歐陸銀行中英文對(duì)照版(共6頁)

1、精選優(yōu)質(zhì)文檔-傾情為你奉上Structure組織結(jié)構(gòu)Umbrella organization: 傘式組織：ü It supports the Board of Director in managing the entire bank.該組織為董事會(huì)管理整個(gè)銀行提供支持。ü Some members of the umbrella organization are simultaneously(同時(shí)地) members of the Board of Directors.傘式組織的部分成員同時(shí)也是董事會(huì)成員。ü Joseph Fieldman is one of

2、the members of the Board of Directors.約瑟夫·費(fèi)曼是董事會(huì)成員之一。ü Subordinated（次級(jí)的） to umbrella organization are three divisions:傘式組織屬下有三大分部Investment Bank(IB): 投資銀行部：ü Clients are normally private and public institutions as well as medium-sized and global or national companies.客戶通常是私人機(jī)構(gòu)、公共機(jī)構(gòu)、中型

3、公司、國(guó)際公司或國(guó)內(nèi)公司。ü Every client has its own contact person.每個(gè)客戶都有自己的聯(lián)系人。ü IB offers capital market products on a worldwide basis.投資銀行部在全球各地提供資本市場(chǎng)產(chǎn)品。Private and business clients(PBC): 私人和企業(yè)客戶部：ü This division is the biggest and most important one of Euro-bank and services private clients a

4、nd small businesses in investments.這是歐陸銀行最大、最重要的業(yè)務(wù)部門之一。為私人客戶和小型企業(yè)提供投資服務(wù)。ü The focus of the clients segments is in Europe, but also in other countries of the world.該部門的重點(diǎn)客戶群在歐洲，但也分部在世界上的其他國(guó)家。Estate Investments(EI):房地產(chǎn)投資：ü EI manages real estate and industrial holdings.不動(dòng)產(chǎn)投資部管理的是房地產(chǎn)和工業(yè)不動(dòng)產(chǎn)。&#

5、252; Although this division is rather insignificant, the group will not withdraw（撤銷） from this sector in the foreseeable future as it is of strategic importance.該部門雖然分量很輕，但是該集團(tuán)在可預(yù)見的未來里都不會(huì)撤出這個(gè)領(lǐng)域，因?yàn)樗哂兄匾膽?zhàn)略意義。Strategy戰(zhàn)略Concentration on the core business: 專注于核心業(yè)務(wù)Sale:銷售ü Euro-bank sold branch offi

6、ces in the USA which offered services like client advisory, management of bank accounts and investments.歐陸銀行售出提供客戶咨詢、銀行賬戶管理，投資等服務(wù)的美國(guó)分支機(jī)構(gòu)。ü Some of these services were replaced by online banking.這些服務(wù)有些被網(wǎng)上銀行取代。ü Numerous advisory services were hived off（獨(dú)立出來） to release resources for the sec

7、tor of PBC.多項(xiàng)咨詢服務(wù)已被分離出來，以便釋放資源提供私人和企業(yè)客戶部使用。Restructuring:重組ü Costs could be decreased by restructuring measures or the dismissal（解雇） of employees.可通過重組措施或解聘雇員工來降低成本。ü The return on net asset could be increased by a rearrangement of the risk assets and a share buyback.可通過風(fēng)險(xiǎn)資產(chǎn)重組和股份回購(gòu)來提高凈資產(chǎn)收益

8、率。Acquisitions:收購(gòu)ü To provide private clients with a more individual advisory service, Euro-bank acquired the English private bank Best Consult which is leading in this sector and has a wide range of experience in investments for private clients.為了向私人客戶提供更加個(gè)性化的咨詢服務(wù)，歐陸銀行收購(gòu)了英國(guó)私人銀行貝恩斯，該銀行是一家領(lǐng)先的私人銀

9、行，在私人客戶投資業(yè)務(wù)方面經(jīng)驗(yàn)豐富。Principles原則Company principles: 公司原則ü All divisions and umbrella organizations as well as investment advisers are obliged to comply with these principles. They include:所有部門和傘式組織以及投資顧問都有義務(wù)遵循這些原則，包括Shareholders rights: 股東股利ü They include the acquisition and free sale of sha

10、res, the exercise of voting rights as well as the participation in the companys profits包括購(gòu)買和自由出售股份、行使表決權(quán)以及分享企業(yè)利潤(rùn)。Duties of the Board of Directors and Supervisory Board: 董事會(huì)和監(jiān)事會(huì)義務(wù)：ü They are obliged to comply with the interests of Euro-bank.董事會(huì)和監(jiān)事會(huì)有義務(wù)服從歐陸銀行的利益。ü The Board of Directors decid

11、es on the strategy of the company and must inform the Supervisory Board about the situation of the group on a regular basis.董事會(huì)對(duì)企業(yè)戰(zhàn)略做出決定，并須定期向監(jiān)事會(huì)通報(bào)集團(tuán)情況。ü When the Board of Directors decides on the company strategy, the supervisory Board must approve it.董事會(huì)對(duì)企業(yè)戰(zhàn)略做出決定時(shí)，須由監(jiān)事會(huì)批準(zhǔn)。Compensation: 薪酬

12、2; The compensation of the members of the Board of Directors will be determined by the supervisory Board whereas the Board of Directors decides in the compensation of the senior managers of the group.董事會(huì)成員的薪酬由監(jiān)事會(huì)決定，而董事會(huì)決定集團(tuán)高級(jí)管理人員的薪酬。Transparency透明度ü Is not ensured if financial reports are not p

