電大開放教育課程金融統(tǒng)計分析期末復(fù)習(xí)試題含有答案

1、試卷代號：1013 中央廣播電視大學(xué)2013-2014學(xué)年度第一學(xué)期“開放本科”期末考試金融統(tǒng)計分析 試題一、單項選擇題（從下列每小題的四個選項中，選擇一個正確的，將其順序號填入題后的括號內(nèi)，每小題2分，共40分）1.我國的貨幣與銀行統(tǒng)計體系的三個基本組成部分是( )。A.貨幣當(dāng)局資產(chǎn)負(fù)債表、商業(yè)銀行資產(chǎn)負(fù)債表、特定存款機(jī)構(gòu)資產(chǎn)負(fù)債表B.貨幣當(dāng)局資產(chǎn)負(fù)債表、存款貨幣銀行資產(chǎn)負(fù)債表、特定存款機(jī)構(gòu)資產(chǎn)負(fù)債表C.貨幣當(dāng)局資產(chǎn)負(fù)債表、存款貨幣銀行資產(chǎn)負(fù)債表、政策性銀行資產(chǎn)負(fù)債表D.貨幣當(dāng)局資產(chǎn)負(fù)債表、存款貨幣銀行資產(chǎn)負(fù)債表、保險公司資產(chǎn)負(fù)債表2.中央銀行期末發(fā)行貨幣的存量等于( )。 A.期初發(fā)行貨幣

2、存量+本期發(fā)行的貨幣B.期初發(fā)行貨幣存量+本期發(fā)行的貨幣-本期回籠的貨幣C.流通中的貨幣+本期發(fā)行的貨幣-本期回籠的貨幣D.流通中的貨幣-本期回籠的貨幣3.一般地，銀行貸款利率和存款利率的降低，分別會使股票價格發(fā)生如下哪種變化?( ) A.上漲、下跌 B.上漲、上漲C.下跌、下跌 D.下跌、上漲4. X股票的系數(shù)為1.9，Y股票的系數(shù)為0.8，現(xiàn)在股市處于牛市，請問你想短期獲得較大的收益，則應(yīng)該選哪種股票?( ) A.X BY CX和Y的某種組合 D無法確定5.某支股票年初每股市場價值是15元，年底的市場價值是17元，年終分紅2元，則得到該股票的年收益率按對數(shù)公式計算是( )。 A.23.6%

3、 B.32.3% C.17.8% D.26.7%6.某人投資四種股票，投資狀況見下表，則其所投資的股票組合的年預(yù)期收益率為( )。股票種類ABCD投資比例0.2年收益率50.05A. 0.133 B. 0.130 C. 0.167 D. 0.1877.對于付息債券，如果市場價格等于面值，則( )。 A.到期收益率低于票面利率B.到期收益率高于票面利率C.到期收益率等于票面利率D.不一定8.不良資產(chǎn)比例增加，意味著商業(yè)銀行哪種風(fēng)險增加了?( ) A.市場風(fēng)險B.流動性風(fēng)險 C.信貸風(fēng)險D.償付風(fēng)險9.2009年9月11日，國家外匯管理局公布的人民幣對美元基

4、準(zhǔn)匯率為1美元= 6.8282人民幣元，這是( )。 A.買人價B.賣出價 C.浮動價D.中間價10.一美國出口商向德國出售產(chǎn)品，以德國馬克計價，收到貨款時，他需要將1000萬德國馬克兌換成美元，銀行的標(biāo)價是USD/DEM,1.9300-1.9310，他將得到( )萬美元。 A. 518.1 B. 517.9 C. 1930.0 D. 1931.011.巴塞爾協(xié)議中規(guī)定的核心資本占總資本的比率與資本占風(fēng)險資產(chǎn)的比率最低限額分別是( )。 A. 5% 10%B. 4% 8% C. 5% 8%D. 4% 10%12.在測定銀行整體風(fēng)險敞口程度的方法中，壓力測試法主要在下列哪種情況下適用( ) 。A

