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【國際貨運(yùn)代理專業(yè)英語考試題庫】MarineCargoInsurance[復(fù)制]本次考試總分225分,試卷題目45題,考試時間30分鐘!

章節(jié)選自于【國際貨運(yùn)代理專業(yè)英語】一、單選選擇題Whichofthefollowingcoveragedoesnotcoverpartiallossordamageresultingfromnaturalcalamities.()[單選題]*A.WAB.FPA(正確答案)C.ALlrisksD.InstituteCargoClauseBWhichofthefollowingrisksisnotcoveredinFPAcoverage?()[單選題]*A.generalaverageB.fireC.war(正確答案)D.salvagechargeswhichofthefollowingrisksisnotcoveredinAllriskscoverage?()[單選題]*A.naturalcalamitiesB.strike(正確答案)C.fireD.collisionTheminimumamountinsuredshouldbetheCIFvalueofthegoodsplus().[單選題]*A.40%B.30%C.20%D.10%(正確答案)Thepersonwhoentersintoainsurancecontractwithinsureriscalled().[單選題]*A.theassured(正確答案)B.underwriterC.brokerD.agent答案解析:主要還是單詞理解,assured是被保險(xiǎn)人,和insurer保險(xiǎn)人或者保險(xiǎn)公司是經(jīng)??嫉膬?nèi)容Thegeneralguidingrateoftheinsurancepremiumis()oftheamountinsured.[單選題]*A.1%(正確答案)B.5%C.10%D.100%Whichisthemostwidelyusedinthetransportofgeneralcargo?()[單選題]*A.FPAB.AR(正確答案)C.WAD.WPAInICC,()isthewidestofallthreeandisgenerallysummedupas"Allrisks"oflossofordamagetotheinsuredcargo.[單選題]*A.InstituteCargoClauseA(正確答案)B.InstituteCargoClauseBC.InstituteCargoClauseCD.InstituteCargoClauseDInstituteCargoClauseAisthemostrestrictedcoverageandcancoverlossofordamageby()[單選題]*A.grounding(正確答案)B.earthquakeC.volcaniceruptionD.lightning二、判斷題Thetermcargoinsuranceappliestoonlytomarinetransportation.[單選題]*A.YESB.NO(正確答案)GenernalaverageandsalvagechargesarenotcoveredinFPAcoverage.[判斷題]*對錯(正確答案)Insuranceisessentiallyacontractbetweentheinsurerandtheinsured.[判斷題]*對(正確答案)錯答案解析:insured/insurer保險(xiǎn)人和被保險(xiǎn)人Afreightforwarderdoesnotneedtoadvisehisclientstoinsuretheircargo.[判斷題]*對錯(正確答案)Cargoinsuranceisacontractofindemnity.[判斷題]*對(正確答案)錯Theinsurancecompany'sagentcanissueandsigntheinsurancepolicytotheassured.[判斷題]*對(正確答案)錯Thenecessaryjettisoningofcargotorefloatastrandedvesselcanberegardedasparticularaverage.[判斷題]*對錯(正確答案)答案解析:拋棄部分貨物使得船只重新浮出水面可以被認(rèn)為是共同海損,不是單獨(dú)海損Insurancepolicyinanevidenceofinsurancecontractissuedbytheinsurertotheunderwriters.[判斷題]*對錯(正確答案)Damagetocargounavoidablyincurredinthecourseoffire-fightingoperationscanbeconsideredasgeneralaverage.[判斷題]*對(正確答案)錯Theinsurancepolicyorcertificateandendorsementarethemainonesusedindailymarinecargoinsurancebusiness.[判斷題]*對(正確答案)錯TheAllRisksdoescoverrisksofwar,strikeandotherspecialadditionalrisks.[判斷題]*對錯(正確答案)PartiallossordamageisrecoverablefromtheinsurersinFreeofParticularAverage(FRA)coverage.[判斷題]*對錯(正確答案)FPAcoverageincludestotallossesresultingfrommarineperiles.[判斷題]*對(正確答案)錯FPAcoveragedoesnotincludecontributiontoGeneralAverage.[判斷題]*對錯(正確答案)WPAcoverageprovideslargercoverthanFRA.[判斷題]*對(正確答案)錯Allriskscoverageprovidesinsuranceagainstallrisksofdamagestothecargoinsuredduetodelayorinherentvice.[判斷題]*對錯(正確答案)答案解析:延誤和內(nèi)在原因不在承保范圍內(nèi)Iftheutmostgoodfaithbenotobservedbyeitherparty,thecontractmaybeavoidedbytheotherparty.[判斷題]*對(正確答案)錯三、多項(xiàng)選擇題InstituteCargoClause(B)coverslossordamagetocargocausedby()*A.earthquake(正確答案)B.volcaniceruption(正確答案)C.lightning(正確答案)D.fireexplosions(正確答案)Theminimumamountinsuredahouldbethe()valueofthegoodsplustenpercent.*A.FOBB.CIF(正確答案)C.CPTD.CIP(正確答案)Thepremiumratesmayvarydependingonfactorssuchas().*A.typeofgoods(正確答案)B.valueofthegoods(正確答案)C.modeoftransportation(正確答案)D.typeofriskscovered(正確答案)Whichofthefollowingrisksbelongtothegeneraladditionalrisks.()*A.FPAB.WAC.intermixtureandcontaminationrisks(正確答案)D.leakagerisks(正確答案)WhichofthefollowingrisksarecoveredinAllRiskscoverage?()*A.warrisksB.strikerisksC.rustrisks(正確答案)D.shortagerisks(正確答案)Whichofthefollowingprincipleareapplicabletomarinecargoinsurance?()*A.insurableinterest(正確答案)B.utmostgoodfaith(正確答案)C.indemnity(正確答案)D.allrisksFPAcoveragecancovertotallossorpartiallossincurredasaresultofspecificcasualties,e.g.()*A.collision(正確答案)B.earthquakeC.sinking(正確答案)D.stranding(正確答案)WhichofthefollowingarenotcoveredinInstituteCargoClauseB?()*A.totallossofpackagedroppedduringloadingB.explosions(正確答案)C.capsizing(正確答案)D.overturning(正確答案)TheAllRisksdoesnotcover()*A.warrisks(正確答案)B.strikerisks(正確答案)C.theft,pilferage&non-deliveryrisksD.leakagerisks四、完型填空

