2019年合法的借條范文參考-范文資料

1、合法的借條范文參考借條作為一種借款合同 , 反映了當(dāng)事人的債權(quán)債務(wù)關(guān)系 , 具有法律效力。你知道合法的借條該怎么寫嗎 ?下面就讓查字典范文網(wǎng)小編帶大家看看一系列的合法的借條。望大家采納。合法的借條范文篇一貸款人 ( 出借人 )借款人：法定住所及郵編：實(shí)際經(jīng)營(yíng)場(chǎng)所及郵編：法定代表人：電話及傳真：手機(jī)：擔(dān)保人：法定住址及郵編：實(shí)際住址及郵編：辦公電話：家庭電話：手機(jī)：今有借款人向貸款人借款 元，應(yīng)于 年 月 日歸還，屆時(shí)一并支付利息 元。貸款人：借款人： ( 簽名并蓋章 )擔(dān)保人：第 1頁時(shí)間：年月日合法的借條范文篇二茲因 _近來手頭不便，而向_借金額，共得款項(xiàng)人民幣 _元整。預(yù)計(jì)在 _年_月_日

2、前如期歸還。期間每個(gè)月利息人民幣_(tái)元整，需於每個(gè)月初支付不得有誤。以上唯恐口說無憑，特立此借條為證。立據(jù)出借人：_身分證字號(hào)： _ l 聯(lián)系地址：_電話： _立據(jù)借款人： _身分證字號(hào)： _ 聯(lián)系地址：_電話： _見證人： _身分證字號(hào)： _ 聯(lián)系地址：_電話： _保證人： _ 身分證字號(hào)： _ 聯(lián)系地址：_電話： _xxxx 年 xx 月 xx 日合法的借條范文篇三借款人：borrower：貸款人：lender：第 2頁抵押人：mortgagor：保證人：surety：出質(zhì)人：pledgeor：為明確各方權(quán)利和義務(wù)，根據(jù)合同法、貸款通則和其他有關(guān)法律、法規(guī)，訂立本合同。this contra

3、ct is made in line with the contract law of the peoples republic of china and the general provisionsof loans of the peoples bank of china to specify the rights and obligations of parties involved.借貸條款loan borrowing clause第一條借款金額。見36.1article 1. amount of loan： refer to 36.1第二條借款用途。見36.2article 2. pu

4、rpose of loan： refer to 36.2第三條借款期限。article 3. life of loan3.1見 36.3.3.1 refer to 36.3第 3頁3.2借據(jù)或貸款憑證是本合同不可分割的組成部分。借款的實(shí)際放款日和還款日以借款人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準(zhǔn)。除日期外，借據(jù)或憑證其他記載事項(xiàng)如與本合同不一致的，以本合同為準(zhǔn)。3.2 a certificate of indebtedness or a loan voucher isan integral part of this contract. the date of advance and

5、payment due date shall follow the date specified on thecertificate of indebtedness or loan voucher . where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the termsand conditions on this contract except date， the lattershall prevail.第四條借款劃付。

6、在借款人辦妥借款手續(xù)后5 個(gè)營(yíng)業(yè)日內(nèi)將全部款項(xiàng)劃至借款人指定的賬戶，劃付次數(shù)、時(shí)間、金額見36.4 .第五條 article 4transferringof loan. thefull amountof loan shall be transferred to an account designated by the borrower within 5 working days from the date of completing borrowing procedure. refer to 36.4 for the frequency ， time and amount of transfe

7、rring第五條借款利率和計(jì)息。article 5. interest rate of loan and calculation第 4頁5.1借款利率。本合同項(xiàng)下借款利率根據(jù)國(guó)家有關(guān)規(guī)定，確定利率見 36。 5 . 遇利率調(diào)整時(shí)，借款期限在1 年( 含 ) 以下的，執(zhí)行合同利率，不分段計(jì)息; 借款期限在 1 年以上的，實(shí)行分段計(jì)息，從利率調(diào)整的次年1 月 1 日開始，按相應(yīng)利率的檔次執(zhí)行新的利率 ; 如借款人未按約定時(shí)間歸還借款本息或未按合同約定用途使用借款， 貸款人將按國(guó)家規(guī)定對(duì)借款人計(jì)收罰息，罰息率見 36.6.5.1interestrateof loan ： theinterestrat

