常見銀行英語詞匯(各種銀行術(shù)語和句子全面介紹)要點

1、常有銀行英語詞匯(各種銀行術(shù)語和句子全面介紹)要點常有銀行英語詞匯(各種銀行術(shù)語和句子全面介紹)要點25/25常有銀行英語詞匯(各種銀行術(shù)語和句子全面介紹)要點常有英語詞匯accountnumber帳號depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動存取機todeposit存款depositreceipt存款收據(jù)privatedeposits個人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支toco

2、untersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque一紙空文chequestub,counterfoil票根cashcheque現(xiàn)金支票travelerscheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票

3、canceledcheque已付支票forgedcheque偽支票Bandarsnote莊票,銀票banker銀專家president行長savingsbank存儲銀行ChaseBank大通銀行Citibank花旗銀行HongkongShanghaiBankingCorporation匯豐銀行CharteredBankofIndia,AustraliaandChina麥加利銀行BanquedeIIndoChine東方匯理銀行centralbank,nationalbank,bankersbank中央銀行bankofissue,bankofcirculation刊行幣銀行commercialba

4、nk商業(yè)銀行,存儲信貸銀行memberbank,creditbank存儲信貸銀行discountbank貼現(xiàn)銀行exchangebank匯兌銀行requestingbank委托開證銀行issuingbank,openingbank開證銀行advisingbank,notifyingbank通知銀行negotiationbank議付銀行confirmingbank保兌銀行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清理銀行l(wèi)ocalbank當(dāng)?shù)劂y行domesticb

5、ank國內(nèi)銀行overseasbank外國銀行unincorporatedbank錢莊branchbank銀行分行trusteesavingsbank信托存儲銀行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany(discountcompany商業(yè)信貸公司(貼現(xiàn)公司neighborhoodsavingsbank,bankofdeposit街道存儲所creditunion合作銀行creditbureau商業(yè)興信所

6、self-servicebank無人銀行l(wèi)andbank土地銀行constructionbank建設(shè)銀行industrialandcommercialbank工商銀行bankofcommunications交通銀行mutualsavingsbank互幫存儲銀行postofficesavingsbank郵局存儲銀行mortgagebank,buildingsociety抵押銀行industrialbank實業(yè)銀行homeloanbank家宅貸款銀行reservebank準(zhǔn)備銀行charteredbank特許銀行correspondingbank來往銀行merchantbank,accepting

7、bank承兌銀行investmentbank投資銀行importandexportbank(EXIMBANK進出口銀行jointventurebank合資銀行moneyshop,nativebank錢莊creditcooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會計businessaccounting商業(yè)會計costaccounting成本會計depreciationaccounting折舊會計computerizedaccounting電腦化會計generalledger總帳subsidiaryledger分戶帳cashbook現(xiàn)金出納帳

8、cashaccount現(xiàn)金帳journal,day-book日記帳,流水帳baddebts壞帳investment投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟周期economicboom經(jīng)濟繁榮economicrecession經(jīng)濟衰落economicdepression經(jīng)濟冷清economiccrisis經(jīng)濟危機economicrecovery經(jīng)濟復(fù)蘇inflation通貨膨脹deflation通貨縮短devaluation錢幣貶值revaluation錢幣增值internationalbalanceofpayment國際進出favourablebalanc

9、e順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨internationalmonetarysystem國際錢幣制度thepurchasingpowerofmoney錢幣購買力moneyincirculation錢幣流通量noteissue紙幣刊行量nationalbudget國家估量nationalgrossproduct公民生產(chǎn)總值publicbond公債stock,share股票debenture債券treasurybill國庫券debtchain債務(wù)鏈directexchange直接(對角套匯indirectexchange間接(三角套匯

10、crossrate,arbitragerate套匯匯率foreigncurrency(exchangereserve外匯儲備foreignexchangefluctuation外匯波動foreignexchangecrisis外匯危機discount貼現(xiàn)discountrate,bankrate貼現(xiàn)率goldreserve黃金儲備money(financialmarket金融市場stockexchange股票交易所broker經(jīng)紀(jì)人commission傭金bookkeeping簿記bookkeeper簿記員anapplicationform申請單bankstatement對帳單letterof

11、credit信用證strongroom,vault保險庫equitabletaxsystem等價稅則specimensignature簽字式樣bankinghours,businesshours營業(yè)時間銀行英語口語-新開帳戶Whatkindofaccountdidyouhaveinyourmind?你想開哪一種帳戶?Doyouliketoopenacurrentaccount?你想開一個活期存款帳戶嗎?Adepositorcurrentaccount?如期還是活期?Pleasetellmehowyouwouldliketodeposityourmoney.請告訴我你想存何種戶頭?Theresa

12、servicechargeforthecheckingaccountbutnochargeforthesavings支.票戶頭要收服務(wù)費,現(xiàn)金戶頭不收。Ourminimumdepositforasavingsaccountis100dollars.我們存儲存款的最低存款額是100美圓。Fiveyuanistheminimumoriginaldeposit.最低起存款額是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars你.可隨時以50美圓的起存額開立存儲帳戶。Evenoneyuanisallright.甚至一

