日本付款方式情況分析報(bào)告-外文版培訓(xùn)課件現(xiàn)金支付寶微信

DIGITAL

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TRENDSPaymentmethodsinJapanCHAPTER

01OverviewRatioofcashlesspaymentsinJapanfrom2014to2023CashlesspaymentratioinJapan2014-202345%40%39.3%36%35%32.5%29.7%30%25%20%15%10%26.8%24.1%21.3%201720%18.2%201516.9%201420162018201920202021202220234Description:In2023,cashlesspaymentsaccountedforaround39.3percentoftheprivatefinalconsumptionexpenditureinJapan.Thecashlesspaymentratioincreasedby3.3percentagepointsyearonyear.

ReadmoreNote(s):Japan;2014to2023Source(s):METI(Japan);VarioussourcesValueofcashlesspaymentsinJapanfrom2014to2023,bypaymentmethod(intrillionJapaneseyen)ValueofcashlesspaymentsinJapan2014-2023,bypaymentmethodCreditcardpaymentsDebitcardpaymentsElectronicmoneypaymentsQRcodepayments1401201008010.96.47.96.13.73.25.363.22.22.7165.80.21.75.51.35.2601.15.10.94.6105.70.440.593.8408173.474.566.758.453.949.846.320020142015201620172018201920202021202220235Description:In2023,creditcardpaymentsinJapanamountedto105.7trillionJapaneseyen.QRcodepaymentsfollowedwithatransactionvalueof10.9trillionyen,surpassingthevalueofelectronicmoneypaymentsforthesecondtime.ThecashlesspaymentratioinJapanincreasedby3.3percentagepointsyearonyear.ReadmoreNote(s):Japan;2014to2023Source(s):METI(Japan);VarioussourcesDistributionofthecashlesspaymentvalueinJapanfrom2017to2023,bypaymentmethodDistributionofthecashlesspaymentvalueinJapan2017-2023,bypaymentmethodCreditcardpaymentsDebitcardpaymentsElectronicmoneypaymentsQRcodepayments120%100%80%60%40%20%0%0.2%1.2%3.7%5.6%6.3%8%7.5%7%7.1%5.5%8.6%5.1%7%1.7%1.8%2.1%2.5%2.8%2.9%2.9%90.2%90.7%89.7%86.8%85.3%84.5%83.5%20172018201920202021202220236Description:In2023,creditcardpaymentsaccountedfor83.5percentofthevalueofcashlesspaymentsinJapan.TheshareofQRcodeandbarcodepaymentsreached8.6percent.

ReadmoreNote(s):Japan;2017to2023;basedonthenumberofpaymentsSource(s):METI(Japan);VarioussourcesDistributionofthecashlesspaymentvolumeinJapanfrom2019to2022,bypaymentmethodDistributionofthecashlesspaymentvolumeinJapan2019-2022,bypaymentmethodCreditcardpaymentsDebitcardpaymentsElectronicmoneypaymentsQRcodepayments120%100%80%60%40%20%0%4.3%12.5%19.4%23.8%33.1%1.8%27.1%2.3%22.8%2.5%19.9%2.6%60.7%201958.1%55.3%202153.2%202220207Description:In2022,creditcardpaymentsaccountedfor53.2percentofthenumberofcashlesspaymentsinJapan.Theshareofcreditcardsandelectronicmoneypaymentshasdeclinedsince2019,whiletheshareofQRcodeandbarcodepaymentshasincreasedsignificantlyinthesameperiod.ReadmoreNote(s):Japan;2019to2022;basedonthenumberofpaymentsSource(s):PaymentsJapan;VarioussourcesDistributionofpaymentsfromindividualsalaryaccountsofbanksinJapanin2022,bytypeDistributionofpaymentsfrombankaccountsinJapan2022,bytypeShareofpayments10%

