國際借款合同英文版

國際借款合同英文版合同編號：__________InternationalLoanAgreementThisInternationalLoanAgreement(the"Agreement")ismadeandenteredintoonthis______dayof____________,20____,andbetween:Lender:Name:____________________________Address:__________________________ContactPerson:___________________PhoneNumber:____________________Borrower:Name:____________________________Address:__________________________ContactPerson:___________________PhoneNumber:____________________(eacha"Party"andcollectivelythe"Parties")WITNESSETH:1.RecitalsWHEREAS,theLenderiswillingtoprovidealoantotheBorroweronthetermsandconditionssetforthherein;WHEREAS,theBorrowerdesirestoborrowtheLoanfromtheLenderonthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thePartiesagreeasfollows:Article1.LoanAmountandTerms1.1LoanAmountTheLenderagreestolendtotheBorroweraprincipalamountofUSD_____________(the"LoanAmount").1.2LoanTerms(a)TheLoanshallbeevidencedaPromissoryNote(the"Note")intheformattachedheretoasExhibitA,whichshallsetforththetermsandconditionsoftheLoan,including,withoutlimitation,theinterestrate,maturitydate,andrepaymentschedule.(b)TheLoanshallberepaidtheBorrowertotheLenderinaccordancewiththetermsandconditionssetforthintheNote.Article2.InterestandFees2.1Interest2.2FeesTheBorroweragreestopaytotheLenderthefollowingfees:(b)Aloanoriginationfeeequalto_____________percent(____%)oftheLoanAmount,payableuponthedisbursementoftheLoan;(c)Alatepaymentfeeequalto_____________percent(____%)oftheoutstandingprincipalamountoftheLoan,perdayoflatepayment,iftheBorrowerfailstomakeanyrequiredpaymentwhendue.Article3.UseofProceedsTheBorroweragreestousetheproceedsoftheLoansolelyforthepurposeof:(a)Fundingworkingcapitalrequirements;(b)Financingcapitalexpenditures;(c)Refinancingexistingindebtedness;or(d)SuchotherpurposesasmaybeagreeduponthePartiesinwriting.Article4.Security4.1CollateralAssecurityforthepromptpaymentoftheNote,theBorrowershallprovidetotheLenderthefollowingcollateral:(a)AfirstprioritylienonalloftheBorrower'saccountsreceivable;(b)AfirstprioritylienonalloftheBorrower'sinventory;(c)AfirstprioritylienonalloftheBorrower'sequipment;and(d)SuchothercollateralastheLendermayrequirefromtimetotime.4.2PerfectionofSecurityInterestTheBorrowershalltakeallnecessarystepstoperfectandmaintainthesecurityinterestgrantedtotheLenderunderthisAgreement,including,withoutlimitation,theexecutionanddeliveryofanyUCCfilingsandotherlegaldocumentsasmayberequiredtheLender.Article5.RepresentationsandWarranties5.1BorrowerRepresentationsandWarrantiesTheBorrowerrepresentsandwarrantstotheLenderthat:(a)Itisalegalentitydulyorganizedandvalidlyexistingunderthelawsofitsjurisdictionoforganization;(b)IthasthefullpowerandauthoritytoenterintothisAgreementandtoperformitsobligationshereunder;(c)ThisAgreementconstitutesalegal,valid,andbindingobligationoftheBorrower,enforceableagainsttheBorrowerinaccordancewithitsterms;(d)Itisnotindefaultunderanyexistingloanorcreditagreement一、附件列表：1.PromissoryNote（借款憑證）2.CollateralDescription（抵押品描述）3.UCCFilings（統(tǒng)一商業(yè)代碼文件）4.LoanAgreementSchedule（貸款協(xié)議時間表）5.LoanRepaymentSchedule（貸款還款時間表）6.SecurityAgreement（擔(dān)保協(xié)議）二、違約行為及認(rèn)定：1.遲延還款：借款人在約定的還款日期之后未能按時還款或償還本金及利息。2.未經(jīng)許可的資產(chǎn)處置：借款人未獲得貸款人的許可，出售、轉(zhuǎn)讓或以其他方式處置其抵押品。3.虛假陳述：借款人在申請貸款或履行貸款協(xié)議過程中，提供虛假或誤導(dǎo)性的信息。4.法律變更：由于法律法規(guī)的變更，導(dǎo)致貸款協(xié)議無法履行或借款人無法履行其義務(wù)。三、法律名詞及解釋：1.借款人（Borrower）：指從貸款人處借款的法人或其他組織。2.貸款人（Lender）：指提供貸款的法人或其他組織。3.抵押品（Collateral）：指借款人提供給貸款人的用于擔(dān)保貸款的財產(chǎn)。4.統(tǒng)一商業(yè)代碼（UCC）：指美國統(tǒng)一商業(yè)代碼，用于規(guī)范商業(yè)交易和貸款協(xié)議的法律規(guī)定。5.遲延還款（LatePayment）：指借款人在約定的還款日期之后未能按時還款或償還本金及利息。四、執(zhí)行中遇到的問題及解決辦法：1.還款困難：借款人資金流動性不足，導(dǎo)致無法按時還款。解決辦法：借款人可以與貸款人協(xié)商，延長還款期限或制定還款計劃。2.抵押品價值下降：由于市場原因或借款人經(jīng)營不善，抵押品價值下降。解決辦法：貸款人可