金融術(shù)語(yǔ)英語(yǔ)詞匯

..金融術(shù)語(yǔ)英語(yǔ)詞匯minimumpaid-upsharecapital最低實(shí)繳股本reciprocity互惠correspondingbank代理行l(wèi)iaisonoffice聯(lián)絡(luò)辦公室moratorium延期償付權(quán)l(xiāng)egislation法規(guī)innovation改革underwriting包銷merge合并portfolio資產(chǎn)組合unittrust單位投資信托arbitrage套匯capitaladequacyratio資本充足率derivative金融衍生工具maturity到期日deregulation放松管制redemption兌現(xiàn)certificatesofindebtedness債務(wù)證書(shū)linkedexchangerate聯(lián)系匯率accountingarrangements會(huì)計(jì)安排resumptionofsovereign收回主權(quán)holdingcompany控股公司privileges特權(quán)l(xiāng)egaltender法幣mediumofexchange交換媒介deferredpayment延期支付facevalue面值mintage鑄幣homogeneity同質(zhì)權(quán)fiatmoney不兌換紙幣,名義紙幣negotiablecertificatesofdeposits大額轉(zhuǎn)讓存單narrowly-defined狹義定義的broadly-defined廣義定義的requiredreserve法定準(zhǔn)備金excessreserve超額準(zhǔn)備金monetarybase貨幣｛流通｝基礎(chǔ)openmarketoperations公開(kāi)市場(chǎng)操作auction拍賣(mài)non-intervention不干涉主義netbalance凈差｛余｝額advance貸款retainedearnings留存收益risk-weightedassets風(fēng)險(xiǎn)加權(quán)資產(chǎn)off-balancesheetitems表外業(yè)務(wù)項(xiàng)目collateral抵押claims債權(quán)denominate面值residualmaturity剩余期限mortgage住房抵押arrears拖欠尾數(shù)default違約on-balancesheetitems表內(nèi)業(yè)務(wù)contingency意外開(kāi)支repurchaseagreement回購(gòu)協(xié)議recourse追索權(quán)irrevocable不可撤消rediscounting在貼現(xiàn)marketriskexposure市場(chǎng)風(fēng)險(xiǎn)position頭寸debt-to-equityratio資產(chǎn)負(fù)債比率treasurebond國(guó)庫(kù)券leasing租賃moneylaundering洗錢(qián)treasurebill國(guó)庫(kù)券bankruptcy破產(chǎn)creditsecuritization信用證券化realtimegrosssettlement實(shí)時(shí)全額清算off-shore離岸clearingbank清算行discounthouse貼現(xiàn)行privilegedposition最優(yōu)惠頭寸buildingsociety建房協(xié)會(huì)JapaneseBigBang日本金融改革dualbankingsystem雙軌銀行制度wiretransfer電子轉(zhuǎn)帳laissez-faire自由放任主義negotiable可流通的installment分期付款benchmark基準(zhǔn)利率turnover成交額outstanding未付的infavourof以^為受益人promissorynote本票unsecured無(wú)擔(dān)保的primerate最優(yōu)惠利率preferenceshare優(yōu)先股ordinaryshare普通股warrant認(rèn)股權(quán)currentmarketvalue當(dāng)期市值optioncontract期權(quán)合同hedging套期保值ProvidentFund福利基金beneficiary受益人collectingbank代收行code代號(hào),代碼,密碼unclearedcheque未清償支票invoice發(fā)票credittransfer信用轉(zhuǎn)帳endorsement背書(shū)bearer持票人defectivetitle有瑕疵的所有權(quán)downpayment首付款traveller'scheque旅行支票bearerbonds不記名債券crossedcheque劃線支票countersign聯(lián)署payingbank付款行transferable可轉(zhuǎn)讓holderinduecourse正當(dāng)持票人holderinvalue有代價(jià)持票人overdue過(guò)期dishonouredcheque拒付支票reporepurchaseagreement回購(gòu)協(xié)議countermand取消garnisheeorder向第三債務(wù)人下達(dá)的資產(chǎn)扣押令winding-up停業(yè)清理securedloan擔(dān)保貸款overdraft透支realestatemortgage房地產(chǎn)抵押chattelmortgage動(dòng)產(chǎn)抵押inpresenceof提示reimbursement償還withholdinginteresttax預(yù)扣稅custodian保管access準(zhǔn)入automatictellermachine自動(dòng)取款機(jī)personalidentitynumber密碼.個(gè)人識(shí)別號(hào)passbook存折insurancebroker保險(xiǎn)經(jīng)紀(jì)人hirepurchase租購(gòu)workingcapitalloan周轉(zhuǎn)資金start-uploan創(chuàng)業(yè)貸款syndicatedloan辛迪加貸款projectfinancing項(xiàng)目融資foreigntradefinancing對(duì)外貿(mào)易融資currentassets流動(dòng)資產(chǎn)accountsreceivable應(yīng)收帳款agentbank代理行drawdownperiod支用期graceperiod寬限期principle本金tombstone證券發(fā)行公告factoringfacilities保理業(yè)務(wù)opencredit無(wú)擔(dān)保貸款factor保理人lessee承租人lessor出租人non-resourse無(wú)追索權(quán)financiallease金融租賃operatinglease經(jīng)營(yíng)租賃fullpayoutlease支付租賃truelease真實(shí)租賃conditionallease條件租賃leveragelease杠桿租賃electronicdateinterchangeservices電子數(shù)據(jù)交換服務(wù)retailbank商業(yè)零售銀行privatebank私人銀行merchantbank商人銀行riskpreference風(fēng)險(xiǎn)偏好risktakinginvestor甘冒風(fēng)險(xiǎn)的投資者riskaversioninvestor逃避風(fēng)險(xiǎn)的投資者macroeconomicoriented以宏觀經(jīng)濟(jì)為導(dǎo)向的equitiesorigination股票發(fā)行venturecapitalfinancing風(fēng)險(xiǎn)資本融資thespread價(jià)差interestrateswap利率互換leveragebuyout杠桿收購(gòu)junkbond垃圾債券redchips紅籌股"h"sharesH股trustee受托人collection托收productioncombination生產(chǎn)聯(lián)合productioncost生產(chǎn)成本comparativeadvantage相對(duì)優(yōu)勢(shì)middleagent中間代理eliminateexchangerisk消除外匯風(fēng)險(xiǎn)shippinginsurance海險(xiǎn)guarantee擔(dān)保performancebond履約保證importcredit進(jìn)口信貸dividends分紅moneytransfer轉(zhuǎn)帳bankdraft銀行匯票mailtransfer信匯telegraphictransfer電匯testkey測(cè)試密鑰telex電報(bào)SocietyforWorldInter-bankFinancialTelecommunications環(huán)球銀行間金融電訊協(xié)會(huì)standardizedformat標(biāo)準(zhǔn)格式clearinghouse結(jié)算所computercode電腦代碼additionalcost附加成本foreignexchangerate外匯匯率swing浮動(dòng)spotrate現(xiàn)匯匯率marketrate市場(chǎng)匯率crossrate交叉匯率forwardexchangecontract遠(yuǎn)期外匯合同currencyfuturecontract貨幣期貨合同quotation報(bào)價(jià)單rollingforex展期外匯optiononforeignexchange外匯期權(quán)strikeprice執(zhí)行價(jià)格expirydate到期日calloption多頭期頭putoption空頭期權(quán)foreignexchangehedge外匯套期保值foreignexchangeswap外匯掉期superannuation養(yǎng)老基金pensionfunds退休基金brokeragefee經(jīng)紀(jì)人傭金optimumprofit最高收益canon標(biāo)準(zhǔn)illegalactivities非法行為speculativepurpose投機(jī)目的repaymentschedule還款安排balancesheet資產(chǎn)負(fù)債表incomestatement利潤(rùn)表long-termloan長(zhǎng)期貸款country-risk國(guó)別風(fēng)險(xiǎn)quantitativeyardstick定量的評(píng)判標(biāo)準(zhǔn)creditrisk信用風(fēng)險(xiǎn)riskassessment風(fēng)險(xiǎn)評(píng)估m(xù)argin保證金legalauthority法定權(quán)力memorandumandarticlesofassociation公司章程cushionofassets資產(chǎn)緩沖safetitle所有權(quán)creditreferenceagency信用查詢機(jī)構(gòu)creditstanding信用狀況consumerloan消費(fèi)信貸bonus獎(jiǎng)金gratuity退休金trackrecord工作履歷minor'saccount未成年人帳戶soleproprietors獨(dú)資企業(yè)privatelimitedcompany私人publiclimitedcompany公共inter-banklending/borrowing同業(yè)拆借theinter-bankmoneymarket同業(yè)拆借市場(chǎng)localcurrency本國(guó)貨幣marginalcost邊際成本inter-bankrate同業(yè)拆借利率contingencypayout意外支出naturaldisaster自然災(zāi)害legalstatus法定地位documentarycredit跟單信用證documentarycollection跟單托收exportcreditinsurance出口信貸保險(xiǎn)shipmentpolicy裝運(yùn)保險(xiǎn)單issuingbank開(kāi)證行advisingbank通知行confirmingbank保兌行applicant開(kāi)證申請(qǐng)人irrevocabledocumentaryletterofcredit不可撤消信用證reimbursingbank償付行negotiatingbank議付行verification證實(shí)confirmedcredit保兌信用證paymentinadvance預(yù)付貸款remittingbank托收行collectingbank代收行sightbill即期匯票termbill遠(yuǎn)期匯票cleancollection光票托收billoflading提單certificateoforigin原產(chǎn)地證明airwaybill航空聯(lián)運(yùn)certificateofinspection檢驗(yàn)證明insurancepolicycertificate保單證明openaccount賒銷premium保險(xiǎn)費(fèi)stockbroking股票經(jīng)紀(jì)goingconcern持續(xù)經(jīng)營(yíng)netprofit凈收益auditedaccounts經(jīng)過(guò)審計(jì)的帳戶registrationcertificate注冊(cè)證明inheritance遺產(chǎn)tangiblesecurity有形擔(dān)保intangiblepersonalguarantee無(wú)形個(gè)人擔(dān)保deed契約dormantpartner不參與經(jīng)營(yíng)的合伙人limitedpartner有限責(zé)任合伙人aggressivemanagement擴(kuò)張性管理defensivemanagement保守性管理gearing舉債經(jīng)營(yíng)priorcharge優(yōu)先償付債券chargesonassets以資產(chǎn)抵押fixedcharge固定抵押floatingcharge浮動(dòng)抵押overtrading超資力經(jīng)營(yíng)lifepolicy人壽保險(xiǎn)depreciation折舊indemnity賠償legalmortgage法定抵押leaseholdmortgage衡平法抵押surrendervalue租賃財(cái)產(chǎn)抵押