銀行業(yè)務(wù)英語(yǔ)詞匯

1、銀行業(yè)務(wù)英語(yǔ)詞匯銀行業(yè)務(wù)英語(yǔ)詞匯會(huì)計(jì)賬目用語(yǔ)會(huì)計(jì)報(bào)表statementofaccount往來帳目accountcurrent現(xiàn)在往來帳|存款額currentaccout銷貨帳accountsales共同計(jì)算帳項(xiàng)jointaccount未決帳項(xiàng)outstandingaccount貸方帳項(xiàng)creditaccount|creditoraccount借方帳項(xiàng)debitaccount|debtoraccount應(yīng)付帳|應(yīng)付未付帳accountpayable應(yīng)收帳|應(yīng)收未收帳accountreceivable新交易|新帳newaccount未決帳|老帳01daccount現(xiàn)金帳cashaccount流水帳

2、runningaccount呆帳badaccount會(huì)計(jì)項(xiàng)目titleofaccount借貸細(xì)帳|交驗(yàn)帳accountrendered繼續(xù)t己帳tokeepaccount與.有交易tohaveanaccountwith清算|清理債務(wù)tomakeupanaccount清潔帳目|與停止交易tocloseonesaccountwith結(jié)帳tocloseanaccount結(jié)清差額tobalancetheaccountwith檢查帳目toexamineanaccount轉(zhuǎn)入A的帳戶tochargetheamounttoAsaccount以計(jì)帳方式付款topayonaccount代理某人|為某人onone

3、saccount|onaccountofone為自己計(jì)算|獨(dú)立帳目ononesownaccount支票用語(yǔ)支票簿chequebook支票陳票人chequedrawer持票人chequeholder不記名支票chequetobearer|bearercheque記名支票|認(rèn)人支票chequetoorder至U期支票antedatedcheque未至U期支票postdatedcheque保付支票certifiedcheque未獲兌現(xiàn)支票）退票returnedcheque空白支票blankcheque失效支票）過期支票stalecheque普通支票opencheque支票換現(xiàn)金|兌現(xiàn)tocashac

4、heque清理票款toclearacheque保證兌現(xiàn)tocertifyacheque支票退票todishonouracheque拒付支票torefuseacheque拒付支票tostoppaymentofacheque提示要求付款topresentforpayment支付指定人payabletoorder已過期|無效outofdate|stale請(qǐng)給出票人R/D|refertodrawer存款不足N/S|N.S.F.|notsufficientfunds|I/F|insufficientfunds文字寫數(shù)字不一致wordsandfiguresdiffer更改處應(yīng)力口蓋E章alteration

5、srequireinitials交換時(shí)間已過effectsnotcleared停止付款paymentstopped支票毀損chequemutilated匯款用語(yǔ)匯款|寄錢toremit|tosendmoney寄票供取款|支票支彳寸tosendachequeforpayment寄款人aremitter收款人aremittee匯票匯單用語(yǔ)國(guó)外匯票foreignBill國(guó)內(nèi)匯票inlandBillK艮單?匚票documentarybill空頭匯票accommodationbill原始匯票originalbill改寫|換新票據(jù)renewedbill電匯telegraphictransfer(T.T)擔(dān)

6、保書trustreceipt|letterofindemnity承兌|認(rèn)付acceptance單張承兌generalacceptance有條件承兌qualifiedacceptance附條件認(rèn)付conditionalacceptance部分認(rèn)付partialacceptance拒付|退票dishonour由于存款不足而退票dihonourbynon-payment提交presentation期滿|到期maturity托收collection夕卜匯行情exchangequotation現(xiàn)匯匯率spotrate長(zhǎng)期匯率longrate私人匯票折扣率rateonaprivatebill遠(yuǎn)期匯票兌換率

7、forwardrate付款匯率pencerate當(dāng)日匯率|成交價(jià)currencyrate套匯|套價(jià)|公斷交易率arbitrage收至1p匚款toreceiveremittance填寫收據(jù)tomakeoutareceipt付款用語(yǔ)付款方法modeofpayment現(xiàn)金付款paymentbycash|cashpayment|paymentbyreadycash以支票支付paymentbycheque以匯票支付paymentbybill以物品支付paymentinkind付清|支付全部貨款paymentinfull|fullpayment定期付款paymentonterm年分期付款annualpay

