2024版英文個(gè)人借款合同

2024版英文個(gè)人借款合同ContractNumber:_________Lender(PartyA):_________Borrower(PartyB):_________DateofContract:_________ConsideringthatPartyAiswillingtolendmoneytoPartyB,andPartyBisinneedoffinancialassistance,bothparties,basedontheprinciplesofequality,voluntariness,andmutualbenefit,havereachedthefollowingloanagreement:Article1:LoanAmount1.1PartyAagreestolendtoPartyBthesumof________(Currency),asapersonalloan.Article2:PurposeoftheLoan2.1PartyBagreestousetheloansolelyforthepurposeof________.Article3:InterestRate3.1Theinterestrateontheloanshallbe________%perannum,calculatedontheoutstandingbalance.Article4:LoanTerm4.1Theloantermshallcommenceonthedateofdisbursementandendon________.Article5:RepaymentSchedule5.1PartyBshallrepaytheloanin________installments,witheachinstallmentbeing________(Currency).5.2Thefirstinstallmentisdueon________,andsubsequentinstallmentsaredueonthesamedayofeachmonththereafter.Article6:RepaymentMethod6.1PartyBshallmakerepaymentsdirectlytoPartyA'sdesignatedbankaccount,thedetailsofwhichareasfollows:BankName:________AccountNumber:________AccountHolder:________Article7:Prepayment7.1PartyBmayprepaytheloaninfullorinpartatanytimewithoutpenalty.Article8:DefaultInterest8.1Intheeventofdefault,PartyBshallpaydefaultinterestatarateof________%perannumontheoverdueamount.Article9:Security9.1PartyBmayprovidesecurityfortheloanintheformof________(describethesecurity).Article10:RightsandObligationsofPartyA10.1PartyAshallhavetherighttodemandrepaymentoftheloanandinterestasperthetermsofthiscontract.10.2PartyAshallnotinterferewithPartyB'slawfuluseoftheloan.Article11:RightsandObligationsofPartyB11.1PartyBshallhavetherighttousetheloanfortheagreedpurpose.11.2PartyBshallbeobligedtorepaytheloanandinterestontimeandinfull.Article12:ModificationandTerminationoftheContract12.1Anymodificationorterminationofthiscontractmustbemadeinwritingandagreeduponbybothparties.12.2Thiscontractmaybeterminatedearlybymutualagreement.Article13:DisputeResolution13.1Anydisputesarisingfromtheexecutionofthiscontractshallberesolvedthroughnegotiation.13.2Ifnegotiationfails,thedisputeshallbesubmittedto________forarbitration.Article14:Confidentiality14.1Bothpartiesagreetokeepthetermsofthiscontractconfidentialandnotdisclosethemtoanythirdpartywithoutwrittenconsent.Article15:GoverningLaw15.1Thiscontractisgovernedbyandconstruedinaccordancewiththelawsof________.Article16:Notices16.1Allnoticesunderthiscontractshallbeinwritinganddeliveredtotheaddressesspecifiedinthiscontractorasupdatedbyeitherparty.Article17:EntireAgreement17.1Thiscontractrepresentstheentireagreementbetweenthepartiesandsupersedesallpriornegotiations,understandings,oragreements.Article18:Annexes18.1Theannexestothiscontractareanintegralpartofthiscontractandhavethesamelegaleffectasthemaintext.18.2Theannexesincludebutarenotlimitedto:AnnexA:LoanAgreementTermsAnnexB:SecurityAgreement(ifapplicable)Lender(PartyA):_________AuthorizedSignature:_________Borrower(PartyB):_________AuthorizedSignature:_________PlaceofSigning:_________DateofSigning:_________(Note:Theaboveisthefirsthalfofthecontract.Thesecondhalfwillbeprovidedinthenextquestion.)Article19:RepresentationsandWarranties19.1PartyBrepresentsandwarrantsthattheinformationprovidedinconnectionwiththisloanisaccurateandcomplete.Article20:Indemnification20.1PartyBagreestoindemnifyandholdPartyAharmlessfromanyloss,cost,orexpensearisingfromanybreachofthiscontract.Article21:Assignment21.1PartyAmayassignitsrightsunderthiscontractwithouttheconsentofPartyB.21.2PartyBmaynotassignitsobligationsunderthiscontractwithoutthepriorwrittenconsentofPartyA.Article22:ForceMajeure22.1Neitherpartyshallbeliableforanyfailureordelayinperformingitsobligationsunderthiscontractduetoforcemajeure.Article23:Waiver23.1Thefailureofeitherpartytoenforceanyprovisionofthiscontractshallnotbeconstruedasawaiverofsuchprovision.Article24:Severability24.1Ifanyprovisionofthiscontractisheldtobeinvalid,theremainingprovisionsshallremaininfullforceandeffect.Article25:ExecutionofDocuments25.1PartyBshallexecuteanddeliveralldocumentsandinstrumentsnecessarytoperfectthesecurityinterest,ifany.Article26:Survival26.1TheobligationsunderArticles20(Indemnification)and14(Confidentiality)shallsurvivetheterminationofthiscontract.Article27:AmendmentsinWriting27.1Anyamendmentstothiscontractmustbeinwritingandsignedbybothparties.Article28:Counterparts28.1Thiscontractmaybeexecutedincounterparts,eachofwhichshallbedeemedanoriginal,butallofwhichtogethershallconstituteoneandthesameinstrument.Attachments:I.AttachmentA:LoanAgreementTermsII.AttachmentB:SecurityAgreementIII.AttachmentC:PromissoryNote(ifapplicable)IV.AttachmentD:ListofDocumentsforPerfectionofSecurityInterestBreachofContractandDetermination:Abreachofcontractoccurswhenapartyfailstoperformanyofitsobligationsunderthecontract.Thedeterminationofabreachisbasedontheactualcircumstancesandthetermsofthecontract.LegalTermsandDefinitions:Legaltermsusedinthiscontractaredefinedaccordingtotherelevantlawsandregulations.Undefinedlegaltermsshallbeinterpretedbymutualagreementofthepartiesorinaccordancewithapplicablelawsandregulations.ProblemsEncounteredDuringExecutionandSolutions:Partiesshouldactivelycommunicateandresolveissuesencounteredduringtheexecuti