實(shí)用銀行柜面英語(yǔ)口語(yǔ).doc

銀行柜面英語(yǔ)口語(yǔ)（一）- 新開(kāi)帳戶What kind of account did you have in your mind?你想開(kāi)哪種帳戶?Do you like to open a current account?你想開(kāi)一個(gè)活期存款帳戶嗎?A deposit or current account?定期還是活期?Please tell me how you would like to deposit your money.請(qǐng)告訴我你想存何種戶頭?Theres a service charge for the checking account but no charge for the savings.支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。Our minimum deposit for a savings account is 100 dollars.我們儲(chǔ)蓄存款的最低存款額是100美圓。Five yuan is the minimum original deposit.最低起存款額是5元。You can open a savings account at any time with an initial deposit of 50 dollars.你可隨時(shí)以50美圓的起存額開(kāi)立儲(chǔ)蓄帳戶。Even one yuan is all right.甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.這是你的存折，存取款時(shí)請(qǐng)帶來(lái)。保管好存折，遺失請(qǐng)告訴我們。I should like to open a current account.我想開(kāi)一個(gè)活期存款帳戶。I need a checking account so that I can pay my bill.我需開(kāi)個(gè)支票帳戶，這樣就能付帳。Wed like to know how we open a checking-savings account.我們想知道如何開(kāi)一個(gè)支票儲(chǔ)蓄帳戶。I have a checking account here.我在這里有一個(gè)支票存款帳戶。I think Id like a deposit account.我想要開(kāi)個(gè)定期存款帳戶。Can I open a current account here?我能否在這兒開(kāi)個(gè)活期存款帳戶？I want to open a deposit account with you.我要開(kāi)個(gè)儲(chǔ)蓄帳戶。Id like to open a deposit account with you.我想在你們這兒開(kāi)個(gè)定期存款帳戶。Could you tell me the difference between a savings account and a checking account?請(qǐng)告訴我儲(chǔ)蓄存款與支票存款的區(qū)別好嗎？Please tell me the procedure for opening a savings account.請(qǐng)告訴我開(kāi)個(gè)儲(chǔ)蓄帳戶需要什么手續(xù)。Will 100 yuan be enough for a minimum deposit?100元作最低存款額夠嗎？Id like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道開(kāi)一個(gè)支票帳戶200元存款是否夠。Could you tell me how to operate this account?請(qǐng)告訴我如何經(jīng)管這個(gè)帳戶好嗎？Is there any minimum for the first deposit?第一次儲(chǔ)蓄有最低限額嗎？How much does each account cost?每個(gè)帳戶要花多少錢？銀行柜面英語(yǔ)口語(yǔ)（二）-存款How much do you want to deposit with us?你想在我們這存多少？How much do you wish to pay into your account?你希望在你的戶頭上存多少？How much money do you plan to keep in your account on a regular basis?你計(jì)劃在你的戶頭上定期存放多少錢？How much cash do you plan to deposit in your account?你有多少錢要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來(lái)。Would you please fill in the depositing form, giving the sum of money youre to deposit as well as your name, address and professional unit?請(qǐng)?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？I want to deposit 300 yuan in my account.我想在我的戶頭上存300元。I want to deposit these cheques in my account.我想把這些支票存在我的戶頭上。Id like to pay 200 yuan into my deposit account.我想在在我的定期存款戶頭上存200元。I want to deposit my paycheck.我想存入我的工資支票。Id like to know whether I can cash a cheque here.我想知道我能否在這兌換支票。Will you please cash this travelers cheque?請(qǐng)兌現(xiàn)這張旅行支票好嗎？Id like to cash this money order.我想兌現(xiàn)這張匯款單。I want to cash the balance of a travelers letter of credit.我要把旅行信用證的結(jié)余兌現(xiàn)。