15%0%5%20%25%30%35%40%45%42.5%Cash(ATMwithdrawals,etc.)Creditcardpayments,etc.(directdebits)Other(directdebits)19.3%14.8%13.9%Paymentsviaonlinebanking(banktransfers)PaymentsviaATMs(banktransfers)Other(banktransfers)3.4%3.4%Publicutilitycharges*(directdebits)Debitcardpayments(directdebits)PayEasy**1.7%0.7%0.3%8/statistics/1222150/japan-breakdown-of-payouts-from-bank-accounts-by-typeIn2022,cashaccountedfor42.5percentofpaymentsfromindividualsalaryaccountsofbanksinJapan.Creditcardsaccountedforthelargestshareofcashlesspayments,at19.3percent.Overall,theshareofcashlesspaymentswas57.5percent.

ReadmoreNote(s):Japan;2022;salaryaccountsofsixbanksSource(s):JapaneseBankersAssociationFrequencyofusingcashcomparedtosixmonthsagoinJapanasofMarch2024CashusagefrequencycomparedtosixmonthsagoinJapan2024Increased9%Decreased40.6%Remainedthesame50.3%9Description:InasurveyconductedfromFebruarytoMarch2024,around40.2percentoftherespondentsinJapanstatedthattheyusedcashlessfrequentlythansixmonthsearlier.49.8percentstatedthattherehadbeennochange.

ReadmoreNote(s):Japan;February8toMarch5,2024;1,999respondents;20yearsandolderSource(s):BankofJapanCHAPTER

02CashValueofcurrencyincirculationinJapanfrom2014to2023,bytype(intrillionJapaneseyen)ValueofcurrencyincirculationinJapan2014-2023,bytypeBanknotes4.85Coins1404.854.765.061205.054.954.794.741008060402004.694.66125.07124.61121.96118.33112.74110.36106.72102.4698.4393.08201420152016201720182019202020212022202311Description:Asoftheendof2023,Japanesecoinsincirculationtotaled4.76trillionJapaneseyen,comparedto124.61trillionyenofbanknotes.Thetotalvalueofcurrencyincirculationdeclinedcomparedtothepreviousyear.

ReadmoreNote(s):Japan;2014to2023;outstandingatyear-endSource(s):BankofJapanNumberofcashwithdrawalsatautomatedtellermachines(ATMs)inJapanfrom2017to2022(inmillions)VolumeofcashwithdrawalsatATMsinJapan2017-202230024425020015010050229212179166163020172018201920202021202212/statistics/1365172/japan-cash-withdrawal-volume-at-atmsIn2022,therewerearound163millioncashwithdrawalsatautomatedtellermachines(ATMs)inJapan.Thenumberdecreasedfrom166millioninthepreviousyear,whilethevalueofcashwithdrawalsremainedatthelevelofthepreviousyear.

ReadmoreNote(s):Japan;2017to2022;cashwithdrawalsinJapanusingdomesticallyissuedcardsSource(s):BankforInternationalSettlements;JapaneseBankersAssociationValueofcashwithdrawalsatautomatedtellermachines(ATMs)inJapanfrom2017to2022(intrillionJapaneseyen)ValueofcashwithdrawalsatATMsinJapan2017-20221412121081111101010642020172018201920202021202213Description:In2022,thevalueofcashwithdrawalsatautomatedtellermachines(ATMs)inJapanreached10trillionJapaneseyen.Whilethevalueofcashwithdrawalsremainedatthelevelofthepreviousyear,thenumberofcashwithdrawalsdeclined.

ReadmoreNote(s):Japan;2017to2022;cashwithdrawalsinJapanusingdomesticallyissuedcardsSource(s):BankforInternationalSettlements;JapaneseBankersAssociationAverageamountofcashconsumerscarrywiththeminJapanasofMarch2024AverageamountofcashcarriedinJapan202435%30%25%20%15%10%5%30.3%28.1%13.6%12.7%7.4%3%2.8%1.4%0%Lessthan1,000

