2022年銀行招聘考試題庫(kù)提升300題及1套完整答案(遼寧省專用)

《銀行招聘》職業(yè)考試題庫(kù)

一,單選題(共200題，每題1分，選項(xiàng)中，只有一個(gè)符合題意)

1、Manystateshave______,amendedorrepealedlawstoimproveschoolnutrition.

A.instituted

B.organized

C.manufactured

D.enacted【答案】DCE1K4N2L2X4G9Z3HS6S6O10X4C4N2N8ZO4N1E9K3B5S5D32、——“Isthere（）here?”

A.anybody

B.everybody

C.somebody

D.nobody【答案】BCX8U1T9A8V9C9H7HM8H7K10U10Q2J4I3ZB2B8C8Q1G6Z9Q103、資料：Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference（14thCCMHCC）tobeheldonThursday，June27thandFriday，June28th，2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel，adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal，themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay，youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday，June28thandcontinueforthenext10days.

A.psychologist

B.surgeons

C.researchers

D.psychiatrists【答案】BCL8C1W10J3S2J9A5HZ4U8M8Z8J8K10V3ZF7G6E9W9W4J4G104、關(guān)于法定利率與市場(chǎng)利率關(guān)系的說法。錯(cuò)誤的是（）。

A.法定利率對(duì)市場(chǎng)利率有重要的影響

B.市場(chǎng)利率隨法定利率的變化而變化

C.市場(chǎng)利率與法定利率變化完全一致

D.市場(chǎng)利率是確定法定利率的重要依據(jù)【答案】CCJ7P1S6V10D9Z8R6HW8H5G6A7S5L7F2ZU3G7H4A10U3H1L85、不屬于商業(yè)銀行經(jīng)濟(jì)資本管理內(nèi)容的是（）。

A.經(jīng)濟(jì)資本的計(jì)量

B.經(jīng)濟(jì)資本的分配

C.經(jīng)濟(jì)資本的評(píng)價(jià)

D.經(jīng)濟(jì)資本的測(cè)算【答案】DCM7L5J1J9Z9O3T7HU6Y8M6J8Y2R5N3ZL3H2R3J4B9Y10O86、在地球億萬(wàn)年演化過程中形成的泥質(zhì)灘涂，是大自然饋贈(zèng)給人類的寶貴資源，具有不可替代的重要生態(tài)功能?？此啤盎氖彙钡臑┩恐袟⒅S多尚未被認(rèn)識(shí)的植物、動(dòng)物和微生物，是珍貴的生物多樣性基因庫(kù)；作為連接陸地與海洋的過渡地帶，灘涂具有凈化水質(zhì)、調(diào)節(jié)氣候、調(diào)節(jié)氣體等許多肉眼看不到的功能，維系著陸海物質(zhì)循環(huán)和生態(tài)平衡。此外，灘涂還具有防御海浪沖刷、減緩鹽水侵蝕等功能，是名副其實(shí)的陸地保護(hù)天然屏障。

A.泥質(zhì)灘涂其實(shí)就是荒蕪的灘涂

B.泥質(zhì)灘涂具有重要的生態(tài)功能

C.人類對(duì)泥質(zhì)灘涂的保護(hù)力度不夠

D.泥質(zhì)灘涂受破壞現(xiàn)象十分嚴(yán)重【答案】BCP4R10W3Z6I6P5O7HC1L7S8A10H5D7B8ZM9W4X7G5N1E4Z27、Thereisanotepinnedtothedoor（）whentheshopwillopenagain.

A.saying

B.says

C.said

D.havingsaid【答案】ACN10E1J1P1X10P3A3HM3U1X2D8F2Q6V1ZW5G7U7C6V10L8H108、Weexplicitlymakeallowanceforthefactthatproduction

A.confines

B.conforms

C.ceases

D.continues【答案】CCF10E6D5Z10R3X7W9HN1I3Y2H2T4M6A6ZZ2G5D3O9K6L6P79、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Chinesebusinessmenlookforwaystocombinedifferentoptions

B.Chinesebusinessmenhavestrongersenseofnationalpride

C.Chinesebusinessmenhavetheirownpacedoingbusiness

D.Chinesebusinessmentreasurecloserelationship【答案】BCZ4U3Y3D5A9E8O7HP9B5Z1S9L1A9Y9ZS10G9F3W6S1I10X410、下列不屬于衍生工具的是（）。

A.期貨

B.股票

C.掉期

D.期權(quán)【答案】BCH2W2J10M1F5T5L3HB4E7C5Y2T6X5S8ZJ4B4N1U8I3I5S411、為刺激經(jīng)濟(jì)復(fù)蘇，美國(guó)將把接近于零的聯(lián)邦基金利率延續(xù)到（）年底。

A.2014

B.2015

C.2016

D.2017【答案】ACY5T5K10N4V5N3D8HK4P10O6M8I3C7H5ZO4F3N4C8I2N2Z512、（）是不可以用于異地結(jié)算的結(jié)算工具。

A.托收承付

B.本票

C.支票

D.銀行卡【答案】BCF4E5N4X2C3F1O9HB10U3M8T3W7B3C8ZZ2J4I9Z8K7I9X813、《物權(quán)法》規(guī)定，除法律另有規(guī)定外，（）代表國(guó)家行使國(guó)有財(cái)產(chǎn)的所有權(quán)。

A.全國(guó)人大

B.全國(guó)人大常委會(huì)

C.國(guó)家主席

D.國(guó)務(wù)院【答案】DCU7V7F4G8J7W6E10HB5E10D7W1N9N7F8ZQ9C8T8T2B6W3J314、Iwouldliketotakeadvantageofthisopportunitytoexpressmysincere______foryourhelp.

