2023屆高考英語(yǔ)三輪復(fù)習(xí)·沖刺押題·外刊閱讀理解訓(xùn)練 (62)（含答案）

2024屆高考英語(yǔ)三輪復(fù)習(xí)?沖刺押題

外刊閱讀理解訓(xùn)練62

----改編自Thecashlesseconomy

【文章】

Arecentdevelopmentintheworldofmobilepaymentsshowsthateven

street-foodmarketsarenowembracingdigitalpaymentoptions.According

toareport,customerswhopaywithApplePayatonemarketcanreceive

discountsontheirpurchasesasApplepaysforthetransactionfeecharged

bytraders.Thisindicatesashifttowardsmobilepaymentsfromcash

transactions,whichstillmakeup77%ofalltransactionsworldwideand

wasat89%in2013.

Thetrendisledmainlybyrichcountrieswithhighfinancial

inclusionandsmallinformaleconomies.Moreover,more-digitized

societiestendtoleantowardsfewercashtransactions.Encouragingthe

useofcontactlesspaymentsbyinstallinginfrastructurebearsfastfruit

formerchantsandbanks.Inrichcountries,oncecontactlesstechnology

becomeswidespread,thenumberoftransactionspercardincreasesby20-30%

withinthreeyears.Bankscanalsoacceleratethisprocessbybuilding

fast,low-costsystemsthatenabledirecttransfersbetweenaccounts.

Publicpoliciescanlikewiseinfluencepaymenthabitssignificantly.

Forinstance,somecitieslikeLondonandAmsterdamhavebannedon-board

cashpaymentsonpublicbuses.Estoniaisapioneerindigitizingpublic

services.Itsresidentsarecomfortableusingnewtechnologyandsharing

data,leadingthemtofavordigitalpaymentsovercash.Japan,ontheother

hand,usesmorecashthanexpectedcomparedtoitsinternetusagedueto

itscredit-cardmonopolywhichdiscouragedforeigninvestmentinthe

past.

Althoughmanycountrieshavemadeadvancesindigitalpayments,cash

isstillprovingdifficulttoeradicateentirely.EveninSweden,where

digitalpaymentslead,cashtransactionsstillmakeup25%.However,

handlingcashisexpensive,withstudiesestimatingitscosttosociety

at0.5%ofGDP.Asmorepaymentsbecomedigital,thisburdenwillfall

increasinglyonfewerstores,shoppers,andbanks.Ifcash-withdrawal

feesriseto$10,eventhosewhoaretechnophobicoroldershoppersmay

startusingtheirphonestobuygoodsinsteadofcash.

【重點(diǎn)詞匯&詞組】

1.development(n.)-發(fā)展、發(fā)展進(jìn)程

2.mobilepayments(n.)-移動(dòng)支付

3.street-foodmarkets(n.)-街頭食品市場(chǎng)

4.digitalpaymentoptions(n.)-數(shù)字支付選項(xiàng)

5.report(n.)-報(bào)告

6.discounts(n.)-折扣、優(yōu)惠

7.transactions(n.)-交易、業(yè)務(wù)

8.traders(n.)-商人、交易商

9.shift(n.)-轉(zhuǎn)變、變革

10.cashtransactions(n.)-現(xiàn)金交易

11.financialinclusion(n.)-金融包容性

12.informaleconomies(n.)-非正規(guī)經(jīng)濟(jì)

13.digitizedsocieties(n.)-數(shù)字化社會(huì)

14.contactlesspayments(n.)-無(wú)接觸支付

15.infrastructure(n.)-基礎(chǔ)設(shè)施

16.merchants(n.)-商人

17.publicpolicies(n.)-公共政策

18.banned(v.)-禁止、取締

19.pioneer(n.)-先鋒、開拓者

20.digitizing(v.)-數(shù)字化

21.residents(n.)-居民、住戶

22.sharingdata(n.)-共享數(shù)據(jù)

23.credit-cardmonopoly(n.)-信用卡壟斷

24.foreigninvestment(n.)-外國(guó)投資

25.advances(n.)-進(jìn)步、發(fā)展

26.eradicate(v.)-根除、消除

27.handlingcash(n.)-現(xiàn)金處理

28.expensive(adj.)-昂貴的、費(fèi)用高的

29.estimating(v.)-估計(jì)、預(yù)計(jì)

30.GDP(abbr.)-GrossDomesticProduct,國(guó)內(nèi)生產(chǎn)總值

31.burden(n.)-負(fù)擔(dān)、重?fù)?dān)