Insuranceisacontractbetweenthe1______andthe2______.Theinsurerpromisestoindemnifylossesorprovideservices.Forthis,hereceivespaymentofan3______.Theinsuredareprotectedunderaninsurancecontract.Thewrittencontractofinsuranceiscalled4______.

Cargoinsuranceisessentiallyacontractbetweenaninsurancecompanyoran5______andtheownerofcargo.

The6______issometimescalledtheWithParticularAverage.Ininsuranceterm,theword“7______”meanspartial,andtheword“8______”meansloss.Assuch,thewords“withaverage”and“withparticularaverage”manincludingpartialloss.

Ininsuranceterm,thewords“9______”meantheinsurer(theinsurancecompany)isnotliableforwhateverfollowsthewords“freeof”.Assuch,thewords“freeofparticularaverage”meanexcludingpartialloss.

Theword“vice”meansfault.The10______meansthenatureorcharacteristicofaproductwhichcouldresultindamagetotheproductdespiteallcareandcautionbythecarrier.

1)[單選題]*A.insurer(正確答案)B.insurancepremiumC.particularD.freeofE.insurancebrokerF.insurancepolicyG.insuredH.WithAverageI.averageJ.inherentvice2)[單選題]*A.insurerB.insurancepremiumC.particularD.freeofE.insurancebrokerF.insurancepolicyG.insured(正確答案)H.WithAverageI.averageJ.inherentvice3)[單選題]*A.insurerB.insurancepremium(正確答案)C.particularD.freeofE.insurancebrokerF.insurancepolicyG.insuredH.WithAverageI.averageJ.inherentvice4)[單選題]*A.insurerB.insurancepremiumC.particularD.freeofE.insurancebrokerF.insurancepolicy(正確答案)G.insuredH.WithAverageI.averageJ.inherentvice5)[單選題]*A.insurerB.insurancepremiumC.particularD.freeofE.insurancebroker(正確答案)F.insurancepolicyG.insuredH.WithAverageI.averageJ.inherentvice6)[單選題]*A.insurerB.insuranceprem

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