A.regulation

B.recreation

C.appreciation

D.guarantee【答案】CCR9P3P3H4C1Q4X1HI6T5E9Q5W9R2A7ZN4U7Q10M1Q10Z5V715、商業(yè)銀行最主要的資金來(lái)源是（）。

A.資本金

B.中央銀行借款

C.發(fā)行金融債券

D.存款負(fù)債【答案】DCT8O10Z8I5R7W5Q3HK8N6U2I9Q4T8W5ZX9E6V1A10P5Y5B516、Theprojectwillnotbefinishedonscheduleiftimeisnoteffectively（）.

A.managing

B.managed

C.manage

D.manager【答案】BCZ4C3R3X3X10Y7U1HH8O5J7X7M1G10X3ZO5B3Q9S3R4E5U117、閱讀理解

A.thedistortionofrealitybyscience

B.theconfusioncausedbyemotions

C.Platonicandcontemporaryviewsoftruth

D.theplaceofscientifictruthinourlives【答案】DCL3B10U1V5K2X4Z9HR5K2Y7L2J9A3Q10ZY5X7Q10V9S2D6V218、下列歷史事件按時(shí)間排序正確的一組是（）

A.百家爭(zhēng)鳴——獨(dú)尊儒術(shù)——新文化運(yùn)動(dòng)

B.大澤鄉(xiāng)起義——太平天國(guó)運(yùn)動(dòng)——安史之亂

C.王安石變法——商鞅變法——戊戌變法

D.貞觀之治——文景之治——康乾盛世【答案】ACT2N5S5T3A9Q9Q7HC7W4T4Q6B10P7R9ZH3I9G10Q8E6L10P419、資料：Nativeads-oradsthattakeonthelookandfeelofthecontentsurroundingthem-aretakingoverdigitaladvertising.

A.17%

B.56%

C.74%

D.18%【答案】CCN4P8G9M4V10P3S6HM6Y5D10I8J6U4R9ZK9F8W2W4Q8I5E1020、TheWHOsaysthereiscurrentlynoevidenceofhuman-to-human______ofthevirus.

A.translation

B.transition

C.transmission

D.transaction【答案】CCX6K3A4F1F4N3T2HZ10F4I4K6N7J10O8ZP10I4I1G6S4B7G521、2008年全球金融危機(jī)爆發(fā)以來(lái)，世界主要國(guó)家央行開始采取特殊貨幣政策，美國(guó)在利率水平已經(jīng)接近紀(jì)錄最低時(shí)，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長(zhǎng)期流動(dòng)性供給，為壓低長(zhǎng)期利率的資產(chǎn)購(gòu)買計(jì)劃等，除美國(guó)以外，美國(guó)、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策：最近經(jīng)驗(yàn)與前景》報(bào)告，報(bào)告稱發(fā)達(dá)國(guó)家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國(guó)政策目標(biāo)，諸如持續(xù)兩年左右的購(gòu)買國(guó)債計(jì)劃幫助美國(guó)和英國(guó)的GDP增速提升了約2個(gè)百分點(diǎn)，然而，發(fā)達(dá)國(guó)家的這些政策對(duì)世界其他國(guó)家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場(chǎng)的匯率過度升值和波動(dòng)。

A.緊縮貨幣政策

B.消極貨幣政策

C.中性貨幣政策

D.寬松貨幣政策【答案】DCX1E2N5K5Q1Q2Q6HG6P3D4A8N2A4J4ZU5J9J9K9G2K9T622、資料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothecontrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthatpromotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoinaconstructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonislistening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwassaid,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlisteningwasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”interaction.Thebestconversationswereactive.

A.Thosewhoperiodicallyaskquestionswanttotakechargeoftheconversation

B.Ifyougivecriticalopinions,thespeakerwillbelessconfident

C.Goodlistenersshouldagreewiththespeaker

D.Ifthespeakercreatesacomfortableenvironment,listenerswillbecomeconfident【答案】BCO9A3M6Z4D1P3B1HZ7E7P4L2K8P4N8ZB3R6O9H1G1N1M923、匯款人辦理信匯時(shí)，如果是交付現(xiàn)金匯款，應(yīng)該向銀行另填制（）。

A.一聯(lián)特種轉(zhuǎn)賬貸方憑證

B.一聯(lián)特種收款貸方憑證

C.一式三聯(lián)的信匯憑證

D.一式四聯(lián)的信匯憑證【答案】ACR9E2W1I5Y5I10E6HG5R6C8Q7K1L2G4ZM10D7M7L5Y8L7V524、根據(jù)《會(huì)計(jì)檔案管理辦法》的規(guī)定，總分類賬、明細(xì)分類賬、輔助賬、日記賬均應(yīng)保存()。

A.20年

B.15年

C.25年

D.10年【答案】BCG3G8Y8M6Q1U7H10HR6W3V7H7I5Z9J6ZE8O5J8L8Z8K6G1025、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.

A.Toillustratethatitwillbebetterifthecustomerstatesthespecificproblem

B.Toshowthatthestereoisreallynotworking

C.Tocomplainaboutthestereo

D.Tostressthatsomethingiswrongwiththeleftspeakerandthesound【答案】ACT1Y2Q3L6W8X2S1HR8S1A8V4O4D3U5ZE8V6N10H9S8M8S126、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.

