銀行筆試用得上的專業(yè)詞匯

1、銀行筆試用得上的專業(yè)詞匯銀行筆試用得上的專業(yè)詞匯，攢 RPacquiring company 收購公司bad loan 呆帳chart of cash flow 現(xiàn)金流量表 clearly-established ownership 產(chǎn)權(quán)清晰 debt to equity 債轉(zhuǎn)股 diversity of equities 股權(quán)多元化 economy of scale 規(guī)模經(jīng)濟 emergi ng econo mies 新興經(jīng)濟 excha nge-rate regime 匯率機制 fund and financing 籌資融資 global finan cial architecture 全

2、球金融體系 global integration, globality 全球一體化，全球 化go public 上市g(shù)rowth spurt（經(jīng)濟的）急劇增長have on es two commas百萬富翁 hedge aga inst套期保值 hous ing mortgage 住房按揭 hold ings控股，所持股份 holding company 控股公司initial offerings 原始股in itial public offeri ngs首次公募inno vative bus in ess 創(chuàng)新企業(yè)in tellectual capital in ter-ba nk len

3、ding智力資本拆借in ter net customer網(wǎng)上客戶investment payoff period 投資回收期 joint-stock 參股mall rat愛逛商店的年輕人majormeans of production 生產(chǎn)要素 (the)medical cost social pool for diseases大病醫(yī)療費用社會統(tǒng)籌 mergers and acquisitions 并購 mobile-phone banking 移動電話銀行業(yè) moods人氣 net potato 網(wǎng)蟲 non-store seli ng 直銷 offeri ng 新股online-bank

4、ing 網(wǎng)上銀行業(yè) on li ne-fi nance 在線金融 on li ne clie nt (銀行的)網(wǎng)上客戶 paper profit 帳面收益physical assets 有形資產(chǎn)project fund system 項目資本金制度 pyramid sale 傳銷recapitalize資產(chǎn)重組regional corrency blocks 地區(qū)貨幣集團regulate 調(diào)控sell off 變現(xiàn)share(stock) optio n期權(quán)，股票認購權(quán)smart card智能卡slash prices 殺價spare capacity閑置的生產(chǎn)能力 strong growth

5、強勁的增長勢頭 switch trade轉(zhuǎn)手貿(mào)易 take public上市 tap the idle assets盤活存量資產(chǎn) tran sacti on (銀行的)交易 transfer payment from the exchequer 財政轉(zhuǎn)移 支付venture-capital 風險資本virtual bank虛擬銀行wire transfer 電子轉(zhuǎn)帳account number 帳目編號 depositor 存戶 pay-i n slip 存款單 a deposit form 存款單 a banding machine 自動存取機 to deposit 存款 deposit r

6、eceipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to coun ter sig n 雙簽 to en dorse 背書 en dorser背書人 to cash兌現(xiàn) to honor a cheque 兌付 to dish onor a cheque 拒付 to suspe nd payme nt 止付 cheque,check 支票 cheque book 支票本or

7、der cheque記名支票bearer cheque 不記名支票crossed cheque 橫線支票bla nk cheque空白支票 rubber cheque空頭支票cheque stub, coun terfoil票根cash cheque現(xiàn)金支票匯豐Iandtravelers cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 outsta nding cheque 未付支票 can celed cheque 已付支票 forged cheque 偽支票 Ban dars n ote 莊票，銀票 ban ker銀行家 preside nt 行長 sav ing

8、s bank 儲蓄銀行 Chase Bank大通銀行 Natio nal City Bank of New Y ork 花旗銀行 Hongkong Shanghai Banking Corporation 銀行Chartered Bank of In dia,AustraliaChi na麥加利銀行Banque de ITndoChine 東方匯理銀行 cen tral bank, n ati onal bank, ban kers bank 中央 銀行bank of issue, bank of circulati on 發(fā)行幣銀行 commercial bank 商業(yè)銀行，儲蓄信貸銀行 m

9、ember bank, credit bank 儲蓄信貸銀行 discount bank貼現(xiàn)銀行 excha nge bank 匯兌銀行 requesting bank 委托開證銀行 issuing bank, opening bank 開證銀行 advis ing bank, no tify ing bank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 pay ing bank 付款銀行 associate ban ker of collecti on 代收銀行 con sig ned ban ker of collecti on 委托銀行

10、 clearing bank清算銀行 local bank本地銀行 domestic bank國內(nèi)銀行 overseas bank國外銀行 unincorporated bank 錢莊 branch bank 銀行分行trustee sav ings bank 信托儲蓄銀行 trust company信托公司 financial trust金融信托公司 unit trust信托投資公司 trust in stitutio n銀行的信托部 credit department 銀行的信用咅B(yǎng) commercial creditcompa ny (disco untcompa ny)商業(yè)信貸公司(貼

11、現(xiàn)公司) neighborhood savings bank, bank of deposit 街 道儲蓄所credit union 合作銀行 credit bureau 商業(yè)興信所 self-service bank 無人銀行 land bank 土地銀行 construction bank 建設銀行 in dustrial and commercial bank 工商銀行 bank of comm uni cati ons 交通銀行 mutual savings bank 互助儲蓄銀行 post office savings bank 由B局儲蓄銀行 mortgage bank, buil

12、ding society 抵押銀行 in dustrial bank 實業(yè)銀行 home loan ba nk家宅貸款銀行reserve bank 準備銀行chartered bank 特許銀行 corresponding bank 往來銀行 merchant bank, accepting bank 承兌銀行 investment bank 投資銀行 import and export bank (EXIMBANK) 進出口 銀行 joint venture bank 合資銀行 money shop, native bank 錢莊 credit cooperatives 信用社 cleari

13、 ng house票據(jù)交換所 public accounting 公共會計 bus in ess acco un ti ng 商業(yè)會計 cost acco unting 成本會計 depreciation accounting 折舊會計 computerized accounting 電腦化會計 gen eral ledger 總帳 subsidiary ledger 分戶帳 cash book現(xiàn)金出納帳 cash acco unt 現(xiàn)金帳 journal, day-book日記帳，流水帳 bad debts 壞帳in vestme nt 投資 surplus 結(jié)余 idle capital

14、游資econo mic cycle 經(jīng)濟周期 econo mic boom經(jīng)濟繁榮econo mic recessi on 經(jīng)濟衰退econo mic depressi on 經(jīng)濟蕭條econo mic crisis 經(jīng)濟危機 econo mic recovery 經(jīng)濟復蘇 in flation通貨膨脹deflatio n通貨收縮devaluati on貨幣貶值revaluation貨幣增值intern ati onal bala nee of payme nt 國際收支 favourable bala nee 順差adverse bala nee 逆差hard currency 硬通貨sof

15、t currency 軟通貨in ter nati onal mon etary system國際貨幣制度the purchasing power of money 貨幣購買力 money in circulation 貨幣流通量 n ote issue紙幣發(fā)行量national budget 國家預算national gross product 國民生產(chǎn)總值public bond公債stock, share 股票 debe nture 債券treasury bill國庫券debt cha in債務鏈direct excha nge 直接(對角)套匯 in direct excha nge 間接(三角)套匯 cross rate, arbitrage rate 套匯匯率 foreign currency (exchange) reserve 夕卜匯儲備 foreign exchange fluctuation 夕卜匯波動 foreign exchange crisis 夕卜匯危機 discount 貼現(xiàn)discount rate, bank rate 貼占現(xiàn)率gold reserve 黃金儲備money (financial) market 金融市場stoc