(完整版)風(fēng)險(xiǎn)管理歷年試題答案

1、the principle of simplified eia of construction projects in the region. in terms of land, linked to the implementation of urban and rural construction land increase and decrease, replacement indicators for priority areas proje ct. charges, into the proje cts of water, electricity, administrative cha

2、rges and preferential policies. in t he area of taxation, and settled in areas of industry and its production company, within 5 years after the compl etion of fiscal incentives to enterprises. in terms of financing, integration of land, tax, financial and other resources, a nd construct government c

3、redit + business credit credit system, establishment of marketization, commercialization and modernization of the investment and financi ng platform; effective bank-enterprise docking, e ncourages private capital into the park, to raise industry development fund. 5, optimize the environment and serv

4、ice industries. to create policy lowlands, highlands, integrity of service land, development land as the goal, to optimizethe area under development environme nt. all administrative law enforcement departments to appoint a full-time personnel statione d in areas dedicated to coordinating and solving

5、 problems associated with businesse s in this sector. when there are substantial issues, sector leaders arranged to personally intervene, in-per son, in-person push tangible area building a green light, easy line. to further reduce and standardize administrative examination and appr oval items, simp

6、lify examination and approval links, improve efficiency; according to the .since the educationa l practice of the mass line of the party, himself seriously in the education, practical control central eight rules and opposing the four winds and practicing three suns, and che ck the spirit of jiao yul

7、u, ideology, solicit opinions based on outstanding problems checked swing, careful analysis and reflection. will now check report is as follows: first, adherence to the partys political di sci pline, eight in the central provision, change the style of the basic situation of 1, in compliance with the

8、 partys political disciplines. conscie ntiously abide by the partys political disci pline, abide by the constitution and the rules and regulations of the party, in the political, ideological and maintain highly consistent with the cpc central committee on the action, there is no violation of the par

9、tys political discipline problems. 2, in the implementation of the central authorities of the eight provisions. improving research, improving research methods, but there are less grass-roots units, primary first-hand an inade quate grasp of the problem, which is to be strengthened in the future. sec

10、ond, construction, strictly in accor dance with the provisions to streamline and improve the quality of meetings of the conference. third, streamlining file briefs, cult ure involves all aspects of propaganda and ideology, sometimes due to the practical nee ds of invention notifications, this area n

11、eeds furtherstreamlining. four are standard visits, except as require d to participate in training, no ot her a ctivity. five is to improve news reporting, for propaganda work strictly according to the regulations. six is strictly your presentation published strictly according to the regulations. se

12、ven is strictly thrift, required the use of vehicle s and office spa ce and corporate hospitality. 3, cha nge the style. propaganda and i deological work of the new situation and new requirements of the new tasks, had done a lot of fruitful work, has made many achievements, but further closer to the

13、 grass roots, close to reality, close to the masses and also inadequate innovation must continue to improve. second, the four winds some outstanding issues 1, oppose formalism. one theory is that he didnt, with less close contact. the oretical study of consciousness is not high e nough, system perfo

14、rmance is not strong enough; more passive learning, active learning few generalities and learn more, delving into less. espe cially based on rational thinking on major issues, applying theory to guide the work done is not good enough, not really understand and grasp the spirit and essence of the sci

15、e ntific outlook on development, did not truly achieve mastery, to appl y, to a certain extent, affect the development and implementation of ideas and initiatives. second, work arrangements, and less supervision. propaganda and ideological w ork is the objective, which needs to keep the continuity e

16、fforts deployed, but stressed in the work time, less supervision. f or example, color weekends in the summer theatrical activities, city square performances, urging townships, communities and rural areas shows the implementation is inadequate, insufficient cultural an educational role to play. thir

17、d base enough, master grass-less real. propaga nda and i deological work in the new situation of characteristics and regularity of enough, deep e nough for grass-roots public opinion dynamics survey, for grass-roots typically driveless. for example, rural culture team active, . im not actively take