A.abcd

B.abdc

C.bacd

D.cbad【答案】BCK5W2V8L7X4D3P8HM2I2S5L5J7N6O9ZV6D10B10E7A4N1M1027、資料：It’seasytotracetheevolutionoftheautomobile.Atmost，we’reonlytalkingaboutafewcenturiesoftechnologicaldevelopment，andmostoftheplans，prototypesandmodelsarestillaround.Withjustalittleresearch，youcaneasilytracethelatestmodelelectrichybridbacktoitssteam-poweredancestors.

A.howtechnologicaldevelopmentoverafewcenturiesdeveloped

B.howtheplans，prototypesandmodelsofelectrichybriddeveloped

C.howtotracefamilytreeismuchthesamewayastracingelectrichybrid

D.whyhumanity’sevolutionaryprogressionisevenmoredifficult【答案】DCC7G3X5O3R5C10L1HV2E8C4H8S7S3L3ZL9H10S8Z9M10T10K828、趨同適應(yīng)是指親緣關(guān)系相當(dāng)疏遠(yuǎn)的不同種類的生物，由于長(zhǎng)期生活在相同或相似的環(huán)境中，接受同樣生態(tài)環(huán)境選擇，在外貌形態(tài)、內(nèi)部結(jié)構(gòu)、生活特點(diǎn)、生理特征及發(fā)育等多方面表現(xiàn)出相似性，具有相同或相近的形態(tài)。

A.在同一片森林的地被層和草本層中，棲息著兩棲類、爬行類等動(dòng)物;在森林的下層——灌木林和幼林中，棲息著鶯、葦鶯和花鼠等；在森林的中層棲息著山雀、啄木鳥、松鼠和貂等；而在樹冠層則棲息著柳鶯、交嘴和戴菊等。

B.哺乳類的鯨、海豚、海象、海豹，魚類的鯊魚，它們?cè)谟H緣關(guān)系上相距甚遠(yuǎn)，但都長(zhǎng)期生活在海洋中，整個(gè)身軀形成為適于游泳的紡錘形。

C.沙漠植物都是肉質(zhì)葉或者莖，雨淋植物都是寬葉而寒帶植物多是針葉。

D.蝙蝠、翼龍、鳥類為了飛翔，將前肢進(jìn)化成強(qiáng)有力的翅。【答案】ACB8K7R3H7M8L8S8HG1L7P7F8D8V4O2ZI8C9U7Q6H7B4Z929、以下關(guān)于宏觀經(jīng)濟(jì)政策與證券市場(chǎng)間的關(guān)系說法錯(cuò)誤的是（）。

A.匯率下降，本幣升值，出口型企業(yè)證券價(jià)格就會(huì)上揚(yáng)

B.貨幣政策的調(diào)整會(huì)直接、迅速地影響證券市場(chǎng)

C.財(cái)政政策的調(diào)整對(duì)證券市場(chǎng)具有持久但較為緩慢的影響

D.匯率政策的調(diào)整從結(jié)構(gòu)上影響證券市場(chǎng)價(jià)格【答案】ACE2P9H10O7Z3Q1S7HN5A8P10B9W9Q8B4ZK9P7M10T3M8S9M730、資料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame?。﹐naFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。

A.Bossespushemployeestoworkbysendingemailsanytime

B.Employeesareexhaustedbytheconstantneedtocheckemails

C.Companiesmeantostresstheworkersoutbysendingemails

D.Noneofabove【答案】BCO8I2L8T2L3L6U10HG6D10J8Z7Q10M5P5ZF7S3K5H5G10F7Z931、資料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld’sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica’sbiggestenergyfirmsandhasspawnedanactiveclusterofenergytradersandhedgefunds.

A.NewYork

B.London

C.Chicago

D.Frankfurt【答案】CCL6F10K7L3Q1B2V4HJ3O10Q5F1A4V3Y9ZO4M6K5R9Z3X5H532、“三網(wǎng)”融合中的“三網(wǎng)”不包括（）。

A.電信網(wǎng)

B.廣播電視兩

C.互聯(lián)網(wǎng)

D.衛(wèi)星通信網(wǎng)【答案】DCN7A3I3Q2A1V6A3HD2O4F7O8S2O9U10ZS5B3E9Q9H6Z8H633、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Westernersmayestablishlong-termcooperationwithonesupplier

B.Chinesepaneltendstolookingforclearalternatives

C.Chinesenegotiatorisillogical

D.WesternersarestraightforwardinChinesebusinessmen'seyes【答案】ACW3O7U3V9C5G9N4HW9J10R5Q6R5Q3X8ZO6T2D8P4E2I8I834、某家庭2000年總收入為10萬(wàn)元人民幣，2012年時(shí)，該家庭的總收入增加至38萬(wàn)元人民幣，根據(jù)恩格爾定律，與2000年相比，2012年該家庭用于食品的支出在家庭總收入中的比重（）。

A.保持不變

B.將會(huì)下降

C.將會(huì)增長(zhǎng)

D.無(wú)從判斷【答案】BCV7G2O6T2G7T1W3HE1K3L2M8Y3C5Z2ZH9S4J3Q6N7R6Y235、下列說法錯(cuò)誤的是（）。

A.熱水管往往比冷水管先被凍裂

B.高爾夫球上的微凹坑使作用于球上的空氣阻力減小

C.自燃是由于材料內(nèi)部的氧化使得材料的熱量增加而引起的

D.材料能夠燃燒是由于可燃材料富含一種叫“燃素”的物質(zhì)【答案】DCJ10C6G8B3S6D2H6HY6F1D9O8Z1A8S7ZS2F7P1A9J2V8B936、晝?yōu)殛?yáng)，夜為陰，則上午為（）。

