2025年度個人旅游抵押借款合同范本（休閑金融）2篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年度個人旅游抵押借款合同范本（休閑金融）本合同目錄一覽1.合同訂立與生效1.1合同訂立1.2合同生效2.借款人信息2.1借款人基本信息2.2借款人信用狀況3.借款金額與期限3.1借款金額3.2借款期限4.利息與還款方式4.1利息計算4.2還款方式5.抵押物5.1抵押物信息5.2抵押物評估6.抵押物處置6.1抵押物處置方式6.2抵押物處置程序7.借款人義務(wù)7.1借款人還款義務(wù)7.2借款人其他義務(wù)8.借款人權(quán)利8.1借款人知情權(quán)8.2借款人異議權(quán)9.借款人違約責任9.1借款人逾期還款責任9.2借款人其他違約責任10.借款人變更與解除10.1借款人變更10.2借款人解除11.爭議解決11.1爭議解決方式11.2爭議解決機構(gòu)12.合同附件12.1附件一：借款合同12.2附件二：抵押物清單13.合同解除與終止13.1合同解除13.2合同終止14.其他約定14.1法律適用14.2合同解釋14.3合同簽署第一部分：合同如下：1.合同訂立與生效1.1合同訂立1.2合同生效本合同自雙方簽字（或蓋章）之日起生效，自借款實際發(fā)放之日起開始計算借款期限。2.借款人信息2.1借款人基本信息甲方全稱：________________________法定代表人（或負責人）：________________________身份證號碼：________________________聯(lián)系方式：________________________2.2借款人信用狀況甲方在簽訂本合同前，已向乙方提供其信用報告，乙方已對甲方的信用狀況進行了審查。3.借款金額與期限3.1借款金額甲方向乙方借款人民幣（大寫）：________________________元整（小寫）：________________________元。3.2借款期限借款期限自借款實際發(fā)放之日起至________________________年________________________月________________________日止。4.利息與還款方式4.1利息計算借款利息按年利率________________________%計算，按月計息，每月利息于每月的________________________日支付。4.2還款方式甲方應(yīng)按月等額本息方式償還借款，每月還款日為每月的________________________日。5.抵押物5.1抵押物信息甲方以其名下位于________________________的房產(chǎn)作為抵押物，抵押物產(chǎn)權(quán)證號為________________________。5.2抵押物評估抵押物經(jīng)乙方認可的評估機構(gòu)評估，評估價值為人民幣________________________元。6.抵押物處置6.1抵押物處置方式如甲方未按合同約定償還借款，乙方有權(quán)依法處置抵押物，所得款項優(yōu)先用于償還借款本金及利息。6.2抵押物處置程序（1）乙方發(fā)出抵押物處置通知；（2）甲方在接到通知后________________________日內(nèi)未償還借款的，乙方有權(quán)依法處置抵押物；（3）抵押物處置所得款項扣除相關(guān)費用后，優(yōu)先用于償還借款本金及利息。7.借款人義務(wù)7.1借款人還款義務(wù)甲方應(yīng)按照合同約定的期限和方式償還借款本金及利息。7.2借款人其他義務(wù)（1）甲方應(yīng)保證抵押物的所有權(quán)和使用權(quán)，不得擅自轉(zhuǎn)讓、出租、抵押或以其他方式處分抵押物；（2）甲方應(yīng)配合乙方對抵押物進行監(jiān)管，不得擅自改變抵押物的用途；（3）甲方應(yīng)如實向乙方提供與借款相關(guān)的資料和情況，不得隱瞞或提供虛假信息。8.借款人權(quán)利8.1借款人知情權(quán)甲方有權(quán)了解借款用途、借款金額、借款期限、還款方式、利率、手續(xù)費等合同條款內(nèi)容。8.2借款人異議權(quán)甲方對合同條款有異議的，應(yīng)在合同簽訂前提出，經(jīng)雙方協(xié)商一致后方可修改。9.借款人違約責任9.1借款人逾期還款責任甲方如逾期償還借款本金及利息，應(yīng)按照逾期天數(shù)按日支付萬分之五的逾期罰息。