8、eunder thiscontractisspecifiedin 36.5inlinewithrelevantrules.in case of change of interest rate， the interest ratestipulated in the contract shall prevail for loans with alife of less than or equal to one year; for loans with alifeexceedingone year ， theinterestshallbe calculatedon a multi-stagebasi

9、s ， i.e.from nextjan.1stfollowingtheadjustmentof interestrate ， thenew rateshallprevail.in case the borrower fails to repay the principal andinterestbeforethedue date ， orfailstouse theloan forpurposes as agreed in this contract， the lender shall beentitledtocollectdefaultinterestinlinewithrelevantr

10、ules. the default interest rate is specified in 36.6.5.2遇利率調(diào)整時(shí)，實(shí)行分段計(jì)息的，貸款人有權(quán)根據(jù)國(guó)家有關(guān)規(guī)定自行調(diào)整，不另行通知借款人。第 5頁5.2in case of calculatingintereston multi-stagebasisdue to adjustment of interest rate， the lender shall beentitled to adjust the interest rate on his own without further notice to the borrower.第六條還

11、款方式。article 6 type of repayment of loan6.1借款人應(yīng)在貸款人開設(shè)帳戶，戶名和帳號(hào)見36.7，并保證在每次還款日前足額存入當(dāng)期應(yīng)還款項(xiàng)的存款。借款人在此授權(quán)貸款人從借款人該帳戶中扣收借款本金、利息和可能發(fā)生的復(fù)利、罰息、違約金、保費(fèi)、損害賠償金及實(shí)現(xiàn)債權(quán)的費(fèi)用( 含律師費(fèi)和訴訟費(fèi) ) 如該帳戶資產(chǎn)不足以歸還到期的貸款本息，貸款人有權(quán)從借款人在中國(guó)工商銀行任何分支機(jī)構(gòu)開立的任何帳戶劃收。6.1 the borrower should open an account with thelender( the account name and account nu

12、mber are specifiedin 36.7.) and promise to deposit sufficient money forrepayment before each due date. the borrower herebyauthorizes the lender to collect， if any， compoundinterest，defaultinterest，liquidateddamage，premium ，compensation and expenses arising from therealizationofcreditors right (inclu

13、ding lawyers fee and courtexpense)inadditionto due principaland interestof loan.第 6頁in case the asset in this account is not enough forrepayment of due principal and interest ， the lender shall be entitled to collect from any account opened by the borrower with any branch of icbc.6.2貸款人與借款人雙方商定，自貸款發(fā)

14、放次月起，借款人按月歸還貸款本息( 一次性還本付息除外) ，還款期數(shù)及還款方式見 36.8 .6.2the borrowershallrepay the principaland intereston a monthly basis (exceptrepayingprincipaland interestin a lump sum) from the second month followingthe issuingof loan ， as agreed between the borrower and lender. the repayment tenors and type are spe

15、cified in 36.8.6.3借款期間遇利率調(diào)整，如執(zhí)行本合同5.1 條實(shí)行分段計(jì)息的，對(duì)借款期限在1 年以上的， 應(yīng)從利率調(diào)整的次年1 月 1 日開始根據(jù)未償還借款余額和剩余還款期數(shù)進(jìn)行調(diào)整，重新計(jì)算還款金額。6.3 in case of multi-stage calculation of interest asspecifiedin 5.1 due to adjustmentof interestrateduringthe life of loan， the repayment amount for loans with alifeexceedingone year shallbe

16、 recalculatedon the basisof balance of unpaid loan and the rest of repayment tenor from next jan. 1st following the adjustment of interest第 7頁rate.6.4借款人提前歸還貸款須經(jīng)貸款人書面同意，提前歸還部分的利息仍按本合同約定的利率和該部分實(shí)際使用天數(shù)計(jì)算。6.4 repayment of the loan ahead of schedule by theborrower shall be subject to written consent from thelender.the interestof prepaidamount should be calculatedon the basisof ratespecifiedin thiscontractand actualdays.第七條擔(dān)保方式。本合同的擔(dān)保人及擔(dān)保方式見36.9.具體約定由本合同中相應(yīng)的擔(dān)保條款確足。article7 guarantytype.the guarantorand guarantytypeunder this contract is specified in 36.9. t