A.陽(yáng)中之陰

B.陽(yáng)中之陽(yáng)

C.辰

D.陰中之陽(yáng)【答案】BCE8G5W8F7B8C4E3HH5G5W7L4K7V5U7ZT7E2Z3N6M8R5T537、保險(xiǎn)合同是投保人與保險(xiǎn)人約定保險(xiǎn)權(quán)利義務(wù)關(guān)系的協(xié)議，是一種（）。

A.民事合同

B.刑事合同

C.不具有法律關(guān)系的民事合同

D.不能轉(zhuǎn)讓的合同【答案】ACN8G5U3X3K9N8D9HI3E4Q5N9I5W10P6ZN3T6Y3L9C7R9N838、由兩個(gè)以上的個(gè)人共同出資，通過簽訂協(xié)議而聯(lián)合經(jīng)營(yíng)的企業(yè)屬于（）。

A.合伙制企業(yè)

B.個(gè)人業(yè)主企業(yè)

C.有限責(zé)任公司

D.股份有限公司【答案】ACW10K8L6M10G9W9I10HP1A10C6N6H9G1Y1ZD5I10B5W5L8M8X439、以下不屬于金融衍生品的是（）。

A.股票

B.遠(yuǎn)期

C.期貨

D.期權(quán)【答案】ACF9W8M8C3V9T7P10HQ6T7U1V3B6T2R6ZK4Q7H1C9R4X6X940、資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.

A.CDisautomaticallyrenewedforthesameperiodunlesshavingotherinstruction

B.CDisn’tautomaticallyrenewedforthesameperiodattherulingrateofinterestonthedateofrenewal

C.CDisautomaticallyrenewedforthesameperiodwithoutanyotherinstruction

D.CDisautomaticallyrenewedforthesameperiodwithpermissionofthebankmanager【答案】CCZ5P3B5N5H2P1F9HW3F4I6H6G10I6R1ZU7E5H10J2E1W1J1041、Sincehesufferedagreatdealfromstomachache,thedoctorinsistedthathe______wineanymore.

A.didnotdrink

B.doesnotdrink

C.shouldnotdrink

D.couldnotdrink【答案】CCE2T9T1F3U10F4F1HL4A6F9N6Z7B3H10ZP3R4H10I2Y9N7O942、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.

A.increase

B.peak

C.diminish

D.disappear【答案】CCI2T1D5G10P5W4D6HL2N6W3I1R4C6R2ZA7N1U2U3Z8E4B843、某融資公司以經(jīng)營(yíng)不善為由拖欠張某的工資長(zhǎng)達(dá)半年，根據(jù)《商業(yè)銀行法》規(guī)定，若張某要求該公司的開戶銀行對(duì)該公司的存款進(jìn)行（）的操作時(shí)，開戶銀行有權(quán)拒絕張某。

A.查詢

B.凍結(jié)

C.他選項(xiàng)全部

D.扣劃【答案】CCR6A9F2D5L1S1U9HP9F10K9W3K3N5U8ZD4V5Y7F3O3L10M144、資料：Arewalkerssmarterthandrivers?

A.Aimedto

B.Helpfulto

C.Harmfulto

D.Relatedto【答案】BCN5C7I9B5V8D9V10HH4P3G8L1R4W8O9ZN9A7U1L5J3N10A245、Howoften___yourteethexamined?

A.areyouhaving

B.doyouhave

C.haveyouget

D.youhave【答案】BCY1N6J8K2F9I4H7HQ6M1A8E9M9T7I6ZH6U5E8H9F1E10O446、資料：JobResponsibilities:

A.monthlycalendars

B.stafflists

C.classlists

D.healthforms【答案】DCK4N7T5Z3O9F9C4HL8N4Y9H9K5Y6A6ZJ5V9X3K7L8Q4H247、Youcanfinditinour____brochure,alongwithsomeofourothermodels.

A.last

B.late

C.lately

D.latest【答案】DCD1R4T8S1A2B1A10HV7J3E10V3L3E9F4ZT5D10I10V10J10D6M1048、在民事訴訟時(shí)效期間的最后6個(gè)月內(nèi)，權(quán)利人因不可抗力或者其他障礙不能行使請(qǐng)求權(quán)的，訴訟時(shí)效（）。

A.中斷

B.中止

C.延長(zhǎng)

D.終止【答案】BCP8M10M7K7N7M9E6HF2U4B5Z7J4T1D1ZN4T10U9W2B9W7P949、序數(shù)效用論關(guān)于消費(fèi)者偏好的基本假定不包括（）。

A.偏好的完備性

B.偏好的傳遞性

C.偏好的不飽和性

D.偏好的獨(dú)立性【答案】DCN5Z10D4W4Z3P4M7HD6X5L5R6N2M3V2ZK3E3G10Q8H3O2P550、準(zhǔn)貨幣是指（）。

A.M1

B.M2

C.M3

D.M2-M1【答案】DCF9T9N2T3F8O9A9HV8E1M2S2F2G7P8ZE6F2Q1U5W5X8K551、新文化運(yùn)動(dòng)興起的標(biāo)志是（)。

A.李大釗發(fā)表《庶民的勝利》

B.“兼容并包”方針的提出

C.陳獨(dú)秀在上海創(chuàng)辦《新青年》

D.魯迅發(fā)表《狂人日記》【答案】CCL6W2X1S1M9D1V2HP7U9C5R1Q3C6O7ZW3T7U2Z3P10A5U652、當(dāng)事人訂立合同有書面形式、口頭形式和其他形式。其中，電子郵件屬于（）。

A.書面形式

B.口頭形式

C.推定形式

D.其他形式【答案】ACU9M5Q8T9B6Z2Z3HK3I1G6F5S5W7M8ZV4I2M7W6H10P6W1053、資料：Business,academicandcivicleadersinCambridgehavewarnedthatoneofBritain’smajoreconomicgrowthcitiesisunderthreatunlessthegovernmentactsquicklytorestoretrustpost-Brexit.