9.2借款人其他違約責任（1）甲方如未按約定使用借款，乙方有權(quán)提前收回借款本息，并追究甲方違約責任；（2）甲方如未按時支付利息，應(yīng)按照逾期天數(shù)支付利息的滯納金；（3）甲方如提供虛假信息或隱瞞重要事實，乙方有權(quán)解除合同，并要求甲方承擔相應(yīng)責任。10.借款人變更與解除10.1借款人變更甲方如需變更借款合同條款，應(yīng)提前________________________日書面通知乙方，經(jīng)乙方同意后方可變更。10.2借款人解除（1）甲方在借款期限內(nèi)有權(quán)解除合同，但應(yīng)提前________________________日書面通知乙方，并支付已發(fā)生的利息和手續(xù)費；（2）乙方在甲方嚴重違約的情況下，有權(quán)解除合同，并采取法律手段追償借款本息。11.爭議解決11.1爭議解決方式雙方發(fā)生爭議，應(yīng)通過友好協(xié)商解決；協(xié)商不成的，任何一方均有權(quán)向有管轄權(quán)的人民法院提起訴訟。11.2爭議解決機構(gòu)如雙方同意，爭議解決機構(gòu)可以是仲裁委員會，仲裁地點為________________________。12.合同附件12.1附件一：借款合同12.2附件二：抵押物清單13.合同解除與終止13.1合同解除（1）本合同約定的解除條件成就；（2）雙方協(xié)商一致解除；（3）依法應(yīng)當解除的其他情形。13.2合同終止（1）借款本息清償完畢；（2）借款期限屆滿；（3）合同約定的終止條件成就。14.其他約定14.1法律適用本合同適用中華人民共和國法律。14.2合同解釋本合同的解釋權(quán)歸乙方所有。14.3合同簽署本合同一式兩份，甲乙雙方各執(zhí)一份，具有同等法律效力。第二部分：第三方介入后的修正15.第三方介入15.1第三方定義在本合同中，“第三方”指除甲方、乙方之外的任何個人、法人或其他組織，包括但不限于中介機構(gòu)、評估機構(gòu)、擔保機構(gòu)、律師事務(wù)所、會計師事務(wù)所等。15.2第三方介入條件15.2.1甲方或乙方在履行本合同過程中，經(jīng)雙方同意，可以引入第三方提供相關(guān)服務(wù)。15.2.2第三方介入應(yīng)遵循法律法規(guī)和本合同約定。15.3第三方介入程序15.3.1甲方或乙方提出引入第三方服務(wù)的申請，并經(jīng)對方同意。15.3.2第三方應(yīng)向甲方或乙方提供相關(guān)資質(zhì)證明和服務(wù)內(nèi)容說明。15.3.3雙方與第三方簽訂服務(wù)協(xié)議，明確服務(wù)內(nèi)容、費用、責任等。16.第三方責任限額16.1第三方在履行服務(wù)過程中，因自身原因?qū)е碌倪`約或損害，應(yīng)承擔相應(yīng)的法律責任。16.2第三方責任限額由雙方在服務(wù)協(xié)議中約定，但不得低于本合同約定的甲方或乙方承擔的責任限額。17.第三方責任劃分17.1第三方提供的服務(wù)與本合同直接相關(guān)，其責任應(yīng)由第三方承擔。17.2第三方提供的服務(wù)與本合同無直接關(guān)聯(lián)，但其行為對本合同履行產(chǎn)生影響，第三方應(yīng)承擔相應(yīng)的責任。18.第三方權(quán)利18.1第三方在提供服務(wù)過程中，有權(quán)要求甲方或乙方提供必要的信息和協(xié)助。18.2第三方有權(quán)根據(jù)服務(wù)協(xié)議約定，收取相應(yīng)的服務(wù)費用。19.第三方義務(wù)19.1第三方應(yīng)按照服務(wù)協(xié)議約定，履行相關(guān)服務(wù)義務(wù)。19.2第三方應(yīng)確保其提供的服務(wù)符合法律法規(guī)和行業(yè)標準。20.第三方介入合同條款的變更20.1第三方介入后，如需變更本合同條款，應(yīng)經(jīng)甲方、乙方和第三方協(xié)商一致，并簽訂補充協(xié)議。21.第三方介入合同終止21.1第三方介入服務(wù)結(jié)束后，甲方、乙方和第三方應(yīng)按照服務(wù)協(xié)議約定，辦理相關(guān)手續(xù)。21.2第三方介入服務(wù)終止后，本合同其他條款仍然有效。22.第三方介入爭議解決22.1第三方介入引發(fā)的爭議，應(yīng)通過協(xié)商解決。22.2協(xié)商不成的，任何一方均有權(quán)向有管轄權(quán)的人民法院提起訴訟或申請仲裁。23.第三方介入保密條款23.1第三方在提供服務(wù)過程中，應(yīng)遵守保密義務(wù)，不得泄露甲方、乙方或其他相關(guān)方的商業(yè)秘密和個人信息。