonbehalfoftheborrowershallprovideavalididentitycardandanauthorizationletter.article2lender'sinformation2.1basicinformationofthelender:name:____________________address:____________________registeredaddress:____________________identitycardnumber:____________________contactperson:____________________contactnumber:____________________article3purposeofborrowingtheborrowershallusetheloanproceedsforthepurposeof____________________(hereinafterreferredtoasthe"purposeofborrowing").theborrowershallnotusetheloanproceedsforanyillegalactivitiesorpurposesotherthanthosespecifiedinthisarticle.article4loanamount,termandinterest4.1loanamount:thelendershallprovidealoanofupto____________________usd(hereinafterreferredtoasthe"loanamount")totheborrower.4.2loanterm:theloanshallberepaidtheborrowerwithinaperiodof____________________(hereinafterreferredtoasthe"loanterm").theborrowershallmakeequalmonthlyprincipalandinterestpaymentsduringtheloanterm.4.3interestrate:theinterestratefortheloanshallbe____________________%perannum(hereinafterreferredtoasthe"interestrate").theinterestshallbecalculatedonamonthlybasisandchargedtotheborrower'saccountattheendofeachmonth.article5collateral5.1theborrowershallprovidethefollowingcollateraltothelendertosecuretheloan:(1)____________________(2)____________________(3)____________________5.2thelendershallhavetherighttotakepossessionofandsellthecollateralintheeventofdefaulttheborrower.theproceedsfromthesaleofthecollateralshallbeusedtopayofftheoutstandingloanbalanceandrelatedcostsandexpenses.article6repaymentofloan6.1theborrowershallmakemonthlyprincipalandinterestpaymentsintheamountof____________________usd,startingfromthefirstmonthaftertheloanisdisbursed,andcontinuetomakesuchpaymentsuntiltheloanisfullyrepaid.6.2intheeventofdefaulttheborrower,thelendershallhavetherighttodemandimmediatepaymentoftheoutstandingloanbalance,togetherwithanyaccruedinterest,latefeesandotherrelatedcostsandexpenses.article7defaultandtermination7.1intheeventofanyofthefollowingcircumstances,thelendershallhavetherighttodeclaretheborrowerindefault:(1)theborrowerfailstomakeanyrequiredpaymentunderthiscontract;(3)theborrowerfilesforbankruptcyorliquidation;7.2upondefault,thelendershallhavetherighttotakeanynecessarylegalactiontoenforceitsrightsunderthiscontract,includingbutnotlimitedtoseekinginjunctiverelief,enteringthecollateralandsellingthecollateraltosatisfytheoutstandingdebt.article8confidentiality8.1theborrowerandthelenderagreetokeepconfidentialallinformationobtainedfromorprovidedtotheotherpartyinconnectionwiththiscontract,exceptforinformationthatispubliclyavailableorrequiredtobedisclosedapplicablelaworregulation.8.2theborrowerandthelenderagreenottousetheotherparty'sconfidentialinformationforanypurposeotherthantheperformanceofthiscontract.article9disputeresolution9.1anydisputesarisingoutoforinconnectionwiththiscontractshallberesolvednegotiationbetweentheparties.ifthepartiesareunabletoresolvethedisputethroughnegotiation,eitherpartymaysubmitthedisputetothepeople'scourtwithjurisdictionoverthelender'splaceofbusinessforresolution.article10miscellaneous10.1thiscontractconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandingsandnegotiations一、附件列表：借款人身份證明文件授權(quán)書貸款用途證明文件抵押物清單貸款還款計劃表二、違約行為及認定：違約行為：借款人未能按合同約定時間及金額償還本金及利息；違約認定：若借款人遲延償還貸款超過三十日，或未按約定的用途使用貸款，則視為違約。三、法律名詞及解釋：借款人：指本合同中接受貸款的一方；貸款人：指本合同中提供貸款的一方；貸款金額：指合同中約定的借款