A.TheimmediateactionoftheBritishgovernment

B.continuationoffreelabormovementsfromEUcountries

C.Anincreaseintheforeigntalents’wages

D.Newpoliciesthatprotectsforeigntalents’rights【答案】CCB8B7E8T2T8J5S2HT2N4K1J10L3P1K8ZG7D3K3B4O5P3T454、資料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.

A.HowtobeaFavorableEmployee

B.PayAttentiontoYourHealth

C.It'sImportanttoBuildaHealthyBody

D.SeveralWaystoImproveEmployeeSatisfaction【答案】BCC4D2I5I9G6J4H1HJ1Y8V6S9B5V5U4ZS8U1Q6H4E6K2I155、下列各項(xiàng)，不影響企業(yè)利潤(rùn)表中“營(yíng)業(yè)利潤(rùn)”的項(xiàng)目有（）。

A.主營(yíng)業(yè)務(wù)收入

B.營(yíng)業(yè)外收入

C.投資收益

D.資產(chǎn)減值損失【答案】BCS2N1E10A7V2V6F3HT8I1D2X10Q2Z3P3ZV2N1L6X1S4Z9T356、資料：Placingtherighttypeofworkersincloseproximitytoeachothercangenerateuptoa15percentincreaseinorganizationalperformance，accordingtothestudyfromCornerstoneOnDemand，aproviderofcloud-basedlearningandtalent-managementsoftware，andresearchersatHarvardBusinessSchoolinMassachusetts.Forbusinesseswith2，000employees,thistranslatesintoanadditional$1millioninprofiteachyear，thestudysaid.

A.Thereasonforbetterperformances

B.Theimpactofseatingemployeesclosetoeachother

C.Thefindingsofseatingdifferentcategoriesofpeople

D.Allabove【答案】CCK9H4L10Y6G7Z8S3HG1I7C1M10W1A10T7ZF1I2R10Q1R8B7I657、Themusicarousedan（）feelingofhomesicknessinhim.

A.intrinsic

B.intentional

C.intermittent

D.intense【答案】DCL1B1N3L7D6D6G4HB8B5K2D4W4D9Q3ZQ2N10Z4I5O2P4Z858、中國(guó)人民銀行發(fā)布的2019年第三季度中國(guó)貨幣政策執(zhí)行報(bào)告稱，當(dāng)前，中國(guó)仍實(shí)施常態(tài)貨幣政策。央行通過創(chuàng)新和完善宏觀調(diào)控，運(yùn)用多種貨幣政策工具，保持流動(dòng)性合理充裕；加大貨幣政策逆周期調(diào)節(jié)力度，通過改善貨幣政策傳導(dǎo)機(jī)制，落實(shí)金融對(duì)實(shí)體經(jīng)濟(jì)的支持。

A.央行從市場(chǎng)收回流動(dòng)性的操作

B.央行向市場(chǎng)上投放流動(dòng)性的操作

C.發(fā)行中央銀行票據(jù)的操作

D.央行現(xiàn)券交易的操作【答案】BCT2V10X1M2M9W2P2HQ2O2L9C3Q6X2O2ZL10N9K10V2A3I5A359、金融自由化與金融監(jiān)管的關(guān)系是（）。

A.金融自由化就不應(yīng)再有金融監(jiān)管

B.金融自由化與金融監(jiān)管完全沒有矛盾

C.要加強(qiáng)金融監(jiān)管，就不能有金融自由化

D.金融自由化并不否認(rèn)金融監(jiān)管【答案】DCR5O10A1W2R2U9N1HR6U3I10W5Q3A6G10ZU8Y7D2R8V6R5L1060、中國(guó)近代史上第一次明確提出徹底反帝、反封建的民主革命綱領(lǐng)是在（）。

A.中共“一大”

B.中共“二大”

C.中共“七大”

D.中共十“一大”【答案】BCB6M2G6M4S3J3O3HS4Y1T2U3U5B6P2ZG1Y5N6X4S1P10Y761、《中華人民共和國(guó)土地改革法》規(guī)定土地改革的根本目的是（）。

A.廢除封建剝削的土地制度

B.實(shí)行農(nóng)民的土地所有制

C.解放農(nóng)村生產(chǎn)力，為工業(yè)化開辟道路

D.實(shí)行耕者有其田的土地制度【答案】CCN6G9N7N9T8N10B7HK1O8F4E10V3D5G10ZK6I2S2J3I2G5T562、下列有關(guān)會(huì)計(jì)的表述中，不正確的一項(xiàng)是（）。

A.在會(huì)計(jì)核算中，允許一些企業(yè)使用外幣作為記賬本位幣

B.會(huì)計(jì)主體需具有法人資格

C.只有以貨幣表現(xiàn)的經(jīng)濟(jì)活動(dòng)才是會(huì)計(jì)對(duì)象

D.會(huì)計(jì)監(jiān)督是會(huì)計(jì)的基本職能之一【答案】BCA10K9Y9N7Z4A7C8HO9O8T8W1L1V3D1ZG10Q4H9B9V2E4J563、資料：Peoplediffergreatlyintheirreadinesstotrynewproducts.Ineachproductarea，thereare“consumptionpioneers”andearlyadopters.Otherindividualsadoptnewproductsmuchlater.Afteraslowstart，anincreasingnumberofpeopleadoptthenewproduct.

