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民間借款合同英文版合同編號:__________parties1.lenderaddress:contactinformation:2.borroweraddress:contactinformation:agreement1.loanamountthelenderagreestolendtheborrowerthesumofupto(loanamount)atthecurrentmarketinterestrate,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").2.loantermtheloanshallbeevidencedapromissorynoteintheamountof(loanamount)foratermof(loanterm),asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").3.interesttheborroweragreestopayinterestontheoutstandingprincipalbalanceoftheloanatanannualinterestrateof(interestrate)%,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").4.repaymenttheborroweragreestomakemonthlypaymentsof(monthlypaymentamount)towardstheoutstandingprincipalbalanceoftheloan,plusinterest,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").theborroweragreestomakethefirstpaymenton(firstpaymentdate),andtomakesubsequentpaymentsonthesamedayofeachmonththereafteruntiltheoutstandingprincipalbalanceoftheloanispaidinfull.5.useoffundstheborroweragreestousetheproceedsoftheloansolelyforthepurposeof(purposeofloan),asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").6.collateraltheborroweragreestoprovidethelenderwithcollateralintheformof(collateraldescription)tosecuretheloan,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").7.defaultandaccelerationiftheborrowerfailstomakeanyrequiredpaymentunderthisagreement,oriftheborrowerdefaultsonanyotherobligationunderthisagreement,thelendermaydeclaretheentireoutstandingbalanceoftheloandueandpayableimmediately,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").8.indemnificationtheborroweragreestoindemnifyandholdthelenderharmlessfromanyandallclaims,demands,actions,liabilities,damages,costs,andexpenses(includingattorney'sfees)arisingoutoforinconnectionwiththisagreement,theloan,ortheuseoftheproceedsoftheloan,asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").9.GoverningLawthisagreementshallbegovernedandconstruedinaccordancewiththelawsof(governinglawjurisdiction),asevidencedthepromissorynoteattachedheretoasexhibita(the"promissorynote").10.EntireAgreementthisagreement(includingthepromissorynoteattachedheretoasexhibita)constitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.INWITNESSWHEREOF,thepartieshaveexecutedthisagreementasofthedatefirstabovewritten.lender:borrower:attachments:exhibitapromissorynote一、附件列表:1.借條(見附件A)二、違約行為及認(rèn)定:1.違約行為:a.借款人未能按時支付本金及利息b.借款人未能按約定用途使用貸款c.借款人提供的擔(dān)保物價值不足以覆蓋貸款本金及利息2.違約認(rèn)定:a.借款人逾期還款超過30天b.借款人違反約定的貸款用途c.擔(dān)保物價值不足,需追加擔(dān)保三、法律名詞及解釋:1.借款人:指接受貸款的一方2.貸款人:指提供貸款的一方3.擔(dān)保物:指借款人提供以擔(dān)保貸款償還的財產(chǎn)4.違約:指借款人未能履行合同約定的義務(wù)5.利息:指借款人因使用貸款而需支付的費用四、執(zhí)行中遇到的問題及解決辦法:1.問題:借款人未能按時還款解決辦法:與借款人協(xié)商,制定還款計劃;如需legalacti

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