《學(xué)會(huì)理財(cái)》活動(dòng)課教學(xué)設(shè)計(jì)

1、學(xué)會(huì)理財(cái)活動(dòng)課教學(xué)設(shè)計(jì)【教學(xué)目標(biāo)】1.知識(shí)與技能目標(biāo)通過(guò)教學(xué)使學(xué)生了解隨著社會(huì)經(jīng)濟(jì)的發(fā)展，人們的消費(fèi)水平、消費(fèi)選擇、消費(fèi)觀念的變化；學(xué)會(huì)合理消費(fèi)和理財(cái)，提高適度消費(fèi)、理性消費(fèi)的能力。2.過(guò)程與方法目標(biāo)通過(guò)創(chuàng)設(shè)問(wèn)題情境和對(duì)消費(fèi)調(diào)查、生活實(shí)例及現(xiàn)象的剖析，在體驗(yàn)、思考和解決問(wèn)題的過(guò)程中學(xué)會(huì)消費(fèi)、學(xué)會(huì)理財(cái)。從參與社會(huì)經(jīng)濟(jì)生活的角度，體會(huì)樹(shù)立合理消費(fèi)、合理理財(cái)?shù)囊庾R(shí)和提高這方面能力的必要性。3.情感態(tài)度與價(jià)值觀目標(biāo)通過(guò)自身消費(fèi)體驗(yàn)與理性思考，體會(huì)樹(shù)立合理消費(fèi)、合理理財(cái)?shù)囊庾R(shí)和提高這方面能力的必要性?！窘虒W(xué)重點(diǎn)】幫助學(xué)生學(xué)會(huì)合理消費(fèi)?！窘虒W(xué)難點(diǎn)】幫助學(xué)生學(xué)會(huì)理財(cái)，確立綠色消費(fèi)觀?！窘虒W(xué)方法】活動(dòng)教學(xué)法、

2、小組討論法、情景體驗(yàn)教學(xué)法【課時(shí)安排】一課時(shí)【教學(xué)設(shè)計(jì)】導(dǎo)入新課師：同學(xué)們，我們11月份的綜合實(shí)踐課主題是理財(cái)有方，大家通過(guò)上周的學(xué)習(xí)，了解了來(lái)之不易的收入問(wèn)題，同學(xué)們進(jìn)行了調(diào)查和體驗(yàn)活動(dòng)。特別是體驗(yàn)用勞動(dòng)換零花錢的方法，老師想找一位同學(xué)匯報(bào)一下。（17頁(yè)照書讀）討論：你賣報(bào)紙的錢打算怎樣花呢？匯報(bào)：同學(xué)們，我們的零花錢花的對(duì)不對(duì)，合不合理呢？你想不想通過(guò)自己的努力成為理財(cái)小能手呢？今天我們接著學(xué)習(xí)學(xué)會(huì)理財(cái)一課。學(xué)會(huì)理財(cái)，合理消費(fèi)活動(dòng)1：你對(duì)理財(cái)知識(shí)了解多少？18頁(yè)調(diào)查匯報(bào)：、儲(chǔ)蓄理財(cái)、保險(xiǎn)理財(cái)、股票理財(cái)？信用卡理財(cái)？、理財(cái)步驟？、計(jì)算自己一天有多少零用錢？零用錢使用情況。、影響你選擇商品的主

3、要因素有哪些？、你在購(gòu)買商品時(shí)主要看重商品的什么？取經(jīng)園-看看他人消費(fèi)、理財(cái)之道1.比爾蓋茨的故事2.英國(guó)首相布來(lái)爾的妻子謝麗的故事3.一個(gè)猶太人的故事總結(jié)：成功之處：比爾蓋茨錢要花得值；英國(guó)首相布萊爾的妻子謝麗錢要花得精；一個(gè)猶太人錢要花得巧。我理我財(cái)說(shuō)我們自己消費(fèi)理財(cái)?shù)墓适抡f(shuō)說(shuō)自己、家人或朋友的成功消費(fèi)經(jīng)歷或消費(fèi)心得。小提示：請(qǐng)說(shuō)明這次消費(fèi)的原因、消費(fèi)過(guò)程 、消費(fèi)結(jié)果。并用一句話概括他（她）消費(fèi)的成功之處根據(jù)學(xué)生發(fā)言，引導(dǎo)學(xué)生總結(jié)消費(fèi)心得，并隨之板書。展示各種環(huán)保標(biāo)志及視頻，說(shuō)明消費(fèi)不僅與個(gè)人的生存發(fā)展有關(guān)，還應(yīng)關(guān)注環(huán)境、關(guān)注社會(huì)，即要綠色消費(fèi)、愛(ài)心消費(fèi)。制定我們的理財(cái)計(jì)劃聽(tīng)了消費(fèi)理財(cái)?shù)墓?/p>

4、事，對(duì)綠色消費(fèi)、愛(ài)心消費(fèi)也有一個(gè)理性的認(rèn)識(shí)，下面請(qǐng)同學(xué)們小組為單位，制定理財(cái)計(jì)劃。學(xué)生以小組為單位，制定理財(cái)計(jì)劃。書19頁(yè)老師展示自己的消費(fèi)寶典并和學(xué)生分享。1.消費(fèi)前，作預(yù)算，把錢花在關(guān)鍵點(diǎn)。2.消費(fèi)中，不超支，經(jīng)濟(jì)適用是首選。3.有理智，不攀比，金錢絕對(duì)不浪費(fèi)。4.受教育，學(xué)文化，精神消費(fèi)新熱點(diǎn)。5.環(huán)保點(diǎn)，節(jié)儉點(diǎn)，綠色消費(fèi)更美好！我是消費(fèi)高手消費(fèi)煩惱我出招有了消費(fèi)寶典，我們的消費(fèi)能力會(huì)有一定的增強(qiáng)。那么，在現(xiàn)實(shí)生活中，一旦遇到下面這些問(wèn)題時(shí)，你會(huì)怎么辦？1.你看中了一件比較貴的衣服，但暫時(shí)沒(méi)有支付能力，你會(huì)怎么辦 ?2.很多同學(xué)都擁有了某件名牌商品，他們勸你也買，你會(huì)怎么辦 ?3.班上“

5、人情消費(fèi)”之風(fēng)盛行，同學(xué)都在節(jié)日或朋友過(guò)生日時(shí)互送禮物，你不堪重負(fù)。你會(huì)【課堂小結(jié)】總結(jié)本課知識(shí)點(diǎn)【課后實(shí)踐】走近生活1、假如今年春節(jié)你有200元壓歲錢，你會(huì)怎么花這筆錢呢？2、請(qǐng)根據(jù)我們的消費(fèi)寶典制定更合理的零花錢消費(fèi)方案?！景鍟O(shè)計(jì)】學(xué)會(huì)合理消費(fèi)一、消費(fèi)面面觀1.人們的消費(fèi)選擇越來(lái)越多樣化，2.消費(fèi)水平不斷提高3.人們的消費(fèi)觀念在發(fā)生變化。二、學(xué)會(huì)理財(cái)，合理消費(fèi)1.消費(fèi)前，作預(yù)算，不攀比，做到理性消費(fèi)2.消費(fèi)中，要節(jié)儉，講環(huán)保，注重精神消費(fèi)資料：儲(chǔ)蓄理財(cái)：書18頁(yè)保險(xiǎn)理財(cái)：介紹了有關(guān)保險(xiǎn)的方方面面，讀者可以對(duì)保險(xiǎn)的概念有一個(gè)比較清楚的認(rèn)識(shí)。需要什么樣的保險(xiǎn)，投多少保額，心中有數(shù)。用目前已知

6、的、有限的金錢，控制未來(lái)無(wú)限、不可承受的風(fēng)險(xiǎn)，這就是保險(xiǎn)存在的價(jià)值。只有給自己和家人建立更多的保障，才能規(guī)劃完美的人生旅途。該書總結(jié)的保險(xiǎn)理財(cái)經(jīng)驗(yàn)、技巧，對(duì)投保人是較好的借鑒。股票理財(cái)：是一種投資理財(cái)方式,指投資于股票的理財(cái)方式。股票投資屬于風(fēng)險(xiǎn)投資。股票可以公開(kāi)上市，也可以不上市。在股票市場(chǎng)上，股票也是投資和投機(jī)的對(duì)象。信用卡理財(cái)：很多人喜歡信用卡，最鐘愛(ài)的就是信用卡“先花后還”的透支功能。但是，如果到現(xiàn)在對(duì)信用卡的認(rèn)識(shí)還僅僅停留在透支和刷卡消費(fèi)等基本功能上，那就真的落伍了。因?yàn)椋庞每ǔ撕?jiǎn)單的透支功能外，如果運(yùn)用得好，它不僅能省錢還可以幫人們賺錢。理財(cái)主要分為幾個(gè)步驟：第一，了解自己所處

7、的階段，據(jù)此明確自己的理財(cái)重點(diǎn)，如你是單身還是等等；第二，分析自己的財(cái)務(wù)狀況，包括自己的收入、支出、擁有的保險(xiǎn)以及投資狀況；第三，明確自己的理財(cái)目標(biāo)，如何時(shí)結(jié)婚，結(jié)婚費(fèi)用多少，何時(shí)生孩子，用多少錢養(yǎng)孩子等等，第四，知道自己的風(fēng)險(xiǎn)承受能力，第五，根據(jù)以上狀況，配置自己的資產(chǎn)，如購(gòu)買何種投資產(chǎn)品，像基金定投，這是個(gè)人比較推崇的，風(fēng)險(xiǎn)相對(duì)較小，堅(jiān)持長(zhǎng)期投資、分散投資，可以降低自身的風(fēng)險(xiǎn)，當(dāng)然，這種投資理念是通用的。第六，定期對(duì)自己的投資架構(gòu)進(jìn)行評(píng)估，查看是否能夠達(dá)成未來(lái)的理財(cái)目標(biāo)，如果不能就需要進(jìn)行調(diào)整。qcwa3ptgz7r4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi

8、92tgkqcwa3ptgshls50clmtwn60eo8wgqv7xav2ohum32wgeauwydiawgmer4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgz7r4i30ka1dkagtgkqcwa3p tgz7r4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgshls50clmtwn60eo8wgqv7xav2ohum32wgeauwydiawgmer4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgz7r4i30ka1dkag

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10、hhi92tgkqcwa3ptgshls50clmtwn60eo8wgqv7xav2ohum32wgeauwydiawgmer4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgz7r4i30ka1dkagtgkqcwa3ptgz7r4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgshls50clmtwn60eo8wgqv7xav2ohum32wgeauwydiawger4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgz7r4i30ka1dka

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14、dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgz7r4i30ka1dkagtgkqcwa3ptgz7r4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgshls50clmtwn60eo8wgqv7xav2ohum32wgeauwydiawgmer4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgz7r4i30ka1dkagtgkqcwa3ptgz7r4i30ka1dkaghn3xtkknbycudxqa7fhyi2chhi92tgkqcwa3ptgshls

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