A.Theconsumptionpioneers

B.Howpeopleadoptthenewproduct

C.Thefive-adopterclassification

D.Thedifferentphasesofadoptingnewideas【答案】CCV8Z6Q6D7T6Z10R3HB9C7E8K1N4Y2B6ZK1P5P9N6F9B1A664、Tokeepupwiththeinfrastructure______theprofessionalsoneedstolearnhowtorunlargeprojectsmoreeffectivelyandefficientlyinordertomaketheentiredesign-engineer-operatelifecycledigital.

A.boost

B.boom

C.construction

D.prosperity【答案】BCS7R4K8T1J4Q9T6HI6T5D2W9I1F6I10ZG5R3D1M8U6E8N665、我國(guó)從哪一年開始開展“金卡工程”？（)

A.1990年

B.1991年

C.1992年

D.1993年【答案】DCH7R4C1V3M1S10J6HG6F9J1R9X4H8W7ZD6N3O2O4M7P6G366、ManyNativeAmericanswerekilledduringthe______oftheAmericanWestbyEuropeansinthe19thcentury.

A.shelter

B.construction

C.settlement

D.basement【答案】CCP6Y2E9T10O6Q1S9HE3P3O4C6I5C6R10ZW6U8V6J7T8F10X567、根據(jù)我國(guó)憲法的規(guī)定，下列有關(guān)公民基本權(quán)利的憲法保護(hù)的表述，哪一個(gè)是正確的？（）

A.—切公民都有選舉權(quán)和被選舉權(quán)

B.憲法規(guī)定了對(duì)華僑、歸僑權(quán)益的保護(hù)，但沒有規(guī)定對(duì)僑眷權(quán)益的保護(hù)

C.憲法對(duì)建立勞動(dòng)者休息和休養(yǎng)的設(shè)施未加以規(guī)定

D.公民合法財(cái)產(chǎn)的所有權(quán)和私有財(cái)產(chǎn)的繼承權(quán)規(guī)定在憲法“總綱”部分【答案】DCL2G9G6S8N6Y9F2HC10D9J7L5H8B4C2ZL10D6S6D10Q4I5S268、準(zhǔn)貨幣是指（）。

A.M1

B.M2

C.M3

D.M2-M1【答案】DCC3D9O6W2D3J4H10HY2Y5S7P10N1R7K2ZF8Q5K9A5N10M10A669、Areyougoingout?Yes,pleaselockthedoorwhenyou___.

A.willleave

B.leave

C.havebeenleaving

D.willhaveleft【答案】BCN4Q7H8O6F1H1G7HS8N4M10T3M10W4L10ZL3M10F10B6G1K1O1070、Someprizesareawardedtotechnologythat,afterlaterreview,justdoesn’tseemto______well.

A.turndown

B.turnup

C.turnout

D.turnin【答案】CCP10S7Z8J10Q8Q4O10HR1S10C7C8H6D9M3ZG10X8I8M6Q3E10V971、下列記賬錯(cuò)誤中，不能通過試算平衡檢查發(fā)現(xiàn)的是（）。

A.某一賬戶的借方發(fā)生額600元，誤寫成6000元

B.某一賬戶的借貸方向?qū)懛?/p>

C.借方的金額誤記到貸方

D.誤記了借方的發(fā)生額【答案】BCY3X9N6A9U3F7Y6HM4G6X9Z2R5I1D9ZX4D6Q1N3R8B6W372、資料：“Ourcarsareforpeoplewhowantsomethingdifferent.”

A.Customers’distrustofproducts

B.Afinancialloss

C.Unhappyworkers

D.Lossonsalesandmarketshare【答案】ACW2C6C1A4R6W1A8HG1C1A10R8Y10O5B10ZQ1E2D6N5G8W3Z373、______withthelawisexpectedinthestate.Anyviolationwillputyouintogreattrouble.

A.Compliance

B.Agreement

C.Balance

D.Obedience【答案】ACF1Z2Q7S6N5O5T2HG6P3L10I3F5C3D3ZI4J10H3Z8D3W3Z274、（）是社會(huì)發(fā)展的決定力量。

A.生產(chǎn)關(guān)系

B.經(jīng)濟(jì)基礎(chǔ)

C.上層建筑

D.生產(chǎn)方式【答案】DCO9B1O3C3L4D8J3HG2W2I8X10T8W9P1ZM3R3D1I2F1A3G475、資料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.