1,000tolessthan

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50,000yen14Description:AccordingtoasurveyconductedfromFebruarytoMarch2024,themajorityofconsumersinJapan,over30percent,carriedbetweenfiveand10thousandyenincashonaverage.Asimilarshareofrespondentssaidtheycarriedbetween10and20thousandyen.ReadmoreNote(s):Japan;February8toMarch5,2024;1,999respondents;20yearsandolderSource(s):BankofJapanLeadingreasonsforusingcashfordailypaymentsinJapanasofMarch2024MostcommonreasonsforpayingwithcashinJapan2024Shareofrespondents0%5%10%15%20%25%30%35%40%45%44.4%43.7%50%MostplacesacceptcashThepaymentiscompletedonthespotUsingcashpreventsoverspending38.1%Thepaymentiscompletedeasily22.9%Nofeesorcommissionsarerequired20.3%17.7%CashishighlyreliableasapaymentinstrumentCashoffersahighdegreeofanonymity8.6%Otherthantheabove2.3%Iusecashonlywhenpaymentinstrumentsotherthancasharenotaccepted14.2%15Description:ThewidespreadacceptanceofcashinJapanwasacommonreasonforitsuse,accordingtoasurveyconductedfromFebruarytoMarch2024.Around44.4percentofrespondentsstatedtheyusedcashbecauseitisacceptedatmostplaces.Thesecond-largestshareofrespondentsreportedusingcashbecausethepaymentsarecompletedonthespot.ReadmoreNote(s):Japan;February8toMarch5,2024;1,999respondents;20yearsandolder;multipleanswerspossibleSource(s):BankofJapanCHAPTER

03CashlesspaymentsNumberofcashlesspaymentsinJapanfrom2017to2022,byinstrumenttype(inmillions)CashlesspaymentvolumeinJapan2017-2022,instrumenttypeCredittransfersChecksPaymentsbycardwithdebitfunctionE-moneypayments18,00016,00014,00012,00010,0008,0006,0004,0002,000013,77477010,6366538,6417,0495,9055,4235253783317826051484136551,9151,6271,6471,6911,7651,77820172018201920202021202217Description:In2022,morethan13.7billione-moneypaymentsweremadeinJapan.Thenumberofpaymentswithelectronicmoney,comprisedofIC-typee-moneyandQRcodeandbarcodepayments,hassignificantlyincreasedinrecentyears.

ReadmoreNote(s):Japan;2017to2022Source(s):BankofJapan;VarioussourcesValueofcashlesspaymentsinJapanfrom2017to2022,byinstrumenttype(intrillionJapaneseyen)CashlesspaymentvalueinJapan2017-2022,instrumenttypeCredittransfersChecksPaymentsbycardwithdebitfunctionPaymentsbycardwithcreditfunctionE-moneypayments4,0003,5003,0002,5002,0001,5001,0005001794310551358168136771107421237323742,89320172611841343,36820223,0942,9152,9312,9580201820192020202118Description:In2022,credittransfersinJapanamountedtomorethan3.5quadrillionJapaneseyen.E-moneypayments,comprisedofIC-typee-moneyandQRcodeandbarcodepaymentsreachedavalueof17trillionyen.

ReadmoreNote(s):Japan;2017to2022Source(s):BankforInternationalSettlements;VarioussourcesNumberofpaymentcardsinJapanfrom2017to2022,bytype(inmillions)NumberofpaymentcardsinJapan2017-2022,bytypeCardswithcashfunctionCardswithdebitfunctionCardswithcreditfunctionCardswithe-moneyfunction600550500450400350300250200569.79465.39524.93459.62490.29456.46453.79449.89445.13439.03402.12367.25337.4337.55283.94338.2336.06295.31334.55301.01331.412022292.96278.2720172018*20192020202119Description:In2022,thenumberofcardswithdebitfunctioninJapanreachedaround465.4million,upfrom459.6inthepreviousyear.Thenumberofcardswithcashfunctiondeclinedto331.4million.ReadmoreNote(s):Japan;2017to2022;*Cardswithe-moneyfunction:figuresincludeactiveusersofmobileapplicationsfrom2018onwards.

Cardswithcashfunction:excludingcashcardsissuedbyJapanPostBank.

