英文版民間貸款合同范本模板

英文版民間貸款合同范本模板合同編號(hào)：__________ContractNo.__________betweentheLender(hereinafterreferredtoas"theLender")andtheBorrower(hereinafterreferredtoas"theBorrower").ThisContractismadeandenteredintoasofthedatefirstabovewritten(the"EffectiveDate"),andbetweentheLenderandtheBorrower,collectivelyreferredtoasthe"Parties".WHEREAS,theLenderiswillingtolendcertainsumsofmoneytotheBorroweronthetermsandconditionssetforthherein;WHEREAS,theBorrowerdesirestoborrowcertainsumsofmoneyfromtheLenderonthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thePartiesheretoagreeasfollows:1.LOANAMOUNTANDTERM1.1TheLenderagreestolendtotheBorrowertheprincipalamountofupto__________(the"LoanAmount").1.2ThetermofthisLoanshallbe__________(the"LoanTerm").TheLoanshallbedueandpayableonthematuritydate,whichshallbe__________(the"MaturityDate").2.REPAYMENT2.1TheBorrowershallrepaytheLoanAmount,togetherwithinterestthereon,inaccordancewiththerepaymentschedulesetforthinExhibitAattachedhereto(the"RepaymentSchedule").2.2InterestontheoutstandingprincipalbalanceoftheLoanshallbecalculatedatanannualinterestrateof__________(the"InterestRate").2.3TheBorrowershallmakepaymentsofprincipalandinterestinaccordancewiththeRepaymentSchedule.TheBorrowershallmakethefirstpaymentofprincipalandinterestontheDueDate.3.USEOFPROCEEDSTheBorrowershallusetheproceedsoftheLoanforthepurpose(s)setforthinExhibitBattachedhereto(the"Purpose").TheBorrowershallnotusetheproceedsforanyotherpurposewithoutthepriorwrittenconsentoftheLender.4.SECURITY4.1TheBorrowerheregrantstotheLenderasecurityinterestinandtoalloftheBorrower'sright,,andinterestinandtothecollateraldescribedinExhibitCattachedhereto(the"Collateral")tosecurethepaymentandperformanceoftheobligationsunderthisContract.4.2TheBorrowershallexecuteanddelivertotheLendersuchdocumentsasmaybenecessaryorappropriatetoperfectandmaintainthesecurityinterestintheCollateral.5.CONDITIONSTOLOANTheLender'sobligationtomaketheLoanshallbesubjecttothesatisfactionofthefollowingconditions:5.1TheexecutionanddeliveryofthisContractandallotherdocumentsrequiredtheLender.5.2TheaccuracyofallrepresentationsandwarrantiesmadetheBorrowerinthisContract.5.3TheLender'sreceiptofallnecessaryconsents,approvals,andauthorizationsinconnectionwiththisLoan.6.REPRESENTATIONSANDWARRANTIESTheBorrowerrepresentsandwarrantstotheLenderasfollows:6.1TheBorrowerisalegalentitydulyorganizedandvalidlyexistingunderthelawsofthejurisdictionofitsformation.6.2TheBorrowerhasthelegalcapacitytoenterintothisContractandtoperformitsobligationshereunder.6.3TheexecutionanddeliveryofthisContractandtheperformancetheBorrowerofitsobligationshereunderdonotandwillnotconflictwithanyapplicablelaworregulation,oranyorder,judgment,ordecreeofanycourtorgovernmentalauthority.6.4TheBorrowerisnotindefaultunderanyexistingloanorcreditagreementoranyotheragreementorinstrumenttowhichitisapartyorisotherwiseliable.7.INDEMNIFICATIONTheBorrowershallindemnifyandholdharmlesstheLenderfromandagainstanyandalllosses,damages,claims,actions,liabilities,costs,andexpenses(includingreasonableattorney'sfeesandexpenses)incurredtheLenderinconnectionwiththisContract,theLoan,ortheCollateral,excepttotheextentsuchlosses,damages,claims,actions,liabilities一、附件列表：1.ExhibitARepaymentSchedule2.ExhibitBPurposeofProceeds3.ExhibitCCollateralDescription二、違約行為及認(rèn)定：1.遲延還款：借款人在約定的還款日期后未按時(shí)還款。2.未按約定用途使用貸款：借款人未按照合同約定的用途使用貸款。3.未經(jīng)許可的用途變更：借款人未取得貸款人同意，將貸款用于其他用途。4.未經(jīng)許可的擔(dān)保物處置：借款人未取得貸款人同意，對(duì)擔(dān)保物進(jìn)行處置。5.財(cái)務(wù)狀況惡化：借款人財(cái)務(wù)狀況嚴(yán)重惡化，影響其還款能力。三、法律名詞及解釋：1.貸款人（Lender）：提供貸款的一方。2.借款人（Borrower）：接受貸款的一方。3.貸款金額（LoanAmount）：合同約定的借款金額。4.貸款期限（LoanTerm）：合同約定的借款期限。5.還款計(jì)劃（RepaymentSchedule）：約定的借款本金和利息的還款計(jì)劃。6.擔(dān)保物（Collateral）：為確保貸款償還而提供的抵押物。7.違約（Default）：借款人未履行合同約定的義務(wù)。四、執(zhí)行中遇到的問題及解決辦法：1.還款困難：如借款人遇到財(cái)務(wù)困難，可與貸款人協(xié)商延期還款或分期還款。2