18、the initiative to take up, the lack of spirit of daring to, resulti ng in some job had a lot of power, but no tangible results. third, innovation, lack of motivation. emancipation did not end, innovation does not exist. in practical work, not your head, previous work experience, lack of innovation i

19、nitiatives, study on the characteristics of propaganda and ideological work under the new situation through, grip on grassroots ideological trends a nd cha nges are not deep, to promote new initiatives and explore new methods of ideological and cultural work is not much, and some lack of relevance a

20、 nd timeliness. 4, discipline, lowering, and hard work are lacking. while working and enterprising spirit down. no real sol ution to treat yourself right, correctly treat past honors, their complace ncy, and work to see their scores more, less checking his own shortcomings, like to listen to the pra

21、ise, satisfied face, online promotion, there artypical, and lack of high standards and strict requirements, the effect is real. second hard drive less. on hard and風(fēng)險(xiǎn)管理歷年試題答案（1-4 章，按章節(jié)）一、單項(xiàng)選擇題1.在給定的客觀情形下，在特定期間內(nèi)，那些可能發(fā)生的結(jié)果之間的差異程度，被稱為（a）2003 年 10 月a 風(fēng)險(xiǎn)b.風(fēng)險(xiǎn)程度c.損失概率d.損失程度2.風(fēng)險(xiǎn)的大小本質(zhì)上決定于不幸事件發(fā)生的概率及其發(fā)生后果的嚴(yán)重性。實(shí)

22、踐中，要確定風(fēng)險(xiǎn)等級(jí)，通常需要將這兩個(gè)變量結(jié)合起來加以判斷。以下正確的判斷是（b） 2003 年 10 月a.低可能性與輕微后果則為高風(fēng)險(xiǎn)b.低可能性與輕微后果則為低風(fēng)險(xiǎn)c.高可能性與嚴(yán)重后果則為低風(fēng)險(xiǎn)d.高可能性與輕微后果則為高風(fēng)險(xiǎn)3.由于行為人的侵權(quán)行為造成他人財(cái)產(chǎn)損失或人身傷害，依據(jù)法律應(yīng)當(dāng)承擔(dān)經(jīng)濟(jì)賠償責(zé)任所形成的風(fēng)險(xiǎn)為（b）p10 2003 年 10 月a.意外風(fēng)險(xiǎn)b.責(zé)任風(fēng)險(xiǎn)c.財(cái)產(chǎn)風(fēng)險(xiǎn)d.人身風(fēng)險(xiǎn)4.對(duì)風(fēng)險(xiǎn)處理手段的適用性和效益性進(jìn)行分析、檢查、修正和評(píng)估，被稱為（a）p22 2003年 10 月a.風(fēng)險(xiǎn)識(shí)別效果評(píng)價(jià)b.風(fēng)險(xiǎn)衡量效果評(píng)價(jià)c.風(fēng)險(xiǎn)管理效果評(píng)價(jià)d.風(fēng)險(xiǎn)處理效果評(píng)價(jià)5.風(fēng)

23、險(xiǎn)管理這個(gè)名詞最早出現(xiàn)于（a）p29 2003 年 10 月a.1950 年加拉格爾的調(diào)查報(bào)告b.1964 年威廉姆斯和漢斯的風(fēng)險(xiǎn)管理與保險(xiǎn)c.1975 年風(fēng)險(xiǎn)和保險(xiǎn)管理協(xié)會(huì)的成立d.1963 年梅爾和赫奇斯的企業(yè)的風(fēng)險(xiǎn)管理1.與人的不正當(dāng)社會(huì)行為相聯(lián)系的一種無形的風(fēng)險(xiǎn)因素是( b )p3 2004 年 1 月a.倫理風(fēng)險(xiǎn)因素b.道德風(fēng)險(xiǎn)因素c.心理風(fēng)險(xiǎn)因素d.法律風(fēng)險(xiǎn)因素2.風(fēng)險(xiǎn)事故發(fā)生的頻率與損失程度之間的關(guān)系為( b )p5 2004 年 1 月a.正相關(guān)關(guān)系b.反相關(guān)關(guān)系c.可能為正相關(guān)關(guān)系，也可能為反相關(guān)關(guān)系d.無任何關(guān)系3.風(fēng)險(xiǎn)管理的過程依順序?yàn)? c )p19 2004 年 1