5、.資本充足率較低的銀行 B.銀行的資產(chǎn)組合的價格比較平穩(wěn)的時期C.資本充足率較高的銀行 D.銀行的資產(chǎn)組合的價格發(fā)生異常波動的時期13.某商業(yè)銀行5月份貸款余額為1000。億元，預(yù)計今后兩月內(nèi)貸款月增長速度均為5%，則7月份該行預(yù)計貸款余額為( )。A. 10500億元B. 11000億元C. 11025億元D. 11050億元14.外匯收支統(tǒng)計的記錄時間應(yīng)以( )為標(biāo)準(zhǔn)。A.簽約日期B.交貨日期C.收支行為發(fā)生日期D.所有權(quán)轉(zhuǎn)移15.一國某年末外債余額34億美元，當(dāng)年償還外債本息額20億美元，國內(nèi)生產(chǎn)總值312億美元，商品勞務(wù)出口收入65億美元。則償債率為( )。A. 10. 90% B.

6、30. 77% C. 52. 31%D. 6. 41%16.下列外債中附加條件較多的是( )。A.外國政府貸款B.國際金融租賃C.國際商業(yè)貸款D.國際金融組織貸款17.二十世紀(jì)五十年代后期，由于金融機(jī)構(gòu)和金融工具不斷創(chuàng)新，金融活動對經(jīng)濟(jì)發(fā)展的作用不斷提高，許多國家認(rèn)識到，要全面地分析和把握金融活動對國民經(jīng)濟(jì)的影響，就必須要編制( )賬戶。A.生產(chǎn)賬戶B.資金流量賬戶C.國民收入賬戶D.資本賬戶18. 1968年，聯(lián)合國正式把資金流量賬戶納人( )中。A.國民經(jīng)濟(jì)核算賬戶體系B.國際收支表C.貨幣與銀行統(tǒng)計體系D.銀行統(tǒng)計19.非貨幣金融機(jī)構(gòu)包括( )。A.工商銀行、建設(shè)銀行等B.存款貨幣銀行、

7、企業(yè)集團(tuán)財務(wù)公司等C.企業(yè)集團(tuán)財務(wù)公司、租賃公司等D.民生銀行、光大銀行等 20.金融體系國際競爭力指標(biāo)體系中用于評價貨幣市場效率競爭力的指標(biāo)是( ). A.股票市場活力B.資本成本的大小 C.資本市場效率的高低D.銀行部門效率 二、多選題（每題3分，共15分）1.存款貨幣銀行的儲備資產(chǎn)是存款貨幣銀行為應(yīng)付客戶提取存款和資金清算而準(zhǔn)備的資金，主要包括( )。 A.存款貨幣銀行的持有的外匯B.存款貨幣銀行的庫存現(xiàn)金 C.存款貨幣銀行持有的中央銀行債券D.存款貨幣銀行對政府的債權(quán) E.存款貨幣銀行繳存中央銀行的準(zhǔn)備金2.下面論點(diǎn)正確的有( )。 A.適度的通貨膨脹對股票市場有利 B.對國際化程度較

8、高的證券市場，幣值大幅度波動會導(dǎo)致股價下跌C.適度從緊的貨幣政策會使股市上漲D.積極的財政政策會導(dǎo)致股市上漲E.存款利率和貸款利率下調(diào)會使股價上漲3.威廉安爾伯茨提出的關(guān)于銀行資本收益率的分析方法中，將資本收益率分為( ) A.杠桿系數(shù)B.資產(chǎn)收益率C.金融杠桿收益率 D.資產(chǎn)使用率 E.投資收益率4.用于描敘股票市場活力的競爭力的主要指標(biāo)有( )。 A.股票市場籌資額B.股票市場人均交易額 C.國內(nèi)上市公司數(shù)目D.股東的權(quán)利和責(zé)任 E.內(nèi)幕交易5.下列關(guān)于動態(tài)經(jīng)濟(jì)分析方法特點(diǎn)說法正確的是( )。 A.它十分重視時間因素，重視過程分析B.它一般從生產(chǎn)要素和技術(shù)知識的增長變化出發(fā)C.它不考慮由經(jīng)