Cardswithdebitfunction:figuresare[...]

ReadmoreSource(s):BankforInternationalSettlements;VarioussourcesValueofprepaidmeansofpaymentissuedinJapanfromfiscalyear2013to2022(intrillionJapaneseyen)ValueofprepaidmeansofpaymentissuedinJapanFY2013-20223529.473028.0325.7924.512425201510523.4123.7223.7423.7222.060201320142015201620172018201920202021202220Description:Inthefiscalyear2022,thevalueofprepaidmeansofpaymentissuedbyprepaidpaymentinstrumentissuersinJapanamountedtoaround29.5trillionJapaneseyen.Prepaidpaymentinstrumentsrangefrompaper-basedgiftcardstoprepaidICsmartcardsandprepaidQR-codepaymentservices,amongothers.ReadmoreNote(s):Japan;fiscalyear2013to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;basedondataofprepaidpaymentinstrumentissuersSource(s):FinancialServicesAgency(Japan);JapanPaymentServiceAssociationMostusedcashlesspaymentmethodsinJapanasofMarch2024MostusedcashlesspaymentmethodsinJapan2024Shareofrespondents0%10%20%30%40%50%60%70%69.6%80%CreditcardsQRcodeandbarcodepaymentsDirectdebit41.9%33.5%31.9%Contactlesselectronicmoney*PaymentofbillsthroughconveniencestoresandotheragentsMoneytransfersoverthecounteratbanksorviaATMsOnlineand/ormobilebanking**Cashondelivery14.3%13.6%11.3%7.9%7%4.3%PrepaidcardsDebitcards***Otherthantheabove

0.3%Cashonly6.9%21Description:CreditcardswerethemostusedcashlessmeansofpaymentinJapan,accordingtoasurveyconductedfromFebruarytoMarch2024.Around70percentoftherespondentsstatedthattheyusedcreditcardsintheirdailylives,while6.9percentonlyusedcash.ReadmoreNote(s):Japan;February8toMarch5,2024;1,999respondents;20yearsandolder;multipleanswerspossibleSource(s):BankofJapanCHAPTER

04CardpaymentsValueofcreditcardpurchasetransactionsinJapanfrom2014to2023(intrillionJapaneseyen)CreditcardsalesinJapan2014-202312010080105.7393.7981.0274.4673.4366.6958.376053.9349.8346.2740200201420152016201720182019202020212022202323/statistics/865577/japan-credit-card-sales-newIn2023,creditcardpurchasetransactionsinJapanamountedtoabout105.7trillionJapaneseyen.Thisrepresentedanincreaseof12.7percentcomparedtothepreviousyear.Creditcardshavebeentheleadingcashlesspaymentmethodinrecentyears.ReadmoreNote(s):2014to2023Source(s):CreditInformationCenter;JapanConsumerCreditAssociationValueofcreditsalestransactionsinthecreditcardindustryinJapanfrom2014to2023,bysaleschannel(intrillionJapaneseyen)ValuesofcreditsalestransactionsinJapan2014-2023,bysaleschannelDepartmentstoresGeneralretailstoresRestaurantsInns/hotelsHospitalsandclinicsOverseasOthers454035302520151050201420152016201720182019202020212022202324Description:Withacreditsalestransactionvalueofabout21trillionJapaneseyen,generalretailstoresweretheleadingsaleschannelintheJapanesecreditcardindustryin2023,replacingdepartmentstoresforthesecondconsecutivetime.Thetransactionvalueindepartmentstoresamountedtoaround18.6trillionyen.ReadmoreNote(s):Japan;2014to2023;postalandonlinequestionnaireSource(s):METI(Japan)NumberoftransactionswithdebitcardsinJapanfromfiscalyear2015to2023(inmillions)DebitcardtransactionvolumeinJapanFY2015-20231,00090080070060050040030090477065352537826017820011478100020152016201720182019202020212022202325Description:Inthefiscalyear2023,around904milliontransactionswithdebitcardswererecordedinJapan.Thetransactionvolumeincreasedby17.4percentyearonyear.The?averageamountofmoneyspentperdebitcardtransactionslightlydeclined.