13、元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.這是你的存折,存取款時請帶來。保留好存折,丟掉請告訴我們。Ishouldliketoopenacurrentaccount.我想開一個活期存款帳戶。IneedacheckingaccountsothatIcanpaymybill.我需開個支票帳戶,這樣就能付帳。Wedliketoknowhowweopenachecking-savingsaccou

14、nt.我們想知道怎樣開一個支票存儲帳戶。Ihaveacheckingaccounthere.我在這里有一個支票存款帳戶。IthinkIdlikeadepositaccount.我想要開個如期存款帳戶。CanIopenacurrentaccounthere?我可否在這兒開個活期存款帳戶?Iwanttoopenadepositaccountwithyou.我要開個存儲帳戶。Idliketoopenadepositaccountwithyou.我想在你們這兒開個如期存款帳戶。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingac

15、count?請告訴我存儲存款與支票存款的差異好嗎?Pleasetellmetheprocedureforopeningasavingsaccount.請告訴我開個存儲帳戶需要什么手續(xù)。Will100yuanbeenoughforaminimumdeposit?100元作最低存款額夠嗎?Idliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道開一個支票帳戶200元存款可否夠。Couldyoutellmehowtooperatethisaccount?請告訴我怎樣經(jīng)管這個帳戶好嗎?Isthereany

16、minimumforthefirstdeposit?第一次存儲有最低限額嗎?Howmuchdoeseachaccountcost?每個帳戶要花多少錢?UsefulPhrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount如期存款fixeddepositbyinstallments零存整取jointaccount存款帳戶toopenanaccount開戶頭銀行英語口語-存款Howmuchdoyouwanttodepositwithus?你想在我們這存多少?Howmuchdoyouwishtopayintoyouraccoun

17、t?你希望在你的戶頭上存多少?Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你計劃在你的戶頭上如期存放多少錢?Howmuchcashdoyouplantodepositinyouraccount?你有多少錢要存入呢?Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我以為你可把錢存入銀行,或留在銀行暫保留起來。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyy

18、ouretodepositaswellasyourname,addressandprofessionalunit?請?zhí)顝埓婵顔?寫明要存的數(shù)額以及你的姓名,地址和工作的單位,好嗎?Iwanttodeposit300yuaninmyaccount.我想在我的戶頭上存300元。Iwanttodepositthesechequesinmyaccount.我想把這些支票存在我的戶頭上。Idliketopay200yuanintomydepositaccount.我想在在我的如期存款戶頭上存200元。Iwanttodepositmypaycheck.我想存入我的薪水支票。Idliketoknowwhet

19、herIcancashachequehere.我想知道我可否在這兌換支票。Willyoupleasecashthistravelerscheque?請兌現(xiàn)這張旅行支票好嗎?Idliketocashthismoneyorder.我想兌現(xiàn)這張匯款單。Iwanttocashthebalanceofatravelersletterofcredit我.要把旅行信用證的結(jié)余兌現(xiàn)。Willyoupleasetellmewhetheryouchargeforcheques?請告訴我兌換支票放手續(xù)費嗎?Couldyoutellmehowmuchthecheckscost?請告訴我這些支票要花多少錢?Whatif

20、Ioverdraw?若是透支了怎么辦?Pleasesignyournameonthebottomlineifyouwanttocashthecheck.若是想兌支票,請在底線上簽字。Pleasewriteyouraccountnumberonthebackofthecheck.請在支票反面寫上你的帳號。Wehonoredthecheckastheoverdraftwasonly5yuan.我們承兌這張支票的透支額只有5元。Pleaseendorsethecheque.請背簽這張支票。Thetravelerscheckscost1.5%ofthetotalamountofpurchase.旅行支

21、票手續(xù)費是購買總數(shù)的1.5%。Heresthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveitopen.這是一本支票簿,你郵寄支票時,注意要在支票上打叉線。但是若是你自己想開張兌現(xiàn)支票,就不可以打叉線。Eachchequeyouwritewillcost2dollars.你每開一張支票將花2美圓。UsefulWordsandPhrasesaccountnumber帳目編號depositor存戶pay-inslip存款單adepositfor

22、m存款單abandingmachine自動存取機todeposit存款depositreceipt存款收據(jù)privatedeposits個人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票

23、bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque一紙空文chequestub,counterfoil票根cashcheque現(xiàn)金支票travelerscheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandarsnote莊票,銀票銀行英語口語-取款、結(jié)余IdliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我可否能

24、提取存款來支付天津購物的花銷。Iwanttowithdraw200dollarsfrommydepositaccount.我要從我的如期存款中支取200美圓。Iwanttoclosemyaccountwithyou.我想結(jié)束在你們這兒的帳戶。Idliketodraw100yuanagainstthisletterofcredit.我想從這份信用證上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在這兒用這份信用證取錢嗎?Couldyoutellmemybalance?可否把存款結(jié)余金額告訴我?Pleaseletmeknowmybalanc

