信用擔(dān)保與管理實(shí)務(wù)教程第七章

1第七章：信用擔(dān)保風(fēng)險(xiǎn)與風(fēng)險(xiǎn)管理

第七章：信用擔(dān)保風(fēng)險(xiǎn)與風(fēng)險(xiǎn)管理1.風(fēng)險(xiǎn)與風(fēng)險(xiǎn)管理2.信用擔(dān)保風(fēng)險(xiǎn)的概念和特征3.信用擔(dān)保風(fēng)險(xiǎn)的來源和分類4.信用擔(dān)保風(fēng)險(xiǎn)管理的一般方法5.我國信用擔(dān)保風(fēng)險(xiǎn)管理現(xiàn)狀和發(fā)展方向第一節(jié)：風(fēng)險(xiǎn)與風(fēng)險(xiǎn)管理一、風(fēng)險(xiǎn)的定義風(fēng)險(xiǎn)(risk)

是指在某一特定環(huán)境下，在某一特定時(shí)間段內(nèi)，某種損失發(fā)生的可能性。第問一刃節(jié)牧：毀風(fēng)桂險(xiǎn)剩與示風(fēng)住險(xiǎn)擇管啞理一取、晶風(fēng)或險(xiǎn)蛇的猶定務(wù)義1括.故風(fēng)馬險(xiǎn)配損銀失形的不可悔能暢性斷。2雷.銳風(fēng)蔑險(xiǎn)奴是仰導(dǎo)嗎致狹損拉失娃產(chǎn)懸生蔬的礎(chǔ)不咳確透定夏性環(huán)。3誦.異風(fēng)轎險(xiǎn)梯是丸損為失夠的相概蒸率晚。4夸.窯風(fēng)劍險(xiǎn)崖是墨潛箭在博損迅失約。5暖.貧風(fēng)侍險(xiǎn)垃是椒潛槽在檢損承失謊的粘變策化跪范尿圍報(bào)與混幅滾度淹。6縣.胞風(fēng)甲險(xiǎn)膝是專財(cái)筆務(wù)擦滅柳失澤與陸人把員狂傷社亡燭。7脂.遞風(fēng)復(fù)險(xiǎn)即是離實(shí)布際孝與些預(yù)疏期閘結(jié)擊果斯的喬偏遞差菊。第霸一缸節(jié)呀：脂風(fēng)拋險(xiǎn)擁與病風(fēng)留險(xiǎn)剪管妥理二獲、決風(fēng)感險(xiǎn)穗的戴含菠義三史、嶺風(fēng)梅險(xiǎn)街的配管很理料過銅程客與草策旨略（派一赴）嗚風(fēng)論險(xiǎn)油管離理祖過綿程1哪.風(fēng)愿險(xiǎn)凍識(shí)程別梅。2氧.風(fēng)摧險(xiǎn)償測裕算欣。3島.風(fēng)議險(xiǎn)丈評(píng)嶼價(jià)繳。4燙.風(fēng)羨險(xiǎn)刊控局制此。5理.風(fēng)易險(xiǎn)言管蘭理燒效喉果熟評(píng)名價(jià)騎。第劫一右節(jié)攝：綢風(fēng)縮慧險(xiǎn)逮與餡風(fēng)戲險(xiǎn)繭管臟理（形二耕）尖風(fēng)占險(xiǎn)男管存理紀(jì)策聽略1方.劇風(fēng)誕險(xiǎn)除規(guī)會(huì)避茄策凳略績。2款.雖風(fēng)白險(xiǎn)盞降均低艱策母略家。3剃.嚷風(fēng)洪險(xiǎn)卸轉(zhuǎn)援移抗策嫩略虧。4尾.岔風(fēng)擠險(xiǎn)美留厘存仔策冰略略。第組七絹章鐵：貫信暴用碎擔(dān)戚保廟風(fēng)恰險(xiǎn)有與糧風(fēng)細(xì)險(xiǎn)肥管材理1白.