32.cash-withdrawal(n.)-取現(xiàn)金

33.technophobic(adj.)-恐懼新技術(shù)的

34.oldershoppers(n.)-年長(zhǎng)購(gòu)物者

35.cost(n.)-成本、費(fèi)用

36.society(n.)-社會(huì)

37.digital(adj.)-數(shù)字的、電子化的

38.increasingly(adv.)-越來(lái)越多地、不斷增加地

39.stores(n.)-商店

40.shoppers(n.)-購(gòu)物者、買家

41.rise(v.)-上升、增長(zhǎng)

42.technophobic(adj.)-對(duì)科技恐懼的

43.goods(n.)-物品、商品

44.financial(adj.)-金融的、財(cái)政上的

45.inclusion(n.)-包容、包容性

46.monopoly(n.)-壟斷、專賣

47.public(adj.)-公共的、公開的

48.cost-effective(adj.)-成本效益好的

49.contactless(adj.)-無(wú)接觸的、非接觸式的

50.society(n.)-社會(huì)

【閱讀理解習(xí)題】

1.Whatistherecentdevelopmentinmobilepaymentsmentionedinthe

article?

A.Street-foodmarketsacceptingcreditcards.

B.ApplePayofferingdiscountstocustomerswhopayatmarkets.

C.Themajorityofalltransactionsworldwidenowbeingmadewith

mobilepayments.

D.Banksbuildingfast,low-costsystemsfordigitaltransfers.

Answer:B

中文解析：文章提到，現(xiàn)在連街頭小販?zhǔn)袌?chǎng)都開始接受數(shù)字支付選項(xiàng)。有報(bào)

道稱，在一個(gè)市場(chǎng)上使用ApplePay支付的客戶可以獲得折扣，因?yàn)樘O果公司

支付了交易費(fèi)用。這表明了移動(dòng)支付正逐漸代替現(xiàn)金交易。

2.Whatpercentageofalltransactionsworldwidewerecash

transactionsasofthetimeofthereport?

A.77%

B.89%

C.Lessthan50%

D.Itisnotspecified.

Answer:A

中文解析：報(bào)道中提到，現(xiàn)在仍有77%的全球交易是以現(xiàn)金的方式進(jìn)行的，

而在2013年這一數(shù)字還達(dá)到了89%O

3.Whichcountriesareleadingtheshifttowardsmobilepayments?

A.Countrieswithlargeinformaleconomies.

B.Countrieswithlowfinancialinclusion.

C.Richcountrieswithhighfinancialinclusionandsmallinformal

economies.

D.Poorcountrieswithlimitedaccesstotechnology.

Answer:C

中文解析：富裕國(guó)家通常都會(huì)采取更多數(shù)碼支付，因?yàn)檫@些國(guó)家金融普及率

高，經(jīng)濟(jì)組織相對(duì)嚴(yán)謹(jǐn)。

4.Howcancontactlesspaymentsbenefitmerchantsandbanks?

A.Byreducingthenumberoftransactionspercard.

B.Byincreasingthenumberofcashtransactions.

C.Byhelpingtodigitizepublicservices.

D.Byencouragingcustomerstomakemorepurchases.

Answer:D

中文解析：發(fā)展無(wú)接觸式支付對(duì)商家和銀行來(lái)說(shuō)都有好處，因?yàn)檫@可以鼓勵(lì)

顧客進(jìn)行更多的購(gòu)買。

5.Whatbenefitdobankshaveinbuildingfast,low-costsystemsfor

digitaltransfers?

A.Itcanpreventforeigninvestmentintheircountry.

B.Itcanencouragetheshifttowardsfewercashtransactions.

C.Itcanincreasethecostofcashhandling.

D.Itcanreducetheuseofcreditcards.

Answer:B

中文解析?：使用高速且成本較低的系統(tǒng)建立直接帳戶轉(zhuǎn)移，可以推動(dòng)更少現(xiàn)

金交易的改變。

6.WhathasEstoniadoneintermsofdigitalpayments?

A.Bannedcashpaymentsonpublicbuses.

B.Madeitillegaltohandlecash.

C.Pioneeredthedigitizationofpublicservices.

D.Introducedacredit-cardmonopoly.

Answer:C

中文解析：愛沙尼亞在數(shù)字支付方面是開創(chuàng)性的。該國(guó)居民使用新技術(shù)并分

享數(shù)據(jù)，所以選擇數(shù)字支付而非現(xiàn)金支付。

7.Whatistheestimatedcostofcashhandlingtosocietyaccording

tostudies?

A.1%ofGDP

B.0.5%ofGDP

C.10%ofGDP

D.Itisnotspecified.

Answer:B

中文解析：根據(jù)研究，現(xiàn)金處理的成本是社會(huì)總產(chǎn)值（GDP）的0.5%。

8.Whatmayencourageeventechnophobicoroldershopperstousetheir

phonesforbuyinggoods?

A.Thebanningofcashpaymentsonpublicbuses.

B.Adecreaseinthecostofcashhandling.

C.Ariseincash-withdrawalfees.

D.Anincreaseinthenumberofcredit-cardtransactions.

Answer:C

中文解析：如果取款費(fèi)用升至10美元，即使是恐懼使用技術(shù)或年長(zhǎng)的購(gòu)物

者也可能開始使用手機(jī)來(lái)購(gòu)買商品。

【全文逐句對(duì)照翻譯】

移動(dòng)支付領(lǐng)域的最新發(fā)展表明，就連街頭小吃市場(chǎng)也開始接受數(shù)字支付方式。

Arecentdevelopmentintheworldofmobilepaymentsshowsthateven

street-foodmarketsarenowembracingdigitalpaymentoptions.

根據(jù)一份報(bào)告，在一個(gè)市場(chǎng)使用Applepay付款的顧客可以獲得折扣，因?yàn)?/p>

蘋果會(huì)支付商家收取的交易費(fèi)。

Accordingtoareport,customerswhopaywithApplePayatonemarket

canreceivediscountsontheirpurchasesasApplepaysforthetransaction

feechargedbytraders.

這表明移動(dòng)支付正在從現(xiàn)金交易向移動(dòng)支付轉(zhuǎn)變，現(xiàn)金交易仍占全球交易總

量的77%,2013年這一比例為89%。

Thisindicatesashifttowardsmobilepaymentsfromcashtransactions,

whichstillmakeup77%ofalltransactionsworldwideandwasat89%in

2013.

這一趨勢(shì)主要由金融包容性高、非正規(guī)經(jīng)濟(jì)規(guī)模小的富裕國(guó)家引領(lǐng)。

Thetrendisledmainlybyrichcountrieswithhighfinancial

inclusionandsmallinformaleconomies.

止匕外，數(shù)字化程度越高的社會(huì)往往傾向于減少現(xiàn)金交易。

Moreover,more-digitizedsocietiestendtoleantowardsfewercash

transactions.

通過(guò)安裝基礎(chǔ)設(shè)施來(lái)鼓勵(lì)使用非接觸式支付，商家和銀行很快就會(huì)看到成效。

Encouragingtheuseofcontactlesspaymentsbyinstalling

infrastructurebearsfastfruitformerchantsandbanks.

在富裕國(guó)家，一旦非接觸式技術(shù)普及，每張卡的交易數(shù)量將在三年內(nèi)增長(zhǎng)

20-30%□

Inrichcountries,oncecontactlesstechnologybecomeswidespread,

thenumberoftransactionspercardincreasesby20-30%withinthree

years.

銀行還可以通過(guò)建立快速、低成本的系統(tǒng)來(lái)加快這一進(jìn)程，使賬戶之間能夠

直接轉(zhuǎn)賬。

Bankscanalsoacceleratethisprocessbybuildingfast,low-cost

systemsthatenabledirecttransfersbetweenaccounts.

公共政策同樣可以顯著影響支付習(xí)慣。

Publicpoliciescanlikewiseinfluencepaymenthabitssignificantly.

例如，倫敦和阿姆斯特丹等一些城市已經(jīng)禁止在公交車上支付現(xiàn)金。

Forinstance,somecitieslikeLondonandAmsterdamhavebanned

on-boardcashpaymentsonpublicbuses.

愛沙尼亞是公共服務(wù)數(shù)字化的先驅(qū)。

Estoniaisapioneerindigitizingpublicservices.

當(dāng)?shù)鼐用駱?lè)于使用新技術(shù)和共享數(shù)據(jù)，這使得他們更喜歡數(shù)字支付，而不是

現(xiàn)金支付。

Itsresidentsarecomfortableusingnewtechnologyandsharingdata,

leadingthemtofavordigitalpaymentsovercash.

另一方面，日本由于信用卡壟斷，過(guò)去阻礙了外國(guó)投資，因此與互聯(lián)網(wǎng)使用

量相比，現(xiàn)金使用量比預(yù)期的要多。

Japan,ontheotherhand,usesmorecashthanex