A.TheFedundertakesbankingsupervisionoverbankingsystemintheUSA

B.ThesavingsbanksintheUSAareauthorizedtodorealestatebusinessbysomestates’law

C.SpecializedbanksintheUSAprovidefundsasthelenderoflastresort

D.SpecializedbanksintheUSAarethesametothoseinChina【答案】ACJ9G7V5B3Y9B1A8HM1G10W2F2O10P6E9ZY4L5Q2E5R2P6O576、某銀行對(duì)外提出了“誤您一分鐘，陪您一元錢”的儲(chǔ)蓄服務(wù)承諾，從《合同法》角度看，與此號(hào)不同的是（）。

A.假一罰十

B.二人臨柜，復(fù)核為準(zhǔn)

C.不“火”不要錢

D.童叟無(wú)欺【答案】BCL8B10M7A8N7P6X8HT2A4K7M1E9E3G4ZP8X4N3P3A2A3G1077、當(dāng)某一社會(huì)處于經(jīng)濟(jì)周期的蕭條階段時(shí)（）。

A.經(jīng)濟(jì)的生產(chǎn)能力增加，因而存貨增加

B.總需求逐漸增長(zhǎng)

C.總需求少于總供給

D.總需求超過總供給【答案】CCB7F6J6O1X5L2W4HH7G1E2R1B4R8R4ZW9Z7C10Y5J5T6M478、Howarewetodevelopnewtechnologyifwecan’tstudycurrenttechnologytofigureouthowto______it?

A.improve

B.rest

C.cause

D.conceal【答案】ACH7U10E8G10S4Z10P5HV8K2L8Q9T7M10J5ZH7J7Q7D5A3W6R679、Passage3

A.Theytreatthedollarwithalittlerespect

B.Theytrytowinintheweak-dollargamble

C.Theytreasuretheirmarriagesallthemore

D.Theyvacationathomeratherthanabroad【答案】DCA1I10S2S6C6L6E3HX3D8S9J8U7L9N1ZE10M6A4A10B9G5C280、下列關(guān)于經(jīng)濟(jì)資本和監(jiān)管資本的說法中，錯(cuò)誤的是（）。

A.賬面資本是銀行資本金的靜態(tài)反映，反映了銀行實(shí)際擁有的資本水平

B.經(jīng)濟(jì)資本在數(shù)額上與非預(yù)期損失相等

C.監(jiān)管資本是監(jiān)管當(dāng)局規(guī)定的銀行必須持有的與其業(yè)務(wù)總體風(fēng)險(xiǎn)水平相匹配的資本

D.監(jiān)管資本是一種虛擬的、與銀行風(fēng)險(xiǎn)的非預(yù)期損失額相等的資本【答案】DCN5M8W2J3O8L7I6HZ4K2D3J8Y9S7H9ZP2Y6F10P6G7D1B381、“豆蔻”指女子（）歲。

A.20

B.13

C.15

D.16【答案】BCK5I7K8V7O3U4D2HX1P7I9B5P4T8P6ZW6U1S4N8U5Y4M382、——“Isthere（）here?”

A.anybody

B.everybody

C.somebody

D.nobody【答案】BCF4Y7H8X1J9M1H8HW1D4W2O2E6W6Q1ZZ3C6H6D4L6A1R983、資料：RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobalInvestments,hasafewchartsheisparticularlyfondofwhenitcomestotellingastoryaboutinvestinginChina.

A.TheworldeconomyreliesonChina'seconomy

B.Chineseconsumershavegreatpotential

C.OthercountriesshouldlearnfromChinabydevelopingasharingeconomy

D.Chinesegovernmentisimprovingpeople’slives【答案】BCP3S9N7A1V8Z4W5HO8N2Z3T5L10R8G3ZA2D5K2U9W10W3I984、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?

A.Tobuildamarketingcampaignbycreatingabetterresume

B.Togivethelogicandpassionbehindyourcareerchange

C.Tomakesureeveryoneknowsaboutyourintentionofchangingcareer

D.Tohavemoreconversationsandconnectionswithinyournewcareerpath【答案】DCA1H4T7G8I8F6K9HC7Z6V1A6G4V8Y5ZN7D3Y10J1H6V7E285、下列各項(xiàng)中，符合會(huì)計(jì)要素收入定義的是（）。

A.出售材料收入

B.出售無(wú)形資產(chǎn)凈收益

C.出售固定資產(chǎn)凈收益

D.向購(gòu)貨方收取的增值稅銷項(xiàng)稅額【答案】ACE4C3N3B4G4O8V4HE10U6Y5Z3J9G6C5ZG9Q1Q2M2G3S1T486、在編輯Word文檔時(shí)，選定一段文字后，把鼠標(biāo)指針置于選定文本的任意位置，按Ctr1鍵并按鼠標(biāo)左鍵不放，拖到另一位置上才放開鼠標(biāo)。那么，剛才的操作是（）。

A.移動(dòng)文本

B.復(fù)制文本

C.替換文本

D.刪除文本【答案】BCW4P8Z7Z3B7A9Q8HM8Z9Z6A6V4Y7Q5ZB10Y8O6V5D3R4L887、資料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.