8、ment預(yù)付貨|先付paymentinadvance|prepayment延付貨款deferredpayment立即付款promptpayment|immediatepayment暫付款suspensepayment延期付款delayinpayment|extensionofpayment結(jié)帳|清算|支付settlement分期付款instalment滯付|拖欠|尾數(shù)款未付arrears特許拖延付款日daysofgrace保證付款delcredere付款topay|tomakepayment|tomakeeffectpayment結(jié)帳tosettle|tomakesettlement|toma

9、keeffectsettlement|tosquare|tobalance支出|付款todefray|todisburse結(jié)清toclearoff|topyaoff拖延付款todeferpayment|todelaypayment付款被拖延tobeinarrearswithpayment還債todischarge迅速付款topaypromptly付款頗為惡劣topayverybadly|toneverpayunlessforced拒絕付款torefusepayment|torefusetopay|todishonourabill惠請(qǐng)付款kindlypaytheamount|pleaseforw

10、ardpayment|pleaseforwardacheque.索取利息tochargeinterest附上利息todrawinterest|tobearinterest|toallowinterest生息toyieldinterest生息3%toyield3%存款todepositinabank|toputinabank|toplaceondeposit|tomakedeposit在車艮行存款tohavemoneyinabank|tohaveabankaccount|tohavemoneyondeposit向車艮行提款towithdrawonesdepositfromabank換取現(xiàn)金toc

11、onvertintomoney|toturnintocash|torealize打折十口購(gòu)買tobuyatadiscount打折扣出售tosellatadiscount打折扣-讓價(jià)toreduce|tomakeareduction減價(jià)todeduct|tomakeadeduction回扣torebate現(xiàn)金折扣cashdiscount貨到付款|現(xiàn)金提貨cashondeliver(C.O.D.)貨至U付現(xiàn)款cashonarrival即時(shí)付款promptcash凈價(jià)|最低價(jià)格付現(xiàn)netcash現(xiàn)金付款readycash即期付款spotcash|cashdown|cashonthenail憑單據(jù)付現(xiàn)

12、款cashagainstdocuments憑提單付現(xiàn)款cashagainstbillsoflading承兌交單documentsagainstacceptance(D/A1付款交單documentsagainstpayment(D/P)信用證用語(yǔ)追加信用證additionalcredit|additionalL/C信用證金額amountofcredit賒帳金額creditbalance可撤消信用證revocableL/C不可撤消信用證irrevocableL/C保兌信用證confirmedL/C不保兌信用證unconfirmedL/C可轉(zhuǎn)讓信用證assignableL/C|transferab

13、leL/C無條件信用證opencredit|freecredit普通信用證generalletterofcredit旅行信用證circularletterofcredit特另U信用證specialletterofcredit信用證底帳letterofcreditledger信用證發(fā)行帳letterofcreditissuedaccount信用證金額amountofcreditWhatkindofaccountdidyouhaveinyourmind?你想開哪種帳戶？Doyouliketoopenacurrentaccount?你想開一個(gè)活期存款帳戶嗎？Adepositorcurrentacco

14、unt?定期還是活期？Pleasetellmehowyouwouldliketodeposityourmoney.請(qǐng)告訴我你想存何種戶頭？Theresaservicechargeforthecheckingaccountbutnochargeforthesavings.支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。Ourminimumdepositforasavingsaccountis100dollars.我們儲(chǔ)蓄存款的最低存款額是100美圓。Fiveyuanistheminimumoriginaldeposit.最彳氐起存款額是5元。Youcanopenasavingsaccountatanytime

15、withaninitialdepositof50dollars.你可隨時(shí)以50美圓的起存額開立儲(chǔ)蓄帳戶。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.這是你的存折，存取款時(shí)請(qǐng)帶來。保管好存折,遺失請(qǐng)告訴我們。Ishouldliketoopenacurrentaccount.我想開一個(gè)活期存款帳戶。常見銀行英語(yǔ)詞匯accountnumber帳目編

