財經(jīng)英語單詞小結(jié)

現(xiàn)代金融業(yè)務第一、二章單詞第一章中國金融業(yè)概述漢譯英1.資源配置resourceallocation2.國民支付體系nationalpaymentsystem3.宏觀經(jīng)濟管理macro-economicmanagement4.股份制銀行shareequitybank5.可兌換性convertibility6.防范并化解金融風險preventanddissolvefinancialrisk7.經(jīng)常項目currentaccount8.反洗錢anti-moneylaundering9.資產(chǎn)負債表balancesheet10.市場基礎設施marketinfrastructure11.公司治理corporategovernance12.特定風險particularrisk13.國庫券treasurybond14.監(jiān)事會supervisoryboard15.董事會boardofdirectors16.金融創(chuàng)新financialinnovation17.證券交易所stockexchange18.中間業(yè)務intermediaryservices19.不良貸款non-performingloan20.審慎監(jiān)管prudentialsupervision21.網(wǎng)上銀行on-linebanking22.信息披露informationdisclosure23.五級貸款分類制度five-categoryloanclassificationsystem24.資本充足率capitaladequacyratio25.產(chǎn)權(quán)結(jié)構(gòu)equitystructure26.清算程序liquidationprocedure27.拖欠貸款delinquentloan28.二級市場secondarymarket29.大數(shù)法則lawoflargenumbers30.國有企業(yè)state-ownedenterprises31保險費insurancepremium32.可保險利益insurableinterest33.并購mergerandacquisition34.同業(yè)市場inter-bankmarket35.金融中介financialintermediary36.索賠makeclaims37.理賠coverclaims38.共同基金mutualfund39.衍生產(chǎn)品市場derivativemarket英譯漢1.mortalitytable生命表2.morbiditytable健康表3.profit-seekingfirms營利性企業(yè)4.realeconomy實體經(jīng)濟5.financialinstitution金融機構(gòu)6.self-discipline自律7.bondmarket債券市場8.securitiesfirms證券企業(yè)9.fiscaldeficit財政赤字10.strategicinvestor戰(zhàn)略投資者11.recapitalization再次注資12.profitability營利性13.personalbanking私人銀行業(yè)14.financialconsulting財務咨詢15.universalbanking全能銀行業(yè)16.loanportfolio貸款組合17.theBaselCommittee巴塞爾委員會18.insolvent資不抵債19.thecoreprinciple核心原則20.theCapitalAccord資本協(xié)議21.cross-border跨境22.institutionalbuilding制度建設23.futuresmarket期貨市場24.coupon息票25.redemption贖回26.listedcompany上市公司27.subscribing認購28.reserve準備金29.policyholder投保人30.theinsured被保險人31.profit-seeking營利32.allocationoffinancialresources金融資源配置33.monetarypolicy貨幣政策34.realeconomy實體經(jīng)濟35.paymentmechanism支付機制36.aggregation匯總37.diversification多樣化38.currentaccount經(jīng)常項目39.infrastructure基礎設施40.self-discipline自我約束41.moneylaundering洗錢42.re-capitalize再次注資43.incentive激勵44.license許可證45.profitability盈利性46.expertise專門知識47.intermediaryservices中間業(yè)務48.portfolio（投資）組合49.bankingsupervision銀行監(jiān)管50.loanclassification貸款分類51.professional專業(yè)的52.delinquencies拖欠53.transparency透明度54.bankruptcy破產(chǎn)55.default違約56.restructuring重組57.secondarymarket二級市場58.redemption贖回59.verificationsystem核實制度60.policyholder投保人61.premium保險費62.theinsured被保險人63.LawofLargeNumbers大數(shù)法則64.claims索賠65.morbiditytable健康表66.mortalitytable生命表67.accident事故68.M&A(mergersandacquisitions)并購69.globalization全球化70.E-commerce電子商務71.integration一體化72.broker中間商，掮客73.deregulation放松管制74.innovation創(chuàng)新75.liquidity流動性術語解釋1.OTC場外（交易）2.NPL不良貸款3.theICBC中國工商銀行4.theABC中國農(nóng)業(yè)銀行5.thePBC中國人民銀行6.WTO世界貿(mào)易組織7.RMB人民幣8.CBRC中國銀行業(yè)監(jiān)督管理委員會9.CIRC中國保險業(yè)監(jiān)督管理委員會10.CSRC中國證券業(yè)監(jiān)督管理委員會11.IPO首次公開（私募）發(fā)行12.USD美元13.ETF交易所買賣基金14.LOF上市開放式基金15.SAR特別行政區(qū)16.SOE國有企業(yè)17.T-bond國庫券，國債18.theBC中國銀行第二章銀行業(yè)與金融機構(gòu)監(jiān)管漢譯英1.存款保險基金depositinsurancefund2.會計準則accountingprinciple3.預編財務報表proformafinancialstatement4.收入表incomestatement5.壞賬計提baddebtprovision6.逾期貸款overdueloans7.留存收益retainedearning8.補救措施remedialmeasures9.現(xiàn)金流cashflow10.核心資本corecapital11.現(xiàn)場檢查onsiteexaminations12.杠桿率leverageratios13.監(jiān)管當局regulatoryauthorities14.信譽風險reputationrisk15.操作風險operationalrisk16.一般公積金generalreserves17.稅負taxliabilities18.損益表profitandlossstatement19.附屬成本supplementarycapital20.凈值networth21.風險加權(quán)資產(chǎn)risk-weightedassets22.信用風險creditrisk23.一般儲蓄generalprovision24.法定準備金reservesrequiredbylaw25.合規(guī)compliance26.穩(wěn)健性soundness27.稅收申報表taxreturns28.章程statute29.工作日workingday30.法人legalperson31.關乎公共利益vestedinthepublicinterestedrationale32.保險人資不抵債insurerinsolvency33.保險費率insurancerates34.公眾信心publicconfidence35.現(xiàn)金紅利cashdividend36.預期收益expectedearning37.流動性緊張tightliquidity38.資本協(xié)議capitalaccord39.市場中介marketintermediation40.公司債券corporatebond41.放貸程序credit-grantingprocedure42.綜合評級compositerating43.算數(shù)平均數(shù)arithmeticaverage44.貸款審批loanapproval45.會計處理accountingtreatment英譯漢1.publicgood公共物品2.moralhazard道德風險3.coreprinciples核心原則4.basecapital基礎資本5.off-balancesheetexposures表外風險敞口6.outstandingloans未償貸款7.bridgebank過渡銀行8.regulatoryreport監(jiān)管報告9.lenderoflastresort最后貸款人10.sharepremium股份溢價11.goodwill商譽12.hybridcapitalinstrument混合資本工具13.timedeposit定期存款14.liquefiableassets流動性資產(chǎn)15.creditauthorization授信16.liaison聯(lián)系17.creditability信譽度18.contingentliabilities或有債務19.expressoption明示選擇權(quán)20.highlygeared高負債率21.substandard次級22.marginalcapitalization邊際資本化23.scrapvalue