二零二四年度中小企業(yè)借款合同英文版下載3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME二零二四年度中小企業(yè)借款合同英文版本合同目錄一覽1.AgreementDetails1.1ContractParties1.2ContractDuration1.3InterestRate2.LoanTerms2.1LoanAmount2.2LoanPurpose2.3DisbursementSchedule2.4RepaymentSchedule2.5LatePaymentCharges3.Security3.1CollateralDescription3.2SecurityRights3.3EnforcementofSecurity4.Insurance4.1LoanInsurance4.2Borrower'sInsuranceObligations5.ConditionsPrecedent5.1CompliancewithLaws5.2FinancialCovenants5.3ConditionsforLoanApproval6.Borrower'sObligations6.1UseofLoanProceeds6.2FinancialReporting6.3CompliancewithLoanAgreement7.Lender'sRights7.1LoanApproval7.2LoanDisbursement7.3LoanRepayment7.4DefaultandRemedies8.GoverningLawandDisputeResolution8.1GoverningLaw8.2DisputeResolutionMechanism9.MiscellaneousProvisions9.1ForceMajeure9.2EntireAgreement9.3Assignment9.4Amendments10.LoanDocumentation10.1LoanAgreement10.2LoanAgreementAddenda10.3SecurityAgreement11.Definitions11.1CapitalizedTerms11.2LoanAgreementDefinitions12.Signatures12.1Borrower'sSignature12.2Lender'sSignature13.ExecutionDate14.Attachments14.1LoanApplication14.2FinancialStatements第一部分：合同如下：1.AgreementDetails1.1ContractPartiesThepartiestothisAgreementaretheBorrower,identifiedas[Borrower'sName],andtheLender,identifiedas[Lender'sName].TheBorrowerandtheLenderarecollectivelyreferredtoasthe"Parties"throughoutthisAgreement.1.2ContractDurationThisAgreementshallbeeffectivefrom[StartDate]to[EndDate],unlessterminatedearlierinaccordancewiththeprovisionsofthisAgreement.1.3InterestRate2.LoanTerms2.1LoanAmountTheLoanshallhaveanaggregateprincipalamountof[LoanAmount](hereinafterreferredtoasthe"LoanAmount").2.2LoanPurposeTheBorroweragreestousetheLoanproceedsexclusivelyfor[DescriptionofLoanPurpose].2.3DisbursementScheduleTheLendershalldisbursetheLoaninaccordancewiththefollowingschedule:[DisbursementScheduleDetails].2.4RepaymentScheduleTheBorrowershallrepaytheLoaninaccordancewiththefollowingschedule:[RepaymentScheduleDetails].2.5LatePaymentChargesIntheeventofalatepayment,theBorrowershallpayalatepaymentchargeof[LatePaymentChargePercentage]%oftheoutstandingprincipalamountforeachmonthorpartthereofthatthepaymentisoverdue.3.Security3.1CollateralDescriptionTheBorrowerheregrantstotheLenderafirstprioritysecurityinterestinthefollowingcollateral:[DescriptionofCollateral].3.2SecurityRightsTheLendershallhavetherighttoseize,sell,orotherwisedisposeoftheCollateralupondefaulttheBorrowerunderthisAgreement.3.3EnforcementofSecurityTheBorroweragreestocooperatewiththeLenderintheenforcementofthesecurityinterestcreatedthisAgreement.4.Insurance4.1LoanInsuranceTheBorrowershallmaintaininsurancecoverageontheCollateralinanamountnotlessthantheoutstandingprincipalbalanceoftheLoan.4.2Borrower'sInsuranceObligationsTheBorrowershallbesolelyresponsibleforobtainingandmaintainingallinsurancepoliciesrequiredunderthisAgreement.5.ConditionsPrecedent5.1CompliancewithLaws5.2FinancialCovenantsTheBorroweragreestomaintaincertainfinancialratiosandcovenantsasspecifiedintheLoanAgreement.5.3ConditionsforLoanApprovalTheLoanshallbesubjecttothesatisfactionofthefollowingconditionsprecedent:[ConditionsforLoanApprovalDetails].6.Borrower'sObligations6.1UseofLoanProceedsTheBorroweragreestousetheLoanproceedsforthepurposessetforthinSection2.2ofthisAgreement.6.2FinancialReportingTheBorroweragreestoprovidetheLenderwithperiodicfinancialreportsandotherinformationasrequiredtheLender.6.3CompliancewithLoanAgreement8.GoverningLawandDisputeResolution8.1GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction].8.2DisputeResolutionMechanismIntheeventofanydisputeordifferencearisingoutoforinconnectionwiththisAgreement,thePartiesshallfirstendeavortoresolvesuchdisputethroughgoodfaithnegotiations.Ifsuchnegotiationsfailtoresolvethedisputewithinareasonableperiodoftime,thedisputeshallbereferredto[DisputeResolutionBodyorArbitrationPanel]forresolution,inaccordancewiththerulesofsaidbodyorpanel.9.MiscellaneousProvisions9.1ForceMajeureNeitherPartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthisAgreementtotheextentthatsuchfailureordelayiscausedanyactofGod,war,strike,lockout,labordispute,riot,civildisturbances,oranyothercausebeyondthereasonablecontrolofsuchParty.9.2EntireAgreementThisAgreementconstitutestheentireagreementbetweenthePartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheParties.9.3AssignmentTheBorrowermaynotassignthisAgreementoranyofitsrightsorobligationshereunderwithoutthepriorwrittenconsentoftheLender.TheLendermayassignthisAgreementoranyofitsrightsorobligationshereunderwithouttheconsentoftheBorrower.9.4AmendmentsAnyamendmenttothisAgreementshallbeinwritingandexecutedbothParties.NoamendmentshallbebindingunlessexecutedinaccordancewiththeprovisionsofthisAgreement.10.LoanDocumentation10.1LoanAgreementThisAgreement,togetherwiththeLoanAgreement,LoanAgreementAddenda,SecurityAgreement,andallotherdocumentsdeliveredinconnectionwiththisAgreement,constitutestheentireLoanDocumentation.10.2LoanAgreementAddendaAnyLoanAgreementAddendashallbedeemedtobeanintegralpartofthisAgreementandshallhavethesameforceandeffectasiffullysetforthherein.10.3SecurityAgreementTheSecurityAgreementshallbeexecutedtheBorrowerandtheLenderandshallbegovernedtheprovisionsofthisAgreement.11.Definitions11.1CapitalizedTermsAllcapitalizedtermsusedinthisAgreementshallhavethemeaningsascribedtothemintheLoanAgreementorasotherwisedefinedherein.11.2LoanAgreementDefinitionsThedefinitionscontainedintheLoanAgreementshallapplytothetermsusedinthisAgreementunlessotherwisedefinedinthisAgreement.12.Signatures12.1Borrower'sSignatureTheBorrowerrepresentsandwarrantsthatthepersonsigningthisAgreementonitsbehalfisauthorizedtodosoandisexecutingthisAgreementonbehalfoftheBorrower.12.2Lender'sSignatureThepersonsigningthisAgreementonbehalfoftheLenderrepresentsandwarrantsthatsuchpersonisauthorizedtodosoandisexecutingthisAgreementonbehalfoftheLender.13.ExecutionDateThisAgreementshallbeexecutedonthedatefirstwrittenabove,whichshallbetheExecutionDate.14.Attachments14.1LoanApplicationTheLoanApplicationsubmittedtheBorrowertotheLendershallbedeemedtobeanattachmenttothisAgreementandshallbeincorporatedhereinreference.14.2FinancialStatementsTheFinancialStatementssubmittedtheBorrowertotheLenderinsupportoftheLoanApplicationshallbedeemedtobeanattachmenttothisAgreementandshallbeincorporatedhereinreference.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthisAgreement,a"ThirdParty"referstoanyentity,individual,orintermediarythatisnotaPartytothisAgreementbutisinvolvedintheperformanceoradministrationofthisAgreement,includingbutnotlimitedtofinancialadvisors,consultants,appraisers,auditors,brokers,oranyotherpersonorentityengagedinfacilitatingthetransactionsorobligationsunderthisAgreement.15.2AppointmentofThirdPartyThePartiesmayappointaThirdPartytoperformspecificservicesorfunctionsunderthisAgreement,withtheconsentoftheotherParties.AnysuchappointmentshallbeinwritingandshallspecifythescopeoftheThirdParty'sdutiesandresponsibilities.15.3RightsandObligationsofThirdParty15.3.1RightsTheThirdPartyshallhavetherighttoreceivepaymentforitsservicesfromtheParties,asagreeduponintheappointmentdocument.15.3.2Obligations15.4Indemnification15.4.1IndemnificationThirdPartyTheThirdPartyagreestoindemnifyandholdthePartiesharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeThirdParty'sbreachofitsobligationsunderthisAgreement.15.4.2IndemnificationPartiesThePartiesagreetoindemnifyandholdtheThirdPartyharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeParties'breachoftheirobligationsunderthisAgreementoranyactionorinactionthePartiesthatisnotinaccordancewiththetermsofthisAgreement.16.AdditionalTermsandConditionsUponThirdPartyInvolvement16.1AdditionalObligationsofBorrowerandLenderUpontheinvolvementofaThirdParty,theBorrowerandtheLendershall,inadditiontotheirobligationsunderthisAgreement,ensurethattheThirdParty'sactivitiesdonotprejudicetheinterestsoftheotherParty.16.2CommunicationandCoordination16.3ChangestotheAgreementThePartiesmay,mutualagreement,modifythisAgreementtoreflecttheinvolvementoftheThirdParty,providedthatanysuchmodificationisinwritingandexecutedallParties.17.LimitationofLiabilityofThirdParty17.1LimitationofLiabilityTheliabilityoftheThirdPartyforanyactoromissionunderthisAgreementshallbelimitedtothedirectdamagesarisingfromsuchactoromission,andshallnotexceedtheamountoffeespaidtotheThirdPartyforitsservices.17.2ExclusionofConsequentialDamagesTheliabilityoftheThirdPartyforanyconsequential,special,indirect,orpunitivedamagesarisingoutoforinconnectionwiththisAgreementishereexcluded.17.3IndemnificationThirdPartyTheThirdPartyshallindemnifyandholdthePartiesharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeThirdParty'sbreachofitsobligationsunderthisAgreementoranyactionorinactiontheThirdPartythatisnotinaccordancewiththetermsofthisAgreement.18.TerminationofThirdPartyInvolvement18.1TerminationAgreementThePartiesmayterminatetheinvolvementoftheThirdPartymutualagreement,providedthatsuchterminationdoesnotprejudicetherightsandobligationsofthePartiesunderthisAgreement.18.2TerminationBreachIftheThirdPartybreachesitsobligationsunderthisAgreement,thePartiesmayterminatetheinvolvementoftheThirdPartyuponwrittennotice,providedthatthebreachisnotcuredwithinareasonableperiodoftime.18.3ConsequencesofTerminationUponterminationoftheinvolvementoftheThirdParty,thePartiesshallensurethattheobligationsoftheThirdPartyunderthisAgreementareproperlyfulfilledortransferredtoanotherappropriateThirdParty,asagreedupontheParties.第三部分：其他補(bǔ)充性說明和解釋說明一：附件列表：1.LoanApplication詳細(xì)要求：包含借款人的基本信息、貸款申請金額、用途、還款計(jì)劃等。說明：該附件是貸款申請的初始文件，用于評估借款人的資格。2.FinancialStatements詳細(xì)要求：提供借款人最近的財(cái)務(wù)報(bào)表，包括資產(chǎn)負(fù)債表、利潤表和現(xiàn)金流量表。說明：財(cái)務(wù)報(bào)表用于評估借款人的財(cái)務(wù)狀況和償債能力。3.SecurityAgreement詳細(xì)要求：詳細(xì)描述抵押品或擔(dān)保品的類型、價(jià)值、占有方式等。說明：該附件是確保貸款安全性的關(guān)鍵文件。4.InsurancePolicies詳細(xì)要求：提供借款人持有的保險(xiǎn)單，包括貸款保險(xiǎn)、財(cái)產(chǎn)保險(xiǎn)、責(zé)任保險(xiǎn)等。說明：保險(xiǎn)單用于確保借款人在違約或事故發(fā)生時(shí)的損失得到補(bǔ)償。5.FinancialCovenantsComplianceCertificate詳細(xì)要求：借款人定期提供的證明文件，證明其已遵守財(cái)務(wù)約束條款。說明：該證書用于確保借款人持續(xù)滿足貸款條件。6.ChangeofControlNotification詳細(xì)要求：在借款人發(fā)生所有權(quán)變更或控制權(quán)變更時(shí)，需提交的文件。說明：該附件用于評估變更對貸款的影響。7.EventofDefaultNotification詳細(xì)要求：在發(fā)生違約事件時(shí)，借款人需提交的文件。說明：該附件用于啟動違約補(bǔ)救程序。8.AssignmentofLoan詳細(xì)要求：在貸款轉(zhuǎn)讓時(shí)，轉(zhuǎn)讓方和受讓方需簽署的文件。說明：該附件用于正式記錄貸款的轉(zhuǎn)讓。說明二：違約行為及責(zé)任認(rèn)定：1.FailuretoMakePayments責(zé)任認(rèn)定標(biāo)準(zhǔn)：未在約定的還款日支付貸款本金或利息。示例說明：如果借款人連續(xù)三次未按期支付利息，則構(gòu)成違約。2.BreachofFinancialCovenants責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人未能遵守合同中規(guī)定的財(cái)務(wù)比率或條件。示例說明：如果借款人的流動比率低于合同規(guī)定的最低標(biāo)準(zhǔn)，則構(gòu)成違約。3.FailuretoProvideFinancialStatements責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人未在規(guī)定時(shí)間內(nèi)提供財(cái)務(wù)報(bào)表。示例說明：如果借款人未在每月的一天前提交財(cái)務(wù)報(bào)表，則構(gòu)成違約。4.MisrepresentationorFraud責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人在申請貸款過程中提供虛假信息或進(jìn)行欺詐。示例說明：如果借款人虛報(bào)收入以獲取更高的貸款額度，則構(gòu)成違約。5.BreachofSecurityAgreement責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人未履行其對抵押品或擔(dān)保品的保管義務(wù)。示例說明：如果借款人未經(jīng)許可出售抵押品，則構(gòu)成違約。6.InsolvencyorBankruptcy責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人進(jìn)入破產(chǎn)程序或宣布破產(chǎn)。示例說明：如果借款人申請破產(chǎn)保護(hù)，則構(gòu)成違約。7.MaterialAdverseChange責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人的財(cái)務(wù)狀況或業(yè)務(wù)狀況發(fā)生重大不利變化。示例說明：如果借款人因市場變化導(dǎo)致收入下降超過預(yù)期，則構(gòu)成違約。全文完。二零二四年度中小企業(yè)借款合同英文版1本合同目錄一覽1.定義與解釋1.1定義1.2解釋2.合同雙方2.1借款方2.2借貸方3.借款金額3.1借款本金3.2利息計(jì)算4.借款期限4.1借款期限起止日期4.2延期條款5.利息支付5.1利息支付方式5.2利息支付頻率6.還款計(jì)劃6.1還款方式6.2還款時(shí)間表7.借款用途7.1借款用途說明7.2違約責(zé)任8.保密條款8.1保密內(nèi)容8.2保密期限9.爭議解決9.1爭議解決方式9.2爭議解決地點(diǎn)10.合同生效10.1合同生效條件10.2合同生效日期11.合同解除11.1合同解除條件11.2合同解除程序12.合同變更12.1合同變更條件12.2合同變更程序13.合同附件13.1附件一：借款合同13.2附件二：還款計(jì)劃表14.其他14.1法律適用14.2合同份數(shù)14.3合同簽署第一部分：合同如下：1.定義與解釋1.1定義1.1.1“借款方”指在本合同中借款的一方，即甲方。1.1.2“借貸方”指在本合同中提供借款的一方，即乙方。1.1.3“借款金額”指本合同中約定的借款總額。1.1.4“借款期限”指本合同中約定的借款起止日期。1.1.5“利息”指根據(jù)本合同約定的利率計(jì)算出的借款利息。1.1.6“保密條款”指本合同中關(guān)于雙方保密義務(wù)的條款。1.1.7“爭議解決”指本合同中約定的解決合同履行過程中發(fā)生爭議的方式。1.1.8“合同生效”指本合同經(jīng)雙方簽署并生效的日期。1.1.9“合同解除”指本合同在符合法定或約定的條件下終止的條款。1.1.10“合同變更”指本合同在履行過程中，經(jīng)雙方協(xié)商一致對原有條款的修改。1.2解釋1.2.1本合同中所有用詞均應(yīng)按照其通常含義進(jìn)行解釋。1.2.2若對本合同條款有爭議，應(yīng)參照相關(guān)法律法規(guī)和行業(yè)慣例進(jìn)行解釋。2.合同雙方2.1借款方2.1.1借款方全稱：____________________2.1.2借款方法定代表人或授權(quán)代表簽名：____________________2.1.3借款方住所地：____________________2.1.4借款方開戶銀行及賬號：____________________2.2借貸方2.2.1借貸方全稱：____________________2.2.2借貸方法定代表人或授權(quán)代表簽名：____________________2.2.3借貸方住所地：____________________2.2.4借貸方開戶銀行及賬號：____________________3.借款金額3.1借款本金3.1.1本合同借款本金為人民幣____________元整。3.2利息計(jì)算3.2.1利息計(jì)算方法：按年利率____________%計(jì)算，按月計(jì)息，按季支付。3.2.2利息計(jì)算公式：利息=借款本金×年利率÷12×借款期限（月數(shù)）4.借款期限4.1借款期限起止日期4.1.1借款期限自____________年____________月____________日起至____________年____________月____________日止。4.2延期條款4.2.1若借款方因不可抗力或其他原因無法按期償還借款，可向借貸方提出延期申請，經(jīng)借貸方同意后，可延長借款期限。5.利息支付5.1利息支付方式5.1.1利息支付方式為按季支付，具體支付日期為每季度第一個(gè)月的一個(gè)工作日。5.2利息支付頻率5.2.1利息支付頻率為每季一次。6.還款計(jì)劃6.1還款方式6.1.1還款方式為分期償還，具體還款計(jì)劃如下：6.1.2還款計(jì)劃表詳見附件二。6.2還款時(shí)間表6.2.1還款時(shí)間表詳見附件二。7.借款用途7.1借款用途說明7.1.1借款方承諾將借款用于____________業(yè)務(wù)。7.2違約責(zé)任7.2.1若借款方未按約定的用途使用借款，借貸方有權(quán)要求借款方立即償還全部借款本金及利息，并追究其違約責(zé)任。8.保密條款8.1保密內(nèi)容8.1.1雙方對本合同的條款、內(nèi)容以及履行情況負(fù)有保密義務(wù)。8.1.2保密內(nèi)容不包括本合同中已公開的信息或經(jīng)雙方書面同意公開的信息。8.2保密期限8.2.1本保密條款的保密期限自本合同簽訂之日起至合同終止后兩年止。9.爭議解決9.1爭議解決方式9.1.1雙方在履行本合同過程中發(fā)生的爭議，應(yīng)通過友好協(xié)商解決。9.1.2如協(xié)商不成，任何一方均有權(quán)將爭議提交至合同簽訂地人民法院訴訟解決。9.2爭議解決地點(diǎn)9.2.1爭議解決地點(diǎn)為合同簽訂地。10.合同生效10.1合同生效條件10.1.1本合同自雙方法定代表人或授權(quán)代表簽字蓋章之日起生效。10.1.2本合同自借款本金實(shí)際劃轉(zhuǎn)至借款方賬戶之日起生效。10.2合同生效日期10.2.1本合同生效日期為____________年____________月____________日。11.合同解除11.1合同解除條件11.1.1.1一方嚴(yán)重違約，另一方有權(quán)解除合同；11.1.1.2因不可抗力導(dǎo)致合同無法履行；11.1.1.3雙方協(xié)商一致解除合同。11.2合同解除程序11.2.1解除合同的一方應(yīng)提前________天書面通知另一方；11.2.2收到解除通知的一方應(yīng)在________天內(nèi)確認(rèn)或拒絕解除合同。12.合同變更12.1合同變更條件12.1.1.1雙方協(xié)商一致；12.1.1.2法律法規(guī)或政策發(fā)生變化，導(dǎo)致合同內(nèi)容需要調(diào)整。12.2合同變更程序12.2.1變更合同應(yīng)采用書面形式，并由雙方簽字蓋章；12.2.2變更后的合同條款自雙方簽字蓋章之日起生效。13.合同附件13.1附件一：借款合同13.2附件二：還款計(jì)劃表14.其他14.1法律適用14.1.1本合同適用中華人民共和國法律。14.2合同份數(shù)14.2.1本合同一式________份，甲乙雙方各執(zhí)________份，具有同等法律效力。14.3合同簽署14.3.1本合同由甲乙雙方于____________年____________月____________日在____________地簽署。第二部分：第三方介入后的修正15.第三方介入15.1第三方概念15.1.1“第三方”指在本合同中，除甲乙雙方外的任何個(gè)人、組織或機(jī)構(gòu)，包括但不限于中介方、擔(dān)保方、評估機(jī)構(gòu)、監(jiān)管機(jī)構(gòu)等。15.1.2第三方介入是指在本合同履行過程中，第三方根據(jù)合同約定或法律規(guī)定，提供相關(guān)服務(wù)或承擔(dān)特定職責(zé)。15.2第三方介入的職責(zé)15.2.1.1中介方：協(xié)助甲乙雙方進(jìn)行合同洽談、簽訂和履行；15.2.1.2擔(dān)保方：提供擔(dān)保服務(wù)，確保甲乙雙方履行合同義務(wù)；15.2.1.3評估機(jī)構(gòu)：對借款方進(jìn)行信用評估或?qū)杩钣猛具M(jìn)行評估；15.2.1.4監(jiān)管機(jī)構(gòu)：對合同履行進(jìn)行監(jiān)管，確保合同遵守相關(guān)法律法規(guī)。15.3第三方責(zé)任限額15.3.1第三方的責(zé)任限額應(yīng)根據(jù)合同約定或法律規(guī)定確定。15.3.2若合同未明確責(zé)任限額，則第三方責(zé)任限額如下：15.3.2.1中介方：中介方對合同履行過程中因自身過錯(cuò)造成的損失，承擔(dān)相應(yīng)的賠償責(zé)任，但賠償總額不超過中介服務(wù)費(fèi)的________倍。15.3.2.2擔(dān)保方：擔(dān)保方對借款本金及利息的損失承擔(dān)賠償責(zé)任，但賠償總額不超過擔(dān)保金額的________倍。15.3.2.3評估機(jī)構(gòu)：評估機(jī)構(gòu)對評估結(jié)果的真實(shí)性負(fù)責(zé)，若評估結(jié)果存在虛假，評估機(jī)構(gòu)應(yīng)承擔(dān)相應(yīng)的法律責(zé)任。15.3.2.4監(jiān)管機(jī)構(gòu)：監(jiān)管機(jī)構(gòu)對本合同的履行進(jìn)行監(jiān)管，但不對合同履行過程中的損失承擔(dān)責(zé)任。16.第三方與其他各方的劃分說明16.1第三方與甲方的劃分說明16.1.1第三方與甲方之間的關(guān)系僅限于合同約定的范圍內(nèi)，甲方對第三方的行為不承擔(dān)責(zé)任。16.1.2甲方與第三方之間的爭議，應(yīng)按照合同約定或法律規(guī)定解決。16.2第三方與乙方的劃分說明16.2.1第三方與乙方之間的關(guān)系僅限于合同約定的范圍內(nèi)，乙方對第三方的行為不承擔(dān)責(zé)任。16.2.2乙方與第三方之間的爭議，應(yīng)按照合同約定或法律規(guī)定解決。16.3第三方與其他各方的劃分說明16.3.1第三方與其他各方之間的關(guān)系應(yīng)根據(jù)合同約定或法律規(guī)定確定。16.3.2各方之間應(yīng)明確各自的權(quán)責(zé)，避免因第三方介入而產(chǎn)生的權(quán)責(zé)不清問題。17.第三方變更17.1第三方變更條件17.1.1.1合同約定；17.1.1.2法律法規(guī)或政策發(fā)生變化；17.1.1.3雙方協(xié)商一致。17.2第三方變更程序17.2.1第三方變更應(yīng)采用書面形式，并由甲乙雙方及第三方簽字蓋章；17.2.2變更后的合同條款自各方簽字蓋章之日起生效。第三部分：其他補(bǔ)充性說明和解釋說明一：附件列表：1.附件一：借款合同詳細(xì)要求：包含借款金額、期限、利率、還款計(jì)劃、借款用途、保密條款、爭議解決、合同生效、合同解除、合同變更等條款的詳細(xì)內(nèi)容。附件說明：本附件為借款合同的主要文件，是雙方權(quán)利義務(wù)的依據(jù)。2.附件二：還款計(jì)劃表詳細(xì)要求：列出每個(gè)還款周期的還款金額、還款日期、利息計(jì)算等詳細(xì)信息。附件說明：本附件為借款方的還款計(jì)劃，用于指導(dǎo)借款方的還款行為。3.附件三：借款方信用評估報(bào)告詳細(xì)要求：包括借款方的財(cái)務(wù)狀況、信用記錄、還款能力等評估內(nèi)容。附件說明：本附件由評估機(jī)構(gòu)出具，用于評估借款方的信用狀況。4.附件四：擔(dān)保合同詳細(xì)要求：包括擔(dān)保金額、擔(dān)保期限、擔(dān)保方式、擔(dān)保責(zé)任等條款。附件說明：本附件為擔(dān)保方與借款方之間的擔(dān)保協(xié)議，確保借款方的還款義務(wù)。5.附件五：中介服務(wù)合同詳細(xì)要求：包括中介服務(wù)的內(nèi)容、費(fèi)用、期限、雙方權(quán)利義務(wù)等條款。附件說明：本附件為中介方與甲乙雙方之間的中介服務(wù)協(xié)議，明確中介方的職責(zé)。6.附件六：監(jiān)管機(jī)構(gòu)批準(zhǔn)文件詳細(xì)要求：包括監(jiān)管機(jī)構(gòu)對合同履行的批準(zhǔn)文件。附件說明：本附件為監(jiān)管機(jī)構(gòu)對合同履行的認(rèn)可，確保合同符合法律法規(guī)。說明二：違約行為及責(zé)任認(rèn)定：1.違約行為違約方未按合同約定時(shí)間支付利息或本金。違約方未按合同約定用途使用借款。違約方未按合同約定提供擔(dān)保或擔(dān)保不足。違約方泄露合同內(nèi)容或違反保密條款。違約方未能履行合同約定的其他義務(wù)。2.責(zé)任認(rèn)定標(biāo)準(zhǔn)違約方應(yīng)根據(jù)違約行為的嚴(yán)重程度和影響，承擔(dān)相應(yīng)的違約責(zé)任。違約方應(yīng)賠償因違約行為給對方造成的直接經(jīng)濟(jì)損失。違約方應(yīng)承擔(dān)違約行為給對方造成的合理預(yù)期損失。違約方應(yīng)承擔(dān)違約行為給對方造成的名譽(yù)損失。違約方應(yīng)承擔(dān)違約行為給對方造成的其他損失。3.示例說明示例一：若借款方未按合同約定時(shí)間支付利息，則借款方應(yīng)向借貸方支付逾期利息，并承擔(dān)相應(yīng)的違約金。示例二：若借款方未按合同約定用途使用借款，則借貸方有權(quán)要求借款方立即償還全部借款本金及利息，并追究其違約責(zé)任。示例三：若擔(dān)保方未能履行擔(dān)保責(zé)任，則擔(dān)保方應(yīng)承擔(dān)因借款方違約而產(chǎn)生的損失，包括但不限于借款本金、利息和違約金。全文完。二零二四年度中小企業(yè)借款合同英文版2本合同目錄一覽1.ContractOverview1.1ContractParties1.2LoanPurpose1.3LoanAmount1.4InterestRate1.5RepaymentSchedule1.6LoanDuration1.7Collateral(ifapplicable)1.8Security1.9DefaultConditions1.10EarlyRepaymentOptions1.11GoverningLaw1.12DisputeResolution1.13Confidentiality1.14AmendmentsandModifications1.15ExecutionandEffectiveDate第一部分：合同如下：1.ContractOverview1.1ContractPartiesBorrower:[Borrower'sName]Lender:[Lender'sName]DateofContract:[ContractDate]1.2LoanPurposeTheloanisgrantedfor[Specifythepurposeoftheloan,e.g.,businessexpansion,workingcapital,etc.].1.3LoanAmountTheprincipalamountoftheloanis[Specifytheloanamount,e.g.,$100,000].1.4InterestRate1.5RepaymentScheduleTheborroweragreestorepaytheloaninequalmonthlyinstallmentsoveraperiodof[Specifytherepaymentterm,e.g.,5years].Thefirstinstallmentisdueon[Specifytheduedateofthefirstinstallment].Eachsubsequentinstallmentisdueonthesamedayofeachmonth.1.6LoanDurationTheloandurationis[Specifytheloanterm,e.g.,60months]fromthedateofdisbursement.1.7Collateral(ifapplicable)[Specifyifcollateralisrequired]Theborrowershallprovide[Specifytypeofcollateral,e.g.,property,equipment,etc.]assecurityfortheloan.1.8Security[Specifyifadditionalsecurityisrequired]Theborroweragreestomaintain[Specifytypeofsecurity,e.g.,insurance,guarantees,etc.]throughoutthetermoftheloan.2.DefaultConditions2.1NonrepaymentIftheborrowerfailstomakeapaymentontheduedate,theborrowerwillbeconsideredindefault.2.2LatePaymentAlatepaymentfeeof[Specifythelatefee,e.g.,1%permonth]willbechargedonanyoverduepayment.2.3BreachofContractAnybreachofthiscontracteitherpartywillconstituteadefault.3.EarlyRepaymentOptions3.1PrepaymentTheborrowerhastherighttoprepaytheloaninfullorinpartatanytimewithoutpenalty.3.2PartialPrepaymentPartialprepaymentsshallbeappliedtotheprincipalamountfirst,reducingtheremainingprincipalandthefutureinterestdue.4.GoverningLawThiscontractshallbegovernedthelawsof[Specifythegoverninglaw,e.g.,UnitedStatesofAmerica].5.DisputeResolutionAnydisputesarisingfromthiscontractshallberesolvedthroughamicablenegotiations.Ifnegotiationsfail,themattershallbereferredtoarbitrationundertherulesof[Specifythearbitrationinstitution,e.g.,theInternationalChamberofCommerce].6.ConfidentialityThepartiesagreetokeepconfidentialallinformationdisclosedduringthenegotiation,execution,orperformanceofthiscontract.7.AmendmentsandModificationsAnyamendmentormodificationofthiscontractmustbeinwritingandexecutedbothparties.8.ExecutionandEffectiveDate8.1ExecutionofContractThiscontractshallbeexecutedintwocounterparts,eachpartyretainingoneoriginal.Eachcounterpartshallbedeemedanoriginalcontract.8.2EffectiveDate9.Notifications9.1MannerofNotification9.2AddressforNotifications[Borrower'sName][Borrower'sAddress][Lender'sName][Lender'sAddress]10.AssignmentandTransfer10.1AssignmentTheborrowermaynotassignthiscontractoranyofitsrightsorobligationshereunderwithoutthepriorwrittenconsentofthelender.10.2TransferThelendermaytransferitsrightsandobligationsunderthiscontracttoanythirdpartywiththeborrower'sconsent,whichconsentshallnotbeunreasonablywithheld.11.EntireAgreement11.1IncorporationThiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal,relatingtothesubjectmatterhereof.11.2AmendmentsAnyamendmenttothiscontractmustbemadeinwritingandexecutedbothparties.12.Waiver12.1NoWaiverNofailureordelayeitherpartytoexerciseanyrightorremedyunderthiscontractshalloperateasawaiverofthatoranyotherrightorremedy.12.2CumulativeRightsTherightsandremediesprovidedunderthiscontractarecumulativeanddonotexcludeanyrightsorremediesprovidedlaw.13.ForceMajeure13.1EventofForceMajeureNeitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthiscontractduetoanycausebeyonditsreasonablecontrol,includingactsofGod,war,civildisturbance,oranygovernmentalaction.13.2NoticeofForceMajeureTheaffectedpartyshallpromptlynotifytheotherpartyoftheoccurrenceofaneventofforcemajeureandshallusereasonableeffortstomitigateitseffects.14.Termination14.1TerminationAgreementEitherpartymayterminatethiscontractwrittennoticetotheotherpartyiftheotherpartyisindefaultunderthiscontractandfailstocuresuchdefaultwithin[Specifythecureperiod,e.g.,30days]afterreceivingwrittennotice.14.2TerminationBreachIfapartybreachesanymaterialtermorconditionofthiscontractandfailstocuresuchbreachwithin[Specifythecureperiod,e.g.,30days]afterreceivingwrittennotice,thenonbreachingpartymayterminatethiscontractwrittennotice.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthiscontract,"ThirdParty"referstoanyindividual,entity,ororganizationthatisnotapartytothisagreementbutisengagedintheprovisionofservices,assistance,oradviceinconnectionwiththeperformanceofthiscontract.15.2TypesofThirdPartyInvolvementAThirdPartymayinclude,butisnotlimitedto,consultants,auditors,brokers,escrowagents,andserviceproviders.16.ThirdPartyAgreements16.1ThirdPartyContractsAnyagreementbetweenapartyandaThirdPartyshallbegovernedaseparatecontractbetweensuchpartiesandshallnotaffecttheobligationsorrightsunderthiscontract.16.2ThirdPartyAuthorizationApartymayauthorizeaThirdPartytoactonitsbehalfinrelationtothiscontract,providedthatsuchauthorizationisinwritingandacopyisprovidedtotheotherparty.17.ThirdPartyResponsibilities17.1ScopeofResponsibilityTheresponsibilitiesofaThirdPartyunderthiscontractshallbedefinedintherelevantagreementbetweenthepartyandtheThirdParty.17.2LimitationofLiabilityTheliabilityofaThirdPartyunderthiscontractshallbelimitedtothetermsoftheagreementbetweenthepartyandtheThirdParty,andsuchliabilityshallnotexceedthefeepaidtotheThirdPartyforitsservices.18.IndemnificationThirdParty18.1IndemnificationforBreachIfaThirdPartybreachesitsobligationsunderitsagreementwithaparty,theThirdPartyshallindemnifythepartyforanylosses,damages,orliabilitiesincurredasaresultofsuchbreach.18.2IndemnificationforNegligenceIfaThirdPartyisnegligentintheperformanceofitsdutiesandcauseslossordamagetoaparty,theThirdPartyshallindemnifythepartyforsuchlossordamage.19.ThirdPartyPerformance19.1AcceptanceofPerformanceThepartyengagingaThirdPartyshallaccepttheperformanceoftheThirdPartyasfulfillingitsobligationsunderthiscontract,providedthatsuchperformancemeetsthestandardsandspecificationssetforthintherelevantagreement.19.2CompliancewithContractAThirdPartyshallactinaccordancewiththetermsofthiscontractandanyotherrelevantagreementstoensurethatitsservicesoradvicedonotcauseabreachofthiscontract.20.TerminationofThirdPartyInvolvement20.1TerminationAgreementTheterminationofaThirdParty'sinvolvementunderthiscontractmaybeagreeduponthepartyandtheThirdPartyinaccordancewiththetermsoftheiragreement.20.2TerminationBreachIfaThirdPartybreachesitsobligationsunderitsagreement,thepartymayterminatetheinvolvementoftheThirdPartywrittennotice,inwhichcasetheprovisionsofSection14(Termination)shallapply.21.ThirdPartyNotification21.1NotificationofChangesAnychangestotheinvolvementofaThirdPartyshallbepromptlynotifiedtotheotherpartyinwriting.21.2CommunicationwithThirdPartyThepartyengagingaThirdPartyshallensurethattheThirdPartyiskeptinformedofanydevelopmentsorchangesthatmayaffectitsperformanceundertheagreement.22.ThirdPartyDataandConfidentiality22.1DataProtectionAnydataorinformationprovidedapartytoaThirdPartyshallbesubjecttothesamelevelofdataprotectionasrequiredthiscontract.22.2ConfidentialityAThirdPartyshallmaintaintheconfidentialityofanyinformationdisclosedapartyandshallnotusesuchinformationforanypurposeotherthantheperf