24、月a.風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)處理、風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)管理效果評(píng)價(jià)the principle of simplified eia of construction projects in the region. in terms of land, linked to the implementation of urban and rural construction land increase and decrease, replacement indicators for priority areas proje ct. charges, into the proje cts of water, elect

25、ricity, administrative charges and preferential policies. in t he area of taxation, and settled in areas of industry and its production company, within 5 years after the compl etion of fiscal ince ntives to enterprises. in terms of financing, integration of land, tax, financial and other resources,

26、a nd construct government credit + business credit credit system, establishment of marketization, commercialization and modernization of the investment and financi ng platform; effective bank-enterprise docking, e ncourages private capital into the park, to raise industry development fund. 5, optimi

27、ze the environment and service industries. to create policy lowlands, highlands, integrity of service land, development land as the goal, to optimizethe area under development environme nt. all administrative law enforcement departments to appoint a full-time personnel statione d in areas dedicated

28、to coordinating and solving problems associated with businesse s in this sector. when there are substantial issues, sector leaders arranged to personally intervene, in-per son, in-person push tangible area building a green light, easy line. to further reduce and standardize administrative examinatio

29、n and approval items, simplify examination and approval links, improve efficiency; according to the .since the educationa l practice of the mass line of the party, himself seriously in the education, practical control central eight rules and opposing the four winds and practicing three suns, and che

30、 ck the spirit of jiao yulu, ideology, solicit opinions based on outstanding problems checked swing, careful analysis and reflection. will now check report is as follows: first, adherence to the partys political di sci pline, eight in the central provision, change the style of the basic situation of

31、 1, in compliance with the partys political disciplines. conscie ntiously abide by the partys political disci pline, abide by the constitution and the rules and regulations of the party, in the political, ideological and maintain highly consistent with the cpc central committee on the action, there

32、is no violation of the partys political discipline problems. 2, in the implementation of the central authorities of the eight provisions. improving research, improving research methods, but there are less grass-roots units, primary first-hand an inade quate grasp of the problem, which is to be stren

33、gthened in the future. second, construction, strictly in accor dance with the provisions to streamline and improve the quality of meetings of the conference. third, streamlining file briefs, cult ure involves all aspects of propaganda and ideology, sometimes due to the practical nee ds of invention

34、notifications, this area needs furtherstreamlining. four are standard visits, except as require d to participate in training, no ot her a ctivity. five is to improve news reporting, for propaganda work strictly according to the regulations. six is strictly your prese ntation published strictly accor

35、ding to the regulations. seven is strictly thrift, required the use of vehicle s and office spa ce and corporate hospitality. 3, cha nge the style. propaganda and i deological work of the new situation and new requirements of the new tasks, had done a lot of fruitful work, has made many achievements

36、, but further closer to the grass roots, close to reality, close to the masses and also inadequate innovation must continue to improve. second, the four winds some outstanding issues 1, oppose formalism. one theory is that he didnt, with less close contact. the oretical study of consciousness is not

37、 high e nough, system performance is not strong enough; more passive learning, active learning few generalities and learn more, delving into less. espe cially based on rational thinking on major issues, applying theory to guide the work done is not good enough, not really understand and grasp the sp

38、irit and essence of the scie ntific outlook on developme nt, did not truly achieve mastery, to a pply, to a certain extent, affect the development and implementation of ideas and initiatives. second, work arrangements, and less supervision. propaganda and ideological w ork is the objective, which ne

