個人扺押借款合同

個人抵質(zhì)押借款合同甲方（借款人）：________PartyA(Borrower):________乙方（貸款人）：________PartyB(Lender):________鑒于甲方因個人資金需要，向乙方借款，乙方同意向甲方提供借款，甲方同意以其名下位于________的房產(chǎn)作為抵質(zhì)押物，現(xiàn)甲乙雙方根據(jù)《中華人民共和國合同法》及相關(guān)法律法規(guī)的規(guī)定，經(jīng)平等、自愿、誠實信用的原則，簽訂本個人抵質(zhì)押借款合同。InviewofthefactthatPartyAneedspersonalfundsandborrowsfromPartyB,PartyBagreestoprovidealoantoPartyA,PartyAagreestousetherealestatelocatedat________ascollateral,bothpartieshaveenteredintothisPersonalMortgageLoanContractbasedontheprovisionsoftheContractLawofthePeople'sRepublicofChinaandrelevantlawsandregulations,ontheprinciplesofequality,voluntariness,andgoodfaith.一、借款金額及用途I.LoanAmountandPurpose1.1甲方向乙方借款金額為人民幣________元。1.1PartyAborrowsRMB________yuanfromPartyB.1.2甲方借款用途為個人資金需求。1.2ThepurposeofPartyA'sborrowingisforpersonalfunds.二、借款期限II.LoanDuration2.1借款期限為____年，自____年__月__日起至____年__月__日止。2.1Thedurationoftheloanis____years,from____yearto____year.三、借款利率III.LoanInterestRate3.1借款利率為____%（年利率），利息按月支付。3.1Theloaninterestrateis____%(annualinterestrate),andinterestispaidmonthly.四、還款方式IV.RepaymentMethod4.1甲方應(yīng)按月償還借款本金及利息，每月還款金額為人民幣________元。4.1PartyAshallrepaytheprincipalandinterestoftheloanonamonthlybasis,withamonthlyrepaymentamountofRMB________yuan.五、抵質(zhì)押物V.Collateral5.1甲方同意以其名下位于________的房產(chǎn)作為借款的抵質(zhì)押物，并提供相應(yīng)的房產(chǎn)證明。5.1PartyAagreestousetherealestatelocatedat________ascollateralfortheloanandprovidesthecorrespondingrealestateproof.六、違約責任VI.LiabilityforBreachofContract6.1任何一方違反本合同的任何條款，應(yīng)向守約方支付違約金，違約金為借款本金的一____%。6.1Anypartythatbreachesanytermofthiscontractshallpayaliquidateddamageequalto____%oftheprincipalamountoftheloantothenon-breachingparty.七、爭議解決VII.DisputeResolution7.1本合同的簽訂、履行、解釋及爭議解決均適用中華人民共和國法律。7.1Theconclusion,performance,interpretation,anddisputeresolutionofthiscontractshallbegovernedbythelawsofthePeople'sRepublicofChina.八、其他約定VIII.MiscellaneousProvisions8.1本合同一式兩份，甲乙雙方各執(zhí)一份。8.1Thiscontractshallbeexecutedintwocopies,withonecopyheldbyeachparty.8.2本合同自甲乙雙方簽字（或蓋章）之日起生效。8.2Thiscontractshallbecomeeffectiveuponthesigning(orsealing)bybothparties.甲方（簽字）：_