銀行專業(yè)詞匯

1、acquiring company 收購(gòu)公司  bad loan 呆 帳  chart of cash flow 現(xiàn)金流量表  clearly-established ownership 產(chǎn)權(quán)清晰  debt to equity 債轉(zhuǎn)股  diversity of equities 股權(quán)多元化  economy of scale 規(guī)模經(jīng)濟(jì)  emerging economies 新興經(jīng)濟(jì)  exchange-rate regime 匯率機(jī)制  fund and financing 籌資融資  g

2、lobal financial architecture 全球金融體系  global integration, globality 全球一體化，全球化  go public 上市  growth spurt （經(jīng)濟(jì)的）急劇增長(zhǎng)  have one's 'two commas' 百萬(wàn)富翁  hedge against 套期保值  housing mortgage 住房按揭  holdings 控股，所持股份  holding company 控股公司  initial offeri

3、ngs 原始股  initial public offerings 首次公募  innovative business 創(chuàng)新企業(yè)  intellectual capital 智力資本  inter-bank lending 拆借  internet customer 網(wǎng)上客戶  investment payoff period 投資回收期  joint-stock 參股  mall rat 愛(ài)逛商店的年輕人  means of production 生產(chǎn)要素  (the)medical cost

4、 social pool for major diseases 大病醫(yī)療費(fèi)用社會(huì)統(tǒng)籌  mergers and acquisitions 并購(gòu)  mobile-phone banking 移動(dòng)電話銀行業(yè)  moods 人氣  net potato 網(wǎng)蟲  non-store seling 直銷  offering 新股  online-banking 網(wǎng)上銀行業(yè)  online-finance 在線金融  online client （銀行的）網(wǎng)上客戶  paper profit 帳面收益

5、60; physical assets 有形資產(chǎn)  project fund system 項(xiàng)目資本金制度  pyramid sale 傳銷  recapitalize 資產(chǎn)重組  regional corrency blocks 地區(qū)貨幣集團(tuán)  regulate 調(diào)控  sell off 變現(xiàn)  share(stock) option 期權(quán)，股票認(rèn)購(gòu)權(quán)  smart card 智能卡  slash prices 殺價(jià)  spare capacity 閑置的生產(chǎn)能力  strong g

6、rowth 強(qiáng)勁的增長(zhǎng)勢(shì)頭  switch trade 轉(zhuǎn)手貿(mào)易  takepublic 上市  tap the idle assets 盤活存量資產(chǎn)  transaction （銀行的）交易  transfer payment from the exchequer 財(cái)政轉(zhuǎn)移支付  venture-capital 風(fēng)險(xiǎn)資本  virtual bank 虛擬銀行  wire transfer 電子轉(zhuǎn)帳 account number 帳目編號(hào) depositor 存戶 pay-in slip 存款單 a de

7、posit form 存款單 a banding machine 自動(dòng)存取機(jī) to deposit 存款 deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒

8、付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler's cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged

9、cheque 偽支票 Bandar's note 莊票，銀票 banker 銀行家  president 行長(zhǎng) savings bank 儲(chǔ)蓄銀行 Chase Bank 大通銀行 National City Bank of New York 花旗銀行 Hongkong Shanghai Banking Corporation 匯豐銀行 Chartered Bank of India, Australia and China 麥加利銀行 Banque de I'IndoChine 東方匯理銀行 central bank, national bank, banker

10、9;s bank 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行 commercial bank 商業(yè)銀行，儲(chǔ)蓄信貸銀行 member bank, credit bank 儲(chǔ)蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開(kāi)證銀行  issuing bank, opening bank 開(kāi)證銀行 advising bank, notifying bank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 paying b

11、ank 付款銀行 associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic bank 國(guó)內(nèi)銀行 overseas bank 國(guó)外銀行 unincorporated bank 錢莊 branch bank 銀行分行 trustee savings bank 信托儲(chǔ)蓄銀行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投資公司 trust institution

12、銀行的信托部 credit department 銀行的信用部 commercial credit company(discount company) 商 業(yè)信貸公司（貼現(xiàn)公司） neighborhood savings bank, bank of deposit 街道儲(chǔ)蓄所 credit union 合作銀行 credit bureau 商業(yè)興信所 self-service bank 無(wú)人銀行 land bank 土地銀行 construction bank 建設(shè)銀行 industrial and commercial bank 工商銀行 bank of communications 交通銀

13、行 mutual savings bank 互助儲(chǔ)蓄銀行 post office savings bank 郵局儲(chǔ)蓄銀行 mortgage bank, building society 抵押銀行 industrial bank 實(shí)業(yè)銀行 home loan bank 家宅貸款銀行 reserve bank 準(zhǔn)備銀行 chartered bank 特許銀行 corresponding bank 往來(lái)銀行 merchant bank, accepting bank 承兌銀行 investment bank 投資銀行 import and export bank (EXIMBANK) 進(jìn)出口銀行 j

14、oint venture bank 合資銀行 money shop, native bank 錢莊 credit cooperatives 信用社 clearing house 票據(jù)交換所 public accounting 公共會(huì)計(jì) business accounting 商業(yè)會(huì)計(jì) cost accounting 成本會(huì)計(jì) depreciation accounting 折舊會(huì)計(jì) computerized accounting 電腦化會(huì)計(jì) general ledger 總帳 subsidiary ledger 分戶帳 cash book 現(xiàn)金出納帳 cash account 現(xiàn)金帳 jour

15、nal, day-book 日記帳，流水帳 bad debts 壞帳 investment 投資 surplus 結(jié)余 idle capital 游資 economic cycle 經(jīng)濟(jì)周期 economic boom 經(jīng)濟(jì)繁榮 economic recession 經(jīng)濟(jì)衰退 economic depression 經(jīng)濟(jì)蕭條 economic crisis 經(jīng)濟(jì)危機(jī) economic recovery 經(jīng)濟(jì)復(fù)蘇 inflation 通貨膨脹 deflation 通貨收縮 devaluation 貨幣貶值 revaluation 貨幣增值 international balance of pay

16、ment 國(guó)際收支 favourable balance 順差 adverse balance 逆差 hard currency 硬通貨  soft currency 軟通貨 international monetary system 國(guó)際貨幣制度 the purchasing power of money 貨幣購(gòu)買力 money in circulation 貨幣流通量 note issue 紙幣發(fā)行量 national budget 國(guó)家預(yù)算 national gross product 國(guó)民生產(chǎn)總值 public bond 公債 stock, share 股票 debenture 債券 treasury bill 國(guó)庫(kù)券 debt chain 債務(wù)鏈 direct exchange 直接（對(duì)角）套匯 indirect exchange 間接（三角）套匯 cross rate, arbitrage rate 套匯匯率 foreign currency (exchange) reserve 外匯儲(chǔ)備 foreign exchange fluctuation 外匯波動(dòng) foreign exchange crisis 外匯危機(jī) discount 貼現(xiàn) discount rate, bank rate 貼現(xiàn)率 gold reserve 黃金儲(chǔ)備 money (fi