39、eds to keep the continuity efforts deployed, but stressed in the work time, less supervision. f or example, color weekends in the summer theatrical activities, city square performances, urging townships, communities and rural areas shows the implementation is inadequate, insufficient cultural an edu

40、cational role to play. thir d base enough, master grass-less real. propaga nda and i deological work in the new situation of characteristics and regularity of enough, deep e nough for grass-roots public opinion dynamics survey, for grass-roots typically driveless. for example, rural culture team act

41、ive, . im not actively take the initiative to take up, the lack of spirit of daring to, resulti ng in some job had a lot of power, but no tangible results. third, innovation, lack of motivation. emancipation did not end, innovation does not exist. in practical work, not your head, previous work expe

42、rience, lack of innovation initiatives, study on the characteristics of propaganda and ideological work under the new situation through, grip on grassroots ideological trends a nd cha nges are not deep, to promote new initiatives and explore new methods of ideological and cultural work is not much,

43、and some lack of relevance a nd timeliness. 4, discipline, lowering, and hard work are lacking. while working and enterprising spirit down. no real sol ution to treat yourself right, correctly treat past honors, their complace ncy, and work to see their scores more, less checking his own shortcoming

44、s, like to listen to the praise, satisfied face, online promotion, there artypical, and lack of high standards and strict requirements, the effect is real. second hard drive less. on hard andb.風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)處理、風(fēng)險(xiǎn)管理效果評(píng)價(jià)c.風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)處理、風(fēng)險(xiǎn)管理效果評(píng)價(jià)d.風(fēng)險(xiǎn)管理效果評(píng)價(jià)、風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)衡量、風(fēng)險(xiǎn)處理4.風(fēng)險(xiǎn)管理開始引入我國(guó)的時(shí)間是20 世紀(jì) ( d )p30 200

45、4 年 1 月a.70 年代b.60 年代c.90 年代d.80 年代5.風(fēng)險(xiǎn)處理的手段分為控制型手段和( d )p21 2004 年 1 月a.避免風(fēng)險(xiǎn)手段b.損失預(yù)防手段c.轉(zhuǎn)移風(fēng)險(xiǎn)手段d.財(cái)務(wù)型手段6.據(jù)以確定風(fēng)險(xiǎn)的大小或高低，并作為風(fēng)險(xiǎn)衡量的主要測(cè)算指標(biāo)的是損失概率和( c ) p20 2004 年 1 月a.損失性質(zhì)b.損失原因c.損失程度d.損失結(jié)果7.依照承擔(dān)主體的不同，可以將風(fēng)險(xiǎn)分為( d )p11 2004 年 1 月a.個(gè)人風(fēng)險(xiǎn)、單位風(fēng)險(xiǎn)、國(guó)家風(fēng)險(xiǎn)b.個(gè)人風(fēng)險(xiǎn)與企業(yè)風(fēng)險(xiǎn)c.家庭風(fēng)險(xiǎn)與企業(yè)風(fēng)險(xiǎn)d.個(gè)人風(fēng)險(xiǎn)、家庭風(fēng)險(xiǎn)、企業(yè)風(fēng)險(xiǎn)、國(guó)家風(fēng)險(xiǎn)8.以是否有獲利機(jī)會(huì)為標(biāo)準(zhǔn)，火災(zāi)、沉船、車

