銀行借款合同英文版

1、.：.；精品資料網(wǎng)cnshu 萬份精華管理資料，萬多集管理視頻講座精品資料網(wǎng)cnshu專業(yè)提供企管培訓(xùn)資料借款人：Borrower: 貸款人：Lender:抵押人：Mortgagor:保證人：Surety :出質(zhì)人：Pledgeor:為明確各方權(quán)益和義務(wù)，根據(jù)、和其他有關(guān)法律、法規(guī)，訂立本合同。that Contract is made in line with the Contract Law of the Peoples Republic of China and The General Provisions of Loans of the Peoples Bank of China to

2、 specify the rights and obligations of parties involved.借 貸 條 款Loan Borrowing Clause第一條 借款金額。見.Article . Amount of loan: Refer to .第二條 借款用途。見.Article . Purpose of loan: Refer to .第三條 借款期限。Article . Life of loan見。 . Refer to .借據(jù)或貸款憑證是本合同不可分割的組成部分。借款的實踐放款日和還款日以借款人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準(zhǔn)。除日期外，借據(jù)或憑證其他記載

3、事項如與本合同不一致的，以本合同為準(zhǔn)。. A certificate of indebtedness or a loan voucher is an integral part of that Contract. The date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . Where there is any inconsistency between the stipulations on the ce

4、rtificate of indebtedness or loan voucher and the Terms and Conditions on that Contract except date, the latter shall prevail.第四條 借款劃付。在借款人辦妥借款手續(xù)后個營業(yè)日內(nèi)將全部款項劃至借款人指定的賬戶，劃付次數(shù)、時間、金額見 。第五條 Article Transferring of loan. The full amount of loan shall be transferred to an Account designated by the Borrower

5、within working days from the date of completing borrowing procedure. Refer to . for the frequency, time and amount of transferring第五條 借款利率和計息。Article . Interest rate of loan and calculation借款利率。本合同項下借款利率根據(jù)國家有關(guān)規(guī)定，確定利率見 。遇利率調(diào)整時，借款期限在年(含)以下的，執(zhí)行合同利率，不分段計息；借款期限在年以上的，實行分段計息，從利率調(diào)整的次年月日開場，按相應(yīng)利率的檔次執(zhí)行新的利率；如借款

6、人未按商定時間歸還借款本息或未按合同商定用途運(yùn)用借款，貸款人將按國家規(guī)定對借款人計收罰息，罰息率見。. Interest rate of loan: The interest rate under that Contract is specified in . in line with relevant rules. In case of change of interest rate, the interest rate stipulated in the Contract shall prevail for loans with a life of less than or equal t

7、o one year; For loans with a life exceeding one year, the interest shall be calculated on a multi-stage basis, i.e. From next Jan. st following the adjustment of interest rate, the new rate shall prevail. In case the Borrower fails to repay the principal and interest before the due date, or fails to

8、 use the loan for purposes as agreed in that Contract, the lender shall be entitled to collect default interest in line with relevant rules. The default interest rate is specified in .遇利率調(diào)整時，實行分段計息的，貸款人有權(quán)根據(jù)國家有關(guān)規(guī)定自行調(diào)整，不另行通知借款人。. In case of calculating interest on multi-stage basis due to adjustment o

9、f interest rate, the lender shall be entitled to adjust the interest rate on his own without further notice to the Borrower.第六條 還款方式。Article Type of Repayment of Loan借款人應(yīng)在貸款人開設(shè)帳戶，戶名和帳號見 ，并保證在每次還款日前足額存入當(dāng)期應(yīng)還款項的存款。借款人在此授權(quán)貸款人從借款人該帳戶中扣收借款本金、利息和能夠發(fā)生的復(fù)利、罰息、違約金、保費(fèi)、損害賠償金及實現(xiàn)債務(wù)的費(fèi)用(含律師費(fèi)和訴訟費(fèi))。如該帳戶資產(chǎn)缺乏以歸還到期的貸款本息，

10、貸款人有權(quán)從借款人在中國工商銀行任何分支機(jī)構(gòu)開立的任何帳戶劃收。. The Borrower should open an account with the Lender( The account name and account number are specified in .) and promise to deposit sufficient money for repayment before each due date. The Borrower hereby authorizes the Lender to collect , if any, compound interest,

11、 default interest, liquidated damage, premium, compensation and expenses arising from the realization of creditors right (including lawyers fee and court expense)in addition to due principal and interest of loan. In case the asset in that Account is not enough for repayment of due principal and inte

12、rest, the Lender shall be entitled to collect from any Account opened by the Borrower with any branch of ICBC.貸款人與借款人雙方商定，自貸款發(fā)放次月起，借款人按月歸還貸款本息(一次性還本付息除外)，還款期數(shù)及還款方式見 。. The Borrower shall repay the principal and interest on a monthly basis (Except repaying principal and interest in a lump sum) from t

13、he second month following the issuing of loan , as agreed between the Borrower and Lender. The repayment tenors and type are specified in .借款期間遇利率調(diào)整，如執(zhí)行本合同條實行分段計息的，對借款期限在年以上的，應(yīng)從利率調(diào)整的次年月日開場根據(jù)未歸還借款余額和剩余還款期數(shù)進(jìn)展調(diào)整，重新計算還款金額。. In case of multi-stage calculation of interest as specified in . due to adjustme

14、nt of interest rate during the life of loan, the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next Jan. st following the adjustment of interest rate.借款人提早歸還貸款須經(jīng)貸款人書面贊同，提早歸還部分的利息仍按本合同商定的利率和該

15、部分實踐運(yùn)用天數(shù)計算。. Repayment of the loan ahead of schedule by the Borrower shall be subject to written consent from the Lender. The interest of prepaid amount should be calculated on the basis of rate specified in that Contract and actual days.第七條 擔(dān)保方式。本合同的擔(dān)保人及擔(dān)保方式見 。詳細(xì)商定由本合同中相應(yīng)的擔(dān)保條款確足。Article Guaranty type. The Guarantor and guaranty type under that Contract is specified in . The specific stipulati