16、號(hào)depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動(dòng)存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque

17、,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestub,counterfoil票根cashcheque現(xiàn)金支票travelerscheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandarsnote莊票）銀票banker銀行家president行長(zhǎng)savingsbank儲(chǔ)蓄車艮行ChaseBank大通銀行Na

18、tionalCityBankofNewYork花旗銀行HongkongShanghaiBankingCorporation匯豐銀行CharteredBankofIndia,AustraliaandChina麥加利銀行BanquedeIIndoChine東方匯理銀行centralbank,nationalbank,bankersbank中央銀行發(fā)行幣bankofissue,bankofcirculation銀行commercialbank商業(yè)銀行）儲(chǔ)蓄信貸銀行memberbank,creditbank儲(chǔ)蓄信貸車艮行discountbank貼現(xiàn)銀行exchangebank匯兌車艮行requesti

19、ngbank委托開證車艮行issuingbank,openingbank開證車艮行advisingbank,notifyingbank通知車艮行negotiationbank議付車艮行confirmingbank保兌車艮行payingbank付款車艮行associatebankerofcollection代收車艮行consignedbankerofcollection委托車艮行clearingbank清算車艮行l(wèi)ocalbank本地銀行domesticbank國(guó)內(nèi)車艮行overseasbank國(guó)夕卜車艮行unincorporatedbank錢莊branchbank車艮行分行trusteesav

20、ingsbank信托儲(chǔ)蓄車艮行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment車艮行的信用部commercialcreditcompany(discountcompany)商業(yè)信貸公司(貼現(xiàn)公司)neighborhoodsavingsbank,bankofdeposit街道儲(chǔ)蓄所creditunion合作車艮行creditbureau商業(yè)興信所self-servicebank無人車艮行l(wèi)andbank土地銀行constructionbank建設(shè)車艮行industri

21、alandcommercialbank工商車艮行bankofcommunications交通銀行mutualsavingsbank互助儲(chǔ)蓄車艮行postofficesavingsbank郵局儲(chǔ)蓄車艮行mortgagebank,buildingsociety抵押車艮行industrialbank實(shí)業(yè)銀行homeloanbank家宅貸款銀行reservebank準(zhǔn)備車艮行charteredbank特許車艮行correspondingbank往來車艮行merchantbank,acceptingbank承兌車艮行investmentbank投資車艮行importandexportbank(EXIMB

22、ANK)進(jìn)出口銀行jointventurebank合資車艮行moneyshop,nativebank錢莊creditcooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會(huì)計(jì)businessaccounting商業(yè)會(huì)計(jì)costaccounting成本會(huì)計(jì)depreciationaccounting折舊會(huì)計(jì)computerizedaccounting電腦化會(huì)計(jì)generalledger總帳subsidiaryledger分戶帳cashbook現(xiàn)金出納帳cashaccount現(xiàn)金帳journal,day-book日記帳）流水帳baddebts壞帳in

23、vestment投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟(jì)周期economicboom經(jīng)濟(jì)繁榮economicrecession經(jīng)濟(jì)衰退economicdepression經(jīng)濟(jì)蕭條economiccrisis經(jīng)濟(jì)危機(jī)economicrecovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation通貨收縮devaluation貨幣貶值revaluation貨幣增值internationalbalanceofpayment國(guó)際收支favourablebalance順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨

24、internationalmonetarysystem國(guó)際貨幣制度thepurchasingpowerofmoney貨幣購(gòu)買力moneyincirculation貨幣流通量noteissue紙幣發(fā)行量nationalbudget國(guó)家預(yù)算nationalgrossproduct國(guó)民生產(chǎn)總值publicbond公債stock,share股票debenture債券treasurybill國(guó)庫(kù)券debtchain債務(wù)鏈directexchange直接（對(duì)角）套匯indirectexchange間接（三角）套?匚crossrate,arbitragerate套?匚?匚率foreigncurrency（exchange）reserv