英文版借款合同

1、英文版借款合同合同是社會(huì)中常見(jiàn)也是重要的約定文件。來(lái)看看這篇提供的“英文版借款合同，里面有哪些值得注意和學(xué)習(xí)的地方吧！假如喜歡這篇文章，可以Ctrl+d收藏本站！借款人：borrower:貸款人：lender:抵押人：mortgagor:保證人：surety:出質(zhì)人：pledgeor:為明確各方權(quán)利和義務(wù)，根據(jù)?合同法?、?貸款通那么?和其他有關(guān)法律、法規(guī)，訂立本合同。thiscontractismadeinlinewiththecontractlawofthepeople"srepublicofchinaandthegeneralprovisionsofloansofthepeop

2、le"sbankofchinatospecifytherightsandobligationsofpartiesinvolved.借貸條款loanborrowingclause第一條借款金額。見(jiàn)article1.amountofloan:referto第二條借款用處。見(jiàn)article2.purposeofloan:referto第三條借款期限。article3.lifeofloan31見(jiàn)363。referto32借據(jù)或貸款憑證是本合同不可分割的組成部分。借款的實(shí)際放款日和還款日以借款人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準(zhǔn)。除日期外，借據(jù)或憑證其他記載事項(xiàng)如與本合同不一致的，

3、以本合同為準(zhǔn)。acertificateofindebtednessoraloanvoucherisanintegralpartofthiscontract.thedateofadvanceandpaymentduedateshallfollowthedatespecifiedonthecertificateofindebtednessorloanvoucher.wherethereisanyinconsistencybetweenthestipulationsonthecertificateofindebtednessorloanvoucherandthetermsandconditionso

4、nthiscontractexceptdate,thelattershallprevail.第四條借款劃付。在借款人辦妥借款手續(xù)后5個(gè)營(yíng)業(yè)日內(nèi)將全部款項(xiàng)劃至借款人指定的賬戶，劃付次數(shù)、時(shí)間、金額見(jiàn)364。第五條article4transferringofloan.thefullamountofloanshallbetransferredtoanaccountdesignatedbytheborrowerwithin5workingdaysfromthedateofcompletingborrowingprocedure.refertoforthefrequency,timeandamounto

5、ftransferring第五條借款利率和計(jì)息。erestrateofloanandcalculation51借款利率。本合同項(xiàng)下借款利率根據(jù)國(guó)家有關(guān)規(guī)定，確定利率見(jiàn)365。遇利率調(diào)整時(shí)，借款期限在1年(含)以下的，執(zhí)行合同利率，不分段計(jì)息；借款期限在1年以上的，實(shí)行分段計(jì)息，從利率調(diào)整的次年1月1日開場(chǎng)，按相應(yīng)利率的檔次執(zhí)行新的利率；如借款人未按約定時(shí)間歸還借款本息或未按合同約定用處使用借款，貸款人將按國(guó)家規(guī)定對(duì)借款人計(jì)收罰息，罰息率見(jiàn)366。interestrateofloan:theinterestrateunderthiscontractisspecifiedi

6、ninlinewithrelevantrules.incaseofchangeofinterestrate,theinterestratestipulatedinthecontractshallprevailforloanswithalifeoflessthanorequaltooneyear;forloanswithalifeexceedingoneyear,theinterestshallbecalculatedonamulti-stagebasis,.fromnextfollowingtheadjustmentofinterestrate,thenewrateshallprevail.i

7、ncasetheborrowerfailstorepaytheprincipalandinterestbeforetheduedate,orfailstousetheloanforpurposesasagreedinthiscontract,thelendershallbeentitledtocollectdefaultinterestinlinewithrelevantrules.thedefaultinterestrateisspecifiedin.52遇利率調(diào)整時(shí)，實(shí)行分段計(jì)息的，貸款人有權(quán)根據(jù)國(guó)家有關(guān)規(guī)定自行調(diào)整，不另行通知借款人。incaseofcalculatinginterest

8、onmulti-stagebasisduetoadjustmentofinterestrate,thelendershallbeentitledtoadjusttheinterestrateonhisownwithoutfurthernoticetotheborrower.第六條還款方式。article6typeofrepaymentofloan61借款人應(yīng)在貸款人開設(shè)帳戶，戶名和帳號(hào)見(jiàn)367，并保證在每次還款款日前足額存入當(dāng)期應(yīng)還款項(xiàng)的存款。借款人在此受權(quán)貸款人從借款人該帳戶中扣收借款本金、利息和可能發(fā)生的復(fù)利、罰息、違約金、保費(fèi)、損害賠償金及實(shí)現(xiàn)債權(quán)的費(fèi)用(含律師費(fèi)和訴訟費(fèi))。如該帳戶資產(chǎn)

9、缺乏以歸還到期的貸款本息，貸款人有權(quán)從借款人在中國(guó)工商銀行任何分支機(jī)構(gòu)開立的任何帳戶劃收。theborrowershouldopenanaccountwiththelender(theaccountnameandaccountnumberarespecifiedin.)andpromisetodepositsufficientmoneyforrepaymentbeforeeachduedate.theborrowerherebyauthorizesthelendertocollect,ifany,compoundinterest,defaultinterest,liquidateddamage

10、,premium,compensationandexpensesarisingfromtherealizationofcreditorsright(includinglawyersfeeandcourtexpense)inadditiontodueprincipalandinterestofloan.incasetheassetinthisaccountisnotenoughforrepaymentofdueprincipalandinterest,thelendershallbeentitledtocollectfromanyaccountopenedbytheborrowerwithany

11、branchoficbc.62貸款人與借款人雙方商定，自貸款發(fā)放次月起，借款人按月歸還貸款本息(一次性還本付息除外)，還款期數(shù)及還款方式見(jiàn)368。theborrowershallrepaytheprincipalandinterestonamonthlybasis(exceptrepayingprincipalandinterestinalumpsum)fromthesecondmonthfollowingtheissuingofloan,asagreedbetweentheborrowerandlender.therepaymenttenorsandtypearespecifiedin.63

12、借款期間遇利率調(diào)整，如執(zhí)行本合同51條實(shí)行分段計(jì)息的，對(duì)借款期限在1年以上的，應(yīng)從利率調(diào)整的次年1月1日開場(chǎng)根據(jù)未歸還借款余額和剩余還款期數(shù)進(jìn)展調(diào)整，重新計(jì)算還款金額。incaseofmulti-stagecalculationofinterestasspecifiedinduetoadjustmentofinterestrateduringthelifeofloan,therepaymentamountforloanswithalifeexceedingoneyearshallberecalculatedonthebasisofbalanceofunpaidloanandtherestofrepaymenttenorfromnextfollowingtheadjustmentofinterestrate.64借款人提早歸還貸款須經(jīng)貸款人書面同意，提早歸還部分的利息仍按本合同約定的利率和該部分實(shí)際使用天數(shù)計(jì)算。repaymentoftheloanaheadofschedulebytheborrowershallbesubjecttowrittenc