風(fēng)帝險(xiǎn)賓與慌風(fēng)巾險(xiǎn)慘管昨理2螺.信帖用畢擔(dān)員保鄙風(fēng)賠險(xiǎn)福的究概衡念續(xù)和兇特?fù)?jù)征3矩.信閱用秩擔(dān)芳保吳風(fēng)茂險(xiǎn)沖的孕來狗源園和投分崖類4喝.信鬧用頃擔(dān)甘保陡風(fēng)仇險(xiǎn)項(xiàng)管邪理描的倍一永般臉方飲法5餃.我余國信堂用田擔(dān)仁保撇風(fēng)碗險(xiǎn)刺管旗理恢現(xiàn)街狀資和翼發(fā)育展針方扁向第狂二饑節(jié)構(gòu)：信漫用接擔(dān)鞏保軌風(fēng)債險(xiǎn)祥的育概脅念給和秧特博征一胞、踢信攝用話擔(dān)厭保蘭風(fēng)掏險(xiǎn)法的孟概夾念二賣、舉信癥用穩(wěn)擔(dān)出保此風(fēng)菌險(xiǎn)阻的腐基腰本織特距征1恒.魔信頸用赴擔(dān)匯保雁風(fēng)駱險(xiǎn)勿具蟻有青雙躁重槽性創(chuàng)。2悄.渡信狼用凈擔(dān)騰保懇風(fēng)妥險(xiǎn)用具緞?dòng)袑覞B箱透稀性打。3汪.吊信載用或擔(dān)臺(tái)?；诛L(fēng)灘險(xiǎn)另具禾有挑特需殊廣性杰。4鮮.寸信劃用絹擔(dān)袍保竿風(fēng)邁險(xiǎn)緩具課有異可般控巨性赴。①允條胡件執(zhí)控糠制凡②好評(píng)覆審妹控捐制訊③捧監(jiān)去督煩控瘡制傾④川強(qiáng)僵制細(xì)控闊制第推二廊節(jié)呢：信摘用渣擔(dān)敵保抄風(fēng)鈔險(xiǎn)廣的拿概櫻念柳和利特腸征5前.開信冷用禮擔(dān)潮保葡風(fēng)躁險(xiǎn)光具館有僻追禮償醉性索。6化.礦信委用市擔(dān)疑保次風(fēng)歲險(xiǎn)局具士有到不茶對(duì)抖稱旦性框。第貿(mào)七功章秤：均信泥用便擔(dān)思保脾風(fēng)圣險(xiǎn)震與祥風(fēng)玩險(xiǎn)鄙管滿理1尤.風(fēng)厘險(xiǎn)盞與結(jié)風(fēng)嚇險(xiǎn)搞管尿理2恐.信林用灘擔(dān)價(jià)保斑風(fēng)背險(xiǎn)既的側(cè)概缺念申和勇特驚征3閘.信毯用飄擔(dān)畢保憑風(fēng)旅險(xiǎn)外的債來蟻源銜和掘分益類4嘴.信瘦用叢擔(dān)補(bǔ)保搬風(fēng)解險(xiǎn)科管食理嬸的幣一株般截方保法5逆.我物國信丹用探擔(dān)毅保午風(fēng)椒險(xiǎn)訓(xùn)管斗理饞現(xiàn)泳狀渾和肝發(fā)卷展菠方煮向第銀三狂節(jié)緣瑞：信邀用奪擔(dān)求保被風(fēng)秤險(xiǎn)銅的論來第源躍和趨分弓類一獄、盈信其用墓擔(dān)等?？痫L(fēng)鴨險(xiǎn)飯的猜來良源（真一樣）基來限自嗓中釘小舟企躍業(yè)啄的捧風(fēng)仰險(xiǎn)1惠.驚經(jīng)敬營獅者率素削質(zhì)疊和極競嚴(yán)爭璃力隙風(fēng)緞險(xiǎn)片。2錘.大中薄小徑企影業(yè)管自雜身屆的碧信露用遵風(fēng)將險(xiǎn)字。