保險英語詞匯合集

1、保險英語詞匯合集acceptance policy核保政策accounting period結(jié)算期aggregate limit累積限額aggregated loss累積損失antiselection 逆選擇ART (Alternative Risk Transfer) 新型風險轉(zhuǎn)移balance 所欠款項barrages 堰壩captive pools 自保組合 天下金融網(wǎng)catastrophe risk 巨災風險ceiding company 分出公司cession limit 分保限額claim-prone 容易出險claims assistance 理賠協(xié)助clean cut 結(jié)清方式

2、coinsurance 共保commencement and termination 起訖cover 承保cover 責任額deposit premium 預付保費destroyed 毀壞earth caves 土壞房屋EPA event limit 事件限額ex gratia payments 通融賠款excess loss 超額賠款exclusion 除外責任exposed areas 風險承受區(qū)域facultative reinsurance 臨時分保fault zone 斷層區(qū)finite risk 有限制的風險flash floods 驟發(fā)洪水flooding of rivers 洪

3、水泛濫frame structure 框架結(jié)構(gòu)full coverage 全額承保full insurance value足額保險價值full liability 全部責任Geophysics Institute地球物理研究所GNPI 總凈保費收入hailstorm 雹暴heavy damage 嚴重破壞hollow brick wall 空斗磚結(jié)構(gòu)hour clause 小時條款hurricane 颶風individual losses單一損失insurability 可保性insured losses 保險損失intensity 烈度layering 層次less exposed 損失可能

4、性小liability 責任light damage 輕度破壞line slips 分保條loading 附加費loss occurrence 損失發(fā)生loss occurring basis 損失發(fā)生基礎loss participation 分擔損失loss settlement 損失賠付magnitude 震級malicious damage 惡意損害moderate damage 中度破壞multi-story building 多層建建筑Munich Re 慕尼黑再net retained lines 凈自留額net retained losses 損失凈自賠額no profit co

5、mmission 無純益風險非比例再保險non-proportional reinsurance notification 告知object 標的obligatory reinsurance 固定分保original deductibles 原始免賠額original rate 原始費率paid-up capital 已付資本peak accelerator 峰值加速度peril 危險PICC Re 中保再placement 安排PML可能最大損失policyholder 保單持有者pool 共保組合portfolio entry未滿期責任的出帳portfolio outgo未滿期責任的入帳p

6、remium 保費previous losses既往損失priority分保自留額priority自付責任proportional reinsurance 比例再保險rainstorm 雨暴rating 費率reinforced concrete building 鋼筋混凝土建筑reinstatement 恢復保額reinsured 分出公司reinsurer 再保險人retention 自留額retention areas 滯洪區(qū)return period 重現(xiàn)期revoke license 吊銷營業(yè)執(zhí)照seaquake 海震second event cover 第二事件承保securiti

7、zation 證券化seismic demage 震害set-off 抵銷shear wall structure 剪力墻結(jié)構(gòu)single 險位超賠spread loss 分散風險stop loss 賠付率超賠storm surges 風暴潮susceptibility of goods to water易受水浸性tarrif 費率表TG 拐點周期tidal wave 海嘯topographic map 地形圖tornado 龍卷風total sum insured 總保額treaty-limits 合約限額tube structure 筒體結(jié)構(gòu)underwriting policy 承保政策

8、windstorm 風暴險種health insurance 疾病保險，健康保險sickness insurance 疾病保險insurance during a period of illness疾病保險insurance for medical care 醫(yī)療保險major medical insurance policy 巨額醫(yī)藥費保險life insurance 人壽保險endowment insurance 養(yǎng)老保險insurance on last survivor 長壽保險social insurance 社會保險personal property insurance 個人財產(chǎn)保

9、險F.P.A. ) 平安險insurance of contents 家庭財產(chǎn)保險Free from Particular AverageWith Particular AverageW.P.A. ) 水漬險All Risks 一切險risk of breakage破碎險risk of clashing碰損險risk of rust 生銹險risk of hook damage 鉤損險risk of contamination (tainting)污染險insurance against total loss only (TLO)全損險risk of deterioration變質(zhì)險risk

10、of packing breakage 包裝破裂險risk of inherent vice 內(nèi)在缺陷險risk of normal loss (natural loss)途耗或自然損耗險risk of spontaneous combustion 自然險risk of contingent import duty進口關稅險insurance against war risk 戰(zhàn)爭險Air Transportation Cargo War Risk 航空運輸戰(zhàn)爭險overland Transportation Insurance War Risk 陸上運輸戰(zhàn)爭險民變險附加險insurance

11、against strike, riot and civil commotion (SRCC)罷工，暴動，民變險insurance against extraneous risks, insurance against additional risks risk of leakage risk of shortage in weight/quantityrisk of theft, pilferage and nondelivery (TPND)risk of fresh and/of rain water damage(wetting)盜竊提貨不著險淡水雨淋險risk of sweating

12、 and/or heating受潮受熱險risk of bad odour(change of flavour)惡味險，變味險risk of mould 發(fā)霉險on deck risk 艙面險保險業(yè)詞匯Terms used in insurance industry accident意外事故險actuarial method 精算法Advance Loss Profits (ALOP) 預期利潤損失險，利損險Advance profit 預期利潤broker 經(jīng)紀人Business Interruption Insurance (BI)營業(yè)中斷險captive 自保公司casualty 意外傷

13、害險catastrophe 巨災險ceding company 分出公司claim 索賠claim settlement 理賠combined ratio 綜合賠付率Consequential Loss (CL) 后果損失Contractors All Risks (CAR) 建筑工程一切險(建工險)cover 保障Delay in completion 完工延誤EEI 電子設備險engineering insurance 工程保險Erection All Risks （EAR） 安裝工程一切險（安工險）excess of loss cover超額賠償EXL protection 超賠保障fa

14、cultative business臨分保IBRN Incurred but not reported losses 已發(fā)生但未報的損失IBRN reserve IBRN 儲備金indemnity period/limit 賠期 / 期限inflated claim 超額索賠insurance capacity 承保能力insured property 參保物業(yè)Kobe 神戶Lloyd 勞合社long-tail 長尾Loss of profit 利損險Machinery （Breakdown） Insurance 機器（損壞險，機損險mail/sub-contractor主/ 分承包商main

15、tenance 保證期multiple claim 多次（重復）索賠non-life 非壽險雇主保險officer & director liability outstanding claim reserve 未決索賠準備金PC industry property & catastrophe industryperil 危險policy 保單pool 聯(lián)營possible maximum loss 可能的最大損失premium 保費primary insurance company 原保公司、主保險商principal/employer 業(yè)主professional 專業(yè)險profit margin 利潤邊際property 財產(chǎn)險proportional cover 比例分保punitive damage 懲罰性損害rate 費率reinsurer 分保人（分保公司）reinsurer 再保人reserve 準備金retention 自留r