ReadmoreNote(s):Japan;fiscalyear2015to2023;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyearSource(s):BankofJapanDebitcardtransactionvalueinJapanfromfiscalyear2015to2023(intrillionJapaneseyen)DebitcardtransactionvalueinJapanFY2015-20234.54.03.53.02.52.03.843.342.832.271.831.411.51.130.921.00.50.00.7720152016201720182019202020212022202326Description:Inthefiscalyear2023,transactionswithJapanesedebitcardsamountedtoaround3.8trillionJapaneseyen.Comparedtothepreviousyear,thevalueofdebitcardtransactionsincreasedby15percent.

ReadmoreNote(s):Japan;fiscalyear2015to2023;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyearSource(s):BankofJapanCHAPTER

05ContactlessandmobilepaymentsNumberoftransactionswithelectronicmoneyinJapanfrom2014to2023(inbillions)E-moneytransactionvolumeinJapan2014-2023766.236.165.925.855.885.745.425.195432104.684.04201420152016201720182019202020212022202328Description:In2023,around6.16billiontransactionswithelectronicmoneywererecordedinJapan.Thenumberoftransactionsincreasedby4.7percentyearonyear.Thevalueofe-moneytransactionsreachedadecadehigh.

ReadmoreNote(s):Japan;2014to2023Source(s):BankofJapanValueoftransactionswithelectronicmoneyinJapanfrom2014to2023(intrillionJapaneseyen)E-moneytransactionvalueJapan2014-2023766.416.086.035.975.755.485.25.145432104.644.01201420152016201720182019202020212022202329Description:In2023,thevalueoftransactionsconductedviaelectronicmoneyinJapanamountedtoapproximately6.4trillionJapaneseyen,markinga5.3percentincreasecomparedtothepreviousyear.Thee-moneytransactionvolumealsoincreasedby4.7percentyearonyear.ReadmoreNote(s):Japan;2014to2023Source(s):BankofJapanNumberofQRcodepaymentsmadeatstoresinJapanfrom2018to2023(inmillions)QRcodepaymentvolumeatstoresinJapan2018-202310,0009,0008,0007,0006,0005,0004,0003,0009,361.047,892.524,895.322,717.8920202,000815.941,000051.992018201920212022202330Description:In2023,around9.36billionQRcodeandbarcodepaymentsweremadeatphysicaloronlinestoresinJapan.QRcodeandbarcodepaymenttransactionsaccountedfor23.8percentofthecashlesspaymentvolumein2022.

ReadmoreNote(s):Japan;2018to2023;includingpaymentsmadeonlineSource(s):PaymentsJapanValueofQRcodepaymentsmadeatstoresinJapanfrom2018to2023(intrillionJapaneseyen)QRcodepaymentvalueatstoresinJapan2018-202316141210814.8510.87.3564.2421.120.17020182019202020212022202331Description:In2023,thetotalvalueofQRcodeandbarcodepaymentsmadeatphysicalandonlinestoresinJapanamountedtoaround14.9trillionJapaneseyen.QRcodepaymentservicesemergedasthesecond-mostpopularpaymentmethod,surpassingelectronicmoneyforthesecondconsecutivetimeduringthatyear.ReadmoreNote(s):Japan;2018to2023;includingpaymentsmadeonlineSource(s):PaymentsJapanNumberofactiveusers(MAU)ofQRcodepaymentservicesinJapanfrom2018to2023(inmillions)NumberofactiveusersofQRcodepaymentservicesinJapan2018-2023807060504075.5760.6348.7336.363018.55201003.5520182019202020212022202332Description:In2023,thenumberofactiveusers(MAU)ofQRcodeandbarcodepaymentservicesinJapanreachedaround75.6million,anincreaseofcloseto15millionactiveuserscomparedto2022.ThevalueofQRcodepaymentsmadeinJapanhasincreasedconsiderablyinthepastyears.ReadmoreNote(s):Japan;2018to2023;asofendofDecembereachyearSource(s):PaymentsJapanUsagerateofsmartphonepaymentservicesinJapanasofDecember2023UsagerateofsmartphonepaymentsinJapan202350%46.7%45%40%35%30%25%20%15%10%5%30%14.7%7.1%1.5%0%CurrentlyusingthemWanttousetheminthefuture