3援.積中喝小膝企強(qiáng)業(yè)甘缺均乏賭技巖術(shù)島創(chuàng)渾新做的省風(fēng)洪險(xiǎn)柱。4滾.股“脆逆液向蓬選頭擇漫”啞與利“四道收德熔風(fēng)帳險(xiǎn)暢”港。第思三絡(luò)節(jié)墳：信漆用技擔(dān)妹保耳風(fēng)束險(xiǎn)班的畏來葛源風(fēng)和征分石類（昏二爆）攀來萄自摘政芹府顧部漆門括的扣風(fēng)妨險(xiǎn)1澇.政失府植部計(jì)門教的伐不河適溪當(dāng)從干個(gè)預(yù)系。2較.政尚府董對(duì)握中侍小杏企科業(yè)聽政叛策艇的貝不允穩(wěn)樂定使和帳不能連摧貫景。（臣三襲）雅來護(hù)自輝信住用濁擔(dān)餃保鋒機(jī)歌構(gòu)炒本蟲身類的噸操鍛作樓風(fēng)管險(xiǎn)1敘.廣哨義貓的改操某作蘭風(fēng)榜險(xiǎn)2樣.狹印義斜的殿操須作逗風(fēng)泄險(xiǎn)第乏三海節(jié)育：信恰用默擔(dān)瞧保古風(fēng)團(tuán)險(xiǎn)喇的具來征源丸和崇分掩類（掩四跟）宿來亦自途貸級(jí)款循銀俊行趨的雙風(fēng)否險(xiǎn)連堪帶招責(zé)麻任紀(jì)保宇證踏是輔指劇保俗證體人濟(jì)與認(rèn)債獵務(wù)股人啞對(duì)屬主吧債壟務(wù)筍承幸擔(dān)桃連偶帶茂責(zé)哈任詢的份保躁證請。當(dāng)氣事廈人乓在占合蓄同詞中籌約直定診，剩當(dāng)京債訴務(wù)釣人私不嚼能星履匙行估債民務(wù)朵時(shí)那，晨由鮮?？鬃C題人惑承均當(dāng)可保勺證問責(zé)森任右，專為宏一瓦般景保儀證陡。購一門般它保顯證案是尖指腹與鮮主閥債泛務(wù)散并捆無災(zāi)連顫帶能關(guān)塘系趁的林保塘證務(wù)債考務(wù)東。葉一箏般勢保臺(tái)證尤具抵有迎補(bǔ)卡充報(bào)性好，膚當(dāng)竹債騰權(quán)處人扒未您就幣主殖債全務(wù)五人返的鮮財(cái)良產(chǎn)毒先像為硬執(zhí)底行舟并閣且戚無寨效翼果駛之宏前膏，懷便剛要退求發(fā)保鹽證涌人甚履末行耽保宅證畢義匯務(wù)恭時(shí)雅，月保良證甘人裹有匆權(quán)短拒嶼絕美，簡這芹種堅(jiān)權(quán)舞利記稱除為送先何訴變抗得辯哭權(quán)血。（群五毛）絮來吹自混不爺完賽善骨的雞法記律懂制疊度薯、水中黎小異企渴業(yè)絨服歐務(wù)女體男系濟(jì)的巾風(fēng)況險(xiǎn)第弦三保節(jié)例：信框用金擔(dān)妻保秘風(fēng)匹險(xiǎn)突的方來董源貸和剛分鴨類二鹽、腹信活用構(gòu)擔(dān)躁保它風(fēng)糖險(xiǎn)馳的霞分擋類（昨一旱）騾按荒風(fēng)迎險(xiǎn)弄的密表享現(xiàn)偉形哈式毀分篇類1熱.嫁信支用握風(fēng)皂險(xiǎn)閥（樓C午r寄e銅d辰i且t漢r置i累s弄k旗）這電是饅信疏用身擔(dān)找保候業(yè)蒸務(wù)江的互主立要某風(fēng)社險(xiǎn)亂。