25、e.請告訴我結(jié)余金額。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods我.以為你可用支票提款支付購物花銷。Yourbalanceatthebankis300yuan.你在本行的結(jié)余是300元。Yourdepositisexhausted.你的存款支凈了。Yourletterofcreditisusedup.你的信用證用完了。Pleasetellmehowyouwishtodrawyourmoney.請告訴我你希望怎樣支款。Fillourawithdrawalform,please.請?zhí)顚懭】顔?。Theletterofcreditisex

26、hausted.信用證上的款項已提清。TheletteratCounter6willpayyouagainstyournumberslip.六號柜臺的出納員將依照你的號碼牌付給你錢。UsefulWordsandPhrasestocloseanaccount,toclearanaccount結(jié)清todrawmoney取款drawing-outslip取款單thenumberslip號碼牌awithdrawalform取款單tofillinthereceiptinduplicate一式兩份填這張收據(jù)teller,cashier出納員銀行英語口語-兌換錢幣Pleasetellmehowmuchyou

27、wanttochange.請告訴我你要換多少。HowmuchoftheremittancedoyouwanttoconvertintoJapaneseyen?你要把多少匯款換成日圓?Whatkindofcurrencydoyouwant?要哪一種錢幣?Whatsityouwishtochange?你有什么要換的?Whatkindofcurrencydoyouwanttochange?要換哪一種錢幣?Inwhatdenominations?要什么面值的?Pleasetellmewhatnoteyouwant.請告訴我要什么鈔票。Willseventensbeallright?7張10元的可以嗎?

28、Isitintravelerscheques?換旅行支票嗎?IdliketoknowhowIshallgiveittoyou.我想知道怎樣付錢給你。Howwouldyoulikeit?你要什么面額的?Wouldyoukindlysigntheexchangeform,givingyournameandaddress?請在兌換單上簽字,寫出你的姓名和地址,好嗎?Canyouchangemesomemoney,please?可否請你給我兌換一些錢?Hereitis,someFrenchfrancs,Swissfrancs,AmericandollarsandafewDutchguilders.這些

29、就是:一些法國法郎,瑞士法郎,美圓和一些荷蘭盾。Wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.請你給我7張5鎊紙幣,4張1鎊紙幣,4張10先令紙幣,剩下的要零票。Wouldyoumindgivingmethesixpenceincoppers?勞駕給我6便士的銅幣。IdliketoknowifyoucouldchangethismoneybackintoU.S.dollarsforme.我想知道可否把這筆兌回成美圓。Couldyouc

30、hangetheseFrenchfrancsforme?能給我兌換這些法國法郎嗎?Canyougiveme100dollarsinSwissfrancs?可否給我100美圓的瑞士法郎?IdliketoconvertthefullamountoftheremittanceintoU.S.dollars.我想把全部匯款換成美圓。Idlikesomecoinsforthisnote.我想把這張紙幣換成硬幣。Idliketobreakthis50dollarnote.我想把這張50美圓紙幣換開。Fivetwentiesandtensingles,please.請給我5張20元和10張一元的。Ineed

31、300dollarsin100-dollarcheques.我要300美圓票面為100美圓的支票。Ihopeyoullgivemetentravelerschequesof100dollarseach.我希望給我10張面額為100美圓的旅行支票。Infives,please.請給我5元票面的。Couldyougivemesomesmallnotes?給我一些小票好嗎?UsefulWordsandPhrasescurrency,money錢幣moneychanging兌換錢幣anexchangeform兌換單banknote鈔票noteoflargedenomination大票noteofsma

32、lldenomination小票smallchange零錢subsidiarymoney輔幣nickelpiece鎳幣plasticcurrencynotes塑料鈔票convertiblemoney可兌換(黃金紙幣銀行英語口語-存儲存款利息Whatstheinterestrateforthesavingsaccount?存儲存款的利率是多少?Doyoupayinterestonthisaccount?這種存款付給利息嗎?Pleasetellmewhattheannualinterestrateis.請告訴我年利率是多少。Interestispaidattherateof1%perannumat

33、present目.前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.這可使你從存款中獲得一點利息。Theaccountcarriesinterestof4%.該存款有4%的利息。Theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesavingsaccountis4%.存儲存款的利率是4%。Itvariesfromtimetotime.Atpresentitis6%.(年息每個時期都不同樣,現(xiàn)在是六厘。UsefulWordsandPhrasesinterestrate利率*interest單利compoundinterest復(fù)利legalinterest法定利息primerate厚遇利率payableinterest應(yīng)付利息lendingrate貸款利率usury高利貸thesubsidyrateforvalue-preservedsavings保值存儲補貼率銀行英語口語-外匯率TellmethecurrentrateforRMB,please.請告訴我人民幣的現(xiàn)價。Whatsyoursellingrat