9、濟(jì)制度中所固有的內(nèi)生因素所決定的經(jīng)濟(jì)過程的發(fā)展D.它把經(jīng)濟(jì)活動看作一個連續(xù)的發(fā)展過程，經(jīng)濟(jì)分析的角度是過程上的特征和規(guī)律性E.它不分析增長經(jīng)濟(jì)的特征，將要素和技術(shù)看作穩(wěn)定不變?nèi)?、計算分析題（第1題12分，第2題13分，第3題10分，第4題10分,共45分）1.某證券投資基金的基金規(guī)模是25億份基金單位。若某時點(diǎn)，該基金有現(xiàn)金5億元，其持有的股票A(4000萬股),B(1000萬股),C(1500萬股)的市價分別為25元、20元、20元。同時，該基金持有的7億元面值的某種國債的市值為8億元。另外，該基金對其基金管理人有200萬元應(yīng)付未付款，對其基金托管人有100萬元應(yīng)付未付款。試計算該基金的總資

10、產(chǎn)、基金總負(fù)債、基金總凈值、基金單位凈值。2.已知某年度非金融企業(yè)部門的實物投資為12000億元，當(dāng)年該部門的可支配收人為6000億元。請根據(jù)下表給出的非金融企業(yè)部門的資金流量數(shù)據(jù)，分析該部門的融資特點(diǎn)。 某年度非金融企業(yè)部門的資金來源數(shù)據(jù)單位:億元數(shù)額資金來源1.企業(yè)可支配收入60002.從其他部門借入(1)從金融機(jī)構(gòu)凈借入(2)從證券市場凈借入(3)從國外凈借入590040004001500統(tǒng)計誤差1003.已知1994年貨幣當(dāng)局的基礎(chǔ)貨幣(儲備貨幣)比1993年增加了4000億元。其中，94年與93年相比，發(fā)行貨幣減少了100億元;對金融機(jī)構(gòu)負(fù)債增加2000億元;非金融機(jī)構(gòu)存款增加210

11、。億元。要求:(1)計算影響94年基礎(chǔ)貨幣(儲備貨幣)變動的各個因素的影響百分比。(2)分析其中的主要影響因素。4.已知某支股票年初每股市場價值是20元，年底的市場價值是25元，年終分紅3元，要求寫出計算該股票年收益率的公式，并根據(jù)已知數(shù)據(jù)計算。 參考答案一、單項選擇（每題2分，計20分）1B 2B 3B 4A 5A 6B 7C 8C 9D 10B11B 12D 13C 14C 15B 16A 17B 18A 19C 20D 二、多選題（每題3分，共15分）1BE 2ABDE 3CE 4ABCDE 5ABD三、計算分析題（第1題14分、第2題13分、第3題18分，共45分）1.解: (1)基金

12、總資產(chǎn): =50000+25 4000+20 1000+20 1500+80000=280000(萬元) (2)基金總負(fù)債: =200+100=300(萬元) (3)基金總凈值-基金總資產(chǎn)-基金總負(fù)債 = 280000-300=279700(萬元) (4)基金單位凈值基金總凈值/基金單位 =279700/250000=1.1188元 2.解: 第一步:計算如分析表。 其中，各種資金來源用于實物投資的比重=各種資金來源/實物投資 100數(shù)額(億元)結(jié)構(gòu)(%)資金運(yùn)用實物投資12000100資金來源1.企業(yè)可支配收入6000502.從其他部門借入(1)從金融機(jī)構(gòu)凈借入(2)從證券市場凈借入(3)從

13、國外凈借入59004000400150049.1733.333.3312.50統(tǒng)計誤差1000.83 第二步: 從表中的結(jié)構(gòu)指標(biāo)看，企業(yè)進(jìn)行實物投資的資金，有50%來源于企業(yè)自有資金，有49. 17%從其他部門借入。在從其他部門借入的部分中，以從金融機(jī)構(gòu)借入為主，占33.33%；其次從國外借入，占12.50%。證券市場對促進(jìn)企業(yè)融資的作用非常有限，只占3.33%。3.答案:(1)影響94年基礎(chǔ)貨幣(儲備貨幣)變動的各個因素的影響百分比分別是:(計算保留一位小數(shù)百分比) 發(fā)行貨幣變化減少的影響百分比-100億元/4000億元-2.5%對金融機(jī)構(gòu)負(fù)債增加的影響百分比2000億元/4000億元50%

