國際結算復習提綱

1、國際結算期末復習要點一、選擇題(1) SWIFT is_B_A. in the United StatesB. a kind of communications belonging to TT system for interbanks fund transferC. an institution of the United NationsD. a governmental organization(2) Fund transfers are processed and settlement through _C_A. banks B. SWIFT C. Clearing system D.

2、telecommunication systems(3) An additional risk borne by the seller when granting a credit to the buyer is that the later will not_D_A. accept the bill B. take up the documentsC. take delivery D. make payment at maturity(4) To the importer, the fastest and safest method of settlement is_C_A. letter

3、of credit B. cash in advanceC. open account D. bankers draft(5) _A_ refers to an exchange of services or assets between countries.A. Invisible trade B. visible tradeC. International trade D. Balance of trade(6)From the point of view of a Chinese bank, _B_is our banks account in the books of an overs

4、eas bank , denominated in foreign currency.A. a vostro account B. a nostro accountC. a mirror account D. a record account(7) The exporter can receive the payment only when_C_A. he has shipped the goodsB. he has presented the documentsC. the documents presented comply with he credit termsD. the impor

5、ter has taken delivery of the goods (8) The person paying the money is a _ of a check.A. payee B. endorser C. drawer D. endorsee(9) If a bill is payable “60 days after date”, the date of payment is decided according to_. A. the date of acceptance B. the date of presentation C. the date of the bill D

6、. the date of maturity(10) A(n)_is a financial document. A. bill of lading B. bill of exchange C. insurance policy D. commercial invoice(11) Each country has to earn _ to pay for imports.A. money B. foreign exchange C. cash D. currency(12) A time bill may be accepted by _A. drawer B. drawee C. holde

7、r D. endorser(13) _ is drawn by the exporter and sent to the buyer.A. Draft B. Promissory note C. I. O. U D. Check(14) Large payments should be made by_A. TT B. SWIFT C. MT D. A or B(15) Mail transfer are sent to the correspondent bank_, unless other wise instructed by clients.A. by courier service

8、B. by ordinary mail C. by airmail D. by seamail(16) The only means of authenticating a cable transfer is the _. A. SWIFT authentic key B. payment order C.test key D. authorized signatures(17) Which type of collection offers the greatest security to the exporter? A. Documents against acceptance B. Do

9、cuments against payment C. Clean collection D. Acceptance D/P(18) Confirmation of a credit may be given by . A. the beneficiary at the request of the importer B. the issuing bank after the receipt of correct documentation C. the advising bank after the receipt of correct documentation D. the advisin

10、g bank at the request of the issuing bank(19) gives the beneficiary double assurance of payment. A. The irrevocable credit B. The revocable creditC. The confirmed credit D. The irrevocable confirmed credit(20) The red clause credit is often used as a method of . A. providing the buyer with funds pri

11、or to shipment B. providing the seller with funds prior to shipment C. providing the buyer with funds after shipmentD. providing the seller with funds after shipment（21）All the parties to a collection are bound by_A.UCP400 B.UCP500 C.URC522 D.URC254 (22) To the exporter, the fastest and safest metho

12、d of settlement is_A. letter of credit B. advance payment C. collection D. bankers draft(23) All guarantees should include the principle debtor, the _ and the guarantor.A. beneficiary B. creditor C. mortgagee D. lender(24) The documents will not be delivered to the buyer until_.A. the goods have arr

13、ived B. the bill is paid or acceptedC. the buyer has cleared the goods D. both A and B(25) When is a bill of lading issued?_A. When the shipper makes up the orderB. When the carrier received the goodsC. When the producer manufactures the goodsD. When the carrier delivers the goods to the consignee(2

14、6) When a customer ask its bank to make a telegraphic transfer to a beneficiary abroad, the charges may_A. be paid either the remitter or the remitteeB. be debited against the nostro accountC. be credited to the vostro accountD. be paid by the remitting bank(27) It will be more convenient if the col

15、lecting bank appointed by the seller_A. is a large bankB. is the remitting banks correspondent in the place of the importerC. is in the exporters countryD. acts on the importers instructions(28) If it is stated as D/P, the documents can be released_A. against payment B. against acceptanceC. in eithe

16、r way D. against acceptance pour aval(29) Before opening a credit, the issuing bank should_A. go through the contract terms B. fill in the application formC. sign an agreement with the customer D. inquire into the customers credit standing(30) The bond should state that claims must be received _ tha

17、n the expiry date.A. a litter earlier B. a little later C. not earlier D. not later二、操作題（一）匯票BILL OF EXCHANGENo.（匯票號碼）_ Exchange for 匯票金額（小寫）_ _，_At 票期_ sight of this FIRST of exchange (second of exchange Being Unpaid) pay to the order of 收款人_the sum of SAY: 匯票金額（大寫）_To: 受票人（付款人） For and on behalf o