DonotintendtousethemDonotknowNoanswer33Description:Inasurveyconductedin2023,closeto47percentofrespondentsinJapanreportedusingsmartphonepaymentservices.Around30percenthadnointentionofusingmobilepayments.

ReadmoreNote(s):Japan;November17toDecember24,2023;1,938respondents;20yearsandolder;singleanswerformatSource(s):CentralResearchServices;Yu-ChoFoundationCHAPTER

06Non-bankmoneytransfersNumberoffundtransfersconductedviafundtransferserviceprovidersinJapanfromfiscalyear2013to2022(inmillions)NumberofmoneytransfersviafundtransferserviceprovidersinJapanFY2013-20222,5002,0001,5001,0002,341.291,548.78963.07454.62019500126.2484.07201741.61201616.82201320.24201425.9420150201820202021202235Description:Inthefiscalyear2022,fundtransferserviceprovidersinJapanrecordedmorethan2.3billionmoneytransfers,reachingadecadehigh.Fundtransferserviceprovidersarenonbankcompaniesthatrepresentanalternativetotraditionalmoneytransferservices.ReadmoreNote(s):Japan;fiscalyear2013to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyearSource(s):FinancialServicesAgency(Japan);JapanPaymentServiceAssociationValueoffundtransfersconductedviafundtransferserviceprovidersinJapanfromfiscalyear2013to2022(inbillionJapaneseyen)AmountofmoneytransfersviafundtransferserviceprovidersinJapanFY2013-20228,0007,0006,0007,575.685,467.865,0003,995.554,0003,0002,0001,00002,307.8520191,347.2920181,087.762017748.162016547.982015421.622014330.71201320202021202236Description:Inthefiscalyear2022,moneytransfersconductedviafundtransferserviceprovidersinJapanamountedtoaround7.58trillionJapaneseyen,reachingadecadehigh.Fundtransferserviceprovidersarenonbankcompaniesthatrepresentanalternativetotraditionalmoneytransferservices.ReadmoreNote(s):Japan;fiscalyear2013to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyearSource(s):FinancialServicesAgency(Japan);JapanPaymentServiceAssociationValueofdomesticfundtransfersconductedviafundtransferserviceprovidersinJapanfromfiscalyear2019to2022(inbillionJapaneseyen)Amountofdomesticnon-bankmoneytransfersinJapanFY2019-20227,0005,902.386,0005,0004,0003,0002,0001,00003,989.732,595.591,180.01201920202021202237Description:Inthefiscalyear2022,domesticmoneytransfersconductedviafundtransferserviceprovidersinJapanamountedtoaround5.9trillionJapaneseyen.Fundtransferserviceprovidersarenonbankcompaniesthatrepresentanalternativetotraditionalmoneytransferservices.Thetotalvalueofnon-bankmoneytransfers,includingoverseastransactions,amountedto7.58trillionyen.ReadmoreNote(s):Japan;fiscalyear2019to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyearSource(s):FinancialServicesAgency(Japan);JapanPaymentServiceAssociationNumberofmoneytransfersviaQRcodepaymentservicesinJapanfrom2018to2023(inmillions)VolumeofmoneytransfersviaQRcodepaymentservicesinJapan2018-2023350300250200150100293.25181.9496.73202144.3350012.6520192.57201820202022202338Description:In2023,around293.3millionmoneytransfersviaQRcodeandbarcodepaymentservicesweremadeinJapan.The?valueofmoneysentviaQRcodeservicesincreasedtoclosetooveronetrillionJapaneseyen.