14、非金融機(jī)構(gòu)存款增加的影響百分比2100億元/4000億元52.5% (2)從影響百分比看，非金融機(jī)構(gòu)存款增加的影響最大，其次是對金融機(jī)構(gòu)負(fù)債增加的影響。4.答案:股票收益率計算公式:Rp =(P1+D-Po)/Pa 該股票年收益率計算: Rp = (25+3-20)/20=40%請您刪除一下內(nèi)容，O(_)O謝謝！2016年中央電大期末復(fù)習(xí)考試小抄大全，電大期末考試必備小抄，電大考試必過小抄Basketball can make a true claim to being the only major sport that is an American invention. From high

15、school to the professional level, basketball attracts a large following for live games as well as television coverage of events like the National Collegiate Athletic Association (NCAA) annual tournament and the National Basketball Association (NBA) and Womens National Basketball Association (WNBA) p

16、layoffs. And it has also made American heroes out of its player and coach legends like Michael Jordan, Larry Bird, Earvin Magic Johnson, Sheryl Swoopes, and other great players. At the heart of the game is the playing space and the equipment. The space is a rectangular, indoor court. The principal p

17、ieces of equipment are the two elevated baskets, one at each end (in the long direction) of the court, and the basketball itself. The ball is spherical in shape and is inflated. Basket-balls range in size from 28.5-30 in (72-76 cm) in circumference, and in weight from 18-22 oz (510-624 g). For playe

18、rs below the high school level, a smaller ball is used, but the ball in mens games measures 29.5-30 in (75-76 cm) in circumference, and a womens ball is 28.5-29 in (72-74 cm) in circumference. The covering of the ball is leather, rubber, composition, or synthetic, although leather covers only are di

19、ctated by rules for college play, unless the teams agree otherwise. Orange is the regulation color. At all levels of play, the home team provides the ball. Inflation of the ball is based on the height of the balls bounce. Inside the covering or casing, a rubber bladder holds air. The ball must be in

20、flated to a pressure sufficient to make it rebound to a height (measured to the top of the ball) of 49-54 in (1.2-1.4 m) when it is dropped on a solid wooden floor from a starting height of 6 ft (1.80 m) measured from the bottom of the ball. The factory must test the balls, and the air pressure that

21、 makes the ball legal in keeping with the bounce test is stamped on the ball. During the intensity of high school and college tourneys and the professional playoffs, this inflated sphere commands considerable attention. Basketball is one of few sports with a known date of birth. On December 1, 1891,

22、 in Springfield, Massachusetts, James Naismith hung two half-bushel peach baskets at the opposite ends of a gymnasium and out-lined 13 rules based on five principles to his students at the International Training School of the Young Mens Christian Association (YMCA), which later became Springfield Co

23、llege. Naismith (1861-1939) was a physical education teacher who was seeking a team sport with limited physical contact but a lot of running, jumping, shooting, and the hand-eye coordination required in handling a ball. The peach baskets he hung as goals gave the sport the name of basketball. His st

24、udents were excited about the game, and Christmas vacation gave them the chance to tell their friends and people at their local YMCAs about the game. The association leaders wrote to Naismith asking for copies of the rules, and they were published in the Triangle, the school newspaper, on January 15

25、,1892. Naismiths five basic principles center on the ball, which was described as large, light, and handled with the hands. Players could not move the ball by running alone, and none of the players was restricted against handling the ball. The playing area was also open to all players, but there was

26、 to be no physical contact between players; the ball was the objective. To score, the ball had to be shot through a horizontal, elevated goal. The team with the most points at the end of an allotted time period wins. Early in the history of basketball, the local YMCAs provided the gymnasiums, and me

27、mbership in the organization grew rapidly. The size of the local gym dictated the number of players; smaller gyms used five players on a side, and the larger gyms allowed seven to nine. The team size became generally established as five in 1895, and, in 1897, this was made formal in the rules. The Y