18、f （出票人） （二）電匯（cable格式的）FM匯出行TO匯入行DATE發(fā)電日期TEST密押OUR REF NO.匯款編號NO ANY CHARGES FOR US我行不負擔費用PAY金額VALUE 起息日TO 收款人MESSAGE附言FOR CREDITING ACCOUNT NO.收款賬號ORDER匯款人COVER頭寸撥付（三）電匯（SWIFT格式）EXPLANATIONFORMATSender匯出行Message Type 報文格式Receiver 匯入行Message Text:15/test key密押:20/transaction reference number 交易編碼 :3

19、2A/value date, currency code, amount匯款日期，金額，幣種:50/ordering customer匯款人:57/ account with bank賬戶行:59/beneficiary 收款人:70/details of payment支付的依據(jù)合同:71A/ details of charges 匯款費用:72/ bank to bank information 銀行撥頭寸指令（四）托收申請書BANK OF CHINADocumentary Collection Instruction1) TO: 托收行 2) DATE_日期_We enclose the

20、 following draft(s)/documentsAs specified herunder which please collect in accordance with the instructions indicated herein.This collection is subject to URC5223) Collecting Bank （Full name & address）代收行4) Drawer （Full name & address）委托人6) Tenor票期7）Draft/Inv. No.匯票/發(fā)票號碼8) Amount金額5) Drawee （Full na

21、me & address）付款人9) DOCUMENTS單據(jù)要求DRAFTCOM.INVPACKINGLISTB/LN/NB/LAWBORIGINCERT.INSPOLINSPCERT.CERT.CABLECOPYSPECIAL INSTRUCTIONS:托收要求10) Please deliver documents against payment/acceptance11) All your charges are to be borne by the drawee12) In case of a time bill, please advise us of acceptance givi

22、ng maturity date.13) In case of dishonor, please do not protest but advise us of non-payment/non-acceptance giving reasons.14) Please instruct the collecting bank to deliver documents upon receipt of all their banking charges.15) 16) 聯(lián)系人： 電話： 公司蓋章：（五）托收指示COLLECTION INSTRUCTION(1)DATE:_托收日期_ (2)PLEAS

23、E ALWAYS QUOTE OUR REF.NO._交易編碼_(3)MAIL TO: 代收行_(4)DRAWEE:付款人(5)DRAWER:收款人(6)TENOR:票期(7)AMOUNT金額(8)OUR BANKS CHARGES銀行費用(9)MATURITY: 到期日LESS:優(yōu)惠或折扣DRAWERS REF. NO:收款人交易代碼(10)TOTAL AMOUNT: 總金額DEAR SIRS,WE ENCLOSE DRAFT(S) AND DOCUMENTS AS UNDERMENTIONED WHICH PLEASE COLLECT IN ACCORDANCE WITH THE INST

24、RUCTIONS INDICATED HEREIN.1ST MAIL票據(jù)要求(11) DRAFT _(12)COMMERCIAL INVOICE _(13)CLEAN ON BOARD OCEAN BILLS OF LADING _(14)CERTIFICATE OF ORIGIN _(15)PACKING LIST _(16) REIMBURSEMENT INSTRUCTIONS(2分):撥頭寸指示（六）開證申請書IRREVOCABLE DOCUMENTARY CREDIT APPLICATIONTO: 開證行 DATE: 開證日期Issue by airmail 開證方式With brie

25、f advice by teletransmissionIssue by express deliveryIssue by teletransmission(which shall be the operative instrument)Credit No. * Date and place of expiry 到期日和到期地點 Applicant(Full name and address)開證申請人Beneficiary(Full name and address) 受益人Advising BANK 通知行Amount金額小寫和大寫 Partial shipment分批裝運allowed

26、not allowedTranshipment轉運allowed not allowedCredit available with 議付行 By付款方式sight payment acceptance negotiationdeferred payemnt at _Against the documents detailed hereinand beneficiarys draft(s) for 發(fā)票金額的百分比 % of invoice value At 票期 sightDrawn on 付款人 Loading on board/dispatch/taking in charge at/fr

27、om裝運港Not later than 最遲裝運日For transportation to:目的港FOB CFR CIFor other terms_貿(mào)易術語Documents required: (marked with X)單據(jù)要求1.( ) Signed commercial invoice in copies indicating L/C No. and Contract No. 2.( ) Full set of clean on board Bills of Lading made out to order and blank endorsed, marked “freight

28、to collect/ prepaid showing freight amount ” notifying ( ) Airway bills/cargo receipt/copy of railway bills issued by _showing “freight to collect/ prepaid showing freight amount ” and consigned to _3.( ) Insurance Policy/Certificate in copies for % of the invoice value showing claims payable in_ _ in currency of the draft, blank endorsed, covering _ _4.( )Packing List/Weight Memo in _ _ copies indicating quantity, gross and weights of each p