外指面獲律得落信雜用尸擔(dān)題保蟻支蝴持幫的淋債洗務(wù)扯人軟由樣于游不際能成按廁照梁合懂同師按碎時(shí)聯(lián)償活還前貸備款踩本鴨息活，茂擔(dān)謝保賺機(jī)困構(gòu)輩代尤為維清遇償炎可嫂能求造龍成鞏擔(dān)保保穴資豬金蠢損條失凍的到風(fēng)夠險(xiǎn)僻。第與三售節(jié)朽：信點(diǎn)用掩擔(dān)復(fù)保炎風(fēng)艘險(xiǎn)籃的蓮來灰源過和斬分撿類2角.經(jīng)樣營繩風(fēng)息險(xiǎn)主釋要酸指心擔(dān)粥保林機(jī)客構(gòu)咐在夸經(jīng)串營披活屈動(dòng)硬中耍由泡于佩主粗觀紗上跟的森決頓策躲失閑誤墨、劑管態(tài)理馬漏息洞捎或酷客日觀公上弓的丸自晌然旨災(zāi)懇害閉、孤意蜻外喝事享故孩、和市磁場向波餐動(dòng)件等菊原默因疊，廊導(dǎo)脖致聽出沒現(xiàn)恨損憲失稻的害可待能現(xiàn)性釀。如轟投市資柴或土買隱賣盲動(dòng)蟻產(chǎn)壯、珠不昨動(dòng)抱產(chǎn)窄時(shí)挪因誘貨信幣疲市蓄場寸、廈資樂本廈市偉場腿、憐產(chǎn)而權(quán)連市堵場邊、劣期科貨騙期這權(quán)紛市傻場姐等殺行看情她變雷化姜引增起蹤蝶的躲投彎資零風(fēng)穿險(xiǎn)覽，怪因當(dāng)利定率慢、喚匯巡壽率熊波色動(dòng)農(nóng)影戒響關(guān)擔(dān)碌保帝機(jī)第構(gòu)釣經(jīng)日營石成息本介和賢收絨益托的林可則能賓以匠及徹造同成羨的余國彼際冠貿(mào)夏易堤結(jié)谷算慰風(fēng)領(lǐng)險(xiǎn)險(xiǎn)、聽國卡際知債犁權(quán)醫(yī)債鎮(zhèn)務(wù)勁清英償?shù)斤L(fēng)鎖險(xiǎn)桃等賺。第糞三殖節(jié)漁：信椒用殊擔(dān)焰保導(dǎo)風(fēng)足險(xiǎn)懇的便來貪源礙和先分苦類3賤.流性動(dòng)好性減風(fēng)潔險(xiǎn)指秋擔(dān)罷保顏機(jī)挖構(gòu)潛掌亞握詳?shù)母瓤善加没鹩谡碳传F時(shí)策支盞付丸的仿流繭動(dòng)疲資蘇產(chǎn)拘不報(bào)足腸以濫滿決足凝支及付條需溜要榴，胸從緒而助使岡擔(dān)液保乘機(jī)置構(gòu)利喪額失扁清嘴償臟能露力償?shù)囊蚩砷喣軓N性糖。流喊動(dòng)甲性摧風(fēng)協(xié)險(xiǎn)柿危婦險(xiǎn)濁性乏較鄉(xiāng)豐大淺，否嚴(yán)陵重增影告響言著魄擔(dān)袖保紀(jì)機(jī)司構(gòu)按的展信遣用插與棒信栽譽(yù)醉，赴甚贊至獅可夸置莫擔(dān)曲保廉機(jī)滿構(gòu)章于皮死絲式地孔，擺成積為四擔(dān)逝保撤機(jī)活構(gòu)丹破犁產(chǎn)蘆倒抄閉克的浸直枯接疊原慰因撫。流距動(dòng)葛性澆風(fēng)銷險(xiǎn)堆往形往偉是歌其叢他枝各爽類忠風(fēng)魯險(xiǎn)加長嚷時(shí)剖間善潛隊(duì)藏酬、潔積期聚榴，誦最潔后捷以勺流曾動(dòng)出性聾風(fēng)溉險(xiǎn)脆的饞形廊式翅爆確發(fā)捆出垃來斜，昌所攤以姨，仁解褲決謝流籍動(dòng)躍性王問康題統(tǒng)必曾須馬從車更耳基宣本臭、裂更村深土層耳的娛方僑面從著墳手秀。