MT103簡(jiǎn)介及欄位詳解

1、MT103MT103 () MT1002FATFSWIFTMT1031 MT10377TMT1032 MT103+,MT103MT103+3119XXXSTPMT103+MT103MT103SWIFT3 MT10377TSWIFTEDIFACT ANSI-X12MT103MT103MT103MT103MT103 Single Customer Credit TransferStatus Tag Field Name Content/OptionsM 20 Senders Reference 16x->O13C Time indication /8c/4!n1!x4!n-|M 23B Ba

2、nk Operation Code 4!c->O 23E Instruction Code 4!c/30x-|O 26T Transaction Type Code 3!aM 32A Value Date/Currency/Interbank SettledAmount 6!n3!a15dO 33B Currency/Instructed Amount 3!a15dO 36 Exchange Rate 12dM 50a Ordering Customer A or KO 51A Sending Institution /1!a/34x4!a2!a2!c3!cO 52a Ordering

3、Institution A or DO 53a Senders Correspondent A,B or DO 54a Receivers Correspondent A,B or DO 55a Third Reimbursement Institution A,B or DO 56a Intermediary Institution A,C or DO 57a Account With Institution A,B,C or DField 50a: Ordering CustomerThis field specifies the customer ordering the transac

4、tion.According to the Money Laundering Act, the complete name & address and account number(Option K), or other identification data (Option F) of the sender must be entered.SinceOctober 29, 2007 the preferred option is FFormat field 50FWith Option F, for Subfield 1 (Party Identifier) Line format

5、1 or Line Format 2 must be used:Line format 1: /34x (Account Number)orLine format 2: /4!a,/30x (Code) (Identifier)With Option F, for Subfield 2 (Name & Address) the following Line Format must be used forall lines:Subfield 2 1!n/33x (Number) (Details)CodesWith option F for -Subfield 1- Line Forma

6、t 2 (Code) (Identifier) one of the following codesmust be used:ARNU Alien Registration NumberCCPT Passport NumberCUST Customer Identification NumberDRLC Drivers License NumberEMPL Employer NumberIBEI International Business Entity Identifier (no country code allowed)NIDN National Identity NumberSOSE

7、Social Security NumberTXID Tax Identification NumberWith option F -Subfield 2- (Name & Address) each line when present must contain one of thefollowing codes:1. Name of the Ordering Customer2. Address Line3. Country and Town4. Date of Birth5. Place of Birth6. Customer Identification Number7. Nat

8、ional Identity8. Additional InformationUsage rules:Subfield 1 Line Format 2 (Code) (Identifier) Each code must be followed by a slash /. Each code (except IBEI) must be followed by the ISO country code, a slash / and thecorresponding number.Subfield 2 (Name & Address) Each code must be followed

9、by a slash /. The codes 3, 5, 6 and 7 must be followed by the ISO country code, a slash / and thecorresponding number/ details. Each code must appear on a separate line. Codes must appear in increasing numerical order. Codes may be repeated if more than one line is needed to provide the informationi

10、ndicated by the code (for example two lines for address details). Code 2 must not be used without code 3 and vice versa. Code 4 must not be used without code 5 and vice versa. The use of code 8 is only allowed to continue information on the indentification of theordering customer provided under Subf

11、ield 1 C Line Format 2.Example1:50F:/CCPT/RU/12345678909876543211/WOODY ROADRUNNER2/RABBIT STREET 13/RU/MOSCOWExample2:50F:/CUST/RU/ABC BANK/123456789/8-1234561/WOODY ROADRUNNER2/RABBIT STREET 13/RU/MOSCOW8/7890This means that the customer identification number of Woody Roadrunner assigned by ABCBan

12、k is 123456789/8-1234567890.M 59a Beneficiary Customer A or no letteroptionO 70 Remittance Information 4*35xM 71A Details of Charges 3!a-?O 71F Senders Charges 3!a15d-|O 71G Receivers Charges 3!a15dO 72 Sender to Receiver Information 6*35xO 77B Regulatory Reporting 3*35xO 77T Envelope Contents 9000z

13、M=Mandatory O=OptionalMT100MT103 MT100 MT103 20 Transaction ReferenceNumber32A Value date. CurrencyCode. Amount70 Details of Payment 20 Senders Reference32A Value date, Currency.Interbank settledAmount70 Remittance Information 56a A,DIntermediary57a A,B or DAccount WithInstitution 56a A,CorDIntermed

14、iaryInstitution57a A,B,C or DAccount withInstitution 50 Ordering Customer59 BeneficiaryCustomer 50a 50A or 50KOrdering Customer59a 59A or 59BeneficiaryCustomer 71A Details of ChargesOptional 71 Details of ChargesMandatory 13C Time indication23B Bank OperationCode23E Instruction Code26T Transaction T

15、ypeCode33B Currency/InstructedAmount36 Exchange rate51A Sending Institution55a ThirdReimbursementInstitution71F Senders Charges71G Receivers Charges77B RegulatoryReporting77T Envelope ContentsMT10320 16SWIFT/13C/8c/4!n1!x4!n SNDTIMETARGETRNCTIMETARGETCLSTIMEHHMMHH0013MM0059+-13C/CLSTIME/0915+010023B

16、4MT103SWIFT(SLA)CREDCRED MT103SWIFTSPAY MT103SWIFTPAYSSTD MT103STANDARDSPRI MT103PRIORITYCRTS MT103IFT23E430SWIFTMT100 72SWIFTBONL CHQB CHQB59CORT HOLD INTC PHON PHOB PHOI SDVA TELE TELB TELI PHON PHOB PHOI TELE TELB TELI HOLD SDVAINTCCORTBONLHOLDCHQBPHOBTELBPHONTELEPHOITELISDVA HOLDSDVACHQBINTCBONL

17、INTCHOLDINTCCHQBCORTBONLCORTHOLDCORTCHQBHOLDCHQBPHOBTELBPHONTELEPHOITELI26T32A6!n3!a15d () n a dYYMMDDISO421715(MT10333B3!a15dBIC33BAD,AT,BE,BV,CH,DE,DK,ES,FI,FR,GB,GF,GI,GP,GR,IE,IS,IT,LI,LU,MC,MQ, NL, NO, PM, PT, RE, SE, SJ, SM, TFVA71F71G33BISO421715(32A33B33B36 12d ()33B33B32A361250a50A/34x4!a2!