Will you please tell me whether you charge for cheques?請(qǐng)告訴我兌換支票收手續(xù)費(fèi)嗎？Could you tell me how much the checks cost?請(qǐng)告訴我這些支票要花多少錢？What if I overdraw?如果透支了怎么辦？Please sign your name on the bottom line if you want to cash the check.如果想兌支票，請(qǐng)?jiān)诘拙€上簽名。Please write your account number on the back of the check.請(qǐng)?jiān)谥北趁鎸懮夏愕膸ぬ?hào)。We honored the check as the overdraft was only 5 yuan.我們承兌這張支票的透支額只有5元。Please endorse the cheque.請(qǐng)背簽這張支票。The travelers checks cost 1.5% of the total amount of purchase.旅行支票手續(xù)費(fèi)是購(gòu)買總額的1.5%。Heres the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open.這是一本支票簿，你郵寄支票時(shí)，注意要在支票上打叉線。但是如果你本人想開(kāi)張兌現(xiàn)支票，就不可打叉線。Each cheque you write will cost 2 dollars.你每開(kāi)一張支票將花2美圓。銀行柜面英語(yǔ)口語(yǔ)（三）-取款、結(jié)余Id like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款來(lái)支付天津購(gòu)物的費(fèi)用。I want to withdraw 200 dollars from my deposit account.我要從我的定期存款中支取200美圓。I want to close my account with you.我想結(jié)束在你們這兒的帳戶。Id like to draw 100 yuan against this letter of credit.我想從這份信用證上提款100元。May I draw money against the letter of credit here?我可以在這兒用這份信用證取錢嗎？Could you tell me my balance?能否把存款結(jié)余金額告訴我？Please let me know my balance.請(qǐng)告訴我結(jié)余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購(gòu)物費(fèi)用。Your balance at the bank is 300 yuan.你在本行的結(jié)余是300元。Your deposit is exhausted.你的存款支凈了。Your letter of credit is used up.你的信用證用完了。Please tell me how you wish to draw your money.請(qǐng)告訴我你希望怎樣支款。Fill our a withdrawal form, please.請(qǐng)?zhí)顚懭】顔?。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 will pay you against your number slip.六號(hào)柜臺(tái)的出納員將根據(jù)你的號(hào)碼牌付給你錢。銀行柜面英語(yǔ)口語(yǔ)（四）-兌換貨幣Please tell me how much you want to change.請(qǐng)告訴我你要換多少。How much of the remittance do you want to convert into Japanese yen?你要把多少匯款換成日?qǐng)A？What kind of currency do you want?要哪種貨幣？Whats it you wish to change?你有什么要換的？What kind of currency do you want to change?要換哪種貨幣？In what denominations?要什么面值的？Please tell me what note you want.請(qǐng)告訴我要什么鈔票。Will seven tens be all right?7張10元的可以嗎？Is it in travelers cheques?換旅行支票嗎？Id like to know how I shall give it to you.我想知道如何付錢給你。How would you like it?你要什么面額的？Would you kindly sign the exchange form, giving your name and address?請(qǐng)?jiān)趦稉Q單上簽字，寫出你的姓名和地址，好嗎？Can you change me some money, please?能否請(qǐng)你給我兌換一些錢？Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.這些就是：一些法國(guó)法郎，瑞士法郎，美圓和一些荷蘭盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.請(qǐng)你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。Would you mind giving me the six pence in coppers?勞駕給我6便士的銅幣。Id like to know if you could change this money back into U.S. dollars for me.我想知道能否把這筆兌回成美圓。Could you change these French francs for me?能給我兌換這些法國(guó)法郎嗎？Can you give me 100 dollars in Swiss francs?能否給我100美圓的瑞士法郎？Id like to convert the full amount of the remittance into U.S. dollars.我想把全部匯款換成美圓。