ReadmoreNote(s):Japan;2018to2023Source(s):PaymentsJapanValueofmoneytransfersviaQRcodepaymentservicesinJapanfrom2018to2023(inbillionJapaneseyen)ValueofmoneytransfersviaQRcodepaymentservicesinJapan2018-20231,2001,0008001,023.73652.99600400352.092021164.892020200047.4120198.3220182022202339Description:In2023,moneytransfersmadeviaQRcodeandbarcodepaymentservicesinJapanamountedtoclosetooveronetrillionJapaneseyen.The?numberofmoneytransfersincreasedtomorethan293million.

ReadmoreNote(s):Japan;2018to2023Source(s):PaymentsJapanCHAPTER

07OtherpaymentmethodsBuyNow,PayLatermarketsizeinJapanfromfiscalyear2017to2022withforecastsuntil2027(inbillionJapaneseyen)SizeoftheBuyNow,PayLater(BNPL)marketinJapanFY2017-20273,0002,5002,0001,5002,450.372,145.651,887.161,644.771,428.241,260.931,08220211,0005000879687572440201720182019202020222023*2024**2025**2026**2027**41Description:Inthefiscalyear2022,theBuyNow,PayLater(BNPL)marketinJapanwasestimatedat1.26trillionJapaneseyen.Themarketwasprojectedtoexpandto2.45trillionyenbyfiscalyear2027.

ReadmoreNote(s):Japan;fiscalyears2017to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyear;marketsizeisbasedontransactionvolumehandledbydeferredpaymentserviceproviders;[...]

ReadmoreSource(s):YanoResearchUsagerateofBuyNow,PayLater(BNPL)servicesinJapanfromApril2022toNovember2023UsagerateofBuyNow,PayLaterservicesinJapan2022-202316%14%12%14%14%11%10%8%6%4%2%0%April2022April2023November202342Description:InasurveyconductedinNovember2023,around14percentofrespondentsinJapanreportedusingBuyNow,PayLater(BNPL)services.Theshareincreasedfrom11percentinApril2022.

ReadmoreNote(s):Japan;April2022toNovember2023;5,000*;16-69years;*SampleofsurveyconductedbetweenNovember20to22,2023.

Sampleofprevioussurveys:

April2023:n=20,000

April2022:n=20,000

Figuresreflecttheshareofrespondents[...]

ReadmoreSource(s):InfcurionUsagerateofBuyNow,PayLater(BNPL)servicesinJapanasofApril2023,byagegroupUsagerateofBuyNow,PayLaterservicesinJapan2023,byagegroup20%18%18%16%14%12%10%8%16%14%14%13%12%6%4%2%0%16to19years20to29years30to39years40to49years50to59years60to69years43Description:AccordingtoasurveyconductedinApril2023,theshareofconsumersusingBuyNow,PayLater(BNPL)servicesinJapanwashighestamongpeopleaged16to19years,at18percent.Around16percentofrespondentsintheirtwentiesreportedusingBNPLservices.ReadmoreNote(s):Japan;April11to13,2023;20,000*;16-69years;multipleanswerspossible;*Agedistributionofsample:16to19years:n=1,13720to29years:n=2,99430to39years:n=3,45140to49years:n=4,49050to59years:n=4,08160to69years:[...]

ReadmoreSource(s):InfcurionShareofconsumerswhohaveusedconveniencestore(konbini)paymentstopayforonlinepurchasesinthepastyearinJapanin2022,byagegroupConveniencestorepaymentusageamongdigitalbuyersinJapan2022,byagegroup60%49%50%40%30%20%10%0%45%44.7%39.9%37.7%36.4%31%29.1%15to19years20to29years30to39years40to49years50to59years60to69years70to79years

80yearsandolder44Description:AccordingtoasurveyconductedinJapanin2022,around49percentofdigitalbuyersaged15to19hadusedconveniencestorepaymentstopayforgoodsandservicespurchasedonlineinthepastyear.ConveniencestorepaymentswerethesecondmostpopularpaymentmethodforonlinepurchasesinJapan.Thein-storepaymentmethodwasmoreprevalentamongfemalec