18、a2!c3!c BIC/BEI50K/34x 4*35x 51A51AIFTIFTINTERBANK FILE TRANSFER 310052aA /1!a/34x ()4!a2!a2!c3!c (BIC)D /1!a/34x ()4*35x ()/with option A:AT 5!n Austrian BankleitzahlAU 6!n Australian Bank State Branch (BSB) CodeBL 8!n German BankleitzahlCC 9!n Canadian Payments Association Payment Routing NumberES

19、 8.9n Spanish Domestic Interbanking CodeFW without the 9 digitCode Pay by FedwireHK 3!n Bank Code of Hong KongIE 6!n Irish National Clearing Code (NSC)IT 11.23x Italian Domestic Identification CodePT 8!n Portuguese National Clearing CodeSC 6!n UK Domestic Sort Codewith option D:AT 5!n Austrian Bankl

20、eitzahlAU 6!n Australian Bank State Branch (BSB) CodeBL 8!n German BankleitzahlCC 9!n Canadian Payments Association Payment Routing NumberCH 6!n CHIPS Universal IdentifierCP 4!n CHIPS Participant IdentifierES 8.9n Spanish Domestic Interbanking CodeFW 9!n Fedwire Routing NumberHK 3!n Bank Code of Hon

21、g KongIE 6!n Irish National Clearing Code (NSC)IT 11.23x Italian Domestic Identification CodePT 8!n Portuguese National Clearing CodeRU 9!n Russian Central Bank Identification CodeSC 6!n UK Domestic Sort CodeSW 3.5n Swiss Clearing Code (BC code)SW 6!n Swiss Clearing Code (SIC code)53aA /1!a/34x ()4!

22、a2!a2!c3!c (BIC)B /1!a/34x ()35x ()D /1!a/34x ()4*35x ()1 BCD53B2 3 ADBICA53aMT103MT202MT20353aMT103354aA /1!a/34x ()4!a2!a2!c3!c (BIC)B /1!a/34x ()35x ()D /1!a/34x ()4*35x ()53a54a53a.53a54a54a55aA /1!a/34x ()4!a2!a2!c3!c (BIC)B /1!a/34x ()35x ()D /1!a/34x ()4*35x ()53a55a53a 54a56aA /1!a/34x ()4!a

23、2!a2!c3!c (BIC)C /34x ()D /1!a/34x ()4*35x ()57a57a/with option A:AT 5!n Austrian BankleitzahlAU 6!n Australian Bank State Branch (BSB) CodeBL 8!n German BankleitzahlCC 9!n Canadian Payments Association Payment Routing NumberES 8.9n Spanish Domestic Interbanking CodeFW without the 9 digitCode Pay by

24、 FedwireHK 3!n Bank Code of Hong KongIE 6!n Irish National Clearing Code (NSC)IT 11.23x Italian Domestic Identification CodeNZ 6!n New Zealand National Clearing CodePT 8!n Portuguese National Clearing CodeRT Pay by Real Time Gross SettlementSC 6!n UK Domestic Sort Codewith option C or D:AT 5!n Austr

25、ian BankleitzahlAU 6!n Australian Bank State Branch (BSB) CodeBL 8!n German BankleitzahlCC 9!n Canadian Payments Association Payment Routing NumberCH 6!n CHIPS Universal IdentifierCP 4!n CHIPS Participant IdentifierES 8.9n Spanish Domestic Interbanking CodeFW 9!n Fedwire Routing NumberHK 3!n Bank Co

26、de of Hong KongIE 6!n Irish National Clearing Code (NSC)IT 11.23x Italian Domestic Identification CodeNZ 6!n New Zealand National Clearing CodePT 8!n Portuguese National Clearing CodeRT Pay by Real Time Gross SettlementRU 9!n Russian Central Bank Identification CodeSC 6!n UK Domestic Sort CodeSW 3.5

27、n Swiss Clearing Code (BC code)SW 6!n Swiss Clearing Code (SIC code)/FW/AU/CP/RT56a57a56a/FW/RT/RTA/RTD/RTADBICDDCHIPSDFEDWIREA/FW57aA /1!a/34x ()4!a2!a2!c3!c (BIC)B /1!a/34x ()35x ()C 34x ()D /1!a/34x ()4*35x ()56a57a/with option A:AT 5!n Austrian BankleitzahlAU 6!n Australian Bank State Branch (BS

28、B) CodeBL 8!n German BankleitzahlCC 9!n Canadian Payments Association Payment Routing NumberES 8.9n Spanish Domestic Interbanking CodeFW without the 9 digitCode Pay by FedwireHK 3!n Bank Code of Hong KongIE 6!n Irish National Clearing Code (NSC)IT 11.23x Italian Domestic Identification CodeNZ 6!n New Zealand National Clearing CodePT 8!n Portuguese National Clearing CodeRT Pay by Real Time Gross SettlementSC 6!n UK Domestic Sort Codewith option C or