第沸三味節(jié)群：信瓣用遠(yuǎn)擔(dān)門保臨風(fēng)丟險(xiǎn)內(nèi)的影來潤源彎和仗分憶類4檔.操歷作揀風(fēng)標(biāo)險(xiǎn)擔(dān)滋保信機(jī)薄構(gòu)攀由活于糾經(jīng)鳳營絮管硬理字不亮完筍善鍛、是內(nèi)息控紀(jì)制憑度搞不取健乏全森、例操肯作凍規(guī)凍程部及庭從滿業(yè)玻人秘員區(qū)道惑德顫素獵質(zhì)份、牙業(yè)勤務(wù)栗素余質(zhì)左等鞭方居面易的碌原獄因輔，炸都雕可累能幸引業(yè)發(fā)征擔(dān)販保陡機(jī)損構(gòu)輕的則內(nèi)梯部悠風(fēng)愈險(xiǎn)緊。信扮息棚不壩靈果，焰決摟策壁失重誤葵；風(fēng)蛾險(xiǎn)懸意誤識(shí)導(dǎo)淡胃薄慎；規(guī)增章浙制攀度興不毀健旬全脅，燭工繁作勞人甩員侄責(zé)須任震心許不倚強(qiáng)版；以染權(quán)件謀襖私鑰，難內(nèi)戲部捧人數(shù)員窩貪江污櫻受撞賄撐，擾提茄供抹人挺情幻玉擔(dān)盆保乖。第蠢三惰節(jié)義：信盡用豪擔(dān)晚保傘風(fēng)可險(xiǎn)漂的幅來罷源冬和紀(jì)分冶類5沃.珠市寶場賤風(fēng)屬險(xiǎn)主董要白指做利視率樓風(fēng)嗓險(xiǎn)貍和棗匯易率筑風(fēng)壯險(xiǎn)怒。在習(xí)市找場秤經(jīng)梅濟(jì)豬條虜件嶺下冒，視商來品見市浮場劫、隊(duì)勞剝務(wù)懇市潛場炸、比資欲本姻市燥場濤、爬貨象幣東市冊場供、判外疤匯獎(jiǎng)市謀場犧等顛每或時(shí)恩每耕刻藍(lán)都室在圈不扛斷斤發(fā)模生象變贏化楚，筒國般內(nèi)欠外綠市魄場懲的樂任診何筑變歷化給都更不顏可潤避私免鞭地許對(duì)慈債得權(quán)棄人今、針債偶務(wù)古人記和尼保螺證押人鉆產(chǎn)貿(mào)生滅有弊利魚或賴不伯利是的拘影疫響唇。第竟三寫節(jié)來：信奔用熄擔(dān)原保墨風(fēng)嚴(yán)險(xiǎn)節(jié)的股來藏源兆和厭分毅類6茅.桃道莊德刑風(fēng)彩險(xiǎn)當(dāng)侍簽牛約博一職方支不殊完賽全顛承蘿擔(dān)臘風(fēng)商險(xiǎn)痰后禮果創(chuàng)時(shí)朽所時(shí)采籃取耀的射自訂身單效鞭用義最吳大李化丹的濾自新私梁行資為揀。改道守德費(fèi)風(fēng)幅險(xiǎn)揉亦真稱補(bǔ)道形德肆危狗機(jī)秤。外陜部慣道為德溉風(fēng)杜險(xiǎn)內(nèi)屑部幫道掏德隱風(fēng)劫險(xiǎn)第被三襪節(jié)沾：信炒用石擔(dān)膏保雪風(fēng)典險(xiǎn)怎的適來僚源渠和仗分乒類7號(hào).累法扒律辱風(fēng)芒險(xiǎn)市末場城經(jīng)狠濟(jì)海必蘋須膀同昏時(shí)則是闊高閣度現(xiàn)的腦法椒治御經(jīng)似濟(jì)策。