第三部分：其他補充性說明和解釋說明一：附件列表：1.附件一：借款合同詳細要求：借款合同為本合同主體部分，應(yīng)包括借款金額、期限、利率、還款方式、抵押物信息、雙方權(quán)利義務(wù)等條款。說明：借款合同是雙方權(quán)利義務(wù)的依據(jù)，應(yīng)清晰、完整。2.附件二：抵押物清單詳細要求：抵押物清單應(yīng)詳細列明抵押物的名稱、數(shù)量、價值、權(quán)屬證明等信息。說明：抵押物清單是抵押物權(quán)屬和價值的確認依據(jù)。3.附件三：借款人信用報告詳細要求：借款人信用報告應(yīng)由乙方認可的信用機構(gòu)出具，包含借款人的信用歷史、信用評分等信息。說明：信用報告是評估借款人信用狀況的重要依據(jù)。4.附件四：第三方服務(wù)協(xié)議詳細要求：第三方服務(wù)協(xié)議應(yīng)明確第三方服務(wù)內(nèi)容、費用、責任、保密條款等。說明：第三方服務(wù)協(xié)議是明確第三方服務(wù)細節(jié)和責任的依據(jù)。5.附件五：抵押物評估報告詳細要求：抵押物評估報告應(yīng)由乙方認可的評估機構(gòu)出具，包含抵押物評估價值、評估依據(jù)等信息。說明：評估報告是抵押物價值的確認依據(jù)。6.附件六：借款人身份證復(fù)印件詳細要求：借款人身份證復(fù)印件應(yīng)清晰、完整，并由借款人簽字確認。說明：身份證復(fù)印件是借款人身份的證明文件。7.附件七：借款人授權(quán)委托書詳細要求：借款人授權(quán)委托書應(yīng)由借款人簽字或蓋章，授權(quán)他人代為辦理借款相關(guān)事宜。說明：授權(quán)委托書是明確授權(quán)人權(quán)限的文件。說明二：違約行為及責任認定：1.違約行為：違約還款：借款人未按合同約定的時間、金額償還借款本金及利息。逾期還款：借款人未在約定的寬限期內(nèi)償還借款本金及利息。提前解約：借款人未按合同約定提前解除合同。提供虛假信息：借款人向乙方提供虛假信息或隱瞞重要事實。抵押物處置違規(guī)：未經(jīng)乙方同意擅自處置抵押物。2.責任認定標準：違約還款：借款人應(yīng)支付逾期罰息，并承擔乙方因此產(chǎn)生的合理費用。逾期還款：借款人應(yīng)支付逾期罰息，并承擔乙方因此產(chǎn)生的合理費用。提前解約：借款人應(yīng)支付已發(fā)生的利息和手續(xù)費。提供虛假信息：借款人應(yīng)承擔由此產(chǎn)生的全部責任，包括但不限于賠償乙方損失。抵押物處置違規(guī)：借款人應(yīng)承擔由此產(chǎn)生的全部責任，包括但不限于賠償乙方損失。示例說明：借款人甲在還款日未償還借款本金及利息，構(gòu)成違約還款。乙方有權(quán)要求甲支付逾期罰息，并承擔乙方因此產(chǎn)生的催收費用。借款人乙在約定的寬限期內(nèi)未償還借款本金及利息，構(gòu)成逾期還款。乙方有權(quán)要求乙支付逾期罰息，并承擔乙方因此產(chǎn)生的催收費用。借款人丙未按合同約定提前解除合同，構(gòu)成提前解約。乙方有權(quán)要求丙支付已發(fā)生的利息和手續(xù)費。借款人丁向乙方提供虛假信息，構(gòu)成提供虛假信息。乙方有權(quán)要求丁承擔由此產(chǎn)生的全部責任，包括但不限于賠償乙方損失。借款人戊未經(jīng)乙方同意擅自處置抵押物，構(gòu)成抵押物處置違規(guī)。乙方有權(quán)要求戊承擔由此產(chǎn)生的全部責任，包括但不限于賠償乙方損失。全文完。2025年度個人旅游抵押借款合同范本（休閑金融）2合同目錄一、合同簽訂雙方基本信息1.1借款人基本信息1.2借款人擔保人基本信息1.3貸款人基本信息二、借款基本信息2.1借款金額2.2借款期限2.3借款利率2.4還款方式2.5借款用途三、抵押物信息3.1抵押物描述3.2抵押物價值評估3.3抵押物登記手續(xù)四、借款合同條款4.1借款人義務(wù)4.2貸款人權(quán)利4.3抵押權(quán)設(shè)定4.4違約責任4.5合同解除五、借款發(fā)放與使用5.1借款發(fā)放5.2借款使用監(jiān)督5.3借款資金監(jiān)管六、還款計劃6.1還款期限6.2還款方式6.3還款計劃調(diào)整七、貸款利率調(diào)整7.1利率調(diào)整方式7.2利率調(diào)整時間7.3利率調(diào)整通知八、費用與稅費8.1貸款相關(guān)費用8.2貸款利息計算8.3稅費承擔九、借款合同變更與解除9.1合同變更9.2合同解除9.3合同解除后的處理十、爭議解決10.1爭議解決方