A.ItwascreatedbyMrs.Field

B.Itcollectsinformationonyouusuallywithoutyourknowingit

C.Itisahardwareneededtoaccesstoyourcomputer

D.Itisthelatestintechnology【答案】BCT5U7Y6Z5Y7P7K4HP2Z9T1B3S4Q9A5ZX10P7T5E6J7E7U1088、流動(dòng)資產(chǎn)是指可以在（）變現(xiàn)或耗用的資產(chǎn)，包括現(xiàn)金和各種存款、短期投資、應(yīng)收及預(yù)收款項(xiàng)、存貨。

A.一年內(nèi)

B.一年或超過一年的一個(gè)營(yíng)業(yè)周期內(nèi)

C.一個(gè)營(yíng)業(yè)周期內(nèi)

D.一年或超過一年的一個(gè)營(yíng)業(yè)周期以上【答案】BCK8P3N4L10Q1O7T10HW9I6W2S7B3O7O8ZK9R10T7E4Y8O4P1089、下列是美國(guó)作家的是（）。

A.歌德

B.馬克?吐溫

C.福樓拜

D.巴爾扎克【答案】BCG5Z9P10K9D5L5B1HJ3L2Y1O5U3F1B6ZM4V1K5G4N1D3B390、填入括號(hào)中最恰當(dāng)?shù)脑~語(yǔ)是（）。

A.控制制定

B.控制制訂

C.抑制制訂

D.抑制制定【答案】ACI4X3R5L3B1R7Z4HF8P1F10N4G5G2X9ZA2K5P2D4R5E5E691、Americantravelersabroadhavediscoveredthattheycanbuymoreforeign____withtheirdollar.

A.currented

B.currently

C.currency

D.current【答案】CCI4Z5Q8P7V1O5P4HH7H4W9Z6S5S6H6ZF8N3K5N3F2Y6B892、中央銀行票是中國(guó)人民銀行面向全國(guó)銀行間債券市場(chǎng)成員發(fā)行的、期限一般在（）以內(nèi)的中短期債券。

A.六個(gè)月

B.一年

C.兩年

D.三年【答案】DCD10D5R9V1F5Z9R4HB2L3S1T5Y8Z8H5ZJ7A2U10S9S1G1G893、德魯克認(rèn)為，建立管理結(jié)構(gòu)時(shí)必須滿足三個(gè)條件。下列不屬于他所說的條件的是（）。

A.管理結(jié)構(gòu)在組織上必須以績(jī)效為目標(biāo)

B.組織結(jié)構(gòu)必須盡可能包含最少的管理層級(jí)

C.組織結(jié)構(gòu)必須能培育和檢驗(yàn)未來(lái)的高層管理者，設(shè)計(jì)最便捷的指揮鏈

D.組織結(jié)構(gòu)必須考慮環(huán)境因素的影響【答案】DCT2P9C3O4X5Y4X6HW9H10Z9G8O6D2X3ZE5D1Y9S1M9I5J794、2020年4月29日，中共中央政治局委員會(huì)召開會(huì)議，會(huì)議指出，黨中央研究確定了支持湖北省經(jīng)濟(jì)社會(huì)發(fā)展（），從財(cái)政稅收、金融信貸、投資外貿(mào)等方面明確了具體措施。

A.全包全攬計(jì)劃

B.加速加快發(fā)展

C.一攬子政策

D.一省帶一市【答案】CCQ3S4I2Y10T8K2P5HH3M10Q10W1Q8E4D1ZD7T7D6O4Y4K4D995、ThisdoesnotmeanIwilltakeit______fromtherichandgiveittothepoor.

A.up

B.on

C.in

D.away【答案】DCM3L5F1U2X2Z10J8HQ9Y4K10V3R7Y2P4ZI1W7C2N9D2Q4D896、Trainingincludespracticalexperienceworkingonarangeofaircraftoncampusincludinga______Boeingaircraftownedbytheschool.

A.broken

B.functioning

C.used

D.skeleton【答案】BCZ10O4O8M8L1K5W8HR4V7K5X9I7J7R2ZT3V7V8Y7F4Q1J1097、資料：KeepingtheZealofaStartupasYouScale

A.Aninsurgentcompanyinvestsmoreinthefuturewhileanincumbentcompanyinvestsmoreinthestatusquo

B.Aninsurgentcompanypreferschaostostability

C.Aninsurgentcompanyloveschallengingtheincumbentcompanies

D.Aninsurgentcompanyseeschangesasopportunitieswhileanincumbentcompanylovesstabilitymore【答案】DCM4D10U5R10J3V2P9HH9E2Q4W10V3D2Z10ZA4H9P3V3E8B6D198、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomiclosseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledbyAnnan,theformerUnitedNationssecretarygeneral.

A.Howrichandpoorregionscanshareresponsibilityincurbingglobalwarming

B.Howhumanandeconomiclossesfromclimatechangecanbereduced

C.Howemissionsofheat-trappinggasescanbereducedonaglobalscale

D.Howrichcountriescanbetterhelppoorregionsreduceclimatehazards【答案】DCF2W4E10G4L1U3E1HU8D5G2D2H5C6Q10ZQ5I4X7E5E6L3C399、填入括號(hào)中最恰當(dāng)?shù)脑~語(yǔ)是（）。

A.震撼延遲

B.振奮推遲

C.震撼推遲

D.振奮延遲【答案】BCG6P8F2E1K3L8U9HC8V9G5G6H1T10B1ZU9F8M1X5O3A4P6100、Nosingleindividualcan____handlethiskindofresponsibilitiesalone.

A.efficiently

B.adequately

C.necessarily

D.appropriately【答案】BCU6E2T9M6B8Q6U4HN1P7F3A2M2F6A2ZX10U3F8E1F2U7L3101、下列各項(xiàng)，不影響企業(yè)利潤(rùn)表中“營(yíng)業(yè)利潤(rùn)”的項(xiàng)目有（）。

A.主營(yíng)業(yè)務(wù)收入

B.營(yíng)業(yè)外收入

C.投資收益

D.資產(chǎn)減值損失【答案】BCH3T10Q6E1N9K1J8HE7Y8Z6D5I10Y5G5ZT4P7B1S4