Id like some coins for this note.我想把這張紙幣換成硬幣。Id like to break this 50 dollar note.我想把這張50美圓紙幣換開(kāi)。Five twenties and ten singles, please.請(qǐng)給我5張20元和10張一元的。I need 300 dollars in 100-dollar cheques.我要300美圓票面為100美圓的支票。I hope youll give me ten travelers cheques of 100 dollars each.我希望給我10張面額為100美圓的旅行支票。In fives, please.請(qǐng)給我5元票面的。Could you give me some small notes?給我一些小票好嗎？銀行柜面英語(yǔ)口語(yǔ)（五）-儲(chǔ)蓄存款利息Whats the interest rate for the savings account?儲(chǔ)蓄存款的利率是多少？Do you pay interest on this account?這種存款付給利息嗎？Please tell me what the annual interest rate is.請(qǐng)告訴我年利率是多少。Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。It allows you to earn a little interest on your money.這可使你從存款中獲得一點(diǎn)利息。The account carries interest of 4%.該存款有4%的利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.儲(chǔ)蓄存款的利率是4%。It varies from time to time. At present it is 6%.（年息）每個(gè)時(shí)期都不同，現(xiàn)在是六厘。銀行柜面英語(yǔ)口語(yǔ)（六）-外匯率FECT簡(jiǎn)介:金融專業(yè)英語(yǔ)證書考試（FECT，F(xiàn)inancial English Certificate Test)是中國(guó)人民銀行為了提高金融人才的英語(yǔ)水平，開(kāi)拓國(guó)際金融業(yè)務(wù)，更好的順應(yīng)中國(guó)加入WTO之后的國(guó)際、國(guó)內(nèi)環(huán)境而開(kāi)設(shè)的英語(yǔ)水平測(cè)試。Tell me the current rate for RMB, please.請(qǐng)告訴我人民幣的現(xiàn)價(jià)。Whats your selling rate for RMB yuan in notes today?你們今天人民幣現(xiàn)鈔的售價(jià)是多少？Whats the dollar going for today?美圓今天的售價(jià)是多少？Our buying rate for notes is 523 yuan for 100 dollars.我們100美圓的現(xiàn)鈔買入價(jià)是523元。Its 200 French francs at todays selling rate.今天的賣出價(jià)是200法國(guó)法郎。The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.美圓現(xiàn)鈔買入價(jià)是100美圓付460元。Useful Phrasesbuying rate買進(jìn)價(jià)格selling rate賣出價(jià)格And how much will it be in Japanese currency?換成日本幣是多少？How much would I get for 300 Japanese yen?300日?qǐng)A可兌換多少錢？Id like to know the exchange rate for German marks.我想知道德國(guó)馬克的兌換率。What rate are you giving?你們提供的兌換率是多少？Whats the exchange rate today?今天的兌換率是多少？Please tell me what you would give me for my U.S. dollars.請(qǐng)告訴我這些美圓可以兌換多少錢。Please tell me the current rate for sterling.請(qǐng)告訴我英國(guó)貨幣的現(xiàn)行兌換率。If youll wait a moment, Ill find out the rates of exchange.請(qǐng)等一會(huì)兒，我查一下兌換率。Please wait a moment. Ill find out the exchange rate between U.S. dollars and RMB.請(qǐng)等一會(huì)兒，我查一下美圓對(duì)人民幣的兌換率。Its 470 yuan for 100 dollars.100美圓可兌470元。The exchange rate today is 200 yen to the pound.今天的兌換率是一英鎊可兌200日?qǐng)A。The rate for travelers cheques is 300 yuan against 100 dollars.旅行支票的兌換率是100美圓兌300元。These dollars are worth 1,000 yuan.這些美圓可換1000元。銀行柜面英語(yǔ)口語(yǔ)（七）-支票結(jié)算T: Hello! May I help you?您好，您有事需要幫忙嗎？C: Yes, I hope so. I need some more cash for my visit inChina. May I cash a travelers check here?是的，是這樣。我需要些現(xiàn)金，在中國(guó)觀光時(shí)使用。我能在這兒兌現(xiàn)旅行支票嗎？T: Of course. Wed be happy cash it for you.當(dāng)然，我很樂(lè)意為您兌現(xiàn)。C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates.我原本打算在家旅館兌現(xiàn)，但我朋友說(shuō)銀行的兌現(xiàn)率通常有點(diǎn)