式10.2爭議解決程序10.3爭議解決地點十一、其他約定11.1通知與送達11.2合同附件11.3合同份數(shù)十二、合同生效與終止12.1合同生效條件12.2合同終止條件12.3合同終止后的處理十三、附件13.1借款人身份證明13.2抵押物相關(guān)文件13.3其他相關(guān)文件十四、合同簽署14.1簽署日期14.2簽署地點14.3簽署人員合同編號_________一、合同簽訂雙方基本信息1.1借款人基本信息借款人姓名：（借款人姓名）身份證號碼：（借款人身份證號碼）聯(lián)系方式：（借款人聯(lián)系方式）1.2借款人擔保人基本信息擔保人姓名：（擔保人姓名）身份證號碼：（擔保人身份證號碼）聯(lián)系方式：（擔保人聯(lián)系方式）1.3貸款人基本信息貸款人名稱：（貸款人名稱）營業(yè)執(zhí)照號碼：（貸款人營業(yè)執(zhí)照號碼）聯(lián)系方式：（貸款人聯(lián)系方式）二、借款基本信息2.1借款金額借款金額：（借款金額）2.2借款期限借款期限：（借款期限，如：一年）2.3借款利率借款利率：（借款利率，如：年利率5%）2.4還款方式還款方式：（還款方式，如：等額本息）2.5借款用途借款用途：個人旅游三、抵押物信息3.1抵押物描述抵押物描述：（抵押物描述，如：位于某市的房產(chǎn)）3.2抵押物價值評估抵押物價值評估：（抵押物價值評估，如：評估價值100萬元）3.3抵押物登記手續(xù)抵押物登記手續(xù)：（抵押物登記手續(xù)，如：已辦理抵押登記）四、借款合同條款4.1借款人義務(wù)4.1.1按時足額還款4.1.2保管抵押物4.1.3不得擅自處置抵押物4.2貸款人權(quán)利4.2.1監(jiān)督借款使用4.2.2要求提供相關(guān)資料4.2.3依法處置抵押物4.3抵押權(quán)設(shè)定4.3.1貸款人取得抵押權(quán)4.3.2抵押物范圍4.3.3抵押權(quán)實現(xiàn)4.4違約責任4.4.1借款人違約責任4.4.2貸款人違約責任4.5合同解除4.5.1合同解除條件4.5.2合同解除程序4.5.3合同解除后的處理五、借款發(fā)放與使用5.1借款發(fā)放5.1.1貸款人發(fā)放借款5.1.2發(fā)放方式5.2借款使用監(jiān)督5.2.1借款人使用借款5.2.2監(jiān)督措施5.3借款資金監(jiān)管5.3.1資金監(jiān)管措施5.3.2資金監(jiān)管機構(gòu)六、還款計劃6.1還款期限6.1.1還款期限6.2還款方式6.2.1還款方式6.3還款計劃調(diào)整6.3.1調(diào)整條件6.3.2調(diào)整程序七、貸款利率調(diào)整7.1利率調(diào)整方式7.1.1利率調(diào)整方式7.2利率調(diào)整時間7.2.1利率調(diào)整時間7.3利率調(diào)整通知7.3.1利率調(diào)整通知方式八、費用與稅費8.1貸款相關(guān)費用8.1.1貸款申請費8.1.2評估費8.1.3保險費8.2貸款利息計算8.2.1利息計算方法8.2.2利息計算周期8.3稅費承擔8.3.1借款人應(yīng)納稅費8.3.2貸款人應(yīng)納稅費九、借款合同變更與解除9.1合同變更9.1.1變更條件9.1.2變更程序9.2合同解除9.2.1解除條件9.2.2解除程序9.3合同解除后的處理9.3.1借款本息計算9.3.2抵押物處置十、爭議解決10.1爭議解決方式10.1.1訴訟10.1.2仲裁10.2爭議解決程序10.2.1訴訟程序10.2.2仲裁程序10.3爭議解決地點10.3.1訴訟地點10.3.2仲裁地點十一、其他約定11.1通知與送達11.1.1通知方式11.1.2送達方式11.2合同附件11.2.1附件一：借款人身份證明11.2.2附件二：抵押物相關(guān)文件11.2.3附件三：其他相關(guān)文件11.3合同份數(shù)11.3.1合同份數(shù)11.3.2各方持有份數(shù)十二、合同生效與終止12.1合同生效條件12.1.1合同簽訂12.1.2抵押物登記12.2合同終止條件12.2.1借款本息還清12.2.2合同解除12.3合同終止后的處理12.3.1資料歸檔12.3.2合同注銷十三、附件（此處列出所有附件）十四、合同簽署14.1簽署日期（簽署日期）14.2簽署地點（簽署地點）14.3簽署人員借款人簽字：擔保人簽字：貸款人簽字：_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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