篩目衣前房誠我潑國抗尚球處儉在屯由槐傳朵統(tǒng)坐經(jīng)驚濟(jì)目向買社舟會(huì)慘主窮義浩市庭場臨經(jīng)鈴濟(jì)楊的隙過吐渡菜階結(jié)段辰，甘法剩制庭建圾設(shè)泳尚脊不賀完頸善磨，葉社庫會(huì)宰法貧治慢觀響念雁有價(jià)待讀加癥強(qiáng)石，頌法典律絞環(huán)臥境有缺附陷梅成進(jìn)為框信英用卵擔(dān)償保寬風(fēng)拾險(xiǎn)終的抗重頃要欠來塘源對(duì)。第肯三的節(jié)蜻：信扒用揚(yáng)擔(dān)頁保兩風(fēng)性險(xiǎn)米的乘來現(xiàn)源違和筋分券類（喪二繳）檢按墨風(fēng)射險(xiǎn)訂的滔可漏控催程頸度頓分營類1脈.蔬系弱統(tǒng)境風(fēng)庫險(xiǎn)系統(tǒng)統(tǒng)店風(fēng)般險(xiǎn)腥（綿S能y依s更t他e喊m賠a各t預(yù)i襲c左R輛i澤s鋼k凈）舍又智稱顆市蔥場抬風(fēng)瀉險(xiǎn)膠，析也貪稱危不健可徑分獅散防風(fēng)逃險(xiǎn)貫。第叢三雨節(jié)讀：信抹用氧擔(dān)蝕保敞風(fēng)錯(cuò)險(xiǎn)嚼的肝來庭源類和塵分流類2色.伍非焦系底統(tǒng)毅性溝風(fēng)歇險(xiǎn)非潛系能統(tǒng)燈風(fēng)復(fù)險(xiǎn)籃又脹稱降非沫市神場酒風(fēng)鄰險(xiǎn)秩或復(fù)可裹分姨散印風(fēng)巖險(xiǎn)晚。非錦系茂統(tǒng)抬風(fēng)務(wù)險(xiǎn)今是雕一騎種擺與君特踏定即公岸司懼或炊者嶼行界業(yè)陜相諒關(guān)灘的零風(fēng)向險(xiǎn)衛(wèi)，賴它蹦與止經(jīng)年濟(jì)弦、橡政棚治寧和票其樓他庸影曲響譜所適有鑒金宵融敬變樂量謀的沾因仔素銜無帖關(guān)歇。第糧三耐節(jié)僚：信廳用倦擔(dān)寨保抵風(fēng)晨險(xiǎn)纏的藥來蜓源著和換分漲類（枝三扁）凳按鎖風(fēng)庸險(xiǎn)蚊的晶性起質(zhì)蟲分灰類1留.靜工態(tài)丈風(fēng)托險(xiǎn)體（S麗t賤a捉t洞i摘c寬r確i提s閑k）靜踏態(tài)崖風(fēng)續(xù)險(xiǎn)捕，恭又臭稱貧純帆風(fēng)逆險(xiǎn)抬（P犬u蒸r炎e幅r你i文s爐k）摟，沫主包要字指邊由凱于伶自漏然后災(zāi)怕害鬼和胞意漆外刃事答故院帶頸來糕損歐失谷的狀可恢能睬性海。靜略態(tài)杯風(fēng)辰險(xiǎn)洪一擠般朽不僻可潛回躍避恨，顧風(fēng)脊險(xiǎn)病承止擔(dān)期者倉不皆得艙不丘被萌動(dòng)譽(yù)防余御全。但稿靜僚態(tài)而風(fēng)懸險(xiǎn)挑造爺成精損撇失績的稈機(jī)某會(huì)嘩盡寒管船對(duì)什個(gè)授體肢來余講撐是玩不煩確光定宣的圖，紹但薪對(duì)顧整涂體才來旺講鈔可宵表脆現(xiàn)燭為塌相拿對(duì)奧確誘定拉值家，遇基殿本假符衣合遣大翼數(shù)榮定隙律錢，豪可撒以千比疊較誦準(zhǔn)載確儲(chǔ)地周預(yù)趨測卵其眨發(fā)逝生灶概靜率泡。第填三露節(jié)層：信漠用體擔(dān)應(yīng)保休風(fēng)武險(xiǎn)解的引來季源回和蟲分王類1譽(yù).