28、MCA lost interest in supporting the game because 10-20 basketball players monopolized a gymnasium previously used by many more in a variety of activities. YMCA membership dropped, and basketball enthusiasts played in local halls. This led to the building of basketball gymnasiums at schools and colle

29、ges and also to the formation of professional leagues. Although basketball was born in the United States, five of Naismiths original players were Canadians, and the game spread to Canada immediately. It was played in France by 1893; England in 1894; Australia, China, and India between 1895 and 1900;

30、 and Japan in 1900. From 1891 through 1893, a soccer ball was used to play basketball. The first basketball was manufactured in 1894. It was 32 in (81 cm) in circumference, or about 4 in (10 cm) larger than a soccer ball. The dedicated basketball was made of laced leather and weighed less than 20 oz

31、 (567 g). The first molded ball that eliminated the need for laces was introduced in 1948; its construction and size of 30 in (76 cm) were ruled official in 1949. The rule-setters came from several groups early in the 1900s. Colleges and universities established their rules committees in 1905, the Y

32、MCA and the Amateur Athletic Union (AAU) created a set of rules jointly, state militia groups abided by a shared set of rules, and there were two professional sets of rules. A Joint Rules Committee for colleges, the AAU, and the YMCA was created in 1915, and, under the name the National Basketball C

33、ommittee (NBC) made rules for amateur play until 1979. In that year, the National Federation of State High School Associations began governing the sport at the high school level, and the NCAA Rules Committee assumed rule-making responsibilities for junior colleges, colleges, and the Armed Forces, wi

34、th a similar committee holding jurisdiction over womens basketball. Until World War II, basketball became increasingly popular in the United States especially at the high school and college levels. After World War II, its popularity grew around the world. In the 1980s, interest in the game truly exp

35、loded because of television exposure. Broadcast of the NCAA Championship Games began in 1963, and, by the 1980s, cable television was carrying regular season college games and even high school championships in some states. Players like Bill Russell, Wilt Chamberlain, and Lew Alcindor (Kareem Abdul-J

36、abbar) became nationally famous at the college level and carried their fans along in their professional basketball careers. The womens game changed radically in 1971 when separate rules for women were modified to more closely resemble the mens game. Television interest followed the women as well wit

37、h broadcast of NCAA championship tourneys beginning in the early 1980s and the formation of the WNBA in 1997. Internationally, Italy has probably become the leading basketball nation outside of the United States, with national, corporate, and professional teams. The Olympics boosts basketball intern

38、ationally and has also spurred the womens game by recognizing it as an Olympic event in 1976. Again, television coverage of the Olympics has been exceptionally important in drawing attention to international teams. The first professional mens basketball league in the United States was the National B

39、asketball League (NBL), which debuted in 1898. Players were paid on a per-game basis, and this league and others were hurt by the poor quality of games and the ever-changing players on a team. After the Great Depression, a new NBL was organized in 1937, and the Basketball Association of America was

40、organized in 1946. The two leagues came to agree that players had to be assigned to teams on a contract basis and that high standards had to govern the game; under these premises, the two joined to form the National Basketball Association (NBA) in 1949. A rival American Basketball Association (ABA)

41、was inaugurated in 1967 and challenged the NBA for college talent and market share for almost ten years. In 1976, this league disbanded, but four of its teams remained as NBA teams. Unification came just in time for major television support. Several womens professional leagues were attempted and fai

42、led, including the Womens Professional Basketball League (WBL) and the Womens World Basketball Association, before the WNBA debuted in 1997 with the support of the NBA. James Naismith, originally from Al-monte, Ontario, invented basketball at the International YMCA Training School in Springfield, Ma

43、ssachusetts, in 1891. The game was first played with peach baskets (hence the name) and a soccer ball and was intended to provide indoor exercise for football players. As a result, it was originally a rough sport. Although ten of Naismiths original thirteen rules remain, the game soon changed consid

44、erably, and the founder had little to do with its evolution. The first intercollegiate game was played in Minnesota in 1895, with nine players to a side and a final score of nine to three. A year later, the first five-man teams played at the University of Chicago. Baskets were now constructed of twi