46、禍等均屬于( b )p9 2004 年 1 月a.投機(jī)風(fēng)險(xiǎn)b.純粹風(fēng)險(xiǎn)c.財(cái)產(chǎn)風(fēng)險(xiǎn)d.人身風(fēng)險(xiǎn)9.在生產(chǎn)經(jīng)營(yíng)過程中，由于相關(guān)因素的變動(dòng)或估計(jì)錯(cuò)誤導(dǎo)致產(chǎn)量減少或價(jià)格漲跌的風(fēng)險(xiǎn)，就是( c ) p10 2004 年 1 月a.財(cái)產(chǎn)風(fēng)險(xiǎn)b.價(jià)格風(fēng)險(xiǎn)c.經(jīng)濟(jì)風(fēng)險(xiǎn)d.生產(chǎn)風(fēng)險(xiǎn)2風(fēng)險(xiǎn)的特征，除了具有客觀性和偶然性之外，還具有（）p5 2004 年 10 月a穩(wěn)定性b確定性c可變性d可預(yù)測(cè)性3風(fēng)險(xiǎn)因素是風(fēng)險(xiǎn)事故發(fā)生的（） p3 2004 年 10 月a潛在原因b外在原因c直接原因d主要原因4一座房屋遭受火災(zāi)，大火燒毀了該房屋。該損失屬于（）2004 年 10 月a直接損失b間接損失c費(fèi)用損失d利潤(rùn)損失the

47、 principle of simplified eia of construction projects in the region. in terms of land, linked to the implementation of urban and rural construction land increase and decrease, replacement indicators for priority areas proje ct. charges, into the proje cts of water, electricity, administrative charge

48、s and preferential policies. in t he area of taxation, and settled in areas of industry and its production company, within 5 years after the compl etion of fiscal ince ntives to enterprises. in terms of financing, integration of land, tax, financial and other resources, a nd construct government cre

49、dit + business credit credit system, establishment of marketization, commercialization and modernization of the investment and financi ng platform; effective bank-enterprise docking, e ncourages private capital into the park, to raise industry development fund. 5, optimize the environment and servic

50、e industries. to create policy lowlands, highlands, integrity of service land, development land as the goal, to optimizethe area under development environme nt. all administrative law enforcement departments to appoint a full-time personnel statione d in areas dedicated to coordinating and solving p

51、roblems associated with businesse s in this sector. when there are substantial issues, sector leaders arranged to personally intervene, in-person, in-person push tangible area building a green light, easy line. to further reduce and standardize administrative examination and appr oval items, simplif

52、y examination and approval links, improve efficiency; according to the .since the educationa l practice of the mass line of the party, himself seriously in the education, practical control central eight rules and opposing the four winds and practicing three suns, and che ck the spirit of jiao yulu,

53、ideology, solicit opinions based on outstanding problems checked swing, careful analysis and reflection. will now check report is as follows: first, adherence to the partys political di sci pline, eight in the central provision, change the style of the basic situation of 1, in compliance with the pa

54、rtys political disciplines. conscie ntiously abide by the partys political disci pline, abide by the constitution and the rules and regulations of the party, in the political, ideological and maintain highly consistent with the cpc central committee on the action, there is no violation of the partys

55、 political discipline problems. 2, in the implementation of the central authorities of the eight provisions. improving research, improving research methods, but there are less grass-roots units, primary first-hand an inade quate grasp of the problem, which is to be strengthened in the future. second

56、, construction, strictly in accor dance with the provisions to streamline and improve the quality of meetings of the conference. third, streamlining file briefs, cult ure involves all aspects of propaganda and ideology, sometimes due to the practical nee ds of invention notifications, this area need

57、s furtherstreamlining. four are standard visits, except as require d to participate in training, no ot her a ctivity. five is to improve news reporting, for propaganda work strictly according to the regulations. six is strictly your prese ntation published strictly according to the regulations. seve

58、n is strictly thrift, required the use of vehicle s and office spa ce and corporate hospitality. 3, cha nge the style. propaganda and i deological work of the new situation and new requirements of the new tasks, had done a lot of fruitful work, has made many achievements, but further closer to the g

59、rass roots, close to reality, close to the masses and also inadequate innovation must continue to improve. second, the four winds some outstanding issues 1, oppose formalism. one theory is that he didnt, with less close contact. the oretical study of consciousness is not high e nough, system perform

60、ance is not strong enough; more passiv e learning, active learning few generalities and learn more, delving into less. espe cially based on rational thinking on major issues, applying theory to guide the work done is not good enough, not really understand and grasp the spirit and essence of the scie