得動(dòng)墓態(tài)媽風(fēng)箭險(xiǎn)僅（老S許p熊e偏c栗u悲l旨a枕t膏i出v躬e渣r清i窯s城k患）動(dòng)橋態(tài)挎風(fēng)退險(xiǎn)務(wù)又增稱既投異機(jī)啄風(fēng)萌險(xiǎn)藍(lán)（銅S價(jià)p形e戴c惜u魯l迎a并t坐i池v沒e懲r驗(yàn)i惹s煉k英）主插要起指倘由痰于靠信與用女擔(dān)夫保針決就策簡失幟誤翻，蟻或引債施務(wù)靜人勞經(jīng)輪營聲管殊理貫不冒善發(fā)和填市胞場孝變故化疤等精因顏素廣引藍(lán)起爆的恐風(fēng)益險(xiǎn)爪。這寶是攪信撫用沉擔(dān)停保拉經(jīng)糞營文活拖動(dòng)就中堅(jiān)的費(fèi)主恒要錄風(fēng)襖險(xiǎn)回，習(xí)也耕是聯(lián)最知難相把端握鹿和必控禍制拖的舟風(fēng)謹(jǐn)險(xiǎn)退。第肅七許章園：襲信策用掌擔(dān)礙保捏風(fēng)剪險(xiǎn)植與棉風(fēng)槍險(xiǎn)留管慣理1傷.風(fēng)蔥險(xiǎn)扁與營風(fēng)彩險(xiǎn)眨管燙理2蒼.信辮用哥擔(dān)太保章風(fēng)崗險(xiǎn)譽(yù)的閘概轎念夜和怎特浙征3殊.信商用矮擔(dān)貍保滿風(fēng)裁險(xiǎn)矛的純來射源悼和尤分仿類4鏈.信授用弟擔(dān)守保違風(fēng)框險(xiǎn)救管仔理響的碌一春般擠方場法5步.我仙國信蘿用蹄擔(dān)州保墾風(fēng)瞞險(xiǎn)猶管繼理親現(xiàn)懶狀夸和槳發(fā)因展拔方類向第碑四古節(jié)殲：信絨用吩擔(dān)報(bào)保聽風(fēng)邊險(xiǎn)世管絲式理突的偉一零般輸方捆法一鳴、撇風(fēng)墻險(xiǎn)棍預(yù)溪防二壤、便風(fēng)委險(xiǎn)傳規(guī)癢避三佩、藍(lán)風(fēng)帶險(xiǎn)鈔分最散四耽、妄風(fēng)拍險(xiǎn)托對(duì)故沖五甜、遺風(fēng)脾險(xiǎn)銜補(bǔ)淋償?shù)诋a(chǎn)七斜章企：染信日用邁擔(dān)臥保練風(fēng)抵險(xiǎn)蠻與口風(fēng)鏈險(xiǎn)亭管劣理1霧.風(fēng)族險(xiǎn)逝與次風(fēng)旦險(xiǎn)頌管帥理2賭.信鏡用里擔(dān)靈保教風(fēng)冒險(xiǎn)熔的輩概參念巡壽和徑特絮征3起.信汁用肢擔(dān)董保晶風(fēng)倍險(xiǎn)兄的擔(dān)來辟源坐和石分湊類4扭.信朝用閣擔(dān)羞保劃風(fēng)宮險(xiǎn)蒙管虜理盈的艱一飼般豪方露法5悔.我蓄國信股用爽擔(dān)隆保疑風(fēng)票險(xiǎn)退管六理辨現(xiàn)吸狀陡和沙發(fā)氣展黎方蔑向第摩五坑節(jié)某：我危國份信姥用柳擔(dān)凱保毫風(fēng)豎險(xiǎn)棕管宿理書現(xiàn)叼狀勺和斬發(fā)赤展莫方呈向一窩、崇我刊國捎信莫用承擔(dān)帶保鍵風(fēng)擾險(xiǎn)閃管正理脆的冒現(xiàn)即狀1松.泊個(gè)返別地?fù)?dān)渾保賊公教司且的遼抗鐘風(fēng)聰險(xiǎn)謊能珠