45、ne nets but it was not until 1906 that the bottom of the nets were open. In 1897, the dribble was first used, field goals became two points, foul shots one point, and the first professional game was played. A year later, the first professional league was started, in the East, while in 1900, the firs

46、t intercollegiate league began. In 1910, in order to limit rough play, it was agreed that four fouls would disqualify players, and glass backboards were used for the first time. Nonetheless, many rules still differed, depending upon where the games were played and whether professionals, collegians,

47、or YMCA players were involved. College basketball was played from Texas to Wisconsin and throughout the East through the 1920s, but most teams played only in their own regions, which prevented a national game or audience from developing. Professional basketball was played almost exclusively in the E

48、ast before the 1920s, except when a team would barnstorm into the Midwest to play local teams, often after a league had folded. Before the 1930s very few games, either professional or amateur, were played in facilities suitable for basketball or with a perfectly round ball. Some were played in arena

49、s with chicken wire separating the players from fans, thus the word cagers, others with posts in the middle of the floor and often with balconies overhanging the corners, limiting the areas from which shots could be taken. Until the late 1930s, all players used the two-hand set shot, and scores rema

50、ined low. Basketball in the 1920s and 1930s became both more organized and more popular, although it still lagged far behind both baseball and college football. In the pros, five urban, ethnic teams excelled and played with almost no college graduates. They were the New York Original Celtics; the Cl

51、eveland Rosenblums, owned by Max Rosenblum; Eddie Gottliebs Philadelphia SPHAs (South Philadelphia Hebrew Association); and two great black teams, the New York Renaissance Five and Abe Sapersteins Harlem Globetrotters, which was actually from Chicago. While these teams had some notable players, no s

52、uperstars, such as Babe Ruth, Jack Dempsey, or Red Grange, emerged to capture the publics attention as they did in other sports of the period. The same was true in college basketball up until the late 1930s, with coaches dominating the game and its development. Walter Doc Meanwell at Wisconsin, Forr

53、est Phog Allen at Kansas, Ward Piggy Lambert at Purdue, and Henry Doc Carlson at Pittsburgh all made significant contributions to the games development: zone defenses, the weave, the passing game, and the fast break. In the decade preceding World War II, five events changed college basketball and al

54、lowed it to become a major spectator sport. In 1929, the rules committee reversed a decision that would have outlawed dribbling and slowed the game considerably. Five years later, promoter Edward Ned Irish staged the first intersectional twin bill in Madison Square Garden in New York City and attrac

55、ted more than 16,000 fans. He demonstrated the appeal of major college ball and made New York its center. In December 1936, Hank Luisetti of Stanford revealed the virtues of the one-handed shot to an amazed Garden audience and became the first major collegiate star. Soon thereafter, Luisetti scored

56、an incredible fifty points against Duquesne, thus ending the Easts devotion to the set shot and encouraging a more open game. In consecutive years the center jump was eliminated after free throws and then after field goals, thus speeding up the game and allowing for more scoring. In 1938, Irish crea

57、ted the National Invitation Tournament (NIT) in the Garden to determine a national champion. Although postseason tournaments had occurred before, the NIT was the first with major colleges from different regions and proved to be a great financial success. The National Collegiate Athletic Association

58、(NCAA) created its own postseason tournament in 1939 but did not rival the NIT in prestige for some time. The 1940s saw significant changes for college basketball. Players began using the jump shot after Kenny Sailors of Wyoming wowed the East with it in 1943. The behind-the-back dribble and pass al

59、so appeared, as did exceptional big men. Bob Kurland at Oklahoma A&M was almost seven feet tall and George Mikan at DePaul was six feet ten inches. While Kurland had perhaps the better college career and played in two Olympics, he chose not to play professional ball, whereas Mikan became the first d

60、ominant star in the pros. Their defensive play inspired the rule against goal tending (blocking a shot on its downward flight). Adolph Rupp, who played under Phog Allen, also coached the first of his many talented teams at Kentucky in that decade. However, in 1951, Rupp and six other coaches suffere