【高一 拓展閱讀-金融】Three Ss-SaveSpend and Share

ThreeSs-Save,SpendandShareWhenyoulearntoread,youlearnyourABCs.Whenyoulearnaboutmoney,youneedtolearnyourthreeSs.TheystandforSave,SpendandShare.JenMelhuish,aWestpacspokesperson（發(fā)言人）,andalsoamotheroftwotwingirls,explainedthatknowingthethreeSscanhelpchildrengrowuptounderstandandmanagetheirmoneymoreeasily.Thisformathelpschildrenbecomemorefinanciallyliteratemeaningtheyunderstandmoney.MsMelhuishexplainsthethreeSsas：1.SPEND:Buyingthingsthatweneedandwantrightnow.Wealldothis,butit'simportanttobalancethiswiththeothertwoSs.2.SAVE:Settingasidemoneytobuythingsinthefutureorbiggeritems.Forexample,savingforsomethingyouwantforyourbirthdayorthatvideogameyou’vehadyoureyeon.Savingalsogivesyoutimetothinkaboutitandmakesureyoustillwantitinthreeweekstimeormore.3.SHARE:Donatemoneytohelppeople,animalsandtheenvironment.Thinkaboutwhatyouarereallypassionateabout--sayanimals-andfindanorganisationyoucandonatetoorgetinvolvedinactivitiesthathelpanimalsinneed.MsMelhuishsaidwhiletherewasnorightorwrongwayonhowyoushouldsplityourmoneybetweenthethreeSs,sheofferedguideof40percenttoSpend,50percenttoSaveand10percenttoShare.MsMelhuishsaiditwasimportanttolearnpositivemoneyhabitsearlyon,becauselifeinAustraliatodayhasmadeitmucheasiertospendmorefrequently.ResearchbyWestpacshowsAustraliansmartphoneuserswillbecashfreeby2022,highlightingtheneedtohelpkidsunderstandthevalueofmoney.Fundamentally,goodmoneymanagementwillalwaysrequiregoalsettingandbudgeting.Therearealsomanyeducationalonlinetoolsforkidstolearnaboutbudgetingandsavinginthedigitalworldshesaid.MsMelhuishsaidherowntwingirlswereagoodexampleofhowchildrencoulddevelopdifferentattitudestomoney.“Theyarevery,verydifferentwiththeirmoneyhabitsOnesays,”Mum,thingsjustwowme’,andshewantstobuy.“Theothersaveshermoneysotightlyandlovestoseeitgrowovertime.ButIhavemadesuretheyunderstandwheremoneycomesfromandthatdoingchorescanearnthemmoremoney.Theyknowyouhavetoworktoearnmoney.”ReadingComprehensionChoosethecorrectanswerforeachquestion.1.Whatdoes“beingfinanciallyliterate”mean?A.Spendingmoney.B.Understandingmoney.C.Savingmoney.D.Sharingmoney.2.Whatdoestheword“wow”meaninthelastparagraph?A.Lure.B.Impress.C.Enforce.D.Promote.3.WhatcanwelearnaboutJenMelhuish?A.SheisadirectorwithWestpac.B.Shecanmanagehermoneywisely.C.Sheusuallyspendshalfofherincome.D.Shehastwodaughters.4.Whatdoessharemeaninitscontext?A.Donatingmoneytohelpothers.B.Buyingthingsforothers.C.Onlybuyingwhatyouneed.D.Settingasidemoneyforthefuture.5.WhichstatementisNOTtrue?A.MsMelhuishofferedaguideonhowtoplanyourmoney.B.MsMelhuish'schildrenbothlovetosavemoneytightly.C.Therearemanyeducationalonlinetoolsforkidstolearnaboutbudgeting.D.MsMelhuishthinksitwasimportanttolearnpositivemoneyhabitsearlyon.Vocabulary基礎(chǔ)詞twinadj.孿生之一的；成雙的n.雙胞胎之一；一對相像的事物之一記詞根記憶：w（二，兩）+n→雙胞胎之一搭twinsisters孿生姐妹formatn.形式；格式；版式；（節(jié)目、計劃等的）安排記詞根記憶：form（形式）+at→固定的形式→格式；版式搭amusicalformat一種音樂形式importantadj.重要的donatev.捐獻；捐贈；贈送英togivemoney，food，clothes，etctosb/sth，especiallyacharity記詞根記憶：don（給予）+ate（表動詞）給出去→捐贈例Theconcertorganiserssaytheywilldonateallprofitstocharity.音樂會的籌辦方說他們會把全部的利潤捐贈給慈善機構(gòu)。organisationn.組織；機構(gòu)；團體搭aninternationalorganisation一個國際組織habitn.習慣；習性搭develop/form/getintoahabit（of）養(yǎng)成（…的）習慣haveahabitof…有…習慣valuen.價值；益處ⅵ.估價，估值；尊重，重視budgetn.預算v.編制預算，按預算來安排開支例Welfare，foreignaidandthefederalbudgetareallheavilyaffectedbybusiness.福利事業(yè)、國外援助和聯(lián)邦預算都受到了經(jīng)濟的嚴重影響。differentadj.不同的，有差異的英notthesameassb/sthnotlikesb/sthelse記詞根記憶：der（不同）+ent（具有…性質(zhì)的）不同的例IthinkSusan’smovedtoadifferentcity.我想蘇珊已經(jīng)搬到另外一個城市了。earnv.賺取；掙得；獲得搭earnonesliving謀生earnmoney賺錢earnprofit獲得利潤Vocabulary進階詞literateadj.有讀寫能力的；有文化的；受過良好教育的；通曉…的記詞根記憶：liter（文字）+ate（…的）認識文字的→有讀寫能力的搭computerliterate精通電腦的balancev.使平衡；使均衡n.天平，秤；平衡；余款例Windsarethenaturalwayofbalancingunevendistributionofairpressureovertheearth.風是平衡地球氣壓分布不均的自然方式。passionateadj.充滿激情的；熱切的；狂熱的英havingorshowingstrongfeelingsofloveorofanger，etc記詞根記憶：passion（激情）+ate（…的）充滿激情的例Peopleintheprimitivetribehaveapassionatenature.原始部落里的人富有激情。splitv.分開；分裂；分成（不同部分）；分擔；分享；斷絕關(guān)系，分手n.裂口，分裂英todivideortomakesthdivideintotwoormoreparts例Thecouplesplituplastmonth.那對夫婦上個月離婚了。frequentlyadv.