2024企業(yè)借款合同范本英文

2024企業(yè)借款合同范本英文合同編號(hào)：__________BORROWINGAGREEMENTRECITALS:WHEREAS,theBorrowerrequiresadditionalfundsforitsoperationsandotherlawfulpurposes;WHEREAS,theLenderiswillingtolendtotheBorrowerthesumof_____________________("PrincipalAmount")onthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thepartiesheretoagreeasfollows:1.LOANAMOUNTANDTERM1.1TheLenderagreestolendtotheBorrowerthePrincipalAmount.2.REPAYMENT2.1TheBorrowershallrepaythePrincipalAmount,togetherwithinterestthereon,inaccordancewiththefollowingschedule:(a)_______________________(the"InitialRepaymentDate"),theBorrowershallmakeapaymenttotheLenderintheamountof_______________________("InitialRepayment");and(b)_______________________(the"FinalRepaymentDate"),theBorrowershallmakeafinalpaymenttotheLenderintheamountof_______________________("FinalRepayment").2.2InterestshallbecalculatedonthePrincipalAmountatanannualinterestrateof__________percent(__________%)perannum,payablequarterlyinarrears.3.USEOFFUNDSTheBorrowershallusethefundsproceedsfromthisAgreementsolelyforthepurposeof_______________________("Purpose").TheBorrowershallprovidetheLenderwithsuchevidenceorreportsastheLendermayreasonablyrequesttoverifytheuseofthefundsproceeds.4.GUARANTEE4.1TheBorrowerhereguaranteesthefullandpromptpaymentofthePrincipalAmountandanyinterestthereon,andagreestoindemnifyandholdharmlesstheLenderfromanyandalllosses,claims,damages,expenses,orliabilities("Losses")arisingoutoforinconnectionwiththisAgreement,excepttotheextentcausedtheLender'sgrossnegligenceorwillfulmisconduct.5.SECURITY5.1TheBorroweragreestoprovidetheLenderwithsuchsecurityorcollateralastheLendermayrequireinitssolediscretiontosecurethepaymentofthePrincipalAmountandanyinterestthereon.6.CONFIDENTIALITY6.1ThepartiesheretoagreetomaintaintheconfidentialityofthisAgreementandanyotherinformationprovidedeitherpartytotheother,exceptasrequiredlaworregulation.7.GOVERNINGLAWThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof__________________,withoutregardtoitsconflictoflawsprinciples.8.ENTIREAGREEMENTThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.INWITNESSWHEREOF,thepartieshaveexecutedthisBorrowingAgreementasoftheEffectiveDate.________________________Borrower:By:_______________________Name:_____________________Title:_____________________Date:_____________________________________________Lender:By:_______________________Name:_____________________Title:_____________________Date:_____________________一、附件列表：1.borrower'sfinancialstatements2.borrower'screditreport3.loanagreement4.guaranteeagreement5.securityagreement6.interestrateswapagreement7.confidentialityagreement8.loanclosingdocuments二、違約行為及認(rèn)定：1.failuretomaketimelypayments2.misrepresentationoffinancialcondition3.breachofcovenant4.defaultunderotheragreements5.insolvencyorbankruptcy6.lossofcollateral7.failuretomaintaininsurance三、法律名詞及解釋：1.borrower:thepartythatreceivestheloan2.lender:thepartythatlendsthemoney3.principalamount:theinitialamountoftheloan4.interest:thecostofborrowingmoney5.repaymentschedule:theplanforpayingbacktheloan6.collateral:assetspledgedtosecurealoan7.guarantee:apromisetorepayaloaniftheborrowerfailstodoso8.interestrateswap:afinancialderivativethatexchangesinterestratecashflows四、執(zhí)行中遇到的問題及解決辦法：1.borrowerdelayspayment:contactborrowertoremindofpaymentobligations;considerlegalactionifnecessary2.borrower'sfinancialconditiondeteriorates:requireadditionalcollateralorguarantees;adjustrepaymentscheduleifneeded3.breachofcovenant:notifyborrowerofthebreachandprovideopportunitytocure;takelegalactionifbreachisnotcured4.defaultunderotheragreements:reviewotheragreementsfortermsregardingdefault;takeappropriateactionsasspecifiedintheagreements5.lossofcollateral:requireborrowertoreplaceorrestorecollateral;considerforeclosureifcollateralisnotreplacedorrestored6.failuretomaintaininsurance:requireborrowertoobtainappropriateinsuranc