網(wǎng)絡銀行的利與弊課件

1、Internet bankingE-BankAnalysis of the pros and cons of Internet banking1,The concept of the Internet bank2,The features of the Internet bank3,The advantages of the Internet bank4,The disadvantages of the Internet bank5,The future of the Internet bankInternet bankingThe concept of the Internet bankIn

2、ternet banking isalsoknownasonline banking, it is to point to a bank to use Internet technology, through the Internet to provide customers open an account, inquire， check accounts, transfer accounts， an inter-bank transfer, credit, online card, investment finance such traditional services. So custom

3、ers can never leave home to be able to manage the current and fixed deposits, checks, credit card and personal investment conveniently.Internet banking has been called the “3ABank”, becauseit is not thetime and space constraints. It can be used inanytime,anywhere, and in any wayto provide customers

4、financial services. The features of the Internet bank Through the network bank, users can enjoy convenient, quick, efficient and reliable service. Realize across regions, round-the-clock service.Achieve business networking, paperless, real-time transaction.Its operation cost is low.Internet E-mail c

5、ommunication is also very flexible, easy communication between banks and customers, as well as banks internal.Being able to provide customers variety, personalized service.Users can enjoy a full range of convenient, fast, efficient service. online banking is not restricted by time, place and ways. 3

6、: low operating costUsing virtual reality technology, Internet banking can reduce the number of operating points while ensuring that the business volume is not reduced.4:easy to useInternet banking systems and customers can communicate with e-mails, which is convenient.5:reducing operating cost of b

7、anks and making more profits Disadvantages1 Internet bank, at present, has no a mature service system like traditional bank. Replace of traditional banks is a lasting war.2The existance of potential risk still is a serious problem. online fraud caused much property loss。4 The main clients are mainly

8、 young people, many elder people are not interested in Internet bank and do not trust it. 5 Payment ineffective. Large payments for B2B, 2013 still maintains the situation of online ordering, payment under the net, and B2B transactions are generally accounted for about 90 percent of e-commerce transactions. payment waysFUTUREFuture E-Bank: Anytime, Anywhere, financial affairs just in your hand!1,業(yè)務多元化；2.業(yè)務普及化，更多的人了解和使用；3.安全系數(shù)更高；4.交易更加方便、便宜；5.積極搶占手機移動市場，加大移動市場份額 En