2024版英文借條樣板

2024版英文借條樣板合同編號：__________BORROWINGNOTEThisBorrowingNote(this“Note”)ismadeandenteredintoasof__________,2024,andbetween____________________(the“Borrower”)and____________________(the“Lender”).RECITALSWHEREAS,theBorrowerrequiresfundsfromtheLender;WHEREAS,theLenderiswillingtolendcertainsumsofmoneytotheBorroweronthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thepartiesheretoagreeasfollows:1.LOANAMOUNTTheLenderagreestolendtotheBorrower,andtheBorroweragreestoborrowfromtheLender,theaggregateprincipalamountof_____________Dollars($____________)(the“LoanAmount”).2.REPAYMENT(a)RepaymentSchedule.TheBorrowershallrepaytheLoanAmounttotheLenderinaccordancewiththerepaymentschedulesetforthinExhibitAattachedhereto(the“RepaymentSchedule”).(b)Prepayment.TheBorrowershallhavetherighttoprepaytheLoanAmountinfull,togetherwithallaccruedandunpaidinterestthereon,atanytimewithoutpenalty.3.INTERESTTheBorrowershallpayinterestontheoutstandingprincipalamountoftheLoanAmountfromthedatehereofuntilthedatethattheLoanAmountisfullyrepaid(the“InterestPeriod”),atanannualinterestrateequalto____________percent(____________%)perannum(the“InterestRate”).InterestshallbecalculatedonadailybasisandshallbepayableonthelastdayofeachcalendarmonthduringtheInterestPeriod.4.USEOFPROCEEDSTheBorrowershallusetheproceedsoftheLoanAmountforthepurpose(s)setforthinExhibitBattachedhereto(the“Purpose”).TheBorrowershallnotusetheproceedsoftheLoanAmountforanypurposethatisillegal,fraudulent,orinviolationofanylaw,rule,orregulation.5.SECURITYTheBorrowershallprovidetheLenderwithsuchsecurityorcollateralastheLendermayrequireinitssolediscretiontosecuretherepaymentoftheLoanAmountandtheinterestthereon.TheBorrowerheregrantstotheLenderasecurityinterestinandlienonalloftheBorrower’sright,,andinterestinandtothecollateral,asdefinedinthesecurityagreementtobeexecutedtheBorrowerandtheLender(the“SecurityAgreement”).6.DEFAULTANDCONSEQUENCESOFDEFAULT(a)Default.TheBorrowershallbeindefaultifitfailstomakeanypaymentwhendueunderthisNote,orifitbreachesanyotherobligationunderthisNoteortheSecurityAgreement.(b)ConsequencesofDefault.Intheeventofdefault,theLendermaydeclaretheentireoutstandingprincipalamountoftheLoanAmount,togetherwithallaccruedandunpaidinterestthereon,immediatelydueandpayable,andtheLendermayexerciseanyandallrightsandremediesavailabletoitunderthisNote,theSecurityAgreement,andapplicablelaw.7.GOVERNINGLAWThisNoteshallbegovernedandconstruedinaccordancewiththelawsoftheStateof____________________,withoutregardtoitsconflictoflawsprinciples.8.ENTIREAGREEMENTThisNote(togetherwiththeexhibitshereto)constitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.INWITNESSWHEREOF,thepartieshaveexecutedthisBorrowingNoteasofthedatefirstabovewritten.BORROWER:By:_________________________Name:Title:LENDER:By:_________________________Name:Title:一、附件列表：1.還款計劃表（附件A）2.借款用途說明（附件B）3.SecurityAgreement（附件C）二、違約行為及認定：1.借款方未能按時支付本金或利息；2.借款方未能履行合同中規(guī)定的其他義務(wù)；3.借款方使用借款用途不符合合同規(guī)定；4.借款方提供的擔保或抵押物不符合要求。三、法律名詞及解釋：1.借款方：指簽訂合同并向貸款方借款的當事人；2.貸款方：指簽訂合同并向借款方提供貸款的當事人；3.還款計劃：指合同中約定的借款方還款本金和利息的詳細計劃；4.利息：指借款方因使用貸款而需支付給貸款方的費用；5.違約：指借款方未能履行合同中約定的義務(wù)；6.擔保：指借款方為保證還款義務(wù)履行而提供的財產(chǎn)或其他權(quán)益；7.抵押物：指借款方為保證還款義務(wù)履行而提供的不動產(chǎn)或其他財產(chǎn)。四、執(zhí)行中遇到的問題及解決辦法：1.借款方未能按時還款：貸款方可以催告借款方履行還款義務(wù)，必要時可通過法律途徑追討欠款；2.借款方未能履行合同規(guī)定的其他義務(wù)：貸款方可以要求借款方立即改正，并承擔相應(yīng)的違約責任；3.借款方使用借款用途不符