13、rovides in a timely manner, at optimum every financial quarter.財(cái)務(wù)報(bào)告如果提供不及時(shí)，則無法確保透明度，最佳是按季度提供報(bào)告。Products and services產(chǎn)品與服務(wù)Private clients: 私人客戶ü They are offered money investments, provisions for the future and capital accumulation and saving through the building society besides the management o

14、f bank accounts.除提供銀行賬戶的管理外，還為其提供投資理財(cái)，為未來準(zhǔn)備，資本積累，通過房屋互助協(xié)會(huì)儲(chǔ)蓄等服務(wù)。Business clients:商務(wù)客戶ü Euro-bank supports self-employed customers and family businesses in the financing and safeguarding of the company. 歐陸銀行為個(gè)體經(jīng)營(yíng)客戶和家族企業(yè)提供融資和公司保障方面的支持。ü Euro-bank offers the services of international payment t

15、ransactions, interest and currency management as well as e-banking due to the globalization of many companies.隨著企業(yè)業(yè)務(wù)全球化，歐陸銀行提供的服務(wù)包括國(guó)際支付業(yè)務(wù)，利息和貨幣管理以及電子銀行。Business corporations: 商業(yè)公司ü For big corporations, Euro-bank offers programs for company financing, also by outside capital, leasing and govern

16、ment support programs, among others.大型企業(yè)：針對(duì)大型企業(yè)，歐陸銀行提供企業(yè)融資計(jì)劃，還有外部資本、租賃和政府資助計(jì)劃等。ü Industry experts may carry out credit checks for a company and then optionally accompany a repositioning(重新定位). All products and services are withering designed for regional or global projects.業(yè)界專家可以對(duì)公司進(jìn)行信用審核，然后可以有

17、選擇地進(jìn)行重新定位。所有產(chǎn)品和服務(wù)都是為地區(qū)項(xiàng)目或全球項(xiàng)目而設(shè)計(jì)的Investments: 投資ü Are enabled by equity and real estate investment funds in Europe, the USA , south America and Asia.是通過在歐洲、美國(guó)、南非和亞洲的股權(quán)和不動(dòng)產(chǎn)投資基金實(shí)現(xiàn)的。ü The hedge funds of Euro-bank offer the chance for high returns within a very short time.憑借歐陸銀行的對(duì)沖基金，有機(jī)會(huì)再很短的時(shí)間

18、內(nèi)獲得較高的回報(bào)Locations: 地點(diǎn)Asset Management: 資產(chǎn)管理ü In the USA, the bank offers the investment of property for private clients and small businesses, among others, in Australia, Japan, Singapore and Brazil mainly for medium-sized companies.在美國(guó)，該銀行為私人客戶和小型企業(yè)等提供財(cái)產(chǎn)投資，在澳大利亞、日本、新加坡和巴西則主要面向中型企業(yè)。Investment fu

19、nds/warrants: 投資基金/認(rèn)股權(quán)證ü Investment funds and warrants are offered in Europe, the USA and Asia as well as in the united Arab Enmirates. 在歐洲，美國(guó)，亞洲和阿拉伯聯(lián)合酋長(zhǎng)國(guó)提供投資基金和認(rèn)股權(quán)證，ü In some countries in which Euro-bank offers warrants it also offers real estate funds.歐陸銀行還在其提供認(rèn)股權(quán)證的某些國(guó)家里提供不動(dòng)產(chǎn)基金。Hedge fun

20、ds: 對(duì)沖基金ü The regional focus are the metropolises(大都市) New York, Tokyo, Sydney and London. 區(qū)域重點(diǎn)是紐約、東京、悉尼和倫敦這些大都市。The currency in which transactions of hedge funds are made, is Us dollar.對(duì)沖基金的交易貨幣是美元。Regional focus: 區(qū)域重點(diǎn)ü In Europe, especially in Germany, Euro-bank has a strong position in

21、all company divisions.在歐洲，尤其是在德國(guó)，歐陸銀行各部門實(shí)力都很強(qiáng)。ü If the number of employees is taken as a criterion, the most important branch office of Euro-bank is Munich.如果以員工數(shù)量為準(zhǔn)則，歐陸銀行最重要的分行是慕尼黑。Board of Director: 董事會(huì)Dr. Joseph Fieldman: 約瑟夫·費(fèi)曼博士：ü Chairman of the Board of Directors and Certified

22、Economist.董事會(huì)主席，注冊(cè)經(jīng)濟(jì)師。ü He has been member of the Board of Directors for five years.他已擔(dān)任董事會(huì)成員五年時(shí)間。ü After his doctorate in San Francisco, he worked for five years as a financial adviser with American consulting company Clue-consult.在舊金山獲得博士頭銜后，他曾作為財(cái)務(wù)顧問為美國(guó)庫克咨詢公司效力五年時(shí)間。Lisa West: 西沙·西路：ü Head of IB.投資銀行部主管ü After her bank traineeship with euro-bank, she studied economics and returned to euro-bank as a client adviser where she became the Head of IB after having worked in New York and LA在歐陸銀行完成銀行實(shí)習(xí)后，她攻讀了經(jīng)濟(jì)學(xué)，然后回到歐陸