2025年度個(gè)人消費(fèi)貸款分期還款管理協(xié)議

2025年度個(gè)人消費(fèi)貸款分期還款管理協(xié)議本合同共三部分組成，僅供學(xué)習(xí)使用，第一部分如下：甲方（借款人）：姓名：________________住址：________________乙方（貸款機(jī)構(gòu)）：機(jī)構(gòu)名稱：________________注冊(cè)地址：________________法定代表人：________________鑒于甲方因個(gè)人消費(fèi)需要，向乙方申請(qǐng)貸款人民幣（大寫）：________________元整（小寫）：________________元，乙方同意向甲方提供貸款，雙方經(jīng)友好協(xié)商，達(dá)成如下協(xié)議：一、貸款金額及期限1.1本貸款金額為人民幣（大寫）：________________元整（小寫）：________________元。1.2本貸款期限為__年__個(gè)月，自貸款發(fā)放之日起計(jì)算。二、貸款利率及還款方式2.1本貸款利率為年利率__%，按月計(jì)息，利息按實(shí)際使用天數(shù)計(jì)算。2.2甲方同意采用等額本息還款方式，每月還款金額為人民幣（大寫）：________________元整（小寫）：________________元。三、貸款發(fā)放及還款3.1乙方應(yīng)在甲方提交完整申請(qǐng)材料后__個(gè)工作日內(nèi)，將貸款金額一次性發(fā)放至甲方指定的銀行賬戶。3.2甲方應(yīng)在每月__號(hào)前將當(dāng)月應(yīng)還貸款本金及利息足額存入約定的還款賬戶。四、逾期還款及違約責(zé)任4.1甲方如未按約定時(shí)間還款，視為逾期還款。4.2逾期還款的，甲方應(yīng)向乙方支付逾期利息，逾期利息為逾期本金×日利率×逾期天數(shù)。（1）要求甲方立即償還全部貸款本金及利息；（2）要求甲方支付違約金，違約金為逾期本金×日利率×逾期天數(shù)；（3）向甲方追償因違約行為造成的損失；（4）依法向人民法院提起訴訟。五、保密條款5.1雙方對(duì)本合同內(nèi)容負(fù)有保密義務(wù)，未經(jīng)對(duì)方同意，不得向任何第三方泄露。5.2本保密條款在本合同終止后仍然有效。六、爭(zhēng)議解決6.1雙方在履行本合同過(guò)程中發(fā)生的爭(zhēng)議，應(yīng)友好協(xié)商解決；協(xié)商不成的，任何一方均可向合同簽訂地人民法院提起訴訟。七、其他7.1本合同未盡事宜，雙方可另行協(xié)商解決。7.2本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。甲方（借款人）：________________乙方（貸款機(jī)構(gòu)）：________________簽訂日期：________________本合同共三部分組成，僅供學(xué)習(xí)使用，第二部分附件如下：附件一：貸款申請(qǐng)表甲方（借款人）：姓名：________________住址：________________貸款金額：人民幣（大寫）：________________元整（小寫）：________________元貸款期限：__年__個(gè)月附件二：還款計(jì)劃表月份 還款本金 